BUILDING

A

NEW GENERATION

OF

WEALTH

INDEPENDENT BUSINESS OWNER’S

BILL CODE

OF OF

RIGHTS CONDUCT

AND

Sept11.V3.4

TABLE OF CONTENTS

Description Page Welcome Bill of Rights Code of Conduct Section 1 Becoming a younique™ Independent Business Owner Section 2 Qualifying as ACTIVE Section 3 Independent Business Owner Identification Section 4 Privacy Section 5 Government Regulations & Independent Business Owner Taxes Section 6 Activities of the Independent Business Owner Section 7 Indemnity Section 8 Product & Income Claims Section 9 Advertising Section 10 Independent Business Owner Websites & Web Presence Section 11 Company Payments Section 12 Enrolling Product Refunds Section 13 Team Marketing Cooperation Section 14 Independent Business Owner Hosting Responsibilities Section 15 Enrolling or Sponsoring of Distributorship Section 16 Moving of Independent Business Owner Section 17 Change of Address Section 18 Ordering, Delivery & Payment Methods Section 19 Shipping Policy Section 20 Import Duties, Taxes & Customs Restrictions Section 21 Non-Delivery of younique™ Collectible Precious Metals Section 22 Death of a younique™ Independent Business Owner Section 23 Partnership, Corporation & Transfer Requirements Section 24 Sale of an Independent Distributor Business Section 25 Resignation of an Independent Business Owner Section 26 Retail Sales Section 27 Seventy Percent (70%) Rule Section 28 Retail Sales in Commercial Outlets Section 29 Environmental Responsibilities Section 30 Independent Business Owner Inactivity Section 31 Termination or Suspension of a younique™ Independent Business Owner Section 32 Waiver Section 33 Governing Law & Arbitration Section 34 Notices & Other Correspondence to the Company Appendix A Glossary of Terms 1 2 3 3 4 4 4 5 6 6 7 7 8 8 9 9 9 10 10 11 12 12 13 13 14 14 14 15 15 17 17 17 17 18 19 19 19 A-I

Sept11.V3.4

Welcome

Gold Tribe of Independent Business Owners (IBOs). We believe that whether it is management at the corporate level, our many support and supply companies, or our , IBOs, we are all in business and partnership together. Independent Owners younique™ has adopted an Independent Business Owner ounique™ for Bill of Rights and Code of Conduct as its foundation f the way the Company does business, and to protect the ompany rights of the Independent Business Owner and the Company.

A

t younique™ we are 100% focused on our younique™

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BILL OF RIGHTS
1. younique Independent Business Owner have a right to own and operate their own Owners d independent contractor business. younique Corporate (the ‘Company should Company’) recognize that an Independent Business Owner’s business is an independent small business with all of the rights of any independ independent small business. By entering into an agreement with the Company each Independent Business Owner is entitled to specific Company, and undeniable rights to protect and preserve immediate and long long-term residual income. An Independent Business Owner s personal business relationships shall be honored and Owner’s protected. An Independent Business Owner Team that is personally sponsored as well Owner’s sponsored, as personal retailed Customer is part of the Independent Business Owner business. Customers, Owner’s The Company will recognize the sacred nature of the Sponsor/Independent Business Independent Owner relationship. Independent Business Owner have the right to expect the Owners ight Company’s efforts to support and sustain that relationship relationship. Product usage by an Independent Business Owner personally enrolled Team and Owner’s nrolled Customers are considered retail sales of that Independent Business Owner and is commissionable. The use of the Company’s products within the sales organization is called “tertiary retail sales” or “internal consumption ” Whether a Independent consumption.” an Business Owner or a Customer receives a discount is immaterial, as in the case that factory or wholesale outl sales are still considered retail sales. outlet Independent Business Owners have a right to a fair and balanced contract. Owners Independent Business Owners shall be protected from termination without just cause. Owners Independent Business Owne s have a right to automatic renewal without material Owners breach of contract. Independent Business Owners have a right to a process and system Owners of fair and independent recourse. Independent Business Owners have a right to sell, transfer or will their indepe Owners independent contractor business to any party that would qualify as a Independent Business Owner an under normal conditions. This is a provision that also helps protect the independent contractor status. Independent Business Owner have the right to expect the Company and its employees Owners ompany to be honest and treat th them courteously and respectfully. Likewise, Independent Business Owners will treat the Company with mutual respect. Independent Business Owner have the right to expect the Company to take all Owners reasonable steps to insure that their products are of the highest quality and that the products are shipped in a timely manner. Loyalty to each other is expected from both the Independent Business Owner and the Company.

2.

3.

4.

6.

7.

8.

9.

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CODE OF CONDUCT
The right to make changes to this Code of Conduct is reserved by younique (the ‘Company Notice of Company’). any change will be published by the Company fourteen (14) days before the change becomes effective. ) The Company reserves the right to effect changes that are deemed urgent without such prior notice notice. While the Company makes every effort to ensure coherency of information published, in the event of any discrepancy of any published information relating to issues of Code of Conduct, the current effective version of this document shall prevail as the final binding authority. on It is the responsibility of all Indepe Independent Business Owners (IBOS) to review on a regular basis the most recently published younique Code of Conduct which is published in the Help > Downloa section of Downloads their Business Center. The Company does not provide or offer investment or financial advice. The Company’s official materials including websites, printed and published materials, and/or products and services, should not be considered or construed in any way as investment or financial advice. trued The Company’s official materials including websites, printed and published materials, and/or products and services should not be considered or construed in any way as an investment offering or investment opportunity. younique The Gold Tribe™ is a global trademark of Younique Incorporated and Joseph Wealth Systems GmbH. Any reference to younique is covered and subject to international trademark laws. younique products and plans are covered under various trademarks and subject to international trademarks trademark laws. Terms used in this document are defined in Appendix A.
Section 1. Becoming a younique Independent Business Owner

1.1.

