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RMP Infotec Pvt. Ltd.

MLM Business Plan Made Easy


Let us begin the journey to see how the MLM business of RMP Infotec Pvt. Ltd. works. I have explained the business concept in the form of questions and answers for easier understanding. Of course we will explain these in more details and with concrete evidences when we meet & discuss.

1. The Organization
Q: Which is this organization that we are talking about? A: The organization that we are working with is named RMP Infotec Pvt Ltd. It is an established Multi-level Marketing Organization with impeccable track record of more than 6.6 years. Set up by two well known & reputed organizations, with excellent track record of their own. RMP Infotec Pvt Ltd. was set up on 24 August 2001. The promoters are: 1. Mahavir Metals India (established in 1935, HO : Chennai, a listed Company currently supplying steel to companies like Hyundai Cars etc) 2. PTR Engg (established in 1962, HO: Chennai, into heavy infrastructural projects. They built the Chennai airport) RMP infotec Pvt Ltd is rated as No. 1 in the Indian MLM Industry due to their strong ethics and highly efficient & prompt services. Recently they have been rated as No1 in Asia. RMP has currently about 5.2 million members (distributors) and is growing very rapidly. As of now, there are about 225+ distributors who have earned more than Rs.10 million through this business and there are about 850+ distributors who are currently earning the maximum sealing of Rs.1,30,000/- every week. No other MLM or any other industry can boast of such figures in India. Q: What is RMPs business plan and why should I buy a product marketed by them?
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A: The products marketed by RMP are items which everyone buys often. These products or similar other products can easily be purchased from anywhere in the open market. But when one buys a product from the market, one gets the product and that is it. On the other hand, when one purchases any of these products through RMP Infotec Pvt Ltd; one gets an OPPORTUNITY to earn money by referring other individuals to buy the products marketed by this organization. Through RMP, one gets an opportunity to earn money literally with zero investment (one gets the product for which one has paid the money and hence there is absolutely no investment in this business). When one buys (just once in his/her lifetime) any one of the products promoted through RMP, he/she becomes a DISTRIBUTOR in the company. Becoming a distributor of the company, provides him/her with

an opportunity of earning anything from Rs.1,000/- to Rs.1,30,000/- per week. The business plan is based on the American Binary system. The good part is that no one needs to go out of their way and buy a product which he/she may not actually be interested in. Buy something that you require. For example, let us take the case of the financial products marketed by the organization. It is true that almost everyone invests in financial products like insurance policies, Infrastructure bonds etc every year for tax saving purposes (under sec 80C). Instead of procuring any financial product from the market, one could easily subscribe to any of the financial products, marketed by this organization, like one of the two Bajaj Allianz Unit Linked insurance Policies (for oneself or for anyone else in ones family). Thus one gets the advantage of tax benefit under 80C, gets capital appreciation as per the plan and also gets an Opportunity, at no extra cost, to earn unlimited income by becoming a Distributor in the organization. In case one is not interested in financial products, one could always purchase any one of the other products marketed by the organization.

2. The Business Plan Q: A: Tell me about the business plan To be a part of the business one would need to fulfill 3 conditions: 1. Buy a product once from among the listed 14 products marketed by the company. One automatically becomes a DISTRIBUTOR of the company, the moment one buys a product 2. PROMOTE 2 products from amongst the 14 products to 2 people, people who would take the business forward 3. SUPPORT / HELP these two so that they can promote the products to others down the line and so on

Q: A:

But how does one earn money in this business? The following will explain how one can earn money from this business: 1. The money comes in when the Distributor promotes the products to two other people, who by buying the products will become distributors themselves. These two new distributors are placed below the initial distributor ie; 1 each on the left & the right. One on the left and one on the right of the distributor is termed a pair. 2. When a pair is formed below the distributor, he/she gets the credit of Rs.1000/- in the books of account of RMP.
3. When a third distributor joins any of one of these two distributors, either on the left or on the

right, the money already credited in RMPs books of account is released & is sent by cheque to the distributor.
4. This process goes on. Whenever a pair is formed in the lower levels (a pair is one right & one

left), one gets paid INR.1000/- per pair. One can monitor this by logging on to the RMP site with his/her RMP Track ID & Password.

