Curriculum vitae

Muhammad Ayaz
Future objective is to obtain a challenging Position within a dynamic organization, Where one can use his skills and potential to Learn the common behavior of team work.

M.B.A (Finance) Academic Qualification  University of Malakand
   Session 2007 to 2009 Marks obtained 1658/2400 CGPA 3.16 / 4.00 University of Malakand Session 2006 Marks obtained 713/1400 51% Marks/ 2nd Division Board of Technical Education Peshawar.(BTE) Session 2002 Marks obtained 771/1450 53.7% Marks/ 2nd Division Board of intermediate & Secondary Education Swat. Session 1999 Marks obtained 487/850 57.29% Marks/ 2nd Division Board of Technical Education Peshawar.(BTE) Session 2006 Marks obtained 1153/1700 67.82 % Grade B+

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S.S.C (Science)

Personal Information
Father name: Date of Birth: Gender: Marital status: CNIC No: Religion: Domicile: Nationality: Email: Cell #: Postal address: Muhammad Qasim 11/04/1984 Male Married 15306-8696633-1 Islam Dir (L) Pakistani 92+342-9819099

Diploma in information technology (D.I.T)

Introduction to information technology, Office Automation, Operating System HTML/DHTML , Data communication, System Analysis and Design, Software project Development, Peach tree, Ms Access and Inpage.

Near G.G.H.S.S Chakdara Post Office Chakdara Tehsil Adenzai Dir (L) KPK Pakistan.

   English :- (Fluent) Read, write, Speak. Urdu :- (Fluent) Read, write, Speak. Pashto :- (Fluent) Read, write, Speak.

Major Subjects in MBA
1. Principles of Accounting. 2. Principles of Marketing. 3. Principles of Management 4. Human Resource Management. 5. Financial management. 6. Islamic Financial System. 7. Strategic management. 8. Cost and Management Accounting. 9. Financial Accounting. 10. Marketing. 11. Human Resource management. 12. Managerial economics. 13. Islamic Banking 14. Enterprenevership

Interpersonal skills communication skills Analytical skills Decision making skills Time management Skills Conceptual skills Technical Skills

Professional Experience
 Working as Micro Finance Officer as Internee Dir Area Support Project Timergara Funded By (IFAD) International Fund for Agriculture Development Session (16 October 2003 to November 2006) Internship Program: Working as an Internee, Habib Bank Limited Branch Chakdara Dir Lower, Session (February Till April 2010) Junior Clerk: Working as Junior Clerk in Education Department Since October 2006 to Date.

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Social and other Activities
     Member of Education Welfare Association. Use internet, Reading News Paper and watching Movies. Playing Cricket and Football and volleyball. Group Leader in our class for any task. Member of Blood Donor Society University Of Malakand, KPK, Pakistan.


Mr. Muhammad Nazir
Manager Habib Bank Limited Chakdara Branch Dir (L) K.P.K Pakistan. Cell# +92-346-9393391

Mr. Hafiz Muhammad Ibrahim
Executive District Officer (E&SE) Dir Lower K.P.K Pakistan. cell#+92- 300-9078345