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Lovely Professional University,Punjab

Format For Instruction Plan [for Courses with Lectures and Tutorials

Course No COM265

Cours Title BANKING AND INSURANCE

Course Planner 14274 :: Richa Singh

Lectures Tutorial Practical Credits 4 1 0 5

Text Book:

1 Iyengar Vijayaragavan, Introduction to Banking, Excel Books, Ist Ed, 2007

2 Sahoo, S.C. , Das, S.C., Insurance Managment, Himalya Publishers, 1 e, 2009.

Other Specific Book:

3 Varshney, P.N., Banking Law and Practice, Sultan Chand 4 Tripathy Nalini Prava, Pal Prabir, Insurance Theory and Practice, PHI 5 Harrington Scott E., Niehaus Gregory R., Risk Management and Insurance, Tata McGraw Hills 6 Mishra, M.N., S.B., Insurance Principles and Practices, Sultan Chand, Latest Edition

Other Reading Sr No Jouranls atricles as compulsary readings (specific articles, Complete reference) 7 India Banking 2010 from http://www.mckinsey.com/locations/india/mckinseyonindia/pdf/india_banking_2010.pdf 8 Role of Insurance and Reinsurance in Disaster Risk Management extracted from www.ccdcommission.org/Filer/pdf/pb_risk_transfer.pdf 9 Housing insurance: Empirical study in Gujrat extracted from http://www.niapune.com/pdfs/Bimaquest/sudhir-hsg.pdf 10 Financial Exclusion extracted from www.idrbt.ac.in/.../IndianBank%20-%20KC%20Chakravathy.pdf 11 Inclusive growth - the role of banks in emerging economies by Usha Thorat from http://www.bis.org/review/r080304e.pdf 12 A case study on Money Laundering in Insurance Business extracted from http://www.niapune.com/pdfs/Bimaquest/B_Padmaja.pdf

Approved for Autumn Session 2011-12

13 ICICI Banks Strategy for Promotion of Financial Inclusion from http://www.cab.org.in/ICTPortal/Lists/Implementations/Attachments/11/icicibank_strategy_promoting.pdf 14 Case Study: Learning From Pilots taken from http://www.seepnetwork.org/Resources/Maternity_pilot_Case_Shorebank.pdf 15 Any time money, now anywhere on your mobile from http://proquest.umi.com/pqdweb? index=9&did=1931938261&SrchMode=1&sid=8&Fmt=3&VInst=PROD&VType=PQD&RQT=309&VName=PQD&TS=1262950360&clientId=129893 16 Case Study: Microfinance- The new mantra of Rural finance to reduce poverty extracted from " http://www.delhibusinessreview.org/casestudy.pdf" 17 Case Study: Developing a sales culture in Retail Banking taken From "http://www.humansynergistics.com/news/documents/Case%20Study%20-%20Retail %20Bankin.pdf" 18 Case Study: ICICI Bank India (E-banking) taken from http://www.infosys.com/finacle/pdf/icici.pdf 19 The Subprime Crisis and its Implications for the Microcredit Market taken from "http://www.nextbillion.net/archive/files/Subprime%20Crisis%20And %20Implications%20for%20Microcredit%20(Sobhani%20and%20Sivakumaran,%202009).pdf" 20 Recession in Indian Banking Sector from http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1494873 21 The transformation of the microfinance sector in India "http://www.iimahd.ernet.in/~mssriram/jmf.pdf" 22 Microfinance in India: A critique by Rajarshi Ghosh "http://www.aptsource.in/admin/resources/1273818337_UNPAN024232.pdf" 23 Securitization in India "http://www.vinodkothari.com/india_article_iimc.pdf" Relevant Websites Sr. No. (Web adress) (only if relevant to the courses) 24 www.iba.org.in/viewmembanks.asp?id=1 25 www.iba.org.in/viewmembanks.asp?id=2 26 www.iba.org.in/viewmembanks.asp?id=3 27 www.iba.org.in/viewmembanks.asp?id=4 28 www.iba.org.in/viewmembanks.asp?id=5 29 www.iibf.org.in 30 http://bankingindiaupdate.com 31 http://www.icraratings.com/rating_article/2005-March-BASEL %20II%20ACCORD.pdf 32 www.banknetindia.com Salient Features Link to all the PSU banks operating in India. Link to all the Associate banks of SBI. Link to all the Private Banks operating in India. Link to all the Foreign banks operating in India. Link to all the Co-operative Banks operating in India. Link to specialized institute for higher studies in Banking. Recent banking and financial developments in India, weekly banking updates Basel II Norms: Impact on Indian Banks Providing information relating to various commercial banking services in India

33 http://www.insuremagic.com/Content/Articles/life/bkng_bancas To know about the importance of banking in insurance surance.asp

Detailed Plan For Lectures

Approved for Autumn Session 2011-12

Week Number Lecture Number Lecture Topic

Chapters/Sections of Pedagogical tool Textbook/other Demonstration/case reference study/images/anmatio n ctc. planned