Q:

Can you give me some idea of the earning potential of this business?

A: Oh! You would not believe it. It is simple mathematics. Even if you bring in one pair below you in the period of one month and all the people joining below you also bring in people at the rate of one pair every month, you have the potential to earn a staggering Rs.2 Million in the span of 12 months.

Q: The business concept looks great, really interesting, especially since there is absolutely no investment into the business. I am a salaried employee working in a multi-national organization and do not have much spare time to give to this business. Which is the best way for me to make money using this business concept?
A:

It makes great sense to subscribe to the financial products marketed by RMP. Currently they market two plans from the house of Bajaj Allianz, undisputedly the biggest private player in the insurance sector in India. The plans are Bajaj Allianz New Family Gain Plan and Bajaj Allianz Unit Gain Plus Gold. Both these plans offer tax benefits under Sec 80C, have normal death coverage as well as accidental death coverage. To top it all they have a high percentage of stock market allocation which will ensure that the subscriber gets a very good return on their investment at the end of the term. These plans have an additional flexibility that even though these are 15 year term plans, one can stop paying the yearly premiums after the first 3 years if one wishes and still have the life coverage continued till the maturity date or the date of redemption whichever is earlier. Of these two the Unit Gain Plus Gold plan looks very attractive as it provides a life coverage of more than Rs.1.8 million including normal death and accidental death combined together for a age range of 18 to 35 years at the time of entry into the scheme. Almost every employee needs to invest in some or the other financial products every year to get the benefit of tax deduction under Sec 80C. If one subscribes to the Bajaj Allianz plans through RMP infotec Pvt Ltd, one not only gets the benefit of tax saving but also a wonderful opportunity for earning anything from Rs.1000/- to Rs.1,30,000/- per week. All that one needs to do is to become a distributor first and get others to do similarly.

Every organization has hundreds or thousands of employees who invest into financial products every year for tax saving or just for the sake of investing. One can easily explain this business model to ones colleagues and easily tap into this huge potential market for ones own and others mutual benefit. The returns from RMP are absolutely great. Moreover since the payment is made purely by Demand Draft in the name of Bajaj Allianz Life Insurance Co Ltd, there is absolutely no risk on that count either. We have a great advantage in that there is a very good (up line) team to assist you and ensure that the business process is explained very well and the business is taken forward. All that is needed is for you to understand the concept well and then make a choice to Make Your Millions. Everyone has enough no of contacts whom they can promote this business concept to and definitely most people could use a little bit of extra money.

3. Bajaj Plans Unit Linked Insurance Plans 1. Bajaj Allianz - NEW FAMILY GAIN PLAN

Premium Rs.12000/- pa

Product Specifications
It is an unit linked life insurance policy Age group 0 to 55 years Premium paying term 20 years For policy to stay in force, policy holder needs to pay premium for 3 years Rs.12,000 Minimum Premium to be paid for 3 years 3,00,000 SA for age group (0-17 years), No ADB 4,08,000 SA + 4,08,000 ADB for age group ( 18-45 years) 1,92,000 SA + 1,92,000 ADB for Age group ( 46-50 years) 1,92,000 SA for Age group ( 51-55 years), No ADB

Year of Premium Payments 1 2-5 6-13 14+

Allocation Rates 45% 96% 98% 100%

5.1% of the first years Annual Premium will be allocated to the Unit Account at the end of each policy year starting from 4th policy year till the end of 13th policy year, provided all due Regular Premiums have been paid. Mortality, Accidental death benefit, Initial Management Charges & other charges will be deducted and then units will be allotted

