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SBI ADVANTAGE CAR LOAN SCHEME FOR LESS THAN RS.

5 LACS [Print Page]

SBI provide the best car loan scheme for you to take a loan below Rs 5 lacs. Salient features: No Advance EMI; Longest repayment tenure (7 years); Lowest interest rates ( there are further concessions for Corporate Salary Packa ge accounts) ; Lowest EMI; LTV 85% of 'On Road Price' of car (includes registration, insurance and cost of accessories worth Rs 25000), 90% in case of Corporate Salary Package accounts; Interest Calculated on Daily Reducing Balance; Flexibility of payment of EMI anytime during the month ; No pre-payment penalty; Low processing fee (only 0.50% of loan amount); for Corporate Salary Package acc ounts, only Rs.500 per application. Free Accidental insurance ; Optional SBI Life cover; Overdraft facility available.

Purpose For purchase of new passenger cars, Multi Utility Vehicles (MUVs) and SUVs with minimum loan component of Rs. 5.0 lakh and above. Eligibility To avail an SBI Car Loan, you should be : Individual between the age of 21-65 years of age. A Permanent employee of State / Central Government, Public Sector Undertaking, P rivate company or a reputed establishment Professionals, self-employed,businessmen who is an income tax assessee or Person engaged in agriculture and allied activities. Net Annual Income Rs. 100,000/- and above. Salient Features

Loan Amount Maximum Loan amount will be 2.5 times of net annual income. Spouses income could also be considered provided the spouse becomes a co-borrower in the loan. Loan amount below Rs. 5 lacs will cover under the scheme

Documents Required You would need to submit the following documents along with the completed applic ation form:

1. Statement of Bank account of the borrower for last 12 months. 2. 2 passport size photographs of borrower(s). 3. Signature identification from bankers of borrower(s). 4. A copy of passport /voters ID card/PAN card. 5. Proof of residence. 6. Latest salary-slip showing all deductions 7. I.T. Returns/Form 16: 2 years for salaried employees and 3 years for pro fessional/self-employed/businessmen duly accepted by the ITO wherever applicable to be submitted. 8. Proof of official address for non-salaried individuals. Margin 15% of the on the road price (which includes vehicle registration charges, insur ance, one-time road tax and accessories).

Repayment You can enjoy the longest repayment period in the industry with us as long as 84 months.

Interest Click here to view the interest rates. Processing Fee Waived till 31.122011

Security As per Bank s extant instructions. SBI provide the best car loan scheme for you for high end car with loan amount R s 5 lacs and above. Salient features: No Advance EMI; Longest repayment tenure (7 years); Lowest interest rates ( there are further concessions for Corporate Sala ry Package accounts) ; Lowest EMI; LTV 85% of On Road Price of car (includes registration, insurance and cost of accessories worth Rs 25000), 90% in case of Corporate Salary Package acc ounts; Interest Calculated on Daily Reducing Balance; Flexibility of payment of EMI anytime during the month ; No pre-payment penalty; Low processing fee (only 0.50% of loan amount); for Corporate Salary Pac kage accounts, only Rs.500 per application. Free Accidental insurance ; Optional SBI Life cover; Overdraft facility available.

Purpose For purchase of new passenger cars, Multi Utility Vehicles (MUVs) and SUVs with minimum loan component of Rs. 5.0 lakh and above.

Eligibility To avail an SBI Car Loan, you should be : Individual between the age of 21-65 years of age. Regular employee of State / Central Government, Public Sector Undertaki ng, Private company or a reputed establishment Professionals, self-employed, businessmen, proprietary/partnership firm s who is an income tax assessee Net Annual Income Rs. 2,50,000/- and above.

Loan Amount There is no upper limit for the amount of a car loan. A maximum loan amount of 4 times the net annual income can be sanctioned. Spouses income could also be cons idered provided the spouse becomes a co-borrower in the loan.

