Issue 15 September 2011

Telling Rwanda’s Story
ANALYSIS REPORTS

MAGAZINE
FEATURES

COMMENTARIES

Kagame makes historical visit to France
www.hope-mag.com

Nicholas Sarkozy when he visited last year.com .Hope September 2011 CONTENTS INSIDE SEPTEMBER 2011 Bank of Kigali BK IPO’s over subscribed to boost RSE PRESIDENTIAL MONTH President Kagame from September 11 made a historical 3-day visit to France following an invitation from his French counterpart.hope-mag. The visit is expected to open another chapter in relations between the two countries. P 08 P12 Doing Business EAC confirms Rwanda as top business destination P 16 Rwanda hosts 3rd Coffee Cup of Excellence Competitions Primus Guma Guma Superstar P 22 P 32 P 46 P 48 P 52 P 62 P 66 P 68 Free education in Rwanda Women economic empowerment in EAC Tourism tops Rwanda’s investments Correct working postures good for your health One Laptop per Child Program in Rwanda Women Equality and Peace Keeping Missions The rising food prices in Rwanda 4 P 42 www.

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a Rebero D 7 niel www. peace and security. pacification.O. restorative and pacification tenets are being carried to greater heights—international level. Rwandans have gone through decades of suffering to fully restore their dignity. taking the place of avenging and revenging. these reconciliatory. peace. President Kagame and Sarkozy have done good to hit this ‘refresh’ button. French las Sarkozy when he visited last 2006 ended with cutting ties between Rwanda and France. resident Paul Kagame recently returned from his historical three-day visit to France following an invitation from counterpart Nico- ed. Telling Rwanda’s Story MAGAZINE Dignity in Franco-Rwanda Partnership PUBLISHER: Rebero Daniel (+250 788 524189) OPERATIONS MANAGER: Ingabire Marie Josee (+250 788 409988) MARKETING: Albert Ndata (+250 788 404138) Leonard Shema (+250 783 199937) P his year. be a greater. Rwanda +250 788 524189 +250 788 404138 Email: info@hope-mag. Box 6176 Kigali. improve their standards of living and achieve desired levels of development. restorative other than retributive justice has been employed. All rights reserved. cemented by allegations of RPA’s involvement in downing the Habyarimana plane in 1994. The fruits of this will.com . If the parents of this generation sowed the seeds of hate. resuscitated their dignity and re-affirmed their commitment to build a strong.H e S ptem m r r 11 H o po p e eS e p t eb eb e 2 02 0 1 1 PUBLISHER’S WORD The weight of History.O.com Copyright 2011 reserved by Hope Magazine Hope Magazine a monthly Magazine is published by Hope Magazine Limited. Box 6176 Kigali. NO. certainly. along the way. The opinions expressed in the magazine are not necessarily those of the editors and publishers of Hope Magazine. In the process of delivering justice in Rwanda. we harvested them in 1994—by way of the cruelest massacre of the recent centuries—genocide—the children of this generation should sow seeds of unity. and escalated by the infamous Bruguière indictment. You do not ostracize a country and its people and expect ‘hozzanas’ in return.com Website: hope-mag. Rwanda ADVERTISING & GENERAL INQUIRIES: P. This is a process that must continue. worsened by the French army involvement with the then Rwanda government during the 4 year war. Mutual trust and mutual respect should be some of the defining precepts in this new partnership between Rwanda and France. the rift between the two countries was ignited by the humiliation meted upon the RPF officials that had gone to negotiate with the French government in 1992. Now.hope-mag. Rwandans have been deliberately building structures and institutions that have rejuvenated their pride. amongst ourselves and even those international players that deranged our history— France inclusive.K Web Masters: Isabelle Sindayirwanya Victor Kami PUBLISHED BY: Hope Magazine Ltd P. oneness and togetherness. President Paul Kagame has always refused to be a hostage of history. united Rwanda. reconciliatory other than punitive drums are being sound- EDITORIAL CONTENT HOPE MAGAZINE DESIGN/LAYOUT: Dani. developing and united Rwanda.

that shows people have confidence in the economy.hope-mag. unlike the country’s first IPO offer www. the Finance Minister announcing offer results. Mr Rwangombwa added that the domestic retail investor’s oversubscription of 128 per cent was a strong signal of improved public awareness of the capital markets concept.8 million).636 applications received were from Rwandans. While the government had initially planned to raise Rwf37. Analysts say the huge oversubscription in addition to increased local participation is likely to boost activity on RSE with a free float of over 45 per cent giving it much needed momentum to grow.5 billion ($63 million) from its recent sale of 300.” said Mr John Rwangombwa.21 cents) in the bank.” he added. the country’s largest bank by Bralirwa a local brewery and soft drinkers maker where the international investor’s pool recorded the highest over subscription with relatively low local participation.Hope September 2011 FEATURE Bank of Kigali IPO’s over subscribed offer to boost activity on Rwanda Stock Exchange R wanda’s second hugely oversubscribed initial public offer by Bank of Kigali. BK’s listing on August 29th is expected to stimulate more activity on secondary market by assets is expected to increase activity on Rwanda Stock Exchange (RSE) with increased local participation. “We had applicants from all over the country and all over the region. Over subscription is a good sign. for the BK offer .com 8 . representing a subscription rate of 274 per cent. we had already achieved 100 percent subscription which is different from the first offer of Bralirwa where people started buying in the last week of offer.3 shares or 25 per cent at Rwf 125($0. the offer attracted applications worth Rwf103 billion ($ $ 172. “During the offer period. However.75 per cent of the total 6. in the first one week.

” says Mr Patrick Mweheire. health care.hope-mag.the initial listing price to Rwf242 ($0. construction . adding that already incentives have been put in place to attract investors including capital gain and financial incentives for companies. 9 www. telecom .governing the industry has been gazetted paving way for effective regulation.” The privatization of Bralirwa and BK through the capital market is part of the government’s broader strategy to divest from companies it owns shares in to facilitate development of capital markets and increase alternative sources of long-term capital for businesses. consumer companies listing. The retail investor’s pool was oversubscribed by 291 percent. institutional investors from the region 221 percent.317. the Managing Director of KCB Rwanda. “ We only had three listed companies – two cross listings (NMG and KCB) which do not trade much while public awareness was not yet enough. To attract people to cross listings is not easy for a young market like ours compared to attracting them for an IPO. activity on the RSE is expected to increase as the capital market law.6 percent of the 300 million shares on offer . Bralirwa’s share price has surged from Rwf 136 ($0. The law will make CMA a semi-autonomous body under the Ministry of Finance and Economic Planning. Capital Market Advisory Council (CMAC). retail investors from East African Community including Rwandans. Since its listing in January this year . However. “The more people we have at the primary level (market).” “It is now possible to see companies actually wanting to do it (raise capital through the capital markets) once we begin seeing companies like Bralirwa and BK going into the market to access funds without necessary issuing equity (but) purely debt based capital market based structures which is what we have in other markets. He noted that the country’s first IPO from a domestic company – Bralirwa has so far generated solid interest with close to 4000 investors while BK’s hugely oversubscribed offer will attract more investors. The law establishes the Capital Markets Authority (CMA) as an independent agency that will replace the Capital Market Advisory Council (CMAC) currently regulating the industry. consumer companies listing. the Chief Executive Officer of East Africa .0). According to allotment results. adding that Bralirwa’s positive performance since listing will encourage investors to be active on the secondary market.” says Mr Maurice Toroitich.Hope September 2011 FEATURE the economy – as Rwanda develops you given excess demand for shares as shown by oversubscription in the different investor pools with a substantial number of investors expected to get refunds. this has attracted investors. the lead transaction advisor of BK IPO.” Mr Rwabukumba observes. In addition.com Stock exchanges generally evolve to reflect the economy – as Rwanda develops you would expect that there will be other banks. international investors 330 percent and BK employees and Management 135 percent of the offer respectively. foreign investors were given 40 per cent while the rest went to bank employees and Rwandan and East African institutional investors. More IPOs are expected on RSE as would expect that there will be other banks. Renaissance Capital . (BCR). the Operations Manager. “The issue is whether the institutions that are going into the capital markets to raise funding can be able to actually raise that return that the shareholders and investors are looking for.” he said. “The idea is to have government continue to have more companies to list. The publication of the capital market laws is expected to provide investor protection and increase confidence in investing in the capital markets. Mr Mweheire notes that the country needs sufficient players in the market to provide a sizeable stock market that will attract more investors. for RSE to stay afloat and attract more investors it will have to offer good returns on investment. institutional investors from Rwanda 165 percent. Commercial insurance Rwanda Sonarwa company and Cement factory Cimerwa. Mr Toroitich observes that given that the region already has developed stock exchanges.22) . “Stock exchanges generally evolve to reflect . “It (Bralirwa share price) has appreciated up and down but it has never gone back to the original price. government has lined up at least five companies the capital for privatization including Bank of – through MTN markets Rwanda. construction . The government also plans to sell shares in mobile operator MTN Rwanda and in insurer SONARWA.” he said.40cents) with over 30 million shares traded with a turnover of about Rwf5billion ($84. were allocated 37. An international investor is looking at opportunities of investing in Rwanda compared to investing in other countries like Singapore and the region itself. telecom . A decree by the Prime Minister established CMAC in March 2007 to help set up and regulate the transitional process by setting up the Rwandan Over-The-Counter market (ROTC) as the government puts in place a structure for a fully fledged stock market. health care. the more we are likely to have on the secondary market.” says Mr Celestin Rwabukumba.

com 10 .hope-mag.Presidential Month D ear esteemed readers on this page we highlight in pictures some of the monthly activities the President has undertaken in and out side the country www.

On August 18 in Kigali. an East African Business Forum that was for the first time held out of Nairobi 4. President Kagame addressed the 2nd East African Legislative Assembly’s fifth session sitting in Kigali 3. 6. President Kagame was pre- Executive Secretaries who had completed Itorero training sented with a cheque of 300 Million as contribution from the Private Sector Federation towards the One Cow Per Family Program. President Kagame appeared on Mindspeak. On September 5. On September 6. On September 1. 11 www. President Kagame addressed Sector On September 9. from Mr. On August 22. 2011.com . President Kagame travelled to Burundi where he met with President Pierre Nkurunziza in Kirundo 5.1. President of the International Olympic Committee 2. Jacques Rogge. President Kagame received an International Olympic Committee award for supporting sport and inspiring the youth in the world.hope-mag.

President Kagame waves after a meeting President Sarkozy during a Luncheon organized in his honor at the Élysée Palace on September 12 2011. www. 5. Rwandans travelled from all corners of Eu- rope. 4. President Kagame was received by Presi- dent Sarkozy at the Élysée Palace in Paris on September 12 2011. 2. 3. This was during President Kagame’s three-day visit to France that commenced on September 11. President Kagame met Rwandan Diaspora in Paris on 11 September 2011. Dozens of journalists gathered outside the Élysée Palace as they waited to speak to President Kagame who was meeting President Sarkozy. during an event that brought together more than 3000 Rwandans and friends of Rwanda.D Presidential Month ear esteemed readers on this page we highlight in pictures some of the monthly activities the President has undertaken in and out side the country 1.com 12 .hope-mag. some drove for many hours to be part of President Kagame’s meeting with the European Diaspora in Paris on Sunday September 11.

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this article responds to that call. These innovations are part of a larger story that is largely untold. Presidents. as .com 14 A small country When you visit the website. A community meets and involves itself in a dialogical exchange that results in the determination of who is in most need of help. also born out of Rwanda tradition of protecting the most socially vulnerable. It is a beautiful story that must be told. These innovations are part of a larger story that is largely untold. an aptly titled ‘innovation’ section tells you about these homegrown solutions: Ubudehe. Paul Kagame and Museveni Participate in Umuganda. The leadership imagines that the best way to sustain both objectives is through the pursuit of homegrown solutions. That they are not as popular is both a blessing and a curse. be expected that not many people outside Rwanda would know much about them. headed by the great Rwandan intellectual Prof. Abunzi. it can. Abunzi. a regifting must take place to help the poor person next door.Hope September 2011 FEATURE Rwanda: R wanda is making a name for itself as a tiny country with big ideas. It is a curse because despite their usefulness in terms of fighting poverty and uniting Rwandans. The reason for this growing reputation has a lot to do with its broad range of homegrown strategies. after that cow has given birth. Beneficiaries of Girinka see their human development enhanced. an aptly titled ‘innovation’ section tells you about these homegrown solutions: Ubudehe.hope-mag. not much has been done in terms of telling such a wonderful story. After that category is identified.. It has a vision and philosophy that it wants to use to reach its political and development goals. the rest of those initiatives are less known beyond the Rwandan borders. And partly. Anastase Shyaka. therefore. Apart from the internationally known but often misinterpreted gacaca. It is a blessing because it speaks to their authenticity. and Umuganda. as products that are inspired by Rwandan tradition. It attacks extreme poverty by empowering communities to engage in mutual assistance aimed at those most economically vulnerable. www. A similar program to combat extreme poverty is Girinka. resources are mobilized col- lectively and the community decides on the best way to help that group of individuals.. Ubudehe is a social protection mechanism. When you visit the website of the Rwanda Governance Advisory Council (RGAC). Girinka is a program where poor people in extreme poverty are identified and given a cow. and Umuganda. Ubudehe and Girinka Broadly.