Before applying to join as a younique Independent Business Owner, it is recommended that an Applicant fully read and understand all materials relating to the joining process including Code of Conduct and younique Pay Plan. To apply to join as an Independent Business Owner, an Applicant must be of legal age n (usually eighteen [18] years of age) in the nation, province, or region of residence where younique provides services At the time of joining, the Applicant shall not have any beneficial services. interest in any other younique Independent Business Owner entity. To apply to join as an Independent Busines Owner, an Applicant must complete an online Business Independent Business Owner Application and purchase the younique Business Kit or one of the other qualifying products products. Upon successfully joining the Company will issue a new unique Member joining, ll Member/IBO ID number. The Applicant will receive written notice of acceptance from the Company by e email advising the new Independent Business Owner of their unique IBO number after which time they will umber have access to their Business Center and commission and bonus payments will be issued on Center, their business activity. At that time the Independent Business Owner will be bound by the terms and conditions of th Code of Conduct. this The new Independent Business Owner is then authorized to buy and sell products and services and to enroll ne Preferred Customers or Independent Business Owners into their new Team. The Company reserves the right to approve or disapprove any application whether the person or corporation as a Independent Business Owner. an
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1.2.

1.3.

1.4.

1.5.

1.6.

Section 2.

Qualifying as ACTIVE

2.1.

Qualifying as ACTIVE authorizes the Independent Business Owner to purchase younique’s Independent Gold and Silver products including the Nest Egg Saving System at wholesale prices. Being ACTIVE also qualifies Independent Business Owner to receive bonuses and commissions Owners generated from retail and business o tail owner sales. You are considered ACTIVE when you subscribe to the Generational Wealth monthly $100BV AutoShip program or a accumulate monthly production of $150 in Personal Bonus Volume (PBV) which is a combination of your personal purchases, your personal retail C purchases, Customers and personally enrolled Preferred Customers during the given pay period. Refer to younique’s referred ustomers Pay Plan document for further information. Qualifying as ACTIVE is a monthly Pay Period qualification requirement in order to receive commissions and bonuses bonuses.
Independent Business Owner Identification

2.2.

2.3.

Section 3.

3.1.

The Company requires the true identification of the beneficial interested parties behind a interested younique Independent Business Owner, whether it is corporate or personal. In the Owner, younique Independent Business Owner Application, the Applicant is required to provide personal identification, whether passport number or license number issued in the number, jurisdiction where the Applicant resides. The Company reserves the right at any time to request from the Independent Business Owner a notarized copy of the passport or license that was provided in the original provided application.Failure to provide this information will result in cancellation of the Failure distributorship. For tax and identification purposes, the Company is not required to collect tax or social purposes, security numbers. (Refer to Section 5 ) If the Independent Business Owner is a corporate or business entity, the Company reserves the right to request from the Independent Business Owner a copy of the deed and certificate of incorporation. All information provided by a Independent Business Owner to the Company must be true an and valid. pendent The Independent Business Owner is entitled to cancel the distributorship by written notice to the Company at any time.
Privacy

3.2.

3.3. 3.4.

3.5. 3.6.

Section 4.

4.1.

The protection of personal information is crucial with younique. Privacy protection is and . always will be critical to our business. younique will maintain strict Customer information confidentiality policies. younique has formulated policies that give Independent Business Owners and Customers a very high level of protection of personally identifiable information. s younique provides the following privacy protections: a) younique purposes for collection of personal information may include billing (for purchase of product or services where applicable), provision of Customer service, Team management, Customer surveys, provision of offers of related services and other exchanges of information. younique will not disclose or share personally identifiable information collected via the Internet or telephone with any other companies or organizations without the informed consent of the Customer providing the information (except as required by law). This does not include persons providing their information to receive a free gift or
Sept11.V3.4 3.4 Page | 4

b)

related Customer sales. Reasonable information will be provided to the host of the website where information or transactions are performed. c) younique will use information received via e mail or regular mail from Customers and e-mail other individuals only for purposes reasonably related to the subject matter of communication. younique does not target children for collection of personal information on any of its websites. younique recognizes that the privacy of children must be protected. We believe that parents have the right to protect the privacy and security of their chi children and to prevent the inappropriate use of information about their children. As technologies continue to be enhanced and expand the collection of information of all kinds, we will appl our technological and marketplace expertise in efforts to apply ensure that our younique Independent Business Owners, Customer and Users nsure Customers receive the kind of privacy protection that will make them confident and secure. We are not responsible, however, for use of personal information that is obtained independently by thi parties as a result of your use of the Internet. third . Consistent with these policies, younique prohibits Independent Business Owners from the collection, distribution or gathering of personal or aggregate information distribution, information, including Internet or e-mail addresses, of other younique Independent Business Owners, Customer or any other younique Users, except for the purpose of Customers , conducting their younique business. younique online systems use 128 bit state of the art secure encryption technology with SSL certificates.
Government Regulations & younique IBO Taxes

c)

d)

e)

f)

Section 5.

5.1.

A younique Independent Business Owner is under contract to the Company and is therefore an independent contractor of the Company. It is the sole responsibility of the Independent Business Owner to become informed of, and to observe and comply in full with, local, provincial and national laws and regulations relating to the Independent Business Owner’s distributorship and/or business activities in the jurisdiction where the younique Independent Business Owner resides and operates. Local law in some jurisdictions may restrict distribution of the Company’s materials including websites, printed and published materials, or products and services. It is the sole responsibility of the Independent Business Owner to become informed of, and to observe and comply in full with, local, provincial and national laws and regulations relating to the distribution of the Company’s materials in the jurisdiction where the Independent Business materials Owner resides and operates. Local, provincial and national taxes on sales, income, capital gains and remuneration on labor and business activities varies from jurisdiction to jurisdiction. An Independent Business Owner of the Company is not an employee of the Company. It is the sole responsibility of the Independent Business Owner to become informed of, and to observe and comply in full with, local, provincial and national laws and regulations relating to taxation including but not lating restricted to: a) b) c) d) sales taxes and import duties on products and materials sold income taxes on personal labor and business activities capital gains taxes on current and future values of products import duties on product shipped from the Company products
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5.2.

5.3.

e) 5.4.

local licensing on business activities

(Within the USA) The Company is not a United States domestic company and is not responsible for the accounting for and/or collecting and paying of a Independent Business an Owner’s tax responsibilities and liabilities. Further, the Company is not responsible for nsibilities gathering information including but not restricted to: thering a) b) c) d) e) f) g) Federal or local taxes the Federal Unemployment Tax Act the Federal Insurance Contributions Act the Social Security Act State Unemployment Acts State Employment Security Acts State Workers Compensation Acts

5.5.

