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Latest Schedule of Service Charges on Inland Transactions (Inclusive of Service Tax & Education Cess @10.30%) I. Prodcuts and Services Povided free of Service Charges
Sr. No. 1 2 3 4 5 6 7 8 9
Nature of Service Remittances for creation of a term deposit or payment of installment of UIRD/ cumulative deposit through DD,PO,Cash,RTGS/NEFT/ Intersol Fund Transfer Repayment of loan through cash Safe custody of Bank's own Deposit Receipt Statement of account Updation of passbook Issuance of duplicate deposit receipt Issuance of Debit/ATM Cards Balance enquiry from any bank ATM in India Enquiry/statement of account (downloaded/printed) through Internet Banking/Telebanking
II. Transfer, Collection & Remittance Services
Sr. No. 1 (i) Nature of Service Particulars Service Charges (Rs.) Unit Non-individuals Individuals
Fund Transfer through the following modes: RTGS Rs.2 lacs to Rs.5 lacs (Threshold limit of remittance under RTGS increased to Rs.2 lacs Above Rs.5 lacs w.e.f. 15.11.2010) National Electronic Fund Transfer (NEFT) Upto Rs.1 lac Above Rs.1 lac to Rs.2 lacs Above Rs.2 lacs
Per Transaction Per Transaction Per Transaction Per Transaction Per Transaction Per Transaction Per Transaction Per Transaction Per Transaction
25.00 50.00 5.00 15.00 25.00 5.00 15.00 25.00 50.00
25.00 50.00 5.00 15.00 25.00 5.00 15.00 25.00 50.00
(iii) Intersol fund transfer through cheques drawn on Union Bank or other banks/ Multicity Cheques/ Sweeps facility/Standing Instructions 2 Speed Clearing
Upto Rs.1 lac Above Rs.1 lac to Rs.2 lacs Above Rs.2 lacs to Rs.5 lacs Above Rs.5 lacs
Upto Rs.1 lac Rs.1 lac & above Per Transaction 165.00 1.10
Nil 165.00 1.10
Electronic Clearing Service (Applicable for bulk uploading) Collection of Outstation cheques
Applicable for debit as well as per transaction credit clearing Upto Rs.10000 Rs.10001 - 100000 Above Rs.100000 Per cheque Per cheque Per cheque Per bill Per 1000 Minimum > Rs.1 lacs-Rs.25 lacs Above Rs.25 lacs Per 1000 Minimum Flat Per remittance Per remittance Per 1000 Minimum Per 1000 Minimum Maximum
55.00 110.00 165.00 120.00 10.00 120.00 9.00 990.00 27575.00 25.00 50.00 3.85 50.00 3.30 440.00 12500.00
55.00 110.00 165.00 120.00 10.00 120.00 9.00 990.00 27575.00 18.75 37.50 3.85 50.00 3.30 440.00 12500.00
Collection of Bills
Upto Rs.10000 Rs.10001 – 1 lacs
Demand Draft/ Pay Order
Upto Rs.5000 Rs.5001 – 10000 Rs.10001 – 1 lac Above Rs.1 lac
Remittances against tender of cash (DD/PO) (Maximum remittance Rs.50000)
Applicable DD/PO Upto Rs.1000 - Normal charges charges plus 50% of Above Rs.1000 - Applicable DD/PO normal charges charges plus 50% of normal charges
With ch.00 10000.) Unit SB .00 5 Inability to carry out standing instructions due to insufficient balance in the account Enquiry relating to old records 1 to 3 yrs.00 100.00 Nil 112. Leaf 3.00 90. 1 lac For students 12 Cash transactions in SB/CD/CC Cash Withdrawal Cash Deposit A) Upto Rs.A.Per folio CD -Per folio Minimum Non-individuals 50. 4 Stop Payment Instructions (Note: Cheque Retrun Charges will not be recovered additionally) Single cheque Range of cheques Per instruction SB .00 245. old More than 5 yrs.00 Nil MICR Non-MICR Individuals 37.00 510. . N.50 Per ch.without cheque book ii)CD – Companies .00 300. 10001 .10000 Rs.25 18.00 300.00 N.75 35.00 100.A.00 60.00 10.book SB(Pension) . 385. No.00 100.00 90. Other Charges Sr.50 75.00 10.50 Subject to 40 free cheque leaves in a financial year in SB and as per scheme features in schemes like UCCA/MGSA etc.Others i) Account with minimum ii) Account below minimum balance but above Rs.00 7 Per quarter Per quarter 8 Closure of Account within 12 months i) SB .00 Nil Nil 385.00 510.Metro/Urban .Cash withdrawal upto Rs. Nil 11.00 50.00 75.00 295.00 N.Companies CD .50001 .75 Nil For entries older than one year SB .5000 /Cancellation/Revalidation of DD/PO Rs. No third party cash withdrawal will be allowed at non-base branch III. 1 Nature of Service Duplicate Statement/ Pass book Particulars For entries upto one year (40 entries will be treated as one ledger folio) Service Charges(Rs.with / without h b k SB of senior citizens CD .00 450.00 60.00 245.00 200.1000 Minimum Nil 1.with cheque book .30 2.50000 Rs.00 100.30%) 9 Purchase of DD / PO for educational Upto Rs.1000 purpose by students Above Rs.00 145.A.00 15.00 35.00 6 Per item Per item Per item Per quarter Per quarter 115. Leaf 3.1 lac Above Rs.00 50.00 75.100 .00 90.00 Full balance amount to be appropriated and a/c to be closed.Per folio (40 entries will be treated as CD .50 37.Rs.00 Nil Maximum Note: i.Per instruction CD .00 25.30 2.00 60.00 295. old (More than 12 months old) 3 to 5 yrs.00 50.Per instruction 120.1 lac B) Above Rs.50 75.00 115. Old Charges for non-maintenance of minimum Average Quarterly Balance SB .5001 .1 lac will be allowed at non base branch ii. Letter will be sent to accountholder informing closure of account.00 Nil 9 Inoperative/Dormant Account 100.00 45.book .Others Per occasion 50.1 lac per day Per Rs.Semi-urban/ Rural iii) Account with Balance Rs.Latest Schedule of Service Charges on Inland Transactions (Inclusive of Service Tax & Education Cess @10. 15.00 108.00 275.1000 Issue of duplicate DD/ PO Upto Rs.00 Per DD/PO Per DD/PO N.00 170.00 170.00 10000.A.00 10 Per DD/PO Per DD/PO Per DD/PO Per DD/PO 15.00 600.Per folio 2 3 Duplicate Deposit Receipt Issue of cheque books including Multi City Cheque Books Per ch.100 or less Per annum or outstanding 150.00 Nil 1.00 50.Without ch.00 100.
2009 the rent at the revised rate would be recovered.10 lacs ii) Outstation Service Charges(Rs. Such calculations should be rounded off to the nearest 6 months.00 2750.00 15.g.e.30%) Note:1) Dormancy period: 1 year Note:2) Folio charges in CC/CD accounts will be applicable to dormant CC/CD accounts.00 1100. · Refund of advance rent may be allowed for the unexpired period in case the locker is surrendered before the expiry of the period of 3 years for which advance rent is paid.f.5 will be levied.00 1650. if the locker is surrendered after 1 year 4 months the refund will be allowed only for the period of 1year and not for 1 year 8 months.) Upto 25. · Lockers can be leased for a period upto 3 years at a time subject to advance payment of rent.00 2750. The refund will be made for unexpired period in complete years i.f.e. However.00 90.00 0.000-1 lac >1 lac Presentation of Usance Bills for acceptance Safe Custody charges Scrips Sealed Covers Sealed boxes: Upto 1000 cc Upto 8000 cc Upto 27000 cc Large boxes Bank's Own Deposit Receipt Per bill 90. no difference would be recovered.00 2750.00 12 13 Per scrip Minimum Per cover Per box Per box Per box Per cc Minimum 10. · Penal interest @ 18% on rent overdue with the minimum of Rs. cr.000 >50.00 1650.00 · SDV/Strong Rooms. Service charges which are not subject to Service Tax Sr. Safe Deposit Vault Rental (Rs. 1 Nature of Service Handling charges for cheques returned unpaid (including cash/transfer cheques) (w. 10 Charges for entries in excess of 60 entries per quarter in SB A/c Per entry 15. Note:3) Charges for non-maintenance of minimum balance will also be recovered wherever applicable.00 Nil 10.000 >25. 01.a.00 3300.00 200. 15.00 1100.a. Base Rate + 3% p. there would not be any concession in case advance rent is paid by customers.06.) Unit Per cheque Per cheque Non-individuals 50 50 Individuals 50 50 Per cheque Per cheque 150 per cheque 150 per cheque 300 per cheque 300 per cheque Base Rate + 3% p.5lacs – Rs.15 3300.Latest Schedule of Service Charges on Inland Transactions (Inclusive of Service Tax & Education Cess @10.06. as under : computer 40 entries or part thereof Avg.2009 would be recovered at old rate and w.5 lacs Above Rs.