Failing to meet these commitments leads to dishonor. access to health care and potentially save for the future. the district leaders appear before the people and other governing authorities to showcase how they have kept to the promises made at a ceremony of Umuhango w’oguhigura imihigo fight poverty but also engage in development programs that are most urgent to them. Abunzi Also derived from Rwandan traditional culture. They serve a term of 2 years with a chance for extension. It is very good that they have brought back out traditional history and culture. meaning the setting of goals upon which guhigura (evaluation) will be necessary at a future point in time. Umuganda Umuganda takes place every last Saturday of the month. the overall objective of these innovation programs is to empower communities to develop a sense of ownership in the development processes.” Imihigo is part of Rwandan ancient indigenous governance institutions that was modernized in 2006 by the Ministry for Local Administration and the Ministry of Finance and Economic Planning. communities attain a sense of pride in having accomplished and achieved their needs – having solved their problem. upon election. Umuganda also produces a sense of belonging among citizens as they go about this work.hope-mag. Here we can talk of our collective agaciro. the Abunzi are a community mediation committee that is especially geared towards promoting a culture of dispute resolution. while congratulating his host Paul Kagame on helping to restore African culture. Museveni took part in a Rwandan tradition known as Umuganda (community work). it can be found at the grassroots levels of state administration. Upon visiting Rwanda recently. Communities are able to mobilize their resources to not only thinking. It is founded on the age-old Rwandan cultural practice where “two parties publicly commit themselves to the achievement of a particular task. After helping build a classroom. not only for the individual Summing Up This culture is going to help us for our development. Imihigo Imihigo is a Kinyarwanda word with roots in the term guhiga. They create a sustainable trajectory for sustainable development that includes pride in accomplishment and an increased sense of self worth. Uganda’s president Yoweri K. what these programs do is start a process of authentic development. It is a system of community works. Also. when people work together. Uganda’s president Yoweri K. “But what I want to inform President Kagame and RPF is that they have changed our way of Taken together. produce and consume milk and sell any surplus for the much-needed revenue. Museveni had this to say: “We lost our culture and went to practice other people’s culture that is not compatible with our way of thinking. Even Museveni was impressed. In this instance.com . Once every year. Crucially. at the Cell level. undertaking to achieve set goals at set periods of time. they are able to increase their daily calorie intake. Upon visiting Rwanda recently.” 15 www. Abunzi broadly serves the purpose of expanding access to justice. A community is mobilized to carry out works of general public interest. as the President Paul Kagame often reminds us. the district leaders or local government chairperson. Museveni took part in a Rwandan tradition known as Umuganda (community work). Beyond ownership. sign a performance contract imihigo with the people.” he said.Hope September 2011 FEATURE with big ideas party. Most of them use this money for other human needs such as education for their kids. Given that is a free service. It promotes development activities that reduce the strain on the national budget. Even Museveni was impressed. this also creates to national reconciliation. This committee is made up of 12 residents who are chosen on the basis of their reputation as individuals of high integrity and moral standing. along with his host Paul Kagame and other locals in one of the villages. It is also accessible. but for the community. as citizens use their labor to solve their own problems.

The report. The report prepared by the International Finance the region’s top business desti- nation. is not much higher than the average for sub-Saharan Africa overall at 137. at 117. Enos Bukuku. paying taxes and the enforcement of contracts. the region has not kept pace with improvements in business regulation globally. The report entitled “Doing Business in the East African Community 2011”that was released at the EAC’s headquarters in Arusha early last month.hope-mag. Dr. according the secretariat’s first ever business ranking. The average ranking on the ease of doing business in East Africa. “Despite the progress made in East Africa.com 16 . took a detailed look at business regulations and environment such www. It was launched by The EAC Deputy Secretary General in charge of Planning and Infrastructure.Hope September 2011 FEATURE East African Community confirms Rwanda as top business destination in the region T he East African Community as the ease of setting up a new business. however observed that the EAC as a regional economic community was still held hostage to various obstacles to entrepreneurship and highlighted the fact that removing such obstacles would propel the community to (EAC) has confirmed Rwanda as greater heights. securing credit and permits.” it pointed out.

further stating that the changes under review. Peter Ladegaard. good indices mean nothing if there is insecurity in a country. Tanzania was mained ranked 128th position with no reforms while Burundi rein the same position at 181 having carried out one major reform. Doing Business recognizes the 10 top economies that improved the most in the ease of doing business in the previous year. the Permanent Secretary in the Ministry for East African Community Affairs of the Republic of Burundi said the report comes at a time when the EAC was being promoted as single investment destination. Mr. RDB Chief Operating Officer (COO) Clare Akamanzi said. We are the fourth easiest country to do business in Africa. Kenya was ranked 98th position having carried out 2 major reforms while Uganda was ranked 122nd position having carried out 2 major reforms. Kenya. provide infrastructure and quality social services and security. “Our target is to keep improving. Consolata Ndayishimiye stated that since 2005..com and Mr. Rwanda jumped its rankings from 70th position in 2009. David Stanton. the Word Bank Regional Programme Manager. “In other words. Rwanda joined South Africa. Tanzania and Burundi Mercy Tembon urged Partner States to enact the legislations for the implementation of the Common Market protocol. saying “Partner States should reduce costs of production. Amb. adding that. Mr. encourage the citizens to learn the saving culture in order to invest and to promote science and technical education as the key to employment creation. Rwanda’s improved position placed it in the ranks of top four African countries. We are the fourth easiest country to do business in Africa.to 58th last year. Ms. eliminate barriers to trade and harmonise all laws to improve the business climate.. Also in attendance to the official launch was the Deputy Chief Executive Officer of TradeMark East Africa. East Africa’s strongest economy. A key element of the reforms is within easing the issuance of construction permits. He emphasized that Partner States should provide skills to the youths through high quality technical education. Our target is to be top 30 by 2017”. EAC officials were upbeat during the launch of the report that progress in business reforms in the region will be stimulated. We can do this by further streamlining regulations affecting businesses and by ensuring that the business environment is reassuring to investors. “If each East African country were to adopt the region’s best practice in each of the Doing Business indicators. “The region has also witnessed an increase in foreign direct investment which underscores the opportunities brought about by the Customs Union and the Common Market. I think that is impressive. We are within top 60 in the world. David Nalo The World Bank annually publishes a “Doing Business Report” that measures a country’s business environment by assessing performance along 10 major indicators. The World Bank Country Director for Uganda. Our target is to be top 30 by 2017. was placed second in the report while Tan- Our target is to keep improving.” she explained. While commenting on the World Bank rankings. 17 www. the business regulatory environment in EA. zania was placed fourth after Uganda with Burundi coming up last. RDB Chief Operating Officer (COO) Clare Akamanzi said. Jean Rigi. accessing credit and trading across borders with her neighbours. the region’s average ranking on the ease of doing business would be 18 rather than 117”. Kenya’s Permanent Secretary for the Ministry of East African Community Affairs. He challenged the Partner States of the Community to improve the business environment by effectively collecting taxes and utilizing the resources to put in place the required infrastructures. World Bank Investment Climate Advisory Service operations manager Maria Miller said East Africa could benefit from sharing good practices. . the EAC Partner States had grown faster on average than the rest of the Sub Saharan Africa with annual per capita growth averaging close to 4 percent. “States must provide accountability.” Dr.” he noted. she said. if the best of East Africa’s regulations and procedures were implemented across the board. “We are serious about our role in the creation of an environment which is attractive to increasing private sector activity within and across our borders.hope-mag. From that we need to move to the category of stronger economies.Hope September 2011 FEATURE Corporation (IFC) and the World Bank draws on data from the annual global Doing Business study. Botswana and Tunisia in the African top positions. Last year’s report that covered 183 economies indicated that within the EAC economies. In last year’s World Bank’s rankings. The last report by the World Bank tabulates how Rwanda’s three major reforms saw it significantly improve its rankings. From that we need to move to the category of stronger economies. The Chairperson of the East African Business Council (EABC).Bukuku stated during the launch of the report. “The report is an important contribution to benchmarking by the EAC partner states and it shows that there is much room for improvement. top officials at Rwanda Development Board (RDB) are saying that the idea is to place Rwanda in the category of stronger economies by targeting to clinch the top 30 position in 6 year’s time. I think that is impressive. would be comparable to that of Japan”. However.” he noted. We are within top 60 in the world.

The country is targeting to increase lending to the economy to at least 19.40 billion ($ 757.Hope September 2011 FEATURE L Banks expected to lower interest rates as competition in the sector picks ups oan rates in Rwanda are likely to fall with competition in the sector increasing as new banks seek entry while existing banks launch new products spur economic growth.9 per cent against 54. the market share of the 3 largest banks in total assets represented 49. to encourage banks to offer clients more affordable lending and www.” says Ambassador Claver Gatete. The change in market share is largely attributed to upgrading of two microfinance institutions (MFIs) to the status of microfinance bank in addition to CSS. the central bank left the benchmark interest rate unchanged recently following three reductions last year. Ambassador Gatete observes that banking industry concentration is continuously decreasing showing an improvement in the banking sector competition. To stimulate further credit to the economy. National Bank of Rwanda (BNR). and increase their capital bases. despite a continuous recovery process in the credit markets witnessed since last quarter of last year. the Governor. the industry’s loan book expanded by 15 per cent from Rwf 449.80 per cent ($ 870.com 18 . a credit and savings society gaining status of a cooperative bank.7 per cent in June 2010.1m) statistics from the central bank of Rwanda indicate. As of June 2011. As of June 2011. “Competition in the banking sector is likely to increase since Equity Bank launch is scheduled in the third quarter of 2011. banks have kept their lending rates unchanged on average at 17 per cent. However.Zigama. “With more banks coming in there will be competition for clients and lowering the cost of lending will be one of the incentives for banks to retain clients.” he says.2 per cent this year from 11 percent last year.hope-mag. with Equity concentration will go lower.1m) end of December 2010 to Rwf 516.