2. Bajaj Allianz Unit Gain Plus Gold


Premium Rs.22000/- pa

Product Specifications

It is an unit linked life insurance policy Age group 0 to 55 years Premium paying term 15 years For policy to stay in force, policy holder needs to pay premium for minimum 3 years Rs.22,000 Minimum Premium to be paid for 3 years 5,50,000 Sum Assured for age group (0-17 years), No Accidental Death Benefit 9,02,000 Sum Assured + 9,02,000 Accidental Death Benefit for age group ( 18-35 years) 5,94,000 Sum Assured + 5,94,000 Accidental Death Benefit for age group ( 36-45 years) 1,98,000 Sum Assured + 1,98,000 Accidental Death Benefit for Age group ( 46-50 years) 1,98,000 Sum Assured for Age group ( 51-55 years), No Accidental Death Benefit

Premium Allocation

Year of premium payment

Allocation percentage

1 2 to 5 6+

76% 94% 97%

Mortality, Accidental death benefit, Initial Management Charges & other charges will be deducted and then units will be allotted

Common features:
Death Benefit: On death occurring before the age of 7 years: The death benefit will be the fund value as on date of receipt of intimation of death at the office. On death after the age of 7 years and before the age of 60 years: The benefit payable would be the sum assured less value of partial withdrawals made in the last 24 months prior to the date of death or the fund value as on date of receipt of intimation of death at the Companys office, whichever is higher. The death benefit payable would be calculated separately for regular premiums and top up premiums.

On death of the life assured on or after attaining the age of 60 years: The benefit payable would be the sum assured less value of partial withdrawals made, within 24 months before attaining age 60 years and all partial withdrawals made after attaining age 60 years or the fund value as on the date of receipt of intimation of death at the office, whichever is higher. The death benefit would be calculated separately for regular premiums and top up premiums. Withdrawals: Partial withdrawals are allowed anytime after 36 months from commencement. In case of partial withdrawal, a minimum balance of 3 annual premiums across all funds must be maintained. Minimum withdrawal amount is Rs 5,000. Payment The payment has to be made by demand draft only favouring " BAJAJ ALLIANZ LIFE INSURANCE COMPANY LIMITED " Payable At " Bangalore" / Mumbai for people who are making the payment at Mumbai.. Tax Benefits Premiums paid and benefits received will be eligible for tax benefits as per applicable tax laws. As per the current tax laws: Premiums payable are eligible for tax benefits as per Section 80C of the Income Tax Act after deducting charges paid towards UL Critical Illness Benefit and UL Hospital Cash Benefit, if selected. Partial Withdrawals, Surrender Value, Death Benefit and Maturity Benefit are eligible for tax benefits as per Section 10(10D) of the Income Tax Act.

4. Price List Of Products Marketed By RMP infotec Pvt. Ltd.


Q: A: No 1 2 3 4 5 6 7 8 9 10 11 12 What are the products currently promoted by RMP infotec Pvt Ltd ? The following products are currently marketed by RMP Infotec Pvt Ltd Package Ge Ozone G Water Purifier + Premium Suit Length Power Pack Solar Lamp + Premium Suit Length Open Microwave Oven + Premium Suit Length Energy Saver + Premium Suit Length Vacuum Cleaner (2 Nos.) + Premium Suit Length Executive Slim Pair Watch + Premium Suit Length Siyaram's Premium Suiting ICICI Mediclaim (3 Lacs) + GPA (3 Lacs) Sansui Mobile Phone + Premium Suit Length RMP HCL Laptop Amount Rs 6590/Rs 6790/Rs 6790/Rs 6790/Rs 6790/Rs 6590/Rs 6170/Rs 6990/Rs 13990/Rs 25990/** ** ** ** ** ** ** *

Bajaj Allianz New Family Gain Plan Bajaj Allianz Unit Gain Plus Gold

Rs 12000/Rs 22000/-

pa pa

** An amount of Rs.300 will be charged extra For Door Delivery. * Subject to Terms & Conditions of RMP, TVS & ICICI. Balance amount to be paid in equal monthly EMI's. All the packages include registration fee, processing fee & administration cost

Joses site : www.rmpinfotecmumbai.com

RMP Infotec Site : www.rmpinfotec.net/default.aspx

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