Part 1
Week 1 Lecture 1 Lecture 2 Lecture 3 Lecture 4 Week 2 Lecture 5 Lecture 6 Lecture 7 Lecture 8 Week 3 Lecture 9 Lecture 10 Lecture 11 Lecture 12 Week 4 Lecture 13 Indian Banking sytsem: Public and private banks in India, ->Reference :1,Ch-1 Ref-7, India Banking 2010 Discussion Local Area Banks, Introduction about important ->Reference :1,Ch-1 financial institutions like NABARD, EXIM, NHB, etc. Concept of Banking Ombudsman scheme, 2006 Reserve Bank of India: Organisation, Role and functions RBI: Techniques of Credit Control, Qualitative Reforms in Financial and Banking Sector Narsimham Committee ->Reference :1,Ch-6 ->Reference :1,Ch-2 ->Reference :3,Ch- 2 ->Reference :3,Ch- 9 ->Reference :1,Ch-3 Refer to the website: http://rbi.org.in Ref-11, Inclusive growth

Credit Creation: Meaning, Process & Limitations of ->Reference :3,Ch-1 Credit Creation Commercial banking operations: Meaning and Functions of Commercial Banks Concept of Retail banking, Overview of Corporate/ Wholesale Banking Treasury Management Payment Settlement System- New age clearing New age payment -National and International Gateways KYC Norms & Anti Money Laundering ->Reference :3,Ch-1 ->Reference :1,Ch-15 ->Reference :1,Ch-17 ->Reference :1,Ch-11 ->Reference :1,Ch-12 ->Reference :1,Ch-13 ->Reference :1,Ch-7 Ref-12 Case on Anti money laundering Ref-17

Part 2
Week 4 Lecture 14 Lecture 15 Negotiable Instruments (Meaning, Essentials, Types) Negotiable Instruments (Bill of Exchange) ->Reference :3,Ch-4 part 2 ->Reference :3,Ch-4 Ch-9 / part 2 Payment Instruments, RBI Site: "http://www.rbi.org.in/scr ipts/PublicationsView.as px?id=156" Approved for Autumn Session 2011-12

Week 4 Week 5

Lecture 16 Lecture 17 Lecture 18 Lecture 19 Lecture 20

Negotiable Instruments (Promissory Notes)

->Reference :3,Ch-4 Ch-9 / part 2

Endorsements (Meaning and Kinds Endorsements) ->Reference :3,Ch-5 / part 2 Cheques (Meaning, features, crossing of Cheques) Payment of Cheques & Collection of Cheques ->Reference :3,Ch-6 / part 2 ->Reference :3,Ch-7 / part 2

Loans and advances ( Introduction, classification of ->Reference :1,Ch-18 Loan). ->Reference :3,Ch-13 / part 2 Principles of good lending and Factors to be considered while making advances priority sector lending ->Reference :1,Ch-18 ->Reference :3,Ch-13 / part 2 ->Reference :1,Ch-23 Article: Bank loan to MFIs is priority sector lending: RBI "http://www.thehindu.co m/business/article 1987966.ece"

Week 6

Lecture 21

Lecture 22

Lecture 23

priority sector lending- SHGs

->Reference :1,Ch-23

RBI FAQ - Priority sector Lending. Reference: "http://www.rbi.org.in/scr ipts/FAQView.aspx? Id=8" Article: RBI quashes banks' plea to revise NPA norms Reference: "http://www.businessstandard.com/india/new s/rbi-quashes-banksplea-to-revise-npanorms/444000/" Ref-18 Case study: ICICI Bank India (ebanking)

Lecture 24

NPAs- Introduction and impact and consequences of NPAs, Identification of NPAs, provision of NPAs, Warning signals of NPAs

->Reference :1,Ch-24

Week 7

Lecture 25

E- banking: Introduction, electronic delivery channels, dimensions of e- banking, advantages and disadvantages of e -banking. Overview of Operation Risk management in bankscategorization of Risks & process (brief) Overview of microfinancing

->Reference :1,Ch-10

Lecture 26 Lecture 27

->Reference :1,Ch-21 ->Reference :2,Ch-1 ->Reference :21,case Ref-16, Microfinance the new mantra for Rural Finance to reduce poverty Approved for Autumn Session 2011-12

Week 7

Lecture 28

Revision before Mid Term

MID-TERM Part 3
Week 8 Lecture 29 Lecture 30 Lecture 31 Lecture 32 Insurance : Definition, nature, significance Introduction to History and development of Insurance- IRDA Introduction to Life Insurance, features & principles Life insurance products ->Reference :2,Ch-2 ->Reference :2,Ch-4 ->Reference :2,Ch-5 ->Reference :2,Ch-9 Life Insurance website can be shown like: www.licindia.in, www.sbilife.co.in, etc. website: http://www.irda.gov.in

Week 9

Lecture 33 Lecture 34 Lecture 35

Annuities,

->Reference :2,Ch-10

Mortality Tables- Need, Importance and construction ->Reference :2,Ch-6 General Insurance: Fire Insurance- Meaning of fire, ->Reference :2,Ch-14 definition and nature of Fire Insurance, functions of Fire Insurance. Fire Insurance policies ->Reference :2,Ch-16 Websites to be referred to are: "http://www.newindia.co. in/inds-fire.asp" "https://www.icicilombar d.com/businessinsurance/fireconsequentialloss.html", etc.