this will require us to double our efforts.” Mr Kalenzi also noted that as competition mounts within the sector with Equity bank’s imminent entry. this is partly because the Non. “We have given them all the data uct dubbed “Home Life Loan” a fast track loan for salary based earn- Statistics from the central bank indicate that by end of June 2011. “Operating a branch and setting up the infrastructure is still very high.9 percent to reach Rwf 990 billion in June 2011 up from Rwf 869. the Chief Executive Officer of Dyer and Blair Securities Rwanda. interest rates have remained unchanged while deposit rates have not since 2001 and by end of this year they will have finished computing it to fit their template. Simba and Samsung that allows clients to access soft loans to purchase home appliances .8 billion in December 2010. BPR recently launched a home loan prod- shared significantly. The central bank attributes the increase in profitability to the continuous improvement in its stimulation activities such as what it terms as “rigorous and supervisory reforms”.” However.Hope September 2011 FEATURE We are not used to stiff competition. equipment and furniture. implies that banks have built significant capital buffers over the period under review. On the other hand. Net NPLs reduced from 9. “They (banks) will have to change the way of doing business.2 per cent in June 2011 and from 12 per cent in June last year will also facilitate banks to lower the cost of lending. this is largely because banks increased deposit interest rates from 6. they will have to start reaching out to clients and definitely this will come with better customer care service and better products including lowering costs. lending rates have remained constant due to high operating costs of running their business.Performing loans have reduced. Analysts say this implies huge headroom for growth both in the short and long term particularly given the country’s current depressed levels of banking penetration and just 14 per cent non –micro finance institution penetration. For instance we are already working on loan products for small farmers that take into account challenges they face related to limited access to collateral and weather conditions.1 billion ($6.” Mr Ndahiro also mentions that the banks are seeking to control costs and improve efficiency through increased use of electronic platforms such mobile and internet banking to serve clients. “There is no reason why banks should not decrease their lending rates.9 million) compared to Rwf4. banks have to expand their branch network and tap money from the villages to diversify the source of deposits (instead of competing for expensive small corporate segment for deposits).6 percent as at June 2011 up from 22. “Banks are now charging the same (interest rates on loans) but as more players come in the situation will change. Ndahiro also observes that with increased competition in the sector.3 per cent in December 2010 to 6.” he says. we are still largely unbanked. according to Richard Ndahiro. though despite the central bank’s low interest policy lending rates have been fluctuating around 17 per cent.3 per cent in June last year to 8.” 19 www.3 percent by December 2010.8 per cent in December 2010 to 9. this will require us to double our efforts.this will also help the banks. For instance we are already working on loan products for small farmers that take into account challenges they face related to limited access to collateral and weather conditions.8 billion ($21.1 billion) end June this year. Bank deposits also increased by 17.” says Simon Kalenzi . banks will be forced to lower lending rates. these costs have to be off set in the margins we get. However. The Governor also underscores that with bank’s enhanced risk management manifested by continuous reduction in Non.8 billion ($1. further adding that stress testing has shown that the entire sector is well capitalized. the Head of Marketing and Product Development at Banque Populaire du Rwanda (BPR).9 million) in December 2010 to Rwf 665.Performing Loans (NPLs) from 10. banks recorded a net profit of Rwf13. Last year Rwandan banking sector assets were estimated at just 22 per cent of GDP in 2010. This figure. However. respectively placing Rwanda well behind the peer group of other emerging markets and even more developed African peers. CRB Africa that was licensed recently holding several years worth of data on borrowers will also help to lower the cost of borrowing.7 million) in June last year. total assets increased by 13. .com ers in partnership with key stores and suppliers like Nakumatt. which is the measure that the Central Bank uses to assess the amount of a commercial bank’s core capital stood at 24. ”The banks are making huge profits .hope-mag. loans and deposits are making up only 11 per cent and 16 per cent of GDP. Capital adequacy ratio (CAR).0 per cent this year.6 per cent in June 2011. banks will be forced to lower the cost of lending.” Ambassador Gatete also mentions that the country’s first private credit reference bureau.8 per cent during the same period from Rwf565 billion ($ 947. “We are not used to stiff competition. Central Bank says.

EMBASSY OF THE REPUBLIC OF KOREA KOREAN MOVIE EXHIBITIONS European music fans. T he Fourth High-Level Forum on Aid Effectiveness (HLF-4) will take place in Busan. contact us on Twitter: Rwandakorea or call us on 0784 700 274/5 Facebook: Rwandakorea Email: Koreanculture2011@gmail. the Government of the Republic of Korea would like to host the 2011 HLF-4 International Essay Contest in order to share young people’s inspiration on aid and development that have affected their own lives. 4. from 29 November to 1 December 1. Essays must have a cover page indicating the (1) essay title (2) name (3) address (4) contact number (5) e-mail address (6) nationality (7) age as of December 1. Copyright of the essays entered will be assigned to the event organizers. Essays must be written by one person. DEADLINE: Entries must be received by October 7. civil societies and private sectors. 2011. Essays must be original and unpublished. K orean pop music. This multi-stakeholder event will seek a new vision and strategies for more effective and inclusive development partnership to meet new development challenges and to achieve the Millennium Development Goals (MDGs) by 2015. harmonized cooperation among governments. Essays must be 2000 words or less and in English.2011).000 1 entrant 2. Nyarugenge Kigali Rwanda. has become increasingly popular in many Asian countries. 7. please contact the Embassy at 0784700275 for detailed information.kr 3.-1 Dec. 6.000 2 entrants 3rd Prize . (Travel expenses and accommodation will be covered by the Government of Korea) ** All prize winners will be announced in October 2011 on the HLF-4 website (www.kr 5. Essays may be submitted by anyone ages 18 to 32 (as of December 1. 2011(8) gender (9) school name (if applicable) and (10) word count. Kiyovu Nyarugenge every Friday afternoon at 2pm. busanhlf4. . Korea. Fax: (+250) 252572127. As a preparatory event for the HLF-4.Entries may be submitted online. INQUIRIES: For questions relating to the essay contest please email: hlf4_essay@mofat. 2011. Korea INTERNATIONAL ESSAY CONTEST “Building a New Global Partnership for Effective Aid & Development” 2011. Young people from around the world are invited to submit their innovative ideas on effective aid and development. AWARD: 1St Prize . Email: koremb-rwanda@hotmail.Certificate and Prize of $ 2. GUIDELINES 1. THEME Vision of Youth on Effective Aid & Development 4. The power of word of mouth and the ripple effect of online media like YouTube have been a major driving force for K-pop(Korean pop) in the European market.go. hlf4_essay@mofat. Cell: (+250) 0784 700274/5. If you are interested in this five year scholarship. The HLF-4 presents a unique opportunity for achieving better aid and development through more effective. 2nd Prize .go. Tel: (+250) 252577577. L’Express (French Newspaper) The exhibition of K-pop and Korean films will be held at the Korean Embassy located at Plot 472. 3.Certificate and Prize of $ 1. Rue Deputy Kamuzinzi. Co-authored essays will not be accepted.org).Certificate and Prize of $ 200 5 entrants * The 1 st prize and 2nd prize winners will be invited to the Youth Forum which will be held during the HLF-4 as one of its special events. and is now mesmerizing Location of the Korean Embassy (Yellow square) For more information. 2011 4th High Level Forum on Aid Effectiveness 29 Nov.com The Korean Government will provide a Rwandan student with a full scholarship for an undergraduate degree.Busan.com Plot 472 Rue Deputy Kamuzinzi Kiyovu. 2.

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and the East world’s best coffees which was tasted by both local and international cuppers at the ‘Cup of Excellence’ (COE) competitions held on 26 August 2011.com . Silvio Leite. Europe. in Karongi district. The competition involved tasting of 189 samples of Rwandan coffee at the initial stage. Asia. The international Cuppers came from North America. The ‘Cup of Excellence’ was initiated in Rwanda in 2008 and has become the most esteemed award given to top coffees in Rwanda. Rwandan coffee farmers received awards of excellence for producing samples of the (NAEB) hosted the event. Winners are chosen after a strict competition that selects the very best coffee produced in the country for that particular year. Rwanda is the first African country to implement this program which works to promote the quality of coffee and support local farmers as well as businesses. The ‘Cup of Excellence’ competition is the most esteemed award given to top coffees in Rwanda and most prestigious coffee com- petition in the world. These were rewarded with certificates of excellence at both the national and international levels. 24 cooperatives were chosen at national level and 36 at international level. Only 60 samples from best coffee producers and cooperative made it to the International level. This year’s best three coffee come from Agro Processing Industry Mushongi.3 2011 Coffee rd Rwanda hosts 3rd Coffee Cup of Excellence Competitions F or the 3rd time. west of Rwanda. Among this year’s 189 farmers’ cooperatives which participated in the competition. followed by Kageyo Coffee and Nyakizu Coffee as the second runner up and Nyakizu CWS in the third place.hope-mag. Following the success of the 2008 and 2010 Cup of Excellence competitions. The winners are chosen through votes passed by both local and international tasters (cuppers) who were led by Mr. 36 samples were approved winners of the Cup of Excellence (COE) awards. so competitors were ranked according to the world’s best coffees. The National Agriculture 22 Exports Board www. The Cup of Excellence is a globally held competition that began in Brazil in 1999. Only ten of these samples made it to the international tasting level and three of these were recognized for specialty and superiority. NAEB raised this year’s grading standards.

Cup of Excellence
African region. The top ten coffee samples will gain access to the world market with top winners being taken on by global suppliers, ensuring higher returns, and others by national suppliersthe process will be done through internet auctions of samples this October, 2011. The COE Head Judge, Silvio Leite, said that 70% of the coffees passed the selections as a result of careful preparation of lots by both the coffee washing stations and farmers. He was impressed by the high quality of cuppers as well as the coffees. “At least three samples of the finalists had a great taste and specialness in smoothness, sweetness and cleanliness; and could win the world award at the international competitions” Leite asserted that “Rwandan coffee was extraordinary and its potential keeps surprising the cuppers. Rwanda is a small country but that doesn’t limit its potential in producing the best coffee. The jury is has been astonished by the special taste of Rwanda coffee” Apparently, Rwanda’s Ministry of Commerce will also sponsor the top five producers to gain skills in Business development. Rwanda’s Minister of Agriculture, Mrs. Agnes Kalibata, was guest of honor at the awardgiving- ceremony. She said that “The Rwandan economy is based on its people and the fertile soil that we live off and use responsibly. I urge the winners to use their profits to continue re-investing in the coffee industry so Rwanda continues to produce coffee of ever-increasing quality” The Minister said ‘The Cup of Excellence’ competition has not only helped to put Rwanda coffee on the world map but also connected farmers directly to the buyers and other world coffee stakeholders. The competition also puts the farmer at centre stage with over 60% of the sales proceeds after that competition usually going back to the farmer. Following Rwanda’s Cup of Excellence 2008, participating farmers reportedly earned an additional income of about RWF 100million due to recognition from the competition. After the 2010 edition, an additional RWF 169 million was recorded on top of the competitor’s normal earnings. Minister Kalibata asserted that this income was pinnacle to Rwanda’s growing economy, development and social transformation of the lives of farmers. She said that coffee has become a big foreign earner for the country, and farmers have to double up their production and standards of production by utilising manure and coffee washing machines. She challenged world coffee producers that Rwanda has the best coffee in the world and this potential should be used to improve quality and quantity of coffee produced in Rwanda on the world market. Kalibata said: “Rwandan coffee is arguably the best coffee in the world. We have the potential to top any other coffee producer and we can prove this by continuing to maintain the quality and quantity of coffee production on world markets” she said. She asked the international jury to be ambassadors of Rwanda’s coffee and take back home the message of its excellent coffee and tea and natural scenario of a thousand hills which is a home for all visitors worldwide. Mr. Alex Kanyankore, the Director General of National Agriculture Export Board (NAEB) stressed the importance of the cup of excellence and the value it has brought to Rwanda and its farmers. “This event is a convergence point for all coffee stakeholders, An opportunity to share experiences, A time to link with Everybody in coffee, A point to stress Quality, A time to recognize the farmer and a time of better prices” he said. The Managing Director, Alliance for Coffee Excellence, Mr. Grant Rattray said that the taste of Rwanda’s coffee is amazingly superior and it has higher chances of making larger sells at the international coffee cuppers competitions and can emerge among the best tastes during the internet auctions. Some farmers may not have had a taste of good coffee producers but may not actually know the true taste of their product. Farmers taste of coffee The 3rd coffee Cup of Excellence (COE) Overview of the coffee sector in Rwanda: The coffee farming in Rwanda is done by over 400 000 farmers There are over 72million coffee trees, grown on over 28000 ha There are over 160 registered cooperatives, a total of 207 including those not registered according to the law. There are 200 coffee washing stations spread in the districts and coffee growing seasons. “The services were up to standard like back home. Am glad to taste the best coffee which also has rare specialty” Nelson Valverde, one visitor said. Paul Ntaganda, the General Manager of Bourbon coffee, stated that the company has set its priorities at giving the best services and offers special tastes of Rwandan coffee. “Customer care is a priority to us and when we see clients appreciate our service that is an achievement for the country’s image locally and internationally” Ntaganda said. competition was also a chance for the farmers to taste the special Rwandan coffee, which was served by Bourbon Coffee, Kigali center. The free coffee offer was part of the exhibition of Rwanda’s best coffee and Bourbon coffee services where the sole distributors of coffee cups at the event. Thousands of residents made long lines to grab a free coffee cup. Most of them even kept flocking back at the Bourbon coffee stall for more cups, which were served with coffee cakes and many more bites. “We are challenged by two things; to realize the beauty and taste of our own coffee, and to receive good customer care services over free coffee- which is so amazing and exceptional” one Alexis Mugabo a Karongi coffee farmer said. The taste of coffee didn’t only attract residents but top government leaders and foreign visitors also appreciated a cup of special coffee from the ‘thousand hills’ of Rwanda. The international visitors said that they too had the best service and ready coffee at hand.