An Independent Business Owner is personally responsible for accruing, accounting for, and paying all applicable local, provincial and national taxes that may become due as a result of activities under its distributorship. The Company is not responsible for, and will not collect, ies deduct or pay personal taxes on payments made to the younique Independent Business Owner derived from the Company’s Commissions and Bonuses Pay Plan.
Activities of the younique Independent Business Owner

Section 6.

6.1. 6.2.

An Independent Business Owner must comply fully at all times with all terms and conditions of this Code of Conduct and the younique Distributorship Application. An Independent Business Owner’s work hours, business expenditures, and business plans hours, are not dictated by the Company. An Independent Business Owner will make no printed or re verbal representations which state or imply otherwise. An Independent Business Owner may not represent themselves in any wa printed or way, verbally, as being an agent or purchaser of a franchise. The Independent Business Owner’s distributorship with the Company does not create an employer/employee relationship, agency, partnership or joint venture between the Company and the Independent Business Independent Owner. An Independent Business Owner may not represent themselves in any way, printed or verbally, as being a spokesperson for the Company. An Independent Business Owner has no authority to bind the Company to any obligation. An Independent Business Owner may not make disparaging, misleading, inaccurate, or unfair statements, representations, claims, or comparisons with regard to: a) b) the Company, its products, its commercial activities or its Independent Business Owners ies, other companies, including competitors, their services, products or commercial activities
Indemnity

6.3.

6.4.

6.5.

Section 7.

7.1.

An Independent Business Owner agrees to indemnify the Company, its officers, agents and employees against any claims, damages, liabilities or other expenses including a attorney fees arising from any representations or actions made by the Independent Business Owner’s own business practice.
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Section 8.

Product and Income Claims

8.1.

An Independent Business Owner may not make false or fraudulent representations about the Company, its Commiss Commissions and Bonuses Pay Plan and its earning potential. A An Independent Business Owner may not make any claims for the Company’s services or products that are unsupported by facts documented in official Company literature. An Independent Business Owner must be ethical and professional at all t times when conducting business. An Independent Business Owner may not make false statements or n misrepresentations of any kind. These include but are not limited to: a) b) untruthful or misleading representations sales offers relating to the quality, availability, grade, price or performance of the products

8.2.

8.3.

An Independent Business Owner may not make statements regarding actual income figures and may not disclose actual, copied, or representative payment statements. A Independent statements. An Business Owner may not make income guarantees of any kind and may not make unrepresentative, unreasonable, or misleading earnings claims. (Refer to Section 31)
Advertising

Section 9.

9.1.

All electronic advertising, including that sent via e mail, telephone, or facsimile must comply e-mail, facsimile, with all anti-spamming laws within the intended jurisdiction where the recipient resides. spamming The Independent Business Owner is under obligation to research and comply with all local laws concerning unsolicited commercial e e-mail. (Within the USA) Under United States law, it is unlawful “to use telephone, facsimile machine, computer, or other device to send an unsolicited advertisement. Electronic mail advertisement means any e mail message, the principal purpose of which is to promote, e-mail directly or indirectly, the sale of other distribution of goods or services to the recipient.” (CAN-SPAM Act of 2003) SPAM An Independent Business Owner may only use the Company trademarks, logos and ness copyrighted materials with specific prior written permission from the Company. Advertising utilizing the Company name, logo or trademarks must have specific written permission from the Company pri to its release. The advertising must also state that the prior individual placing the advertisement is a Independent Business Owner. Independent an Business Owners agree to grant to the Company unlimited, perpetual and royalty royalty-free rights to any materials submitted by the Independent Business Owner should the Company wish. tted An Independent Business Owner may develop and use personal stationary that includes the Company name for marketing purposes including business cards and letterhead without prior written approval from the Company providing such stationary includes the title al “younique Independent Business Owner" in a minimum of ten (10) point type. Owner" An Independent Business Owner may promote their business in any legal and ethical manner and may advertise without the Company’s written approval provided they do not use the Company name (younique), the Company logo, or the Company trademarks. ounique), All intellectual property rights for products and services of the Company shall remain the ual exclusive property of the Company at all times and includes copyrights, trade secrets, trademarks, service marks, trade names and other intellectual property rights. A younique Independent Business Owner is prohibited from answering phones in any ndependent manner that implies to callers that they have reached the corporate offices of the Company. A younique Independent Business Owner is prohibited from sending and answering e e-mails
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9.2.

9.3. 9.4.

9.5.

9.6.

9.7.

9.8.

or facsimiles in any manner that implies to the recipient that they are communicating with imiles the corporate offices of the Company. 9.9. The Company reserves the right to review a younique Independent Business Owner’s marketing efforts and decide whether the younique Independent Business Owner is using dependent professional marketing strategies or whether the younique Independent Business Owner’s behavior is aggressive, unethical or harassing. The Company reserves the right to use its sole judgment, and its decision is final and binding. Should the Company deem the younique Independent Business Owner’s behavior to be contrary to the Company Code of Conduct, this will constitute a violation of the Company’s Code of Conduct. (Refer to Section 31) efer

Section 10. younique IBO Websites & Web Presence

10.1. 10.2.

An Independent Business Owner may choose to utilize the Company’s Business Owner’s replicating website system to promote its business over the internet. (Refer to Section 9) An Independent Business Owner may design and build independent websites that promote their business over the internet. However, all Independent Business Owner’s websites must er, be licensed by the Company for use prior to going live Unlicensed or unapproved websites live. that in any way promote the Company, its products and services, or the younique Independent Business Owner’s business, is strictly prohibited. To be licensed by the Company, an Independent Business Owner’s independent websites must be inspected and approved by the Company. Licensed websites may only be hosted on Company web servers. All Code of Conduct relating to advertising shall apply to the construction, design and to building of independent websites (Refer to Section 9) websites. Websites may not use any ke words or meta tags to advertise any licensed website on the key e internet if the search words or meta tags in any way misrepresent the Company or are in violation of the Code of Conduct (Refer to Section 31) Conduct. An Independent Business Owner must obtain specific written approval from the Company before initiating any sponsored links on internet search engines to direct internet traffic to a licensed website. The Company may revoke the license to any previously approved and licensed website at any time.