Documents Required You would need to submit the following documents along with the completed applic ation form: 1. Statement of Bank account of the borrower for last 12 months. 2. 2 passport size photographs of borrower(s). 3. Signature identification from bankers of borrower(s). 4. A copy of passport /voters ID card/PAN card. 5. Proof of residence. 6. Latest salary-slip showing all deductions 7. I.T. Returns/Form 16: 2 years for salaried employees and 3 years for pro fessional/self-employed/businessmen duly accepted by the ITO wherever applicable to be submitted. 8. Proof of official address for non-salaried individuals Margin 15% of the on the road price (which includes vehicle registration charges, insur ance, one-time road tax and accessories). Repayment You can enjoy the longest repayment period in the industry with us as long as 84 months. Interest

Click here to view the interest rates Processing Fee Waived till 31.12.2011

Security As per Bank s extant instructions. CAR LOANS [Print Page] Interest Rates w.e.f. 01.09.2011 SBI ADVANTAGE CAR LOAN SCHEME SL. No PARAMETER SCHEME DETAILS 1 Applicable to All New Car Loans to Public 2 Interest Rate At present the following Interest rates are applicable: For Term Loan: 1.25% above Base Rate, i.e. 11.25% p.a. For Overdraft: OD will attract 0.50% more than the existing rate for Term loans. NRI Car Loan Tenure Rate of Interest For all tenures 1.25% above Base Rate i.e. 11.25% p.a. Two- Wheeler Loan Tenure Rate of Interest Up to 3 years 8.25% above Base Rate i.e. 18.25% p.a. Used Vehicles Tenure Rate of Interest Up to 3 years 7.25% above Base Rate i.e. 17.25% p.a. Above 3 yrs 7.50% above Base Rate i.e. 17.50% p.a. Certified Pre-owned Car Loan scheme Tenure Rate of Interest Up to 3 years 6.00% above Base Rate i.e. 16.00% p.a. Above 3 yrs 6.50% above Base Rate i.e. 16.50% p.a. NOTE: ALL INTEREST RATES ARE SUBJECT TO CHANGE, WITHOUT NOTICE Base Rate 10.00 % w.e.f. 13.08.2011 SBI Student Loan Scheme Loan Amount Rate of Interest (w.e.f. 10.10.2011) For loans upto Rs.4 lacs 3.75% above Base Rate, currently 13.75% p.a. Above Rs.4 lacs and upto Rs.7.50 lacs 4.25% above Base Rate, currently 14.25% (Base Rate 10 % p.a.)

p.a. Above Rs.7.50 lacs 2.25% above Base Rate, currently 12.25% p.a. (0.50% concession in interest for girl student) Education Loan Scheme for students of ISB, Hyderabad 2.75% above Base Rate, currently 12.75% p.a. (0.50% concession in interest for girl student) SBI Scholar Loan Scheme (w.e.f. 10.10.2011) 2.25% above Base Rate, currently 12.25% p.a. (Irrespective of the loan amount) (0.50% concession in interest for girl student) NOTE: ALL INTEREST RATES ARE SUBJECT TO CHANGE, WITHOUT NOTICE. PERSONAL LOAN AGAINST THIRD PARTY SECURITY [Print Page] Base Rate 10.00 % w.e.f. 13.08.2011 Loans against NSCs/KVPs/RBI Surrender Value of SBI Life Tenure Rate of Interest Upto 3 years 4.50% above More than 3 years and below p.a. Relief Bonds/ /LIC/SBI Magnums, etc. Base Rate, currently 14.50% p.a. 6 years 4.50% above Base Rate, currently 14.50%