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Coffee production reached over 20.000 tons last year 2010, And coffee exports reached 56m $ in 2010 up from 37m $, the main

Table of the Top ten samples:
Rank 1 2 3 4 5 6 7 8 9 10 Washings factory API Mushonyi Kageyo Coffee Nyakizu CWS COCCAN Duhuzimbaraga COVACAF Karengera Gatare Coffee Kayumbu SACOF Rulindo Terimbere Kawa yacu/Muhondo Maraba III Sovu

3 2011 Coffee
rd
District/location Rutsiro Ngororero Nyaruguru Nyamaseke Nyamaseke Nyamaseke Kamonyi Rulindo Gakenye Huye Original lot Number 32 05 02 03 01 01 11 06 01 02 Representative International Round 3 Results (%) 89.50 88.69 88.41 88.22 88.09 87.97 87.94 87.16 86.97 86.94

driver of this was favorable prices on the world market. During 2011 calendar year coffee exports are expected to reach 70m $ Local cherry prices have increased from Rwf 120 in 2010 to Rwf300 in 2011. This implies farmers incomes from coffee have increased accordingly. Almost Rwf20 billion was released from the banking sector importers to farmers in the rural areas to purchase coffee this year. This is compared to about 9billion in 2010. Kanyankole asserted that despite the economic downturn in America and Europe, the demand for Rwandan coffee has instead remained firm and increasing particularly due to increased consumption in producing countries and non-traditionally consuming countries like China and other countries in Asia and Eastern Europe. “The demand side for specialty coffees of high quality is increasing at a very high rate. This suggests that more effort needs to be put in quality and other forms of investment in the specialty coffee segment” he said. NAEB in conjunction with farmers and other stakeholders have committed to the following: Growing an additional 7100 hectares distributed in all the provinces, Working with coffee washing stations to increase fully washed coffee to about 45 % of the total production of 24000 tons, to undertake to distribute fertilizers in collaboration with other service providers, to help farmers to use all means possible to protect their coffee against any form of pests and diseases, and training at various farmer field schools.
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Cup of Excellence in Picture

Cup of Excellence

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the Kigali International Convention Center slated to open in 2012. . a convention floor with 32. The tourism sector is currently the country’s second top foreign exchange earner generating $200 million last year almost half of the total export earnings. I see Kigali Marriot increasing Rwanda’s capacity to host tourists as currently hotel availability (high end) is very limited. Ki- In a move that is expected to boost the country’s tourism sector. on-site five star hotel that Radisson will manage. While Rwanda needs about 6. we are planning to handover the project to Marriot for their team to test the hotel facilities (if they meet Marriot brand standards) by This year the country is targeting to collect at least $216 million specifically through diversification of tourism products. Kigali Marriot Hotel will be the first facility in the East African region to be managed by the Marriot International group. and a 292-room.” says Clare Akamanzi.600 people. they (Marriot Group) are very keen on guest security and safety.” says Solomon Adede. www. When completed. at least two global hotel brands including Marriot Group of Hotels.com 26 November next year. currently supply is estimated at 4267 rooms with the majority being provided by three or four star hotels. the deputy chief executive officer and head of finance at New Century Development Limited.000 square meters.000 hotel rooms by 2012 to accommodate the increasing number of tourists. a 27 percent increase compared to the same period last year generating estimated revenue of $115 million compared to $90. the only The tourism sector is currently the country’s second top foreign exchange earner generating $200 million last year almost half of the total export earnings. With the convention centre operational. The convention center includes a five storied-building information technology office park. “So far we are on schedule.” Mr Adede explains. Rezidor Hotel Group are expected to open shop next year joining Serena Group of hotels. Rwanda hosted 405. Ms Akamanzi also observes that the entry of global brands like Marriot will boost interest of other major brands to the country in addition to bring high quality services.$454 million in 2010. Statistics from RDB indicate that in the first semester of this year. the over $55 million hotel is owned and being constructed by New Century Development Limited.6 million generated during the same period last year.801 visitors. the Chief Operating Officer (COO)of Rwanda Development Board (RDB).hope-mag. a multi-purpose arena that can host 2. “Even though Marriot will significantly increase additional 5 star hotel rooms and introduce its high quality services standards.com www. the only comparable facility will be Kigali and Lake Kivu Serena with only a total of 214 rooms and the Radisson Blu Hotel with 292 rooms under construction along with the Convention Centre expected to be completed by 2012. “This (five star hotel entry) will boost high end tourism as currently we cannot meet demand for such rooms.$454 million in 2010 five star hotel operating in the country. Rwanda still generally needs higher end rooms and improved services in the hospitality sector.Hope September 2011 ANALYSIS COMMENTARY Global hotel brands R to boost tourism receipts wanda’s aspiration to become a regional tourism hub is gaining momentum as some of the finest global hotel brands are set to begin operations in the country beginning next year.hope-mag. While the Kigali Marriott will be managed by Marriott Group following the terms of a 30year contract.” Part of the draw for these top hospitality brands including Opulent Hotel Group which operates the Hilton brand hotel recently acquired a plot of land on which to build the hotel’s government’s multi million project . “Everything has been designed to Marriot specifications.

For instance the country has ventured into avitourism (bird watching) and eco-tourism as the country is home to over 650 bird species of which 491 are presumed to be resident and 117 regular seasonal migrants. introduce new products. vestor will also leverage their pre existing network to connect to Rwanda as we are targeting chain hotels. pand hotel. The hotel assets are expected to be on the www.Hope September 2011 ANALYSIS COMMENTARY gali will not only have to compete with its neighbors particularly Kenya’s Nairobi that currently dominates in hosting major conferences but also Ethiopia’s Addis Ababa.” says Jean Paul Ndakebuka. “Hotel business is still new in Rwanda though there has been a boom in the last 5 years. who is currently Managing the hotel on behalf of government. the one who will buy will either assess whether to keep it 4 star or upgrade to 5 star the requirement is not to go below.” he says. Mr Ndakebuka underscores that limited availability of skilled labour particularly junior hotel staff such as waiters and waitress. “There is high demand for high quality hotel rooms but at the moment we do not yet have the capacity. cleaners poses a challenge for sector as hotel business in its infancy across the country.com 27 . “The new in- ing its tourism products with a view of taking advantage of the anticipated increase in the number of tourists visiting the country once the convention centre is operational. Avitourism is anticipated to contribute about $12m by 2012 as RDB develops new birding routes to become the second largest tourism income generator after mountain gorillas. “Soprotel (a joint venture company between Libya and Rwanda governments) plans to sell the Hotel to a company with a sound development plan. “We are struggling to keep the standards high for our clients who come from the different parts of the world.” Mbabazi The country is also increasingly diversify- the process of selling assets of Laico Hotel (formerly Umubano hotel) where government and LAP own 40 per cent and 60 per cent respectively.hope-mag. We are putting much emphasis on training them (junior hotel staff) to be more competitive. increase employment opportunities as well as curbing the wider gaps of required rooms in the country since the investor is expected the to renovate Ms and exsays. after freezing of assets of Libyan African Investment Portfolio (LAP) in the country as per UN resolution early this year. our senior management is well qualified with international experience but we have to put a lot of emphasis on training junior hotel staff to understand the business.” Government is also now in market early next year after the process of valuation which is expected to begin in October has been completed. the marketing manager of Lemigo Hotel one of the new hotels in Kigali in the process of acquiring 4 star hotel status with a capacity of 96 rooms. currently the country does not have the capacity to host international conventions for more than 1000 people that require high quality rooms. However.” says Rosemary Mbabazi.

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compared to 5.2 per cent during the same period of 2010.4 percent registered According to the central bank’s Monetary and Financial Stability statement released recently.23 per cent and 48. recording an increase in exports and imports.7 per cent in December 2009. despite increasing pressure on the economy arising from increasing fuel and While inflation remained low in Rwanda last year falling to a record low of 0. External trade also performed well. In addition . leading indicators of economic activities such as the BNR’s Composite Index increased by 9.09 per cent respectively.2 per cent in December 2010-the lowest in 10 years with an annual average of 2.5 percent while the total turnover registered by large companies in the Industry and Services sectors increased by 23. wanda’s economy is expected to expand by 7 per cent this year. Export volume and value increased by 58. driven by traditional exports. the country is still on track to achieve its growth target this year. slightly lower than 7. Mr John Rwangobwa despite the increasing inflationary pressures stemming from food and fuel prices.9 per cent ) on annual basis. economic activities have been significantly improving compared to the first half of 2010. standing at 21 per cent in the first half of 2011 from 16. Strong performance in exports led to a significant improvement in imports cover by exports.com 30 . this year it is rebounding mainly driven by increasing global fuel and food prices. as evidenced by growth in agricultural production which increased by 11.hope-mag.Hope September 2011 FOCUS Economic growth forecast remains at 7% despite rising inflation R food prices.3 per cent. According to the Minister of Finance. www.3 percent. “We kept our growth projection at 7 per cent last year.

while transport costs jumped 3 percent in June.025($1. sector that continues to be the backbone of the economy.2 per cent this year compared to 11 per cent last year. The Minister said the tax reduction on fuel is expected to maintain inflation in the 2011/2012 fiscal year at the projected 7.4 per cent last year. As of May this year. According to NISR. bread and cereal prices had the biggest increase of all items in the index last month. growing to around 7 per cent still there is no alarming situation that the central bank has to intervene . the non agriculture sector—service and industry—grew by 10. Rwanda’s inflation rate accelerated to 5. 067($1. then growth may be lower. the IMF Resident Representative. resurrect inflationary pressures. the IMF cautioned that heightened uncertainties due to rising global food and fuel prices pose threats to the recovery.5-percent target. if private sector or public sector spend less than envisaged.5 per cent. the country has a target of keeping inflation at 7. rising 6. ”Mr Gershenson observed. Following government reduction’s of fuel tax by per litre Rwf100 ($0.” The National Bank of Rwanda (BNR). the IMF said depends on government’s ability to entice foreign financing for the key investment projects essential for growth.799) effective June 1. the fuel prices of both petrol and diesel reduced to Rwf 1.8 per cent in June from compared to 4. “This projection (7 per cent growth) is based on the observed developments in the private sector. The economy has also been largely boosted by better performance of the agricultural to increasing fuel and food prices is still quite low relative to the rate of growth of Rwanda Economy. “What we see as the challenge is the famine we see in the horn of Africa that could exact big pressure on our food production – we will make sure we will create reserves that will take us through except if we have failed rains that will affect us. Rwanda’s annual inflation rate increased to 7. according to the National Institute of Statistics (NISR). Central bank statistics for the first and second quarter of this year.” he says. and assumptions about global economy.” Sustaining the strong performance over the medium term.” says Mr Dmitry Gershenson.72) from Rwf1.” he said. To deal with the increasing food prices. Credit to the private sector is expected to expand by 19. In July. respectively. the Managing Director of KCB Rwanda. banking liquidity conditions. However.4 per cent compared to 11. the country’s economic recovery has been stronger than projected and appears to be leveling off. mainly driven by increase in food and transport costs.” said Mr Maurice Toroitich. prices in Rwanda rose by slightly over 6 percent. “In the first half of this year.com .hope-mag. despite the increasing inflationary pressures stemming from food and fuel prices. the country is still on track to achieve its growth target this year. It means that to achieve the 7. it seems that the main risks come from outside: another spike in global fuel prices or a slower-than-expected global recovery could dampen Rwanda’s growth prospects.7 per cent and 5.14 per cent mainly due to increase in food prices. the external environment and recovery in credit to the private sector. “This could dampen the growth momentum. He underscored that changes in any of the above underlying factors will affect the actual growth. “It is increasing but it is still within acceptable levels…. per cent compared to 8 percent in the same period last year. and affect the pace of fiscal consolidation.2 “We had expected the fuel crisis to behave worse than that but it does not seem to be the case –it has been contained and our inflation has not had the speed that we expected. While under the country’s Policy Support Instrument (PSI) programme.1 percent.54 per cent in the previous month.5 percent.5 per cent by end of December. while industry and services grew by 37 per cent and 19.161) for both petrol and gasoil to mitigate the impact of rising fuel prices.” Mr Rwangobwa explains. “Inflation in Rwanda though on the rise due 31 www. prices should rise by one percent or less in the second half of the year. the minister said government is to purchase strategic stock to avoid any challenges in the next four months. “For instance. recently kept its key rate unchanged at 6 per cent saying after analyzing the local and international economic situation.” Mr Rwangobwa said. At this point in time. the current inflation rate would not pose a threat to the country’s macroeconomic stability.2 per cent respectively.Hope September 2011 FOCUS instead of the 8 per cent that we had originally projected due to the effect of inflation. Irish potatoes and cassava showed high yield with an increase of 28. “I am fairly optimistic about the economic performance of Rwanda and I expect that the government target of at least 6 per cent GDP growth will be achieved despite the pressures of rising inflation … The rate of capital formation in Rwanda remains robust especially in infrastructure and housing. Mr Gershenson noted that it could be revised in the coming months if inflation exceeds expectations. government’s fiscal stance.” According to International Monetary Fund (IMF) country report released in June this year. the sector registered a moderate growth of 5.