10.3.

10.4. 10.5.

10.6.

10.7.

Section 11. Company Payments

11.1. 11.2.

The Company will pay commissions to a younique Independent Business Owner according to the current younique Pay Plan published in official Company materials and website. An Independent Business Owner’s success is based on their ability to generate commissionable volume from its organizational structure and includes Personal Bonus Volume (PBV), Bonus Volume (BV) from online orders by Customer linked to the Customers Independent Business Owner and Total Group Bonus Volume (TGBV). Owner, Pay Plan payments are made to Independent Business Owners according to the Company payment period timeline published in the official Company Pay Plan document. An Independent Business Owner is responsible to ensure that they qualify within the defined period to receive the payment of commissions. The Company will not accept responsibility for a Independent Business Owner failing to an qualify because of banking trans anking transactional & credit card errors.

11.3. 11.4. 11.5.

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11.6. 11.7.

Handling, processing and bank fees will be deducted. Such deductions are clearly reported in nd the Independent Business Owner’s Payment Report. If an Independent Business Owner believes there is an error in the calculation of payment, the error must be brought to the attention of the Company in writing within thirty (30) days of the posting of the Payment Report. Failure to advise the Company within thirty (30) days waives all Independent Business Owner’s recourse to the all alleged error. An Independent Business Owner authorizes the Company to deduct fees, fines and penalties from its Commissions and Bonuses Pay Plan payments. All such deductions will be clearly reported in the Independent Business Owner’s Payment Report.

11.8.

Enrolling Section 12. Enrolling Product Refund

12.1.

The Company will refund 100% of the net product cost on its Enrolling Product less any applicable handling costs, sales taxes and import duties and transaction fees within thirty (30) costs, days of its original purchase date. The refundable Enrolling Product is defined as the first purchase of the True Wealth Home Study Course, Generational Wealth Getting in Shape and Business Builders Kit Wealth, Kit. In the case of the products hav ducts having been shipped, the refund will be completed upon the confirmed return of the shipped items to the authorized shipping agent or at the request of turn agent, the purchaser, the refund may first deduct the shipped item such as the Business Builders Kit or True Wealth Home Study Course prior to the refund being completed. In the case of a refund if the Company does not receive tracking number and shipping refund, receipt of the returned items within seven days of the refund request, the refund will be completed after deducting the non non-returned items. To apply for a refund the Independent Business Owner must apply for a refund by refund, siness contacting younique Gold Tribe Support through the IBO Business Center secure messenger system, and providing their IBO Number, Order Number and proof of purchase If a refund nd purchase. request is made by email, it is the responsibility of the purchaser to confirm that the responsibility Company received the email confirming the request as the Company will not be liable for emails displaced in spam filters and other email server filters. Any Commissions and Bonuses Pay Plan payments paid from the refunded product will be from charged back against the Independent Business Owner who received them in the applicable or next payment period. Once a refund has been issued, the Independent Business Owner’s position Business Center position, and replicating websites will be immediately de deactivated. Gold and Silver collectable products and all other precious metal products are not ilver refundable.

12.2. 12.3.

12.4.

12.5.

12.6.

12.7. 12.8.

Section 13. Team Marketing Cooperation

13.1.

The Company does not restrict a younique Independent Business Owner from belonging to one or more Team marketing and/or direct selling companies if those companies are not in direct product competition with the Company.

Section 14. Independent Business Owner Hosting Responsibilities

14.1.

An Independent Business Owner may, through their circle of contacts and influence, introduce others to the Company, its Customer products, and services. Should these contacts enroll as younique Independent Business Owners of the Company, they will be ounique placed within the introducing Independent Business Owner’s Team. The introducing .
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Independent Business Owner is said to have personally enrolled the joining Independent Business Owner. 14.2. ing A sponsoring Independent Business Owner has certain responsibilities and obligations, which include: a) ensuring that all Independent Business Owners in their sponsored Team fully comprehend and meet the terms and conditions of the Company Code of Conduct and all applicable local, provincial and national laws and regulations providing regular training and support in the development of their sponsored Team’s business and the promotion of products providing appropriate training and education with instruction so that the promotion of product and business meetings held by their sponsored Team are conducted in accordance with the Company Code of Conduct and with any applicable local, provincial and national laws and regulations giving guidance and encouragement to their sponsored Team settling any dispute arising in their sponsored Team by intervening and making every attempt to resolve a dispute in a prompt and amicable manner mpt maintaining an ongoing, positive, professional association with other Independent Business Owners also maintaining responsibility for providing ongoing service to their entire sponsored Team’s Customers.

b) c)

d) e) f)

Sponsoring Section 15. Enrolling or Sponsoring of younique Independent Business Owner

15.1. 15.2. 15.3.

To act as a Sponsor, an Independent Business Owner must meet all requirements and accept all responsibilities as outlined in this Code of Conduct. An Independent Business Owner has the right to sponsor people in any country where the Company is active. Please contact the Company for further information. An Independent Business Owner is free to retail product anywhere in the world provided they meet the legal requirements such as customs compliance in foreign countries and such requirements countries are supported by the Company ountries Company. In the instance of two (2) or more Independent Business Owners claiming to be the Enroller of the same new Independent Business Owner, the Company will acknowledge the first online enrollment received by the Company. The Company prohibits cross-hosting and crossrecruiting. The Company reserves the right to make the final decision in the case of any dispute.

15.4.

15.5.

Section 16. Moving of Independent Business Owner

16.1. 16.2.

The Company permits the moving of a Personally Enrolled Independent Business Owner to ny another placement Sponsor position ponsor position. This process may be conducted by logging into your secure Business Center > Genealogy tab > “Move an IBO” tab, and follow following the instructions. This procedure is conducted by the IBO who has personally Enrolled the new first Level IBO. This procedure is valid for a forty-five (45) day period from the date of sponsoring and is a one-time move. This placement action is NOT reversible.

16.3.

16.4.