(Rs. p.00 550.00 200.00 Metro/ Urban Branches 1100.00 No. 14.) Type of Lockers A B C D E F G H H-1 L L-1 Rural/ Semi Urban Branches 825.00 0.00 100.e.15 3300. of sizes other than A to L-1 .00 Nil IV. e.10lacs Above Rs. etc.proportionate rent of the SDV of maximum size that can be fitted into would be charged.00 4410.) to be treated as one ledger folio.00 1650.00 1650.00 1100. · The rent payable for the overdue period to the date of revision i.00 100. of Free Folios Nil 3 5 All 120.00 1650.09. No. for 1 day 50% of collection charges for 1 day 50% of collection charges .a.00 550.00 2750.00 825.00 3300.00 3300.00 2750.00 1650.00 2750.00 5515.2011) Particulars i) Local a) Outward (Due to in-sufficient funds & technical reasons) b) Inward clearing cheques returned unpaid for technical b) Inward clearing cheques returned unpaid for financial Upto Rs.00 11 Ledger Folio used in CD/OD/CC A/cs Per folio (For Accounts maintained on Subject to free folios p.a.00 5515. Where rent for 3 years has been recovered prior to revision. of Free Folios Nil 3 5 All 120. Bal.00 2750. fraction of a year remaining in the year of surrender will be ignored.000-50.00 No. V.00 4410.e.
1 lac Per Rs. NEFT which are revised w.e. from the expiry of original limits till its renewal b) In case the facility is kept under abeyance during the intermittent period (v) Adhoc sanctions On original limits renewed On enhanced portion of limits Normal Charges Normal Charges Normal charges would be levied on pro-rata basis for the relevant period so as to coincide with expiry date of original limit Processing charges from the date of actual renewal (with or without enhancement) as per prescribed rates would be levied.e. 15.50 220.Rs. Advance Related Service Charges (Inclusive of service tax) Sr.75 441. Processing charges at prescribed rates on pro-rata basis ould be levied.2010 & Intersol Fund Transfer which are revised w.Rs.11..06.90 275.1000 Charges at Table I to V are effective from 15.1.00 crore Per Proposal Per Proposal Per Rs. sponsored schemes 6 Loss of Safe Deposit Locker Key Actual expenses subject to Minimum Rs.e.1 lac Minimum Maximum Nil 275.1 lac Minimum Per Rs.000 i)Priority Sector ii)Other than Priority Sector Above Rs.2009 except RTGS. 1 Nature of Service Processing charges on advances proposals excluding retail lending schemes (other than Union Trade) Particulars Fund Based + Non-Fund Based Upto Rs.10 lacs Above Rs. 150% of normal charges for actual period of adhoc limit (Penal interest will be charged) i) At the time of sanction ii) At the time of review a) In case there are no overdues in respect of installment interest b) In case there are overdues in respect of installment / interest 1% upfront plus service tax 25% of normal charges Normal charges 3 Processing charges on Term Loan / DPGL / Demand Loan 4 5 Processing charges on short term loan Processing charge for in-principle sanction Processing charges (Prorata) 25% of normal charges in advance along with formal application (other than retail) .00 Unit Service Charges (Rs.10 lacs .g.75 3860. Balance Confirmation.Rs.30%) Minimum 2 Handling charges for bills returned unpaid Local Outstation Minimum 3 Returning charges on Debit clearing under ECS Attestation of customer's signature Per transaction Per cheque 50 100 50%of collection charges 100 50 50 100 50%of collection charges 100 50 4 i) For obtaining loan from other Per occasion banks/ institutions ii) For other purposes Per occasion Per certificate 35 35 35 35 35 35 5 SB Issuance of any other certificate e.1000 Actual expenses subject to Minimum Rs. No. No Dues.) 2 Renewal / Modifications (i) Renewal at existing level (ii) Renewal with enhancement (iii) If enhancement is subsequent to renewal of original limit (iv) In case of gap between expiry date of original facility and its actual renewal with or without t a) hIn case the facility is utilised during the intermittent period i.f. Maintenance of A/c.f.0 VI. etc.25.25.000 .Latest Schedule of Service Charges on Inland Transactions (Inclusive of Service Tax & Education Cess @10. No processing charges would be levied.2 lacs .00 1103000.60 27575. 01.20 330.2 lacs Above Rs.1 crore Above Rs. on behalf of our clients as well as clients referred by other banks other than for govt.