Lecture 36

Week 10

Lecture 37

Settlement of claim under fire insurance

->Reference :2,Ch-17

Part 4
Week 10 Lecture 38 Marine Insurance: Meaning, Nature and Principles ->Reference :2,Ch-18 Following Websites can be referred to: https://ipartner.icicilomb ard.com/businessinsurance/Marineinsurance.html, https://ipartner.icicilomb ard.com/businessinsurance/Marineinsurance.html.

Approved for Autumn Session 2011-12

Week 10

Lecture 39

Marine Insurance Policies

->Reference :2,Ch-19

Following Websites may be referred to: https://ipartner.icicilomb ard.com/businessinsurance/Marineinsurance.html, https://ipartner.icicilomb ard.com/businessinsurance/Marineinsurance.html. Ref- 8, Role of Insurance and reinsurance in disaster Risk Management ICICI Auto Insurance, TATA , AIG motor Insurance www.ICICI Lombard.com Ref-33

Lecture 40

Concept of Reinsurance

->Reference :2,Ch-29

Week 11

Lecture 41

Motor Insurance & Auto Insurance Policy

->Reference :2,Ch-33

Lecture 42 Lecture 43 Lecture 44 Week 12 Lecture 45 Lecture 46 Lecture 47 Lecture 48

Auto Insurance Claim Procedure Concept of Health Insurance- schemes in India, Prospects of Health Insurance Catastrophe Insurance Bancassurance and its importance Concept of Micro Insurance Tax Aspects of insurance Revision before ETE

->Reference :2,Ch-33 ->Reference :2,Ch-31 ->Reference :6,Ch-45 ->Reference :2,Ch-28 ->Reference :2,Ch-34 ->Reference :2,Ch-41

Spill Over
Week 13 Lecture 49 Lecture 50 Lecture 51 Lecture 52 The Subprime Crisis and its Implications for the Microcredit Market Securitization in India Recession in Indian Banking Sector FInancial Inclusion ->Reference :23,paper Ref-20 Ref - 11 Ref- 19

Details of homework and case studies

Approved for Autumn Session 2011-12

Homework No.

Objective

Topic of the Homework

Nature of homework (group/individuals/field work

Evaluation Mode

Allottment / submission Week 2/4

Homework 1

To develop the analytic skills of the students

Each student will be allotted a bank and he/she will be required to Individual make a report on the performance of banks before and after liberalization period (Narsimham committee) clearly commenting on the implementation status of various measures suggested by the committee. Groups will be formed and each group will be allotted two insurance company (one private and one public) and they will be required to compare and analyze the products of those companies. They are also required to make the presentation (or Viva) on the same. Group

Marks will be awarded on the basis of the analysis done. Marks will be awarded on the basis of analysis done and the question handling ability. Marks will be awarded on the basis of no. of correct answers provided by the students.

Homework 2

To improve the analytic skills and to build team work among the students To check the conceptual knowledge of the students.

5 / 11

Homework 3

An objective type test will be conducted out based on the syllabus Individual covered in the classroom.

10 / 10

Scheme for CA:out of 100*


Component Homework Frequency 2 Total :Out Of 3 Each Marks Total Marks 10 10 20 20

* In ENG courses wherever the total exceeds 100, consider x best out of y components of CA, as explained in teacher's guide available on the UMS

Plan for Tutorial: (Please do not use these time slots for syllabus coverage)
Tutorial No. Lecture Topic Type of pedagogical tool(s) planned (case analysis,problem solving test,role play,business game etc)

Tutorial 1 Tutorial 2 Tutorial 3 7

Class Discussion on the current Banking issues HDFC BAnk - securing Online Banking, HBR case Product number: HKU920-PDF-ENG Class Discussion on the current Banking issues Approved for Autumn Session 2011-12

Tutorial 4 Tutorial 5 Tutorial 6 Tutorial 7

Class Discussion on the current Banking & Insurance topics HW 2 based presentation &Discussion on current Banking and Insurance Issues HW 2 based presentation & Discussion on current Banking and Insurance Issues HW 2 based presentation & Discussion on current Banking and Insurance Issues

After Mid-Term
Tutorial 8 Tutorial 9 Tutorial 10 Tutorial 11 Tutorial 12 HW 2 based presentation & Discussion on current Banking and Insurance Issues HW 2 based presentation &Discussion on current Banking and Insurance Issues HW 2 based presentation & Discussion on current Banking and Insurance Issues HW 2 based presentation & Discussion on current Banking and Insurance Issues Discussion on current Banking and Insurance Issues

Approved for Autumn Session 2011-12