NOTE: ALL INTEREST RATES ARE SUBJECT TO CHANGE, WITHOUT NOTICE. LOANS AGAINST SHARES / DEBENTURES / BONDS [Print Page] Base Rate 10.00 % w.e.f. 13.08.2011 Loans against Shares / Debentures / Bonds Sceme Rate of Interest Equity Plus Scheme 6.50% above Base Rate, currently 16.50% p.a. NOTE: ALL INTEREST RATES ARE SUBJECT TO CHANGE, WITHOUT NOTICE. OTHER SCHEMES [Print Page] Base Rate 10.00 % w.e.f. 13.08.2011 Other Loans Type of Facility Rate of Interest Clean Overdraft 8.25% above Base Rate, currently 18.25% p.a. Personal Loans Scheme (SBI Saral) 8. 50% above Base Rate floating, current ly 18.50% p.a. SBI Loan to Pensioners 4.75% above Base Rate, currently 14.75% p.a. SBI Loan to Affluent Pensioners 4.75% above Base Rate, currently 14.75% p.a. Festival Loan Scheme 6.75% above Base Rate, currently 16.75% p.a. Loan against Bank Time Deposits (Domestic) 0.75% over the rate paid on Rela tive time deposit. Rent Plus Scheme Centre Loan Amount Rate of Interest Metro Loan upto Rs. 7.50 Crores 5.25% above Base Rate, currently 15.25% p.a.

Above Rs. 7.50 Crores

5.50% above Base Rate, currently 15.50% p.a.

Non Metro Loan upto Rs. 5.00 Crores 5.25% above Base Rate, currently 15.25% p.a. Above Rs. 5.00 Crores 5.50% above Base Rate, currently 15.50% p.a.

Xpress Credit Type Facility Rate of Interest Demand Loan Check-off from Employer 5.00% above Base Rate Floating, currentl y 15.00% p.a. NOTE: ALL INTEREST RATES ARE SUBJECT TO CHANGE, WITHOUT NOTICE. LOANS AGAINST GOLD ORNAMENTS, MORTGAGE OF PROPERTY [Print Page] Base Rate 10.00 % w.e.f. 13.08.2011 Loan against Gold Ornaments Size of Credit Limit Rate of Interest Upto Rs. 1,00,000/4.25% above Base Rate Floating, currently 14.25% p.a. Above Rs. 1,00,000/4.75% above Base Rate Floating, currently 14.75% p.a. Loan against Mortgage of Immovable Property Size of Credit Limit (Term Loan) Rate of Interest Upto Rs. 1,00,00,000/- 5.25% above Base Rate Floating, currently 15.25% p.a. Above Rs. 1,00,00,000/- 5.50% above Base Rate Floating, currently 15.50% p.a. *No Overdraft against Mortgage of Property NOTE: ALL INTEREST RATES ARE SUBJECT TO CHANGE, WITHOUT NOTICE. LOANS AGAINST NSCs /RBI RELIEF BONDS / KVPs / IVPs / SURRENDER VALUE OF SBI LIFE / LIC / SBI MAGNUMs ETC. [Print Page] Base Rate 10.00 % w.e.f. 13.08.2011 Loans against NSCs/KVPs/RBI Relief Bonds/Surrender Value of SBI Life /LIC/SBI Ma gnums, etc. Tenure Rate of Interest Upto 3 years 4.50% above Base Rate, currently 14.50% p.a. More than 3 years and below 6 years 4.50% above Base Rate, currently 14.50% p.a. NOTE: ALL INTEREST RATES ARE SUBJECT TO CHANGE, WITHOUT NOTICE.

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This site best viewed on resolution 800 x 600 BI CAREER LOAN [Print Page] Base Rate 10.00 % w.e.f. 13.08.2011

