STATE OF NEW YORK SUPREME COURT : COUNTY OF ERIE _______________________________________ CREDIT-BASED ASSET SERVICING AND SECURITIZATION, LLC

Plaintiff, Index No. 2003-2388 -againstMARSHA PILLICH, et. al. Defendants. _______________________________________ STATE OF TEXAS COUNTY OF HARRIS ) ss) )

AFFIDAVIT OF CHRISTOPHER A. WYATT

I, CHRISTOPHER A. WYATT, being first duly sworn, deposes and says as follows: 1. My name is Christopher A. Wyatt, and I currently reside at 406 Spring Lakes Haven, Spring, Texas 77373. I have personal knowledge of the facts stated in this affidavit based on my personal knowledge and experience. The

statements contained herein are true and correct. If called upon, I would be willing to testify in court as to these matter. 2. On November 5, 2011, Plaintiff engaged to related to a review mortgage documents as well as certain affidavits relating to the summary judgment

and then to my present employment with Wyatt Consulting Services that began on May 2010. Marked Exhibit “A”. A true and correct copy of my curriculum vitae is attached hereto. and incorporated by reference. I am not an attorney. I have over 20 years of experience in the residential mortgage loan servicing industry beginning with my employment at Bank United where I worked from October 1987 to May 2000. 4. Qualifications 3. however. 2002. executed by George Knight. 3. 4. Wyatt Consulting Services. to Litton Loan Servicing (“Litton”) where I was employed from June 2001 to April 2010. NY 14226 (the “Subject Property”). dated December 31. I served in the position of Vice President Litigation and Executive Resolution. To summarize my qualification and expertise. b. 5.motion seeking a judgment of foreclosure relating to certain real property commonly known as. 6. Affidavit of Jackie Houston. a true and correct copy of which is attached hereto as Exhibit “B”. Affidavit of Helen Steels. I currently offer services as a consultant and/or as an expert in the field of mortgage loan servicing through my company. 8 Eltham Drive. I reviewed the following documents: a. Assignment. a true and correct copy of which is attached hereto as Exhibit “C”. Documents Reviewed 7. c. Amherst. During my employment with Litton. as .

However. LINKEDIN. Furthermore. Steele was an authorized representative acting on C-BASS’s behalf through a limited power of attorney. the affidavit indicates that Ms. and that her knowledge is based on an examination of the records of C-Bass. More importantly. Steele’s affidavit stating that Ms. 10. Steele is an authorized agent of the Plaintiff.COM public employment resume published by George Knight.Assistant Vice President of Nationscredit Financial Services Corporation. The affidavit of Helen Steels does not contain an execution date. thus it did not maintain the appropriate records with this Litton servicer. there is nothing in Ms. There is no indication by C-BASS or Ms. 2003. Steele that Ms. I know that C-Bass limited the number of Litton officer’s to act as an authorized representative through a Limited Power of Attorney. From working at Litton. C-Bass was not servicing the loan for the Subject Property. 13. 9. Steele did not have authority. Although the notary merely indicates that Ms. a true and correct copy of which is attached hereto as Exhibit “D”. Based on my experience with while working at Litton. 11. Ms. Steele’s affidavit was executed on or about July 23. Based upon my direct knowledge as to Litton’s internal procedures concerning . d. Affidavit of Helen Steels 8. it has been my experience while working at Litton that these types of affidavits were not executed in the presence of the a notary. Steele was authorized to execute this affidavit on behalf of C-Bass. Credit Based Asset Servicing and Securitization LLC (“CBass”). 12.

More importantly. Houston did not have any .. it is my opinion that Ms. (see “Exhibit B”) 16. the affidavit of Jackie Houston does not contain an execution date. and that her knowledge is based on an examination of the records of C-Bass. C-Bass limited the number of Litton officer’s to act as an authorized representative through a Limited Power of Attorney. 2004. 19. Houston was authorized to execute this affidavit on behalf of C-Bass. However. there is nothing in Ms. Steele could not have reviewed any records maintained by C-Bass to support her affidavit in this action. Houston was an authorized representative acting on C-BASS’s behalf through a limited power of attorney. computing amounts due and owing) prior to or after the execution of any affidavits. 18. There is no indication by C-BASS or Ms. Affidavit of Jackie Houston 15. it has been my experience that Litton representatives during this time period did not actually review the underlying loan information (e. Finally. As with the affidavit of Helen Steele. Houston that Ms.g. Based on my experience with while working at Litton. Houston’s affidavit stating that Ms. Although the notary merely indicates that the affidavit was executed on or about January 4. it has been my experience that these types of affidavits were not likely executed in the presence of the a notary. Ms. 14. 17.Litton’s litigation support. the affidavit indicates that she is an authorized agent of the C-Bass.

as Assistant Vice President of AAMES Capital Corporation.2003 of an Assignment of Mortgage. Assignment Allegedly Authorized by George Knight 21. Houston could not have reviewed any records maintained by C-Bass in order provide any information concerning the loan in her affidavit. 20. computing amounts due and owing) prior to or after the execution of any affidavits. This is strong evidence that someone including George Knight was working collateral control and in the right place at the right time to assist in falsifying signatures and may not have been an officer of AAMES Capital Corporation. executed by George Knight. 2002. not as an officer of either AAMES Capital Corporation or AAMES Home Loan.com. a public work resume filed by George Knight himself(see”Exhibit E”) portrays George Knight’s entire work career published with LINKEDIN. I based my opinion on my review of this 12/31/02 assignment of the Pillich Note related to the endorsements on the Note and the Assignment of Mortgage and George Knight’s published work resume. Finally. that Ms. 22. as being employed solely by AAMES Home Loan as a collateral control manager from 1996 through 2003. it has been my experience that Litton representatives during this time period did not actually review the underlying loan information (e..g.authority. C-Bass filed a recorded document in Erie County Clerks office in Jan 19. . dated December 31. a national internet recruiting search firm.(“Exhibit D”) However. It is my opinion.

1999. 2011.23. 1999. Umali.P. it is my opinion. 25. Based on my review of the signatures on these assignments. The Assignment of Mortgage is stamped as notarized by R. All of the above statements are true and correct and stated as facts based upon my own personal knowledge. Based on my review of this Assignment. 24. Furthermore. that this assignment is invalid by reason of the forgery and AAMESofficer impersonation that is a massively re-occurring crime in the mortgage industry known as a robo-signed document.P. that the Notary signature was forged on this assignment. it is my opinion. ______________________________________ CHRISTOPHER WYATT. Umali. it is my opinion. Affiant Sworn to and subscribed before me on this the _____ day of _________________. ___________________________________ Notary Public My Commission Expires: ______________ . In support of this opinion. I reviewed three (3) separate assignments that were executed by R.P. that the Nationscredit Financial Services Corporation Assignment of Mortgage was not notorized by R. 27. Umali. dated May 19. The mortgage at issue in this case was dated May 12. (see “Exhibit D”) 26. As a result. the Nationscredit Financial Services Corporation assignment conveys title to a mortgage.