The Enroller and placement Sponsor will be paid as set out in the younique Pay Plan lacement ounique’s
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document. 16.5. If you have selected to move a person directly enrolled by you, and if the person has an organization of people in their downline, they will also be moved to maintain the integrity of rganization d the genealogy of the downline. The moving of an IBO’s org organization is an irreversible procedure and should be carefully considered before proceeding. Requested moves outside o the authorized “Strategic Placement” time frame will be equested of ” adhered to as per the following procedure procedure: a) The Independent Business Owner requesting a move outside the 45 45-day time period may apply by downloading and completing the appropriate set of forms from their Business Center and returning them to the Company. The Company accepts scanned documents emailed to support@youniquegoldtribe.com or faxed to one of the ed numbers provided on the forms or under Contact Us.

16.6. 16.7.

16.8.

The application will only be considered for approval by the Company when correctly n completed and signed application/agreements have been received from ALL of the following: a) b) The ‘Independent Business Owner Request to Transfer Sponsor’ application form dependent completed by the IBO who is requesting a transfer, AND The ‘Sponsor Agreement to Support Transfer ‘application form completed by each of pplication the first and second L Level Enrollers to the Independent Business Owner requesting transfer, AND The ‘I Agree to Sponsor Transferring Business Owner’ form completed by the new Sponsor the Independent Business Owner is requesting transfer to, AND The ‘Credit Card Authority Form completed by the Independent Business Owner Credit Form’ requesting transfer.

c) d) 16.9.

The company does not permit group transfer An administrative fee of USD$50.00 will be transfers. charged per application if approved and prior to effecting the move. This fee is payable by credit card only and will be charged by the Company from the information given on the Credit Card Authority form that acc accompanies the transfer application. The Company will notify the Applicant(s) of its decision by email to the current email address (s) on Company file. Following an approved transfer, future bonuses and commissions will flow ac according to the new structure. The Company will not move bonuses or commissions that have already been paid to a previous position.

16.10. 16.11.

Section 17. Change of Address

17.1.

An Independent Business Owner may change their ‘Mailing’ and ‘Billing’ addresses by usiness logging into their website Business Center and editing their personal information. The Billing heir Address is the address that is linked to the Credit Card. NOTE: Updating information in this area does NOT update the shipping address for your Recurring Order. The address information must be updated in both the personal information and in each personal relevant Recurring Order Template. An Independent Business Owner may have multiple Recurring Order Templates each set to ship to a different address.

17.2.

17.3.

It remains the Independent Business Owner’s responsibility to update their current contact details with the Company.
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17.4. 17.5.

The Company will not take responsibility for shipping to an incorrect address that has not been updated by an Independent Business Owner through their Business Center website. The Company will levy additional charges for the return handling and re charges re-shipping of any product sent back as a result of incorrect address information.

Section 18. Ordering, Delivery & Payment Methods

18.1. 18.2.

Products may be ordered over the Internet. The Company will not ship orders CO Orders must be paid in full prior to shipping. All COD. shipping and handling costs are based on delivery location and the amount of products ordered. Payment must be the exact amount of the order including shipping, transaction and handling fees. All credit card transactions are subject to the following: a) All transactions must be accompanied by an authorization for the credit card to be ll processed by the Company, or its credit card merchant clearing provider, signed by the card holder. Unauthorized use of a third person’s credit card is strictly prohibited The Company card prohibited. accepts no responsibility for a person authorizing the use of their personal credit card for another person s product purchase. In the case of credit card misuse please person’s misuse, contact younique Gold Tribe Support immediately. ounique The Independent Business Owner is responsible to maintain adequate funds in the adequate credit card. When funds are insufficient, the Independent Business Owner is responsible for all bank charges plus the Company’s handling fee. The Independent plus Business Owner understands that when the Company’s first attempt to receive credit understands card payment is unsuccessful, the bank will automatically make a second attempt within seven (7) days. ) The Independent Business Owner’s bank may charge an insufficient funds fee for each unsuccessful attempt. If there are insufficient funds, the Company will put a hold on nsuccessful the product or cancel the shipment. If the product has already been shipped, the Independent Business Owner will be expected to use an alternate mea of payment means for the product. If payment is not received within a reasonable amount of time, the Company may proceed with collection measures, stop the future shipment of orders, and take any other recovery available to it under the Company Code of Conduct.

18.3. 18.4.

b)

c)

d)

Section 19. Shipping Policy

19.1.

The Company utilizes the services of Federal Express and Swiss Post Registered mail as the primary method of shipping products. Swiss Post is only available in certain countries and for f specific products. Both Swiss Post and FedEx through its international arr arrangements with national carriers, requires the recipient’s signature at the point of delivery. If the National Carrier makes an attempt to deliver the product to the address provided and the person nominated is not available to receive and sign for the delivery, the following may occur: delivery, a) The National Carrier/Postal Service will leave a delivery notice in the recipient’s mail box notifying them of attempted delivery and advising the recipient to collect the Registered Delivery at their local Post Offi Office. b) If the Recipient does not collect the Registered Delivery within seven (7) days, the National Carrier/Postal Service may return the delivered product to the authorized shipper in Switzerland or Panama. (Refer to Section 21 In the case of such event occurring, younique reserves the right 21) to charge the recipient another delivery fee and handling charges for
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dispatching the same registered shipment from Switzerland to the nominated Postal ispatching address. 19.2. 19.3. Alternative shipping methods may be offered from time to time. These will be posted on the website as options during the ordering process. A delivered item signed for delivery by the consignee (person receiving delivery) signifies erson acceptance that they have received goods in correct quantity and quality. It is important that before signing delivery of your shipment for you to confirm that the package is correct and contains your correct order. If the delivered package is not correct do not accept delivery correct, but instead return to shipper. Please immediately notify Gold Tribe Support of this. No replacement shipment shall be sent until the undelivered items are received by the authorized shipping agent.

Section 20. Import Duties, Taxes & Customs Restrictions

20.1.

All import duties and sales taxes for product will be paid for by the Independent Business products Owner. The Independent Business Owner is responsible for abiding by any Customs responsible Restrictions relating to the jurisdiction to which they are shipping their precious metals. As recious Country International Duties and Ta Taxes are complex and often change without notice, t the Company does not accept responsibil for imposed duties or customs upon a purchased responsibility product during delivery to the assigned Country. It is the responsibility of the buyer to update on Duties and Taxes relative to their Country prior to ordering of precious metal products.