Type of Security Rate of Interest Land/Building 4.50% above Base Rate, currently 14.50% p.a. Banks TDRs/STDRs 1.00% above the rate of interest payable on deposits Govt. Securities/Public Sector Bonds/NSCs/ KVPs/RBI Relief Bonds, LIC Policy 4.25% above Base Rate , currently 14.25% p.a. (In case interest is paid during the course period a rebate of 0.50% will be adm issible, only during the moratorium period) NOTE: ALL INTEREST RATES ARE SUBJECT TO CHANGE, WITHOUT NOTICE. Home Loan Interest Rates (Last edited on : 10 December 2011) Buying your first home can seem intimidating, especially when faced with many di fferent loan types. Don t worry. Use this list to compare and narrow down the ch oices to know which is the best. To help its customers get the best interest rates on home loans deal4loans has c onsolidated all the information regarding current rate of interest for all the b anks at one place. Please keep visiting this section to check updated rate of in terest for home loans. Check Home Loan Interest Rates Bank Name Loan Amount Loan Tenure LA Bank Name Floating Interest rate Processing Fee Prepayment Charges Apply State Bank Of India 10.75% Up to 25 lacs 0.25% 26-75 lacs : 10,000 75 & above : 20,000 N.A ICICI Bank Scheme I :10.50% (Fixed 1 yr), Scheme II : 10.75% (Fixed 2yrs), Scheme III : 10. 75% (Fixed 3yrs), then 10.50% (Upto 25Lacs) Scheme I :11% (Fixed 1 yr), Scheme II : 11.25% (Fixed 2yrs) Scheme III : 11.25% (Fixed 3yrs), then 11% 0.50% of loan amount upto 1 crore N.A HDFC Ltd Scheme I : 10.75% (Fixed for 3 yrs ) Scheme II : 11.25% (Fixed for 5 yrs ) , After that 10.50% rate or then applicable rate. 0.5% or maximum 10,000+s ervice tax (10.30%) No prepayment charges shall be payable for partial or fu ll prepayments irrespective of the source First Blue Home Finance 10.50% (for Salaried / SEP), 11% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed) Salaried - 0.5% or 6000 whichever is less plus doc charges plus taxes (upto 25 lacs), 0.5% or 10000 whic hever is less plus doc charges plus taxes (25-75 lacs), 0.5% or 15000 whichever is less plus doc charges plus taxes (above 75 lacs). Self Employed - 0.5% plus doc charges plus taxes. Nil LIC Housing Scheme I : 10.40%

Scheme II : 10.70% (Fixed for 3 yrs) Scheme III : 11.15% (fixed for 5 yrs) Up to 30 lacs : 10,000+ 10.30%(Service t ax) 30 - 50 lacs : 15,000+10.30%(service tax) 50 & above : 20,000+10.30%( Service tax) 2% of out standing Payment AXIS Bank Scheme I :11.75% (Fixed for 20 yrs) Scheme II : 10.75% (Upto 25Lacs),Then 11% 1% of the loan amount + applicab le taxes 2% (For Scheme I) Nil (For Scheme II) IDBI 11% (Upto 25Lacs), Then 11.50% - 11.75% Up to 1%of loan amount (Rs 2500 to be collected at login and balance at the time of sanction ) If Balance Transfer then 2% Otherwise Nil ING Vysya 10.75% 5000 + 10.30% (service tax) (Upto 20Lacs) 5000 + 10.30% (service tax) (Above 20Lacs) 2% Standard Chartered 10.75% - 11.25% 0.5% 2.5% DHFL 11.50% 0.5% - 1%(basis on profile) If 25% of outstanding amount is paid eve ry year -No Penalty , otherwise 2% of outstanding amount Citibank 10.50% (Upto 25Lacs), then 11% 0.5%+Service tax 2% Deutsche Bank 10.50% - 11% 10000 + Service Tax up to 90% no charges after that 2.5% India Bulls 10.50% (Upto 25Lacs), Then 11% upto 30lacs - 2,500 + 10.30% (service tax) above 30lacs to 1.5Cr - 5,000 + 10.30%(service tax) Above 1.5Cr - 10,000 + 10.30%(service tax) 2%-3% Allahabad Bank 12.75% 0.50% of loan amount, Maximum Rs. 10,000/N.A Bank of Maharastra 11.20% N.A N.A Central Bank of India 11.75% 0.50 % of loan amount, maximum Rs.20,000 N.A Corporation Bank 11.75% (Upto 25Lacs), then 12% Upto Rs.5 lakhs 0.50% of loan subject to min. Rs.1,000/- & max. Rs.2,500/Above Rs.5 lakhs & upto Rs.15 lakhs 0.50% of loan subject to min. Rs.2,500/- & max. Rs.7,500/Above Rs.15 lakhs & upto Rs.20 lakhs 0.50% of loan subject to min. Rs.7,500/- & max. Rs.10,000/Above Rs.20 lakhs 0.50% of loan subject to min. Rs.10,000/- & max. Rs.50,000/N.A Bank of India 11% (Upto 25 Lacs), Then 11.75% For loans upto Rs.30 lacs One time @ 0.55% of lo an amount min. Rs. 3000/- and max. Rs.10000/For Loan over Rs.30 Lacs upto Rs.50 lacs One time flat Rs.15,000/For Loan over Rs.50 Lacs upto Rs.1.00 crore One time flat Rs.20,000/- 2.25% of outstanding loan amount. Union Bank of India 11.75% 0.25% of loan amount subject to a maximum of Rs.15000/- plus service tax as applicable N.A United Bank of India 12.10% 0.50% of the loan amount N.A UCO Bank 12.25% - 12.75% N.A

