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STATE REGULATION AND ENFORCEMENT INITIATIVES

MBAS LEGAL ISSUES AND REGULATORY COMPLIANCE CONFERENCE


Hotel Del Coronado Coronado, California May 4, 2010 Marsha L. Williams Middleberg Riddle & Gianna 717 N. Harwood St., Suite 2400 Dallas, TX 75201 214-220-6501 mwilliams@midrid.com

STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

Foreclosures Procedures
South Carolina Supreme Court Administrative Order 2009-05-22-01 Vermont HB 171 Oregon SB 628 Colorado HB 1207 Arizona HB 2008 Oregon HB 3004 Nevada SB 128 Georgia SB 141 Iowa SF 364 Oregon SB 239 Maryland HB 640 Virginia HB 2150 Utah SB 76 Nevada AB 6 Oregon HB 3656 Maine LD 1707 Oregon SB 1013 Rhode Island Emergency Banking Regulation 5
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STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

Mortgage Foreclosure Stabilization Programs


New Jersey SB 1559 New Jersey AB 3821 Washington SB 5810 New Jersey Department of Banking Bulletin No. 09-13
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STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

City, County and Court Initiatives


City of Providence, Rhode Island Ordinances 2009-41 and 2009-42 Marion County, Indiana LR 49-TR85 Rule 231 Circuit Court of the Ninth Judicial Circuit in and for Orange County, Florida Administrative Order 2009-02 Nineteenth Judicial Circuit Court in and for Indian River, Martin, Okeechobee and St. Lucie Counties, Florida Administrative Order 2009-01 First Circuit of the State of Florida in and for the Counties of Escambia, Santa Rosa, Okaloosa and Walton Administrative Order 2009-18 City of Providence, Rhode Island Ordinances 13-2 to 13217
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State Trends in Residential Mortgage Lending

Soldiers and Sailors

Alabama SB 242 Iowa HF 706

STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

Mediation Connecticut HB 7007 Maine LD 1418

State Trends in Residential Mortgage Lending

Tenants/Occupants Oregon SB 952 Nevada AB 140 Illinois HB 3863 Utah HB 243 Maryland HB 776

STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

Unique Limitations Florida SB 1718 Maryland HB 640

STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

LOAN MODIFICATIONS California AB 7 California Emergency Regulations Title 10, Chapter 3, Subchapter 14 Michigan HB 4455 Oregon HB 3610 Texas Home Equity Modification Advisory Bulletin Florida SB 2226 Indiana HB 1176 Massachusetts Industry Letter Dated April 27, 2009

STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

LOAN MODIFICATION AND FORECLOSURE CONSULTANTS Nevada AB 152 California Attorney General Directive Issued June 1, 2009 Minnesota SF 708 Indiana HB 1176 Nevada Emergency Rules Chapter 645F New Mexico HB 205

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STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

MORTGAGE FRAUD Alabama SB 223 Louisiana SB 105 Indiana HB 1176 Connecticut SB 948 Virginia HB 2262 Maryland HB 79

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STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

Reverse Mortgages Vermont HB 222 South Carolina SB 673 Washington HB 1311

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STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

Influencing Appraisers Indiana HB 1176 Nevada HB 287 Nevada Regulations R053-08 South Dakota HB 1124

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STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

Higher Priced Mortgages

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STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

Vacant Property

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STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

Servicing Regulation Hawaii HB 1071 Washington HB 2608

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STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

Origination West Virginia HB 4630 Indiana HB 1336 Nebraska LB 736 Nevada Guidance 2/12/10 on AB 513 Oregon HB 2188

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STATE TRENDS IN RESIDENTIAL MORTGAGE LENDING

Licensing West Virginia SB 387

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