The introduction of the end of primary school. accompanied by Ugandan president Yoweri Museveni. But there can be no let up: the focus on education. The key issue is that it turns out that just going to school does not necessary mean children learn very much. helped construct a classroom needed to deliver 12 years free basic education in Rwanda. And the quality of education was debated at this year’s Kivu retreat. That is why expanding educational opportunity has received real focus over the last decade and why creating a more skilled society is front and centre in the country’s 2020 vision. 12 years free education is an understandable next step. As growing numbers of children make it to has highlighted the need to accompany the abolition of school fees with other reforms One recent study by Gordon Brown the former British Prime Minister. International work by McKinsey ny country that comes second in education today will to the visionary leadership of President Paul Kagame.000 additional pupils in secondary schools in 2009 than there were just five years ago. but ideally improved. This is particularly the case with primary education. More children in villages and towns across Rwanda now have the opportunity to go to school for longer. but finishing primary school. the Rwandan government’s annual discussion of forthcoming policy priorities. Numbers at university level have also grown. Fifteen years ago there was just one university in the country. IPAR-Rwanda. After the success of the 9 year basic education. in its work on “skills for tomorrow”. Rwanda clearly understands this. must be even sharper in the coming years. www. Many communities in Rwanda have witnessed inspirational scenes of communities coming together through Umuganda to build new schools and classrooms to meet the aspirations parents have for their children to learn. It has long argued that creating a more effective education system is one of the major challenges Rwanda faces.Hope September 2011 FEATURE to jobs and economic growth in the future. the latest building block in Rwanda’s progress was quite literally laid when President Kagame. more are going onto further study. Rwanda understands that as a country not blessed with a wealth of raw materials it is the skills and talents of people on which future prosperity depends. Thanks A THE NEW 12 YEARS FREE EDUCATION… Issues at Hand One recent study by Gordon Brown the former British Prime Minister. This decade of progress on widening opportunity must now provide the foundations for the next stage of improvement. and particularly educational quality. nine years free basic education in primary schools has resulted in over 95 percent of all pupils starting primary school. . In 2010 around three quarters were not just starting. it now needs to turn its focus to the “quality challenge”. UNICEF and the World Bank acknowledge that the medium term sustainability of increased access is questionable if quality is not at least maintained. There were well be second when it comes over 100. found that quality basic primary education for every child in the world could increase per capita income growth in the poorest countries by a further 2 percent. In August. today there are twenty or more. found that quality basic primary education for every child in the world could increase per capita income growth in the poorest countries by a further 2 percent. The government are expanding technical and vocational education that will teach young Rwandan’s the trades and skills needed in the economy. And this was the official launch of the 12 Year Free Education in Rwanda. So while Rwanda is increasingly meeting the “access challenge”.hope-mag.com 32 if children are to learn more. has long believed in the power of education.

the risk is that the next generation of Rwandans will not leave primary school ready to succeed in later education. mon agreement that many Rwandan’s do not have a reading culture. But both will also propose practical ideas for how the Rwandan schools system can provide the skills for tomorrow. building a new school is the easy part. The issue of ensuring sustainable quality education in Rwanda brings many debatable ideas on the table. one on how Rwanda should define and deliver a quality primary education and the second on how to fund schooling efficiently and fairly. the right questions are beginning to now being asked. teacher pay and motivation remain a major worry and clear information on just how much Rwandan children are learning remains scarce. Without mastering basic skills like reading and writing. an organisation dedicated to improve quality in Uganda. once resources are available. Both will be grounded in the real world experiences of parents desperate for their children to learn. Local organisations are emerging that are asking how to ensure that young people are really learning when they go to school. In truth.Hope September 2011 FEATURE It is here that the fundamental building blocks of learning are laid. writing and adding up. efforts to improve the training and motivations of teachers or reform of the curriculum to focus it more on the fundamental building blocks of learning – reading. the need to move from the access to quality is flying up the agenda. or the ability to think critically. In many developing countries. Whether it is in thinking about better measurement of learning outcomes in primary school. Rwanda can afford nothing less than a national mission to ensure the next generation are gaining the skills the country needs to forge a successful future. IPAR will be contributing to this debate in the coming months with two research projects. Take Uwezo. including specifically in the East African Community. There is com- tangible but in many ways will be harder to achieve in the coming years. Meeting the “quality challenge” is less . a cross national consortium focusing on how to ensure children learn in primary schools. The real risk is taking our eye off the ball on education. In Rwanda policy makers are turning their attention to the issue. But we under-estimate the scale of the challenge at our peril. Or take the Southern and Eastern Africa Consortium for Monitoring Educational Quality. for teachers trying to do their best and local communities. Tanzania and Kenya.

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more areas will be covered in the Southern Province.Hope September 2011 ADVERTORIAL STARTIMES: THREE YEARS OF QUALITY SERVICE I n 2008. load it and send a message to our operators and the subscription will be activated immediately. With more than 20 years’ experience in the business. The other channels are STV Music showcasing African Music and Baby First. we also have other products like Digital Flat Screens and CRTs which you can buy at fair prices and get two months (24. These include MCS.000Rwf) Subscription of Super Bouquet for free and enjoy over 40 channels. Customers also like our services because of the technology we use. a sports channel that broadcasts live Football matches. children’s programming which you can watch either in English or French. Tennis. fashion and above all. 2008 and in the three years since. Once they are connected. we are introducing new channels to our package. France 24 and MSNBC. StarTimes will be extending coverage to Gisenyi and Ruhengeri and come next year. a channel dedicated to www. The StarTimes Decoder costs only 30.hope-mag. they do not need to queue up to renew their subscription for later months because they can just buy a scratch card (voucher card). One of StarTimes’ encore visions is to switch Rwanda from Analogue to Digital system by 2013 and we are well on the way to that. nature and wildlife. The StarTimes Decoder has an antenna that works as a receiver in place of a dish. Golf. This system is flexible and more affordable compared to other Pay TV systems on the market. Boxing and many other sports. In the near future.000Rwf (about 50 US Dollars) with free subscription for the first month. All you have to do is plug and play.000Rwf) or three months (36. we have succeeded in getting a good number of subscribers because we provide a clear digital signal and incorporate channels from other countries in the region. It’s user-friendly and cuts costs because you do not need a dish to get connected to StarTimes. Swimming. Apart from the very affordable Decoder. BBC.com 38 . Our main objective is to provide the best service to our customers. StarTimes launched its Digital Satellite Pay TV operations in Rwanda. and you are instantly connected to StarTimes. Tanzania and Burundi. news and current affairs from channels like Al Jazeera. NBA. Star Africa Media officially begun its operations in Rwanda on August 26. Our other channels are unrivalled in providing entertainment. This September. the Beijing-based company embarked on extending its operations to Africa and is now operating in 8 African countries including Uganda.

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Hope September 2011 ANALYSIS Antenatal Care: the world a bouncing baby boy. Though her baby is healthy. the Medical Director of Gihundwe hospital. Six months after her labour pangs. There are a few cases of women who give birth while on their way to a healthy centre.” said Dr.hope-mag. high blood pressure and the amount of haemoglobin in their blood. the number of Rusizi district women who give birth at the hospital has dramatically risen. Many factors are attributed to promoting safe childbirth in Rwanda. a Health Counselor at Kamashangi sector. The Government of Rwanda has also availed ambulances and built a couple of Health Centers in the rural areas which has stopped women from delivering at home.” said Yamini Nkurunziza. and a tool to educate mothers about the dangers that come with traditional births. Duyishime. “It’s relieving when women get all the maternity care they need. Rusizi District. there is no longer such a thing like traditional midwives. on feeding and best exercises they should do. The Mutuelle de sante (Public Health Insurance) is yet another magic carpet that has encouraged mothers to give birth at hospitals. she is usually penalized depending on which Health Centre she goes to. Since 2005. Every community cell has at least two Community Health Mobilisers in charge of following up on pregnant women. Derrick.” says Dr. “Owing to the past ten month statistics. Even in the most remote sectors like Nkombo.com 40 .” says Mukyeshimana. audance Mukyeshimana is a happy mother because she securely brought into “Mothers must test for HIV. It has become imperative that Rwandan G Rwanda’s Success Story Community Health Mobilisers have educated us about why it’s safe to give birth at the hospital. www.Theophile Duyishime. the community health mobilisers cannot take chances especially that Mukyeshimana miscarried during her first pregnancy due to high blood pressure. “Community Health Mobilisers have educated us about why it’s safe to give birth at the hospital. former traditional midwives have become significant Community Health Mobilisers. Community Health Mobilisers (abajanama bubuzima) have not stopped their routine check-up visits to Mukyeshimana and her baby. Tests help in the counseling process of pregnant women. Meanwhile.” says Mukyeshimana. and they almost pay nothing for it. 90 percent of women give birth at the hospital. If a woman never reports a pregnancy until its three months.

with no infections. However. Challenges The biggest challenge to safe childbirth in remote areas is the use of local medicinal herbs. when cases of mothers delivering at home exceed two. “Prenatal care lessens the chances of delivering babies with abnormalities. a Health Counselor at Kamashangi sector. on feeding and best exercises they should do. high blood pressure and the amount of haemoglobin in their blood.” said Salima Mahoro. This issue has been blamed on people’s traditional beliefs. Safe birth through prenatal and post natal care is regarded as the healthy solution to both mother and child health. In order to avoid the blame. Mahoro said that she got complications after giving birth in the hands of a traditional midwife.” said Mariam Mukakayijuka.” says Dr. Tests help in the counseling process of pregnant women. It’s now mandatory that all authorities get involved in reducing the number of women who give birth while at home. it is the Community Health Mo- bilisers and the local authorities that get punished for not doing their job. at least four times during pregnancy. Community Health Mobilisers ensure pregnant mothers’ routine visits to maternity centres. In Rwanda. Local herbs endanger the life of both baby and mother yet many continue using these herbs in secret. As Rwandan women talk about the dynamics of giving birth at Health Centres as opposed to their homes with a traditional midwife.Hope September 2011 ANALYSIS mothers go for prenatal checkups during the first three months of their pregnancy. “Mothers must test for HIV. Rusizi District. Duyisenge. women have been required to pay a fine of Rwf5000 when they do not deliver at a Health Centre. These tests tell the condition of both the mother and baby. “Some women come to the hospital with local herbs or their relatives bring the herbs later for them to drink. Luckily she survived and has never repeated the same mistake. “Giving birth at the hospital helped me to heal quickly. Statistics show that 48 percent of women in Rwanda give birth at home in the absence of a professional midwife. Health Centers are now teaching and sensitizing mothers against the use of local herbs. another mother. . a Community Health Mobiliser. they have quickly learnt that safe childbirth literally means good health for both mother and child. In 2004.” said Yamini Nkurunziza. in Kamembe sector. Rusizi District.

Hence Bralirwa Ltd as a responsible company felt the necessity to help local music promot- www. Primus organized a festival that span across four months.com SEAN KINGSTON IN ers & artists to improve the industry and give them a broader platform for presenting their talent to a larger audience all over the country. The Primus Guma Guma Superstar saw a number of Rwandan artists polishing their talents for this most coveted crown that is metamorphosing into an annual event. bringing enjoyment and giving talent a chance to step up are very important values for us.PRIMUS GUMA GUMA D SUPERSTAR rinking from the glass of happiness and strengthening local talent The leading Rwanda brewer B r a l i r w a . for instance through football with Primus National Football League and through music with Primus Guma Guma Superstar. men. Primus in collaboration with East African Promoters (EAP) has decided to host the first ever Primus Guma Guma Superstar music competition beginning of this year. ‘Guma Guma’ expresses in a very simple yet impactful manner congratulations and strong encouragement to keep the efforts up. which genuinely fits the Primus brand.hope-mag. Following this objective of encouraging young music talents. . Stimulating people. women and youth. through their major brand. Primus. Hope Magazine had a chat with the Marketing Manager Ms Aline Asselot to have an insight of the whole enchilada The evolution ‘Guma Guma’ became an essential part of the Primus brand in 2009. is and will always continue to keep the efforts up to bring the best fun and enjoyment to all Rwandans. when the slogan ‘Guma Guma’ was introduced to Rwandans at the 50th anniversary celebrations. to congratulate the brand for its great achievement in the last 50 years and to wish all the best for the years to come. Music is universal Music is a very important part of our society as it brings fun to people of all age. the true beer of Rwanda.