Bank of Baroda 11.75% N.A N.A Canara Bank 11.75% Oriental Bank of Commerce 11.50% Nil for fresh Loans upto Rs.20.00 lac, For Loans above Rs.20.00 lacs 0.50% of the loan amount subject to a maximum of R s.12,500/N.A Kotak Bank 11.25%( for Salaried), 11.50%( for Self Employed) 0.25% - 0.5% 2% of Pr incipal Outstanding + 2% on amount prepaid in last 12 months Dena Bank 11.15% (Upto 25Lacs), Then 11.75% - 12.25% N.A N.A Punjab National Bank 11.75% Vijaya Bank 11.50% N.A N.A Syndicate Bank 11% (Upto 25 Lacs), Then 12.50% N.A N.A Indian Overseas Bank 11.50% N.A N.A Barclays Bank 11% - 11.25% 0.25%( for salaried ) , 0.50%( for Self employed) 3% Reliance 11% Federal Bank 10.78% 0.50% HSBC Bank 10% - 13% 1% of the loan amount applied for, subject to a minimum of Rs 10 000 plus service tax. This fee is payable on application and is not refundable 25%of the original loan amount free for every financial year PNB Housing Finance 10.75% (Salaried/SEP) , 11.25%(SENP) 0.5% 2% Development Credit Bank 11.50% 0.5% If 25% of outstanding amount is paid within 3 years - No Penalty , otherwise 2% of outstanding amount State Bank of Travancore 11.25% Nil 2% of the outstanding loan amount Tata Capital 10.75% 0.5 to 1% off the loan amount. N.A Dhanalakshmi Bank 12.25% (Uto 25Lacs), then 12.75% a) Loans Upto Rs 20 lacs -Rs 3500 plus s ervice tax b) Loans > Rs 20 lacs - Rs 5000 plus service tax 25% of outstanding loan amount is paid every financial year without charges. Indian Bank 11.25% 1) 0.25 % on Loan amount (Non refundable) (to be remitted at the time of submission of application) 2) 0.32 % on Loan amount (at the time of acceptance of sanction) 1) No pr e-closure charges, if loan is closed out of own funds. 2) 2% on Balance outstanding or applicable Drawing Limit whichever is higher, if loan is closed by way of take over by another Bank / Financial Institution. Before apply for home loan, Calculate your home loan emi with EMI Calculator Disclaimer: Please note that the interest rates given here are based on the mark et research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the indiv idual companies / organizations. This site does not take any responsibility for