One time fee I t (RI) for Mon.a 1. for (RI) for TRA Bank > Rs. lenders > Rs. For TRA Bank if more than 10 CDR > Rs.500 crs.1 crore 9 Per account 110. Inst.00 1103000.26 per 100 p.100 crs. for TRA Bank > Rs. to Rs. Revalidation of limits iii.00 2481750.00 551500.00 1654500. Sanction/Roll over of FCL iv.30 10 1103.Latest Schedule of Service Charges on Inland Transactions (Inclusive of Service Tax & Education Cess @10. Inst.1000 crs. One time fee I tMon. Reduction in margin/ collateral coverage x. to Rs.67% Same charges as applicable for issuance of fresh guarantee except that the claim period not to be charged if the renewal is effected before the expiry date of the original guarantee Per LG 551. Sanction of new line of credit by earmarking existing limit) ii. Inst. Waiver gaurantee of personal/corporate xi.00 220600.00 for referring 1654500. 8 Marking of / lifting of lien with RTO/ Revenue authority Marking of / lifting of lien on NSC/ RBI Bonds/ KVP/ IVP Assignment of LIC Policy TUF subsidy application processing fee Guarantee Commission i) Performance Guarantee Minimum (Minimum charges Charges applicable for 2 ii) Other Guarantees Minimum (Minimum charges Charges applicable for 2 Renewal / Extension of Guarantee Per LG Upto Rs. Waiver of any other sanction stipulation xii. upto Rs.1.1000 crs.00 crore Per request Per request 5515. Modification in limits (Incl.100 crs. One time fee for referring 551500. 1.00 Per account 551.00 1103000.1000 crs.00 827250. Issue of NOC vi. Interest concession viii.13% 169.86+3.50 11 Per LG 169.501 crs. One time fee I tMon.00 827250.00 330900. to Rs.100 crs.00 1654500. Inst.1000 crs. to Rs.00 551500. Any other miscellaneous xiii.100 crs.30%) 75% of normal charges before handing over of sanction advice 6 Processing charges request given below: for misc. for (RI) for TRA Bank MI fee if more than 5 CDR lenders Upto Rs. for TRA Bank > Rs. Restructuring/Re-schedulement of Term Loan vii.500 crs.500 crs.00 i.50 Guarantees Secured by 100% cash margin . Invocation of Guarantee/ Devolvement of LC 7 CDR A/C Debt Involved Upto Rs.50 for Mon.86+2.00 for referring 5515000.00 2757.1. > Rs.1 crore Above Rs.00 crore above Rs.a.00 for referring 11030000.34 per 100 p. Reduction in commission/ other service charges ix.00 2206000.00 11030. Issue of Comfort Letter for Buyers Credit v.
a.1.00 For bills over Rs.1.750 plus service tax 827.00 275. If payment received under reserve is credited to Minimum 2.00 per visit Above Rs. Rs.50 lacs 0.750 plus service tax 0.a.00 crore Rs.1. collection charges would not be levied.25 lacs to Rs.2206% Minimum Rs.min. with a minimum of Rs.00 Above Rs.a. with a minimum period of 1 month or be levied for the period of part thereof as @0. In case of LCs established by In case of LC's established by our bank branches.25 0.1.00 275.25 551.750 plus sevice tax.20% p.50 lacs 0.827. In such case.13 plus service tax liability ( from the date of opening of credit to the last date of its validity) Prorata plus service tax.00 With a minimum plus discount at applicable rate of interest from the date of negotiation to the date of reimbursement.441% Minimum 1103.50 As applicable to LC opening charges v) Advising of LCs vi) Advising of amendments vii) Confirmation of LC viii) Transferable LC ix) Acceptance commission Per amendment 1103.50 5515.00 14 Inspection Charges .00 11030. In case of sight bills / usance for less than 1 month. minimum 1 month charge @ 2.00 Collection of LCs established by Negotiation charges and interest thereon will be collected for the LC's other banks established by other banks.a. only collection and our bank branches interest as per rating should be collected for the usance period.75+25% of normal commission a) Usance charge and a) Usance charges : 2.00 lacs to 25.28 827. Minimum Rs.a. If payment received under reserve at the request of the customer is not parted with 3.30%) Guarantee secured by 100% term deposit including third party deposits of our bank 12 Inland Letter of Credit i) LC opening charges Per LG 275.05% minimum Rs.Latest Schedule of Service Charges on Inland Transactions (Inclusive of Service Tax & Education Cess @10.2.00 lacs to 25.750 