All following three elimination phases. During the first two months of the competition. have been heating up the competition. Tens of thousands of Rwandans have been voting for their favorite artist during four weeks and the public has finally set the destiny of the Primus Guma Guma Superstar contestants. KIGALI Sponsored by www. the Primus Guma Guma Superstar contestants have been also taking part in various social activities. Kigali. As part of Bralirwa’s corporate social responsibility program. Butare. the Rwandan government and authorities. gathering all together more than 130 000 spectators. The Primus Guma Guma Superstar 2011 Tom Close has been rewarded with a check of 6 Million Rwandan Francs to support his music career and will leave shortly for the United States of America where he will join the worldwide known Reggae singer Sean Kingston. Musanze. The competition has engaged thousands of music fans who voted massively for their favorite artists and the Rwandan public has clearly expressed his preference through sending SMS. 2011. and achieved their utmost exposure during the live competition.com . for And lastly We would like to thank everyone for participating into the great music adventure. Nyamagabe. All the artists were overwhelmed by the enthusiasm of their fans in Kigali and also upcountry. live on TV. the artists. Karongi. Along with all Primus Guma Guma contestants. Primus will also be proudly sponsoring the album launch of the three finalists: King James. left King James and Tom Close out of breath impatiently waiting for the final verdict. Throughout the entire country. The SMS voting and process have been audited and verified by PricewaterhouseCoopers Rwanda Limited. After some thrilling minutes of suspense.hope-mag. our Primus Guma Guma Superstar truck visited every corner of the country to offer great entertainment and music show to their fans: Rusizi. instance by adding dancers and choreography to their show. Ngoma. the ten Primus Guma Guma Superstar contestants have offered Rwandan music fans fantastic moments by touring the country through road shows. It is important for the contestants to participate in those activities to give back to the community. Bralirwa and EAP are proud to give a platform to Rwandan music and delighted to bring fun and quality entertainment to all Rwandans. the primary focus of our activities is first targeting on our country and our people. Primus Yacu Iwacu! All inclusive We are very satisfied and overwhelmed by this competition. Primus is the true beer of Rwanda for Rwandans. the contestants have been working hard on improving their live performances and clearly demonstrated great creativity. Rubavu. Jay Polly and Dream Boys. Both artists will produce a single and its video which will be launched on September 17th. the first eliminations of Dream Boys and Jay Polly. Tom Close has been chosen by Rwandans to be the first Rwandan artist crowned with the most coveted title of Primus Guma Guma Superstar. Finally MC Lion Imanzi opened the final envelope containing the name of the winner and announced who became the one and only Primus Guma Guma Superstar 2011: TOM CLOSE. music experts and producers. music producers and promoters. as well as the Gisozi Genocide memorial center and participated in the community work – Umuganda. Bralirwa with its flagship brand Primus is and will always be a key partner in Rwandan music to bring best quality entertainment to its consumers. Gicumbi. At the Final on July 30th. the fans. Hype still on On September 17th. Through their votes. Millions of viewers were following the exciting show live on the National Television. It is beautiful to see how both artists and the Rwandan public have responded with excitement and passion to this competition. both Sean and Tom Close will perform live in front of thousands of fans. Until end of the year. all Primus Guma Guma Superstar contestants have been performing their best songs live in front of thousand fans at the parking of Amahoro Stadium. Nyagatare and Gako. the ten contestants went through intensive rehearsals that enabled them to perform their “Superstar” qualities to the public.The rolling The Primus Guma Guma Superstar competition is designed to bring together the best of Rwanda’s local artists and engage the whole nation in an exciting and energetic music journey. PwC has independently verified the results of the voting and vote tallying processes to provide assurance that the results announced during the competition reflect the votes cast by the public. We were looking forward to offer the opportunity for those young artists to reach their public around the country. we will have the pleasure to welcome Sean Kingston to Rwanda for a gigantic concert at Amahoro National Stadium. the response of the public and the dedication of the artists were tremendous factor of success. while we are already looking forward to the next edition. Rwandans have decided who to eliminate and who would win the title of Primus Guma Guma Superstar 2011. Muhanga. the public. In June. The artists visited the Kanombe military hospital. Tom Close will be a Primus Ambassador for the coming 12 months till the nomination of the Superstar 2012. Primus Guma Guma Superstar will remain a national competition. Among the ten contestants nominated by journalists. This event will mark the end of Primus Guma Guma Superstar season 1. 2011 during a gigantic concert at Amahoro National Stadium. Primus Guma Guma Superstar has enabled some of our young and local talented performers to grow artistically. Week after week. the media. for instance in Musanze more than 25 000 Rwandans attended the event.

Aimable Twahirwa & MC Lion PRIMUS GUMA GUMA Jay Polly Faycal www.hope-mag.Hope Primus Gumat Guma Superstar team: Patrick Samputu.hope-mag. Claude 44 44 Riderman . Aline Asselot.com Dr. Joseph Mushyoma. Sep ember 2011 COMMENTARY Alexander Koch.com www. Jean-Pierre Uwizeye.

hope-mag.com www.Hope September 2011 King James COMMENTARY Mani Martin Primus Guma Guma Superstar Winner Faycal Tom Close SUPERSTAR PICTORIAL King James Urban Boys Dream Boys Rafiki 45 45 www.hope-mag.com .

at Serena Kigali Hotel. a challenging observation by H. women remain at the fringe of formal economies”. other EAC member states will draw some lessons from Rwanda. The East African Women.hope-mag. They hardly grow due to challenges like. In the development aspect. from the 5 to 6 August 2011 to craft concrete th ways on how the economic bloc would place a critical segment of the society. low levels of entrepreneurship skills. at the forefront of the regional integration and development efforts. especially those in the informal sector with skills to increase their productivity and also manage their businesses. She is currently the only country in the continent and region with a female majority in parliament. unleashing the power of women entrepreneurs is central to maximizing the equity and sustainability of development in the region as this will involve the principles of inclusiveness and empowerment across all sectors and sections of the human endeavour. this requires huge financial resources www. “…while women juggle multiple crucial roles in society. At 30 per cent women participation in top government decision making positions. More so. the EAC is committed to enhance Gender equality and empowerment for the success of the integration process. Definitely. in his address gave key interventions EAC should consider to realize full potential of East Africa women as true entrepreneurs. Going beyond these impressive numerical targets. Kigali hosting such conference is fit and proper. Worst still.E Paul Kagame during his opening remarks at the conference.Hope September 2011 COMMENTARY Tackling women economic empowerment in the East African Community Kigali hosted a historical kick-off conference R th wanda played host to a two day first ever East Africa Community (EAC) conference on the “Role Africa is way low compared to other parts of the world. Gender. Despite many good efforts. limited access to capital financing and legal obstacles. at 56 per cent representation. Rwanda’s political commitment to women empowerment is unwavering. Rwanda has already surpassed the MDGs target. President Kagame. they remain the most poor and most vulnerable in the (East Africa) region. especially Women facing government institutions and women pressure groups from across the region and beyond were well represented at the conference. especially at this moment when women empowerment has taken centre stage in the socioeconomic development of nations. The country is renowned as an exemplar of gender equality and empowerment not only by East African standards but also by world standards. women’s productive capacity in women. Clearly. Invest in training to equip of Women in Socioeconomic Development and Business”. constituting between 70-80 per cent of the total agricultural force and dominating the informal sector. To most people.com 46 .

including differential access to finance. In strengthening women participation in trade.More important though. we must continue to invest in programmes that have a direct impact on family livelihood and women’s economic security. in tackling low productivity. women experience barriers to trade differently from men and gender-sensitive policies can help ensure that female importers and exporters reap the same benefits from improved trade logistics as their male counterparts. In Rwanda. the general gaps in the economies of member states. and will eventually curb the rampant (business) informalities among an agenda for action was developed. and indeed many have been empowered through such initiatives. Civil Society and regional organizations. with the following key challenges. gender specific gaps. To this end. inadequate and expensive ICT. up opportunities to trade involve underlying poverty and gender inequalities. “Similarly. illiteracy. A detailed regional (EAC) study on Gender and Trade indicates that the biggest challenges East African women face in taking ” pecially those in trade. the responsibilities of caring for family members and lack of time for personal development (time poverty).” President Kagame urged fellow leaders. In the EAC treaty. the Common Market Protocol. the treaty comes even much stronger on promoting women in business in article 122— “recognizing the importance of women as a vital economic link between agriculture. Of great significance. There was side exhibition of women business activities. Regional statistics indicate that sectors of high growth potential like banking and finance. The conference provided good opportunity to share business experiences.Hope September 2011 COMMENTARY “It is our responsibility as Governments and regional bodies to mobilize more resources and ensure that institutions that support women in business exist and work well”. “Similarly. the right of establishment and residence. have a lot to learn from each other. the women bank. women guarantee fund. industry and trade”. saving and credit cooperatives (SACCO) for women. the 2009-14 EAC Gender and Community Development Strategy takes into account.com . provides yet another avenue for East Africans to better their lives. the Secretary General of EAC. 47 www. As one of the major outputs of the conference. And. we must continue to invest in programmes that have a direct impact on family livelihood and women’s economic security. information and markets. es- It is our responsibility as Governments and regional bodies to mobilize more resources and ensure that institutions that support women in business exist and work well”. special programmes designed for women in business in partner states. retention and completion of women in vocational training. This will increase access of women to critical sectors like financial sector. Ambassador Dr. enacting laws that hinder access to and control of economic resources. Gender responsive budgeting. serve to empower women. Women targeted policies are key. Women too need to be encouraged to actively participate in these sectors. such as deficits of access to critical inputs into women’s. and increase productivity. at various levels. Also. The importance of mainstreaming gender in any socioeconomic development initiatives is premised on the alarming global gender disparities in social and economic opportunities. mining and manufacturing are male dominated. from the private sector to Governments. including recommendations of follow-up activities women. Richard Sezibera announced to participants that the new 4th EAC Development Strategy (20112016) prioritizes gender and community development. the EAC integration agenda has gotten to a more practical stage (of implementing both the customs union and common market). article five. with its provisions for the free movement of goods. So successfully the conference ended on August 6. low literacy and education. as well as the free movement of services and capital. uncertain land rights. East African women. enterprises. property and rights. economic and technological development” Furthermore. And the good news is that. For instance. they (women) ought to be involved in formulating trade facilitation and other business related policies. political. especially those in the art and craft sector. technology. networking and also build (business) partnerships. persons and labour. where the capacity to harness the full potential that comes with such integration developments becomes essential. legal frameworks and cultural practices which put hurdles in the way of the participation of women in development. social.hope-mag. 3 (e) emphasizes “the mainstreaming of gender in all its (EAC) endeavours and the enhancement of the role of women in cultural. is the mainstreaming of gender under the vision of the EAC in the next five years to realize substantial economic and social transformation of the EAC region through the implementation of the 4th EAC Development Strategy. President Kagame urged fellow leaders. encouraging enrollment. including poor infrastructure.