NonSection 21. Non-Delivery of younique Collectible Precious Metals

21.1. 21.2. 21.3.

Non-Delivery of Swiss Post shipments is reportable once thirty (30) days from the Swiss Post departure date has been reached. younique contracts Global Postal and Delivery Agencies for the shipping of purchased precious metal product. recious younique does not accept liability for non-delivery of items for the following reasons es delivery reasons: a) b) c) Name and or Address incorrect no authorized person available to accept delivery o courier service returns product undelivered ourier

21.4.

Undelivered products that have been returned to the authorized fulfillment agency for the above reasons will be re re-shipped. All costs of handling and re-shipping of the product shall shipping be the liability of the purchaser/consignee. Reporting Non- Delivery a) b) c) submit a ticket to Gold Tribe Support t select ‘Non-Delivery’ as the Category Delivery’ include Order Number and Tracking Number in the content

21.5.

21.6.

Customers may email younique Support at support@youniquegoldtribe.com Include the s Order and Tracking numbers. der

21.7.

The Company’s standard procedure upon notification of Non Non-Delivery includes includes: a) notify Swiss Post thirty (30) days required to investigate the missing product and Post; report back to the Company
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b)

upon receiving the Swiss Post report, the Company will take one of the following pon actions: i) ii) ship replacement product if Swiss Post declares a loss extend delivery period upon Swiss Post locating Non Delivered product Non-Delivered

Owner Section 22. Death of a younique Independent Business Owner

22.1.

In the case of an Independent Business Owner’s death, that Independent Business Owner’s rights to Commissions and Bonuses Pay Plan payments, rank and distributorship responsibilities will be transferred to the legal successors of the Independent Business successors Owner interested beneficial party. The Company requires certified copies of the death certificate and a certified will, court order, or other appropriate legal documentation before the transfer can be effective. Successors in the distributorship must agree in writing to be bound by and to comply with the terms and conditions of the Company Code of Conduct. Should the Legal Successor wish to terminate the distributorship, a written request of termination must be submitted along with appropriate legal proof of death. legal An Independent Business Owner may submit a ‘Letter of Wishes’ to the Company to ensure ompany correct beneficiary transition. The Successor Independent Business Owner is required to complete a Distributorship Application.

22.2.

22.3. 22.4.

Corporation Section 23. Partnership, Corporation & Transfer Requirements

23.1.

An Independent Business Owner may change the beneficial interested party of the distributorship from an individual to a business entity or from a business entity to an business individual but must notify the Company in writing and provide any documents required under this Code of Conduct (Refer to Section 3) Conduct. A written, dated statement of the transfer must also be submitted to the Company and must be signed by the beneficial interested parties involved in the change. At the time of the transfer, no individual transferee may also hold beneficial interest in any other Independent Business Owner’s distributorship.

23.2. 23.3.

Section 24. Sale of a younique Independent Business

24.1. 24.2.

An Independent Business Owner may sell the ownership of their distributor business at any time. This may be done only after receiving specific written approval from the Company. his A written application for sale of ownership must be received at the Company by the seventh (7th) day of a month in order for Company documentation to be issued and the chang to be change effective for the given month. Requests received after the seventh (7th) day of the month will be processed for the following month. An existing Independent Business Owner may not purchase another distributor business without written approval from the Company.

24.3. 24.4.

Section 25. Resignation of younique Independent Business Owners

25.1.

An Independent Business Owner may at any time log into their Business Center > AutoShip Manager and deactivate all future orders and billings. Such action will be effective anager immediately.
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25.2. 25.3.

An Independent Business Owner may terminate their Independent Business Owner distributor business at any time and without penalty by instructing the Company in writing. The resignation of the Independent Business Owner will be effective immediately except when there is volume in the resigning Independent Business Owner’s Team at which time Team, resignation will be effective at the end of the commissionable period. Upon the Company receiving written notice of resignation, all rights to commissions, position, rank and wholesale purchases cease, and the Independent Busines Owner is no Business longer entitled to advertise, sell, or promote the Company’s products and services. The former Independent Business Owner’s Team shall be transferred to their sponsoring Independent Business Owner. siness The voluntarily terminated Independent Business Owner may re apply for a new re-apply distributorship no earlier than six (6) months from the date the Company receives written istributorship notice of the termination (Refer to Section 16) termination.

25.4.

25.5.

Section 26. Retail Sales – Gold & Silver Savings Plans

26.1. 26.2.

An Independent Business Owner may offer the Company’s products and services for sale to their own direct retail Customer Customers. An Independent Business Owner may sell a product at a price they consider reasonable according to free market conditions However, Customer Nest Egg Savings Plans are a fixed conditions. price option set by the Company Company. The Company’s products may be offered for sale only by Independent Business Owner with ndependent Owners commissions paid to those who have a current qualifying bonus volume. Terms of Use for Nest Egg Savings Plans younique provides the opportunity for you to save towards selected Gold or Silver products in one transaction with an easy and consistent method that does not entail purchasing at full market price. Example: You may wish to set up a $100 per month savings program towards a 1/3oz (10.367grams) Moses Collectible. The Nest Egg Savings System allows you to save towards the selected product in monthly installments over a period of time determined by your savings amount and Gold old/Silver market pricing at time of purchase. In this example you have selected to save $100 per month towards the Moses 1/3oz Gold collectible. Depending upon the Gold price when your $100 order is processed your Nest epending processed, Egg Savings Account is credited in your secure Business Center Nest Egg Savings Account with an amount in grams of Gold based on the Gold price of that day plus margin for production, assaying, and other associated costs. , Each month you are buying grams of Gold towards the Moses 1/3oz collectible Once you Moses collectible. have saved sufficient grams you are then charged a shipping fee according to your selected grams, method of shipping, and the product is shipped. This is a completed Savings Cycle. All excess grams left from the Savings Cycle after the product is shipped are credited into your Business Center Nest Egg Savings Account and are credited to the next Savings Cycle. avings

26.3. 26.4.

26.5.