any sudden / uninformed changes in interest rates. Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates. Personal Loans Interest Rates (Last edited on : 10 December 2011) Personal loan rates in India depend on various criteria, one being the income le vel. Different banks have different classifications based on which interest rate s are calculated. To start with whether you are working for an employer (salarie d) or you are an employer yourself (self employed). The factors which determine your Personal Loan interest rates are as follows: Income Your Company Status Credit and Payment history. Relationship with the Bank you intend to take loan from. Individuals Negotiating Ability. Read below how these factors effect your Interest rates ** To help its customers get the best interest rates on personal loans deal4loans h as consolidated all the information regarding latest rate of interests at one pl ace. Please keep visiting this section to get updated rates of interests on pers onal loans. Banks/Rates Salaried CAT A CAT B Others Pre-Payment Charges Processing Fees Apply Fullerton India 21% - 32% 21% - 32% 21% - 32% 4% 2% HDFC Bank 15.75% (for 75,000 & above salary), 16.25% (for 50,000-75,000 salary), 17.25% (for 35,000-50,000 salary), 19.25% (below 35,000 salary) 15.75% (for 75,000 & above salary), 16.25% (for 50,000-75,000 salary), 17.25% (for 35,000-50,000 salary), 19.25% (below 35,000 salary) 22.25% 4% 2% if salary account in HDFC - other wis e 2.5% Citibank 16% ( upto 30,000 salary), 15% (above 30,000 salary) 17% ( upto 30,000 salary), 16% (above 30,000 salary) 17% ( upto 30,000 salary), 16% (above 30,000 salary) 3% 1% - 2% State Bank of India/SBI 16.75% (Guarantor required) 16.75%-20% (Guarantor required) 16.75%-20% (Guarantor required) 4% 2%-3%

Kotak Bank 15.5% 16.5% 18%-19% 4% Andhra Bank 15.75%-16.75% 16.75%-18.75% N.A. Axis Bank 15.50% 17% 19% - 21% 1.50%(For CAT A) 2% (CAT B) Bank of Baroda 15% 15.5% N.A. N.A. Corporation Bank 14.5% (undertaking letter required) or Rs.500/ING Vysya 15% , 14.5%(for Account Holder) (for 75,000 & above salary), 15.5%, 15%(for Account Holder) (for 40,000 - 75,000 salary), 17%, 16.5%(for Account Holder) (for 25,000 - 40,000 salary) (for 75,000 & above salary), 16%, 15.5%(for Account Holder) (for 40,000 - 75,000 salary), 17%, 16.5%(for Account Holder) (for 25,000 - 40,000 salary) (for 75,000 & above salary), 16.5%, 16%(for Account Holder) (for 40,000 - 75,000 salary), 18%, 17.5%(for Account Holder) (for 25,000 - 40,000 salary)

2% N.A. Nill Rs250-Rs1000/1% (For Supaer CAT A)

2% N.A. N.A. N.A. 1.50% of the loan amount

15.5%, 15%(for Account Holder)

16%, 15.5%(for Account Holder)

4%

.5% if Account Holder - other wise 2%

ICICI Bank N.A. N.A. N.A. N.A. N.A. Standard Chartered Bank 16% - 17% 17% - 18% 19% - 22% 2%-5% 2% United Bank Of India 16% 12%(For pensioners) 16%-18% 12%(For pensioners) 16%-18% 12%(For pensioners) N.A. N.A. Vijaya Bank 16% N.A. N.A. N.A. N.A. Where CAT A refers to - Top 1000 companies CAT B refers to - Multi National Companies( MNC s ) CAT C refers to - Small companies Non Listed refers to - Smaller companies with 100 emloyees. Loan Surrogates refers to - Any running loan from any bank Income : If your Income is above a certain limit, Banks believe that your chance s of not paying are lesser as you have Income to pay. Income above 75 per month usually gets some discounts from all personal loan Banks. Your Company Status : If the company you are working with is a well known corpor ate, the Banks feel that you are less likely to shift from your job and will res ult in lesser defaults. Credit and Payment History : Banks follows Cibil scores/rating before deciding g iving loans. If your payments for Credit Cards and Loans is not upto mark , you