but perceived risks and regulatory uncertainty in a fragile world economy”. in the last 2 years. the report states adding that. the value of registered projects declined significantly in 2010 as compared to 2009 due to low value of individual registered projects. grown steadily from a low of registered projects worth Rwf 136 billion in 2006 to projects worth Rwf 422 billion in 2007.has been slightly more than half in the last 3 years.Hope September 2011 COMMENTARY Tourism sector T tor came in tops Rwanda’s investments worth Rwf 1.Registered investments witnessed another jump to Rwf 455 billion in 2008 further jumping to Rwf 644 billion in 2009. Given the marked decline registered by countries in the third world. From the RDB report. needs to craft new approaches in order to bridge such gaps brought about by the spills of the GFC as FDIs within the global scene are not likely to improve significantly for the next 2 years. In the RDB tabulation. The energy secthird with 32 projects worth over Rwf 307 billion. financial sector with Rwf 175 billion and agriculture with Rwf 116 billion. though some regions show better recovery than others.com 48 instead on new approaches of investment models being championed by trans-national corporations such as what it termed as “non equity modes of international production and development”. the portion of Foreign Direct Investments (FDIs) taken as a fraction of total registered investment to Rwanda . . franchising and licensing. contract manufacturing and farming. would need to come up with completely new ways of bridging gaps emanating from falling traditional FDI figures before vitalities in the global economy is brought under control. the RDB report says that investments witnessed a decline to Rwf 231 billion last year. MTN. WIR report further states that third world countries in need of FDIs to grow their economies would also have to take note of the growing importance that South-South cooperation has within rapidly changing global investment landscape to boost sustainable development. “Investment commitment value peaked in 2009 driven largely by several large transactions such as Tigo. From investments worth Rwf 644 billion in 2009. that can be attributed to effects of the Global Financial Crisis (GFC). However. The reason is not financing constraints. UNCTAD advises such countries to focus Rwanda Development Board (RDB) says in a report availed exclusively to The Hope Magazine that Rwanda managed to register over 500 investment projects worth Rwf 1.hope-mag.89 trillion for the last 5 years he tourism sector took the lion’s share of registered investments in Rwanda for the last 5 years. in line with global trends for the last 3 years. Contour Global”. Among such new modes of production the WIR cited. The UN report says that countries such as Rwanda that are keen on using FDI for transformation. The World Investment Report (WIR) 2011 published by United Nations Conference on Trade and Development (UNCTAD) says that countries in the third world such as Rwanda that need FDIs to transform their economies. it is targeting over Rwf 330 billion this year. service outsourcing.1 billion. “Global Foreign Direct Investment (FDI) has not yet bounced back to pre-crisis levels. RDB says that it has registered approx 110 projects per year in each of the last 4 years.89 trillion with tourism topping up the list with 140 registered projects worth Rwf 427 billion. The “peak” referred in the RDB report reflects the highest amount of registered investments ever recorded by Rwanda that stood at a whooping US$1. The construction and real estate sector came second in the list with 87 projects worth over Rwf 408 billion. Ban Ki-moon UN Secretary General says in the opening remarks of the WIR 2011. Other notable sectors includes ICT with Rwf 198 billion. RDB was quick to point out that to make up for the shortfall witnessed last year. investments have www. there is a decline in investment registration from 2009 and last year.

6 percent last year. I pushed the RDB COO to provide more insights. “We are on track as per our targets. Long term borrowing from foreign sources by the private sector has been on a steady growth over the last three years.com . Calculated as a percent of the Gross Domestic Product (GDP). that has been on a steady rise further indicating growing confidence in our economy”. is to look at the inflow of foreign debt into Rwanda as captured by the central bank. 49 www. the investment rate otherwise known as Gross Fixed Capital Formation (GFCF) rose from 16 percent in 2006 to 21. Clare Akamanzi RDB Chief Operating Rwanda has managed to register over 500 investment projects worth Rwf 1. A case in point being Rwanda’s rising investment rate that has been on steady progression for the last 5 years. One way of saying that. For the last couple of months we have reg- istered investments worth $142 million.2 billion by last year. Will Vision 2020 aspirations be met given the fact we are only 9 years away? “I have no doubt that the aspirations as enshrined in Vision 2020 will be met given the current status of our economy”.Hope September 2011 COMMENTARY Officer (COO) told this writer recently upon being asked this question adding that . “The picture is not bad.7 billion in 2006 and rose to Rwf 501. that hitting the projections for Vision 2020 will be highly achievable. Central bank says that GFCF rose from less than16 percent of GDP in 2006 to 21 percent of GDP last year translating into combined accumulation of Rwf 227 billion over 4 years whereby GFCF stood at Rwf 274. “Given the past performance one can say with confidence Will vision 2020 aspirations be met? With the release of the RDB statistics one question begs.hope-mag. RDB says that GFCF is projected to hit 30 percent of GDP by the year 2020. We have big projects coming up some of which are well known”.89 trillion with tourism topping up the list with 140 registered projects worth Rwf 427 billion.

Sunset Villas Kibagabaga .

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One of the most common health related problems encountered due to incorrect working posture is backache. Man has developed his skills immensely since the dark ages and has created many useful things for his working and comfort. In between work. Its adjustment should be such that no shadow should fall on the page been read. leading to pain. as with them the alignment of backbone is disturbed.V.hope-mag. Now when people use it like a spring bending and twisting it in any direction.t. ipod. This is increasing with increasing use of computers and Similarly while reading. it is subjected to further stress and result is back pain. Cervical strain and spondylosis (i. Bur many related problems have also health emerged after stand up straight. This minimizes the strain put on the back. The human body is like a machine and limbs are tools for executing any work.. and comfortable.c. one should see that there should be adequate light. pause of few minutes is needed to aid the muscles of hands get some rest. Even a child has to study and help in small chores at home. a person should hold it with both hands and keep it straight in the front. Problem of eye sight is yet another preventable health related problem. Age related stiffness of the back (lumbar spondylosis) is one of the reasons for this pain. particularly those with a big screen. is a common sight in both developing and developed countries. In young people backache can occur due to a pull on the muscles of spine or even herniation of an intervertebral disc. . It is more common in middle years and after but can occur in younger individuals also. Since man uses his 2 limbs for walking and walks against gravity. A person has to keep his back straight all the time. To prevent this. it is necessary that one avoids typing continuously. If one has to lift something from the ground. stiffness of the neck) is also induced and aggravated by working continuously for long time on computers. Many of these problems can be prevented by adoption of correct working postures while working. Very thick mattresses should be avoided while resting. e. and computer screens for long time continuously.V. Cramps in the fingers and hands are one of them. Children wearing thick eye glasses. This has made working easier. it is better to close the eyes for few moments and cover them with both hands to allow the eye muscles to relax. The work may be Poor Sitting Posture It is also important to keep the back straight and avoid undue stretching or bending. keeping back straight and then www. as such the back is subjected to stress.e. Solution to prevent it is very simple.com 52 other electronic items like T. To avoid this. If it is necessary to lift a heavy weight. There are other set of health related problems generated by the use of computers for a long time continuously. it is necessary this which are chronic. While sitting. If one gets slight pain in the eyes after using a computer or watching televi- sion for long. This helps ensure that eyes are not subjected to undue stress while reading.Hope September 2011 HEALTH E related to CORRECT WORKING POSTURES IMPORTANT FOR GOOD HEALTH very human being has to do some work at his home or in office or in the field. it is ideal to sit on knees. earning a livelihood or to fulfill some other need. straight back chairs should be preferred over sofas where one slumps the back.V.. Watching T. They need to be taught the importance of avoiding watching T. There are many factors which if given due attention can prevent backache due to any of these causes. from very near is strainful for the eyes and should be avoided.

while to keep the body strong and healthy. If after adjusting the seat. while pressing the accelerator or break. Otherwise this becomes the cause for painful cramps and parasthesias in the upper limb being used constantly for this work. Hence one needs to be careful about diet and exercise also to remain healthy.Hope September 2011 HEALTH that one keeps the computer at level with head and eyes. “kick”. “kick”. Ideally both hands should be used for these chores to prevent excess strain on one hand. i. But while driving a car also it is important to follow certain precautions to avoid strain on the back. Most of the models of these vehicles need a. Rachna Pande Specialist in internal Medicine Ruhengere hospital E-mail-rachna212002@yahoo. cramps in the neck. One needs to ensure that the back is not unduly stretched while driving.co. The seat should be adjusted washing or cleaning in the house.e. while keeping back straight. arms and legs all parts which are put to use while driving a car. abnormal sensations in the hands. This. to start them. along with adopting correct working postures. Dr. A balanced and nutritious diet is important such that legs are not stretched much. neck and legs. Some precautions are also necessary while driving a 2 wheeler. This happens more in people driving long distances. This can be ensured only by keeping the 2 wheeler in a good condition with proper oiling and cleaning.uk . During working. “kick starter”. scooter and motor cycles. Otherwise people suffer from neck pain. becomes a cause for pain in the legs or feet or even a backache if one is not careful enough. he/she should put a cushion behind to support it. Regular adequate physical exercise helps to keep the limbs and body supple and capable of bearing some strain. the head and neck should be at level with the work been done and not unduly bent or stretched. Cars have become a necessary convenience in life where one has to commute long distances and time is scarce. Rear view and side mirrors have to be placed in a position that one can look anywhere comfortably without stretching or turning the neck. one still feels that back is being stretched. without much jerk to the legs. One should press the. It is also important to keep the back straight and avoid undue stretching or bending. legs and hands.

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If you have ideas.com 56 A young entrepreneur at work principle growth engine of the economy. Pillar three of Vision 2020 envisages a viable private sector that can take over as the Rwandans need to learn a thing or two to become better entrepreneurs. Indeed. a Businessmen is a mere trader who deal in buying and selling of either semi-finished or finished goods and services. Whereas an Entrepreneur is one who undertakes innovations. Is there any law prohibiting Rwandans to import glass and make clean and big money? Answer is No! Who prohibits Rwandans in venturing in lucrative areas like that? It is a hard question to answer. Rwandans ought to engender more entrepreKnowledge Management Expert says: “Capital isn’t so important in business. and/or institutional levels. Similarly. Let’s orient ourselves with the difference between the two. A critical assessment of what is being done at policy. This is very high business mortality in Rwanda that should raise serious concerns to policymakers among other stakeholders. What is important is ideas. In today’s competitive business world. renowned opment agenda. and there isn’t any limit to what you can do with your business and your life. neurs than mere “businessmen”.Hope September 2011 FEATURE Entrepreneurship: H A Game Rwandans Need to Learn arvey Firestone. there’re lots of interventions intended to benefit Rwandans to become competitive entrepreneurs. this space can be too small to enlist all of them. the Economic Development and Poverty Reduction Strategy (EDPRS). Experience isn’t so important.” Mr. Vision 2020 and the Midterm Strategy. the government’s support to private sector can be gauged by the immense value accorded in country’s socioeconomic develwww. Hope Magazine went out on a fact finding mission around Kigali city about “Who’re the mass importers of Glass in Rwanda” You don’t want to know or hear what the facts on ground are! Despite of the booming construction sector in Rwanda. do not stand a test of time to celebrate at least their first birth day. For the Private Sector to become a true engine for Rwanda’s economic development. Antoine Manzi. finance and business acumen in an effort to transform innovations into economic goods. an . No Rwandan. His Excellency President Paul Kagame has relentlessly pledged full government support to those who choose to be entrepreneurs. EDPRS emphasizes assigning “a greater role in policy implementation to markets and the Private Sector”. the Director of Employment and Capacity Building at Private Sector Federation (PSF)-Rwanda says about 60% of prospective entrepreneurs supported to start through their numerous business development programs.hope-mag. an Asian by nationality. Surely. you have the main asset you need. You can get both these things. there is only one mass importer of glass in Rwanda.

By culture. loyal. a country with minimal natural resources. by adjusting the way we do business to do the following. there is need to see more Rwandans ceasing these opportunities to become competitive entrepreneurs after all the government has created an enabling environment. as we so dream and committed. Those already in business ought to be creative. Thus. Dedication is what mo- ful of market realities. and most important. meaning the ability to move quickly in response to changing market needs. On a positive note. to get the endeavor off the ground. The area perhaps as Rwandans will need to pull up socks is flexibility in business.Hope September 2011 FEATURE economy is better off with more entrepreneurs than businessmen. tivates the entrepreneur to work hard. If Rwanda is to become a Singapore. On a very positive note. At least there is now increased open hours for business. Singapore too has minimal natural resources yet it is one of the Asian Tigers that managed to leapfrog its growth in merely two decades to become one of world’s economic super powers. The faster you act today the much better off you will be in the future. A part from just acknowledging this fact. It calls for continuous learning. we ought to adhere to what it takes to be true entrepreneurs. There’s a common saying that in Rwanda all sectors are virgin…and truly they are. Rwandans are generally resilient. especially in the beginning. the future of Rwanda lies in the service sector and this needs to be embraced by Rwandans. although more could be done. and people of high integrity… shaped by a history of hard times. questioning. Rwanda. credit goes to business community for improved dedication to their businesses. meaning in years to come the country will be transformed from being largely agriculturebased to service-based. even seven days a week. In our market. Singaporeans too underwent almost the same hard times and that’s why Rwanda has chosen the country as her growth model. Rwandans are pastoralists and farmers. we observe some local investors using obsolete production methods. there is need for a mindset change. Creativity is the spark that drives the development of new products or services or ways to do business. Rwanda aspires to become a service-based economy. It is being true to a dream while also being mind57 www. Like Rwanda.hope-mag. Singaporeans (less with natural resources) are the secret for this phenomenal growth. 12 hours a day or more.com . As a business owner you ought to challenge yourself to innovate and improve your product/service line. pragmatic. Some people have stuck to these traditional methods of survival and perceive doing business as a last resort…after failing in other domains. and thinking outside of prescribed formulas. A true entrepreneur is always in quest for the changing needs of his/clientele so as to respond to them quickly to keep them hooked. the only abundant resource it has are its people. Lastly.

