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Charles R. Rutty 1000 Quayside Terrace #706 Miami Shores, FL 33138 305-967-8942 cr15ff196@westpost.

net Objective: * To generate positive results in a professional environment that exceeds corpor ate and managerial goals. * To engage my extensive interpersonal, results-oriented knowledge and experienc e, as a team player within your organization. * Perform to assist in maximizing overall objectives. Skills and Abilities: Marketing Skills * Proactively managed sales of real estate financial products for twenty-one bra nch operations. * Cultivated and maintained business relationships with large dollar, high profi le contractors. * Extensive knowledge of marketing techniques for financial products in banking industry. * Targeted new markets in South Florida and developed sales strategies that prov ided significant results by consistently increasing sales volume. * Implemented marketing plans and strategies to sell financial products and real estate. * Extensive experience cultivating business relationships with banking customer s. * Developed expertise in conducting demographic studies to establish targeted ma rkets. * Listed and sold residential and commercial real estate. Management Skills * Hired, trained, coached, supervised and evaluated staff members. * Designed and modified curriculum and instructional strategies. * Supervised strategies to enhance and streamline customer services. * Reviewed and analyzed loan applications and documents; expediting the process with quality job performance on all cases. * Implemented strategies to streamline loan approval process thereby improving c ustomer service.

* Achieved computer proficiency; demonstrated knowledge of Microsoft Word, Excel , Adobe PhotoShop and all Internet functions. Communication Skills * Established and improved client communications, fostering and maintaining ongo ing relationships. * Served as account representative/instructor and liaison. * Coordinated, planned and contributed at conferences, special events, and trade shows. * Communicated instructional curriculum to students. * Extensive experience in conferencing with parents, psychologists, and social w orkers. Education: University of Houston Bachelor of Science in Business and Commerce Degree Certifications: Florida Real Estate Associate Florida Mortgage Broker Certified Teacher of Exceptional Student Education (Florida and Texas) Employment: 1999 - Present, Real Estate Associate Dooley Realty, Inc., Miami, FL 1991 - 1998, Exceptional Student Education Teacher Miami-Dade County Public Schools, Broward County Schools, Houston I.S.D. 1989 - 1991, Manager of Mortgage Sales Flagler Federal Savings and Loan, Miami, FL 1987 - 1988, Mortgage Loan Officer Bank Atlantic, Fort Lauderdale, FL References: Will be provided upon request.