have the most likely chance of being rejected for the loan or the Bank will give you at a much higher rate. Relationship with Bank : The Bank where you have your Salary account/Savings acc ount is likely to pass on you to some special rate for your personal Loans or Pr ocessing fee. Individuals Negotiating Skills : Based on your above points you can always ask B ank to give you waivers on Rates, Fees Etc. Before apply for personal loan, Calculate your personal loan emi with EMI Calcul ator Disclaimer: Please note that the interest rates given here are based on the mark et research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the indiv idual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates. Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates. Car Loans Interest Rates (Last edited on : 10 December 2011) Banks/Rates New Car Loan (Reducing) Used Car Loan (Reducing) Processi ng Fee Apply ICICI Bank 11.50% - 14.75% (From 36 - 60 months), 13.75% - 16% (From 24 - 35 months), 15.75% - 17% (Upto 23 months) 16.50% - 18.50% Rs.2500/- to Rs.5000/HDFC Bank 11.50% - 12.25% (From 49 - 60 months), 11.50% - 12.25% (From 36 - 48 months), 11.25% - 12.00% (Upto 36 months) 15.25% - 17.75% (60 months), 15.25% - 17.75% (48 months), 15.25% - 17.75% (36 months), 15.75% - 18.25% (24 months), 15.75% - 18.25% (Upto 12 months) Corporate Rates 13.75% - 15.25% (From 36 - 60 months), Rs 2325/- to Rs. 4275/Kotak Mahindra 11.50% - 13.50% 17% - 20% Rs.3300/- to Rs.4750/Axis Bank 11.50% - 14.50% 16.50% - 18% Rs.3000/- to Rs.3500/State Bank of India (SBI) 11.25% 17.25% ( Upto 36 Months) 17.50% ( Above 36 months) 0.5% of loan Amount Bank Of India 12.50% - 13.50% 13.50% - 14% a) Loans upto Rs.25,000/- - one time Rs.1,000/b) Loans above Rs.25,000/- upto Rs.25 lacs - one time 1.10% of loan amount - Min .Rs.1,500/- & Max. Rs.5,000/c) Loans above Rs.25 lacs - one time 0.25% of the loan amount Max.15,000/-

Federal Bank 12% - 12.50% (upto & including 36 months) 12.50% - 13% ( Above 36 months to 60 months)

15.75% - 16.25% Rs 1655/- to Rs 2758/-

Disclaimer: Please note that the interest rates given here are based on the mark et research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the indiv idual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates. Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates. Loan Against Property Eligibility CITIBANK Eligibility Gross annual income of Rs 1,20,000 or above 23 years of age and above, Maximum age of 58 years or your retirement age, whichever is higher at th e time of loan maturity, At least 3 years of work experience, Loans from Rs 2.1 Lakh to Rs 1 Crore. Avail loans up to 60% of market value of residential propert ies and 50% market value of commercial properties, The loan can be used by propr ietors, self employed professionals, partnership firms and private limited compa nies Tenure Interest Rate HDFC Eligibility Loans from Rs. 2 Lacs onwards depending on your needs, Borrow up to 60% of market value of the property, Flexibility to choose between an EMI ba sed loan or an Overdraft - We also offer to you overdraft against your self-occu pied residential or commercial property and you save money by paying interest on ly on the amount utilized! High tenure loans for ease of repayment, Specially designed products for Self Em ployed Tenure Interest Rate SBI Eligibility An Employee or A Professional, self-employed or an income tax as sessed or Engaged in agricultural and allied activities, Your Net Monthly Income (salaried) is in excess of Rs.12,000/- or Net Annual Income (others) is in exce ss of Rs.1,50,000/-, The income of the spouse may be added if he/she is a co-bor rower or a guarantor, Maximum age limit: 60 years Tenure Interest Rate -