P.O. Box 595 Kigali Rwanda. Tel: 573 400.l. Muhima For more information please contact: Rwanda Foam S.a.Selling Points: Gikondo Industrial area. 0788 307 532. Kimironko.com . 0788 307 464.r. Gakinjiro. Nyabugogo. Kigali City Center. Email: makuzabertin@hotmail.

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” said Nicholas Negroponte. We will walk to the end of the earth to help him and Rwanda.com 62 . The Minister of State for Primary and Secondary Education. The Government of Rwanda. As Mr. M OLPC program will play a vital role in shaping a knowledge-based economy in the next generation. Jacqueline Umutoni.hope-mag. Raymond and Tony’s. in some ways. quite strong and focused on developing a knowledgebased economy. Mathias Harebamun- Ruhigula (6years). to improve our financial status so we can pay government taxes because we can clearly see value (for paying taxes). “What is different about Rwanda is [President] Paul Kagame’s long-standing belief in us and us in him. Both sons go to Remera Primary School. Now. determine OLPC’s future. The chairman and CEO of One Laptop Per Child (OLPC). They are so proud of the Government. In fact. Dr. and Rwanda has showed strong commitment. it has integrated the program in her ICT development plans at lower levels of education. 33. there will be a proving ground for OLPC’s premise. his wife listened attentively and affirmatively nodded. Raymond Twagira (10years) and Tony grams…. Rodrigo Arboleda.but you see the government really committed and is delivering”. We want Rwanda to be a showcase. “That aside. the parents do not have to bother themselves with school fees. “We now have two computers in our family. a resident in Kabeza-Kigali. Mr. the Dad. the pilot programme just ended last year. Both parents did not go far in terms of formal education and they really struggle to earn to sustain their family. In deployment. talk about the One Laptop per Child”. “The results of the deployment in Rwanda will. while the program has distributed more than 1. Theoneste Kimenyi. a government aided school. he observed in an exclusive interview with Hope Magazine. day and night. Kimenyi spoke. They go to the same school”. is one of the 35 developing countries across the world that benefited from the pilot phase of the One Laptop per Child (OLPC) program. she interjected. The father is a commission broker for houses and other properties.Hope September 2011 POINT OF VIEW One Laptop per Child Program in Rwanda …Kids. no nation as poor as Rwanda has embraced OLPC so fully. Parents Share Benefits ICT is one of Rwanda’s priority sectors. the founder of OLPC Association in an interview. is a happy mother of two sons. that distributing laptops to the world’s poorest children will make their lives better. and he sees strong commitment coming from her (Rwanda) leadership. These (free education among others) are very expensive government prowww.4 million laptops in 35 countries around the world. says Rwanda is one of the most successful countries in the pilot phase. says: “We work so hard. rs. Thanks to the Government Program of Nine Year Free Basic Education (9YFBE)…a part from a few scholastic materials. Even the neighbours’ kids all do own laptops now.

and she can also type using either Raymond or Tony’s laptop. OLPC program will play a vital role in shaping a knowledge-based economy in the next generation. He visited various ministries. The government targets to have 160. The impact so far is huge. noting that it had now gone beyond distributing computers to connecting them to servers. self-empowered learning. But now am a “pro” Obviously. Raymond says: “When I grow up I want to be a computer engineer or programmer” But Mr. Arboleda visited Gahini Primary school in the Eastern Province as well as schools in Nyarugenge District implementing the OLPC program. as it says in its mission statement. OLPC wants to transform education in poor countries by giving children laptops that will. I and my wife spare time and our kids teach us computer…skills they acquire at school”. very hospitable despite the tragedy they went through. spark “collaborative.hope-mag. The Education Minister said that the OLPC Association recognises the progress ” Rwanda has made and the vision it has. several parts of the country and schools and talked to many people. I never imagined I could ever use a computer in my life. “Education in Rwanda is becoming the cementing element of this consolidation of peace and prosperity”.000 laptops deployed by June 2012 .com . In fact. joyful. and what he found is that “Rwandans are a group of determined people.” he said in a press interview. Mama Raymond too has. “I now have an email. “Before.000 more laptops will be imported this year. “Rwandans have shown that they are more interested in the future than in the past and that is the capacity they should not lose”. In a related development. Kimenyi’s family is one of the many enjoying the equipment. Kimenyi recalls that at about 5 years. the Minister of State revealed that once the education sector is connected to a single server. Over 60. 000 laptops have been distributed in schools so far while an additional 35. There are about 5million schoolchildren in Rwanda. his son Raymond said he would become a carpenter when he grows up.Hope September 2011 POINT OF VIEW The government targets to have 160. Rodrigo was in the country (Rwanda) on a four-day working visit which he concluded with a courtesy visit to President Paul Kagame. He said the government has distributed computers in over 128 schools. He noted that Rwanda has reached im- gu says a total of 65. Mr. 63 www. This explains how OLPC has changed lives and aspirations of many families in Rwanda. teachers and students would be able to access and exchange knowledge using the technology in a bid to make Rwanda one of the few countries to integrate ICT in education. she says.000 would be deployed soon. Jacqueline has been more inspired: “I have decided to go back and study computer next year to improve my skills”.” End of August 2011. pressive levels in the implementation of the OLPC program. Classes going on at Remera Primary School which sets a precedent for other African countries to follow. Over the weekends. ICT is one of Rwanda’s priority sectors.000 laptops deployed by June 2012 as part of the government’s program to promote computer-knowledge based education. Mrs. After two years Rwanda wants to distribute laptops to half of that population. the OLPC program is not only benefiting kids but also parents who have never had chance to learn computer in schools.

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Gatura Mwaura. According to Mr. The broader patterns of gender equality in Rwanda. playing a likewise crucial role of advocacy and mobilization through her Imbuto Foundation. have not been well articulated.hope-mag. So. The topic of gender equality often cites the fact that Rwanda’s parliament has the highest percentage of women globally. they will still be behind in many aspects of the transformation of gender relations. Hareide. Rwanda’s story on gender equality is somewhat known. Once that is there. beyond the often cited Agaseke. which is also a good story but which often gives the impression that women in Rwanda are only producers of Agaseke. In Economic matters. there is still un untold story that must serve as inspiration not only for Rwandans to be proud of their achievements but also to help inspire other members of the global community to take notice and style up. But overall. East African countries need to do better to increase the number of women who serve in missions that support peace. not so much. Rwanda has the largest number of female police officers who serve in the United Nations peace missions. it becomes cultural and therefore more difficult to reverse and I think this is what is taking place in Rwanda. It must show that more than women representation in parliament is taking place.Hope September 2011 FEATURE they didn’t capture fully well the kind of gender revolution taking place in Rwanda On September 5. President Kagame has been crucial in inculcating this commitment. And this is the proper context for understanding Bjorn Hareide’s call for the Community member states to pull up their socks in the area of peacekeeping—to catch up with the times. however. But this lesson must begin with our neighbors in the East African Community. gender equality will be bers catch up with the parliament numbers. In Rwanda. Likewise. It is.com 66 . By telling the whole story of the transformations taking place in Rwanda. it must speak of the many schemes it has put in place for women economic empowerment. the percentage of women in such missions is only 29%. the police officers in Haiti. you might think that women equality in Rwanda is only about parliamentary representation. Uganda at W and Peace Keeping Missions hen other regional mem35% Burundi 32%. therefore. at 56%. www. however useful that is. If you don’t dig deeper. In security matters it must highlight the story of the brave women in Darfur. Rwanda must not be shy in drumming up its success story. What this also tells us is that when the rest of the East African countries catch up with Rwanda in terms of parliamentary representation of women. This commitment is the inspiration for the fact that the Beijing threshold is almost doubled in Rwanda. this is because this is the only aspect that is being highlighted by observers and pundits. has done just that. less than the Beijing Conference threshold that called for at least 30% representation of women as a means to advance gender equality globally. But overall. Why is it that Rwanda is leading the region both in terms of representation in parliament and also in terms of contribution of women to peace missions as indicated above? I think that this relationship implies something that is much deeper. for her sister neighbors. Rwanda is followed by Tanzania at 36%. That contents of that column are aptly indicated in the title “Kenya can learn from Rwanda’s gender formula. Rwanda has the largest number of female police officers who serve in the United Nations peace missions. Jeannette Kagame. a story in the local press reported a plea made by Bjorn Hareide. as pointed out recently by a local columnist. they will still be behind because Women Equality felt beyond the superficial aspects of counting number. It speaks of a philosophical commitment by the government of Rwanda on gender equality. important that the quest for gender equality has a certain philosophical orientation and commitment as is the case with the Rwandan government. the conversation about gender equality also needs to take place at the level of the mind. Once this takes root. therefore. the Senior Advisor of the East African Standby Force Coordination Mechanism (EASFCOM). Umufasha wa mbere.” The same author. the percentage of women in such missions is only 29%. our brothers and sisters of the East African Community can get a better picture and therefore the reality that they are falling behind times.8%. Kenya is last in the region at a distant 9. also pointed out that while Rwanda is doing very well in terms of women parliamentary representatives.

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However. Success has been achieved in this sector due to a strong commitment. it will make more sense to farmers if the road network and meteorological ser- vices are better developed.hope-mag. Historically. Agriculture continues to be the most ment. reported in Rwanda is due increase in food prices. The performance of the annual food crop has a large bearing on the overall GDP estimate. employing over 80% of the total population and contributing over 35% of total GDP in real terms. mainly for development in the non-agricultural sectors. In addition. July 2011 www. The BBC recently reported that over 10million Africans are starving and a big number of those may die.4% but only food prices and alcoholics pushed it that high. Rwanda is a low inflation country. low or high. Research done by IPAR-Rwanda on the sector indicates that there is high potential for the development of the sector with the introduction of modern methods of farming to increase both productivity and quality of products. On the other hand. caused by a number of factors like natural calamities (drought) and wars in Somalia and Sudan. and initiatives to increase exports. more and more people demand foods which may not necessarily match its (food) marginal production increase. for the sector to make its full contribution to the economy a number of areas of Government policy and strategy are critical. the development of value added production. As a result. spend a larger proportion of their income on food. Source: NISR. Thus. the pace of poverty reduction could be derailed by rising prices. Expenditure partners indicate that most poor households. irrigation pilot programs. In Rwanda. a significant proportion of food consumption is own-grown or own-produced thus reducing households’ vulnerability to food price shocks but less monetization of the economy. many are starving. Rising food prices particularly could pose a constraint to long-term growth. greater use of water harvesting and terracing are a number of measures currently being pursued. SMEs engaged in Agriculture sector. especially those adding value. In Northeastern Kenya. forcing some folks in those countries to go on streets in protest of poor monetary and fiscal policies. especially that of food prices. distribution of better quality seeds.com 68 . the National Institute of Statistics (NISR) reported in August that inflation had been contained to 7. rising prices of food definitely erodes welfare of the poor. thanks to the sound macro (monetary and fiscal) policies. ought to be supported. especially in Uganda and Kenya—reportedly well over 15 per cent.Hope September 2011 COMMENTARY T THE RISING FOOD PRICES IN RWANDA here has been a series of reports in the media about high inflation in population grows. Obviously. through the EDPRS. especially those in rural areas. the education sector should undertake and provide research training in agriculture and entrepreneurship. of government programs. Consumer price indices in those countries is way high. Additionally. thus the scarcity. but pressure on prices is becoming evident in recent periods. governmentfunded storage facilities are also improving the management of harvest stocks. the only reason for whichever inflation figure. basically due to scarcity of food items. Year in year out. fertilizer use. as the critical sector to Rwanda’s economic develop- For instance. Crop Intensification Programs. the East Africa region.