Terms of Redeeming Excess Grams xcess With every Savings Plan whether it is from $25 a month or thousands of dollars per month Plan, month, the Treasury department purchases precious metals on the day of transaction therefore, transaction; once you begin a Savings Plan, a Savings Cycle needs to be completed towards the selected avings ycle product. A completed Savings Cycle is when you have selected a Gold and and/or Silver product
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and have saved sufficient grams for the product to be shipped. Once a person has commenced saving in grams of Gold or Silver towards any of the selected rams precious metal products there is no refund as per Section 12 of this code but Nest Egg products, code, Redeeming Policy will come into effect. Cycle, a product is In the case that the Nest Egg Savings System has completed a Savings C shipped, excess grams are credited to your Business Center Nest Egg Savings Account then Account, the Company provides a Treasury Redeeming process to convert the excess grams saved s into a gift certificate, E , E-Wallet account or the grams will stay in your Business Center Nest Egg Savings Account until you commence another Savings Cycle. 26.6. Process of Redeeming When a Savings Cycle is completed and product shipped, you may have excess grams credited into your Business Center Nest Egg Savings Account. Upon the completion of a Savings Cycle, excess grams are credited and a Redeem button will appear in your Business Center Nest Egg Savings A Account. Once a Savings Cycle is complete you have three options: nce complete, 1. Commit to another Savings Cycle wherein the excess grams will automatically be credited to the next Savings Cycle 2. Deactivate the Nest Egg Savings System and leave the grams credited in the account for a future date 3. Redeem the excess grams purchased button, In the case of Option 3 (redeem grams), you select the ‘Redeem’ button and the grams credited will be calculated into a dollar value set by the date and price wh those grams when were purchased. A Treasury fee of 25% of the value is deducted for the process and the process, balance is credited to a gift certificate or for the use towards the purchase of any produc or ds product E-Wallet account. Example: $25 per month savings in Gold in a Savings Cycle is complete, product is shipped shipped, and 0.33 grams excess are credited into your Nest Egg Savings Account The date of Account. purchase and price paid for the grams is displayed. 0.33grams dollar value (based on Gold price at the order date) is $14.80, a 25% Treasury fee is $3.71, and the net amount credited ) to the gift certificate is $11.13 shipped, Example: $100 per month savings in Gold in a Savings Cycle is complete, product is shipped and 1.5 grams excess are credited into your Nest Egg Savings Account. The date of purchase . and price paid for the grams is displayed. 1.5grams $ value (based on Gold price at the order based date) is $68.00, a 25% Treasury fee is $1 $17.00, and the net amount credited to the gift certificate is $51.00 f ycle, Note: If your intention is to redeem at the end of a completed Savings Cycle please review the amount of grams required to complete the cycle If necessary, reduce the dollar value cycle. saved as this will minimize excess grams purchased and minimize the Treasury Fee deducted.
Section 27. Seventy Percent (70%) Rule

27.1.

Direct selling regulations in many jurisdictions require what is known as the Seventy Percent (70%) Rule. An Independent Business Owner purchasing for their personal sav savings or personal collections is exempt of this rule. To comply with this Seventy Percent (70%) Rule:
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27.2.

a)

The Company Code of Conduct strictly prohibits the purchase of products and services in unreasonable amounts solely for the purpose of qualifying for commissions or advancement within the Commissions and Bonuses Pay Plan. All such forms of front loading or stockpiling are strictly prohibited.

27.3.

Prior to honoring an order for product, a Independent Business Owner must certify that an he/she has sold a minimum 70% of any prior purchased inventory that was purchased with the intent of on-selling. Independent Business Owners will be allowed by the Company to selling. purchase a reasonable amount of products and services for sales samples. Such reasonable les. amounts of product will not exceed USD USD$1,000.

Section 28. Retail Sales in Commercial Outlets

28.1. 28.2.

An Independent Business Owner must obtain written notification and approval from the Company prior to selling Company products and services in any retail outlet. Sales literature may be displayed referring the Customer to an Independent Business Owner without Company approval.

Section 29. Environmental Responsibilities

29.1.

An Independent Business Owner has certain responsibilities that are normal to international environmental policy and includes but is not limited to proper disposal of used packaging and non-biodegradable materials relating to its business activities. biodegradable The Company encourages each Independent Business Owner wherever possible to use renewable materials and online resources in the promotion of their business and the als distribution of Company products and services. The Company maintains strict internal policies towards its environmental responsibilities. These policies include but are not limited to minimizing the use of non minimizing non-biodegradable materials and plastics in its products and packaging and minimizing the use of hardcopy and paper within its administration systems. The Company acknowledges that in the past, the Gold mining industry has yielded vast and old sometimes irreparable damage to the natural environment through a host of poor practices including but not restricted to chemical, water and surface management. The Company adamantly believes it is the responsibility of the mining industry to implement sound, ‘clean implement gold’ environmental practices in all of its mining operations regardless of the nations and regions in which it operates. The Company supports mining companies that maintain a clean gold policy and supports continued efforts by the industry to develop and refine clean gold industry technologies and practices.

29.2.

29.3.

29.4.

Section 30. Independent Business Owner Inactivity

30.1.

An Independent Business Owner will be reclassified to an Inactive Status after six (6) n consecutive months of inactivity After a further six (6) month period of Ina inactivity. Inactivity, the IBO will be reclassified as a Retail Customer and the genealogy position held in a Team downline classified Customer, he will be removed. All future commissions bonuses payable will be paid to the next qualifying ll commissions/bonuses Independent Business Owner. Note: Once an account is terminated the genealogy position removed is not reversible. terminated,

30.2.

An Active Independent Business Owner may be re classified to ACTIVE IBO status within the total 12 month period by qualifying as ACTIVE.

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Section 31. Termination or Suspension of a younique IBO

31.1.

An Independent Business Owner who violates the Company Code of Conduct jeopardizes the integrity of the Company and all Independent Business Owners in the marketplace. Independent Business Owners are required to abide fully by this Code of Conduct. The Company reserves the right to terminate or suspend any Independent Business Owner’s he distributorship at any time for a probationary period when it is determined that the Independent Business Owner has violated the provisions of the Company Code of Conduc Conduct including its amendments from the time of the Independent Business Owner’s application to the current time. In the event of an Independent Business Owner’s first violation of this Code of Conduct, the Company will provide a warning by email email. In the event of an Independent Business Owner’s second violation of this Code of Conduct, the Company will provide the Independent Business Owner with a written warning which may be accompanied with suspension of Commissions and Bonuses Pay Plan payments. In the event of an Independent Business Owner’s third violation of this Code of Conduct, the Company will grant in writing a thirty (30) day period for the Independent Business Owner to sell their distributorship prior to termination of the distributorship by the Co distributorship Company. In the event of the Independent Business Owner’s violation of the Company Code of Conduct being accompanied by a breach in local commercial or direct selling laws and regulations, the Company will not grant thirty (30) days grace for the sale of their distributorship. their Upon three (3) violations of the Company Code of Conduct and the expiration of the thirty (30) days grace for sale of distributor business, the Company will terminate the Independent , Business Owner’s distributor business and notify the Independent Business Owner in writing at the last address listed with the Company. Upon termination of their distributor business, the Independent Business Owner must cease to represent themselves as a Independent Business Owner of the Company and no lon an longer promote the Company and/or Company products and services. Should the Independent Business Owner wish to appeal the termination of their distributorship, the Company must receive the appeal in writing within fourteen (14) working days from the date of the Company’s termination letter. If the appeal is not the received within the fourteen (14) day period, the termination will automatically be deemed final. Should the Independent Business Owner file a timely appeal of termination, the Company may review and reconsider the termination, consider any other appropriate action, reconsider and notify the Independent Business Owner of the Company’s decision in writing within thirty (30) days of receiving the Independent Business Owner’s written appeal. At this point, the decision of the Company will be final and subject to no further review. ion In the event of the Independent Business Owner’s appeal being refused, the termination of their distributor business will be effective as of the date of the Company’s original termination letter. Upon termination of a Independent Business Owner’s distributor business all rights to an business, commissions, position, rank, a wholesale purchasing cease. The terminated Independent and Business Owner’s Team shall be transferred to their sponsoring Independent Business Owner. A future application to join as a Independent Business Owner by a previously an terminated individual will not be accepted or approved by the Company. A complaint against an Independent Business Owner must be written, signed in ink, and sent to the Company. Phone and email complaints will not be accepted.

31.2.

31.3. 31.4.

31.5.

31.6.

31.7.

31.8.

31.9.

31.10.

31.11.

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31.12.

The Independent Business Owner through younique’s Bill of Rights policy has the right to request for independent mediati mediation. Both parties must agree on the licensed mediator.

Section 32. Waiver

32.1.

The Company retains its right to insist on compliance with these rules or with the applicable laws governing the conduct of a business. This is true in all cases, both specifically expressed and implied, unless an officer of the Company who is authorized to bind the Company in d contracts or agreements specifies in writing that the Company waives any of these provisions.

Section 33. Governing Law & Arbitration

33.1.

This Code of Conduct was formed in the Republic of Panama. While the Company maintains of global companies and corporations in its global operations, an online Distributorship an Application is accepted and approved and the distributorship granted by the Company’s Republic of Panama company. A Independent Business Owner is an independent contractor An n to Younique Inc a Panama Company. The contract is therefore to be executed and upheld in accordance with the laws of the Republic of Panama. Any controversy or claim arising out of, or relating to the contract or the breach thereof, or the any controversy or claim relating to the business arising between a Independent Business an Owner shall be settled by mandatory, final, binding, non appealable arbitration in the non-appealable Republic of Panama. Judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof and enforcement of the judgment shall be governed by Panamanian law. If any suit, action or proceeding is brought to enforce any term or provision of the Company Code of Conduct, the prevailing party shall be entitled to recover reasonable attorney fees, prevailing costs, and expenses incurred, in addition to any other relief to which such party may be legally entitled.

33.2.

33.3.

Section 34. Notices & Other Correspondence to the Company

34.1.

All communication from Independe Business Owners to the Company should be done Independent through the Independent Business Owners Business Center secure messenger system. This is located by logging into their Business Center Center. The messenger system is secure, and each communication from the Company to an Independent Business Owner and vi versa is recorded for accountability. vice . Please note that younique will not accept open emails as a guaranteed means of ounique communication due to the high probability of emails not arriving due to spam filters and other unknown causes. All notices and other written correspondence to the Company should be sent to: Younique Incorporated ATTN: Suite 167 APDO 0832-2745 World Trade Center Rep. de Panama
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34.2. 34.3.

34.4.

Appendix A – Glossary of Terms
Applicant Authorized Country A person who has submitted a Independent Business Applica an Application A country that the Company has, in writing, specifically acknowledged and sanctioned to be available to all Independent Business Owner for business An optional program that authorizes the Company to automatically process younique products on a recurring monthly basis ounique

AutoShip

Enrolling/Joining Product

Younique Enrolling Products enabling people to join as Preferred Younique’s s Customer or Independent Business Owner.

Independent Business Owner (IBO) Bonus Volume (BV) Commissions and Bonuses Pay Plan Customer or Preferred Customer Front Line Total Group Bonus Volume (TGBV)

A person who accepts the terms and conditions of Independent Business Owner online Application. The volume on which Pay Plan payments are paid

the younique

The specific payment plan used by the Company that detail the details requirements and benefits of the compensation structure for Independent Business Owners An end use purchaser who has no part of the Company’s Commissions and Bonuses Pay Plan The Enrolled Independent Business Owner who appears in the first level of the organizational structure of any particular Independent Business Owner This is the total PBV created by all your downline IBO’s through unlimited depth combined to determine your Total Group Bonus Value. This TGBV is determine used to calculate various forms of qualification for earning new rank promotions and rank maintenance in various phases of the Compensation Plan. A Independent Business Owner who has directly introduced and Enrolled An another Business Owner into their organizational structure This is the accumulated Bonus Value of all products purchased by your retail customers, your directly enrolled Preferred Customers and your own personal orders for resale or personal use during a given pay period. These are combined to determine your “Personal Bonus Value” ( BV) for that pay period. (PBV) This PBV is used to calculate bonuses in the Pay Plan.

Enroller Personal Bonus Volume (PBV)

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