plus service tax xiii) LC secured by 100% cash margin / term deposit 13 Documentation Charges (Fund B d) Rs.25 Same as per LC opening charges + on each reinstatement usance charges 2. For bills upto Rs.441% Minimum 1103.75 25% of normal charges in respect of L/C opening charges subject to a minimum of Rs.25 0.20% p. on reinstated amount .827.25 Prorata plus service tax. When called upon to refund payment made to them under Presentation of usance bills for acceptance 827.40% p. an acceptance commission @2. x) Bills received under LC xi) Negotiation charges xii) Guarantees on account discrepancies in documents Minimum in case of sight of 1. for the usance period for complete month or part thereof.00 0.00 Per transfer On all LCs established by other banks calling for usance drafts to be drawn on & accepted by our Bank.75 551.2206.2.25 lacs to Rs.00 crore per visit (out of pocket expenses including travel / stay) 2757.00 lacs per visit Above Rs.40% p. In case of sight documents interest for a maximum period of 15 days would be collected subject to a minimum Rs.00 lacs Above Rs.2.40% p. according to tenor and commitment charge of 1. Minimum Rs.2.50 1103.750 plus service tax ii) Extension of period iii) Increase in amount of credit iv) Revolving LC b) Commitment charge would b) Commitment charges : 1.
5000 18 19 Providing credit opinion including when no credit limit availed introduction from us when credit limits are availed ROC registration/ modification / satisfaction charges Search Report 551.30 Out of pocket expenses All out of pocket expenses such as postages. per certificate 551.00 2206.30%) 15 Charges for document supplying copy of Upto Rs. 551. This is applicable to demand / usance bills negotiated under LC opened by the branches.500 plus service tax 0.1.50 crores Above Rs. on unutilised WCFB limits/Non Fund based limits is applicable for borrower with WCFB limits / Non Fund based limits of Rs.50 lacs .50 crores Reimbursement of actual payment +0.5 crores and above. the Bank.1 lac Rs.28% 0.5% p. Per P.00 Actual + Rs. cables shall be collected from the beneficiary unless otherwise specified.50 551.1 crore Overdue Interest 24 per certificate per certificate per certificate per certificate per certificate per certificate per certificate 275.50 Actual exp.5 lacs Rs. The reason for the same is that in case of any default.50 1103. Sponser Schems and Priority Sector upto Rs.25000/-) Over Rs.00 crore (Other than Govt. telegrams. The position where the LC is opened by another branch of the negotiating bank or by a branch of a bank other than the negotiating bank. Balance confirmation.00 crore (Other than Govt.50 1103.25 lacs Rs.250/.50 20 21 Commitment charges for unutilised limit / underutilise limit 22 23 Registration of power of attorney Issuance of any other certificate For business purposes e.10 lacs Rs. Sponser Schems and Priority Sector upto Rs.1 crore Above Rs.plus service tax Charges of authorised signatory per charge including reconstitution of account Redemption of securities(other than loan against deposit) Average Quarterly Balance Requirement (Amount in Rs.25 lacs .g.50 5515. + Rs.) Average Quarterly Balance (AQB) .00 16545. which has opened the LC would be liable to honour the commitment under the LC.00 25 Letter of Credit Overdue interest would be charged if the bill is not paid on due date. Maintenance of Account.Latest Schedule of Service Charges on Inland Transactions (Inclusive of Service Tax & Education Cess @10.75 1103. does not affect the position of the negotiating bank / branch.50 lacs Rs. telexes.17% Reimbursement of actual expenses + Rs.00 2757. No Dues.00 110.00 16 Project Appraisal Charges (Technical Inspection Charges) Lead Bank Charges (Fund Based +Non-fund Based) Holding of consortium meeting Upto Rs. sponsored schemes Issuance of Solvency Certificate Upto Rs.a.1 lac .1.10 lacs . etc.5 lacs .25000/-) 551.00 27575.10% of fee plus service tax 17 0.500 plus service tax Actual + Rs.A. on behalf of our clients as well as clients referred by other banks other than for govt. Attestation invoice of commercial At the time of negotiation Subsequent occasion 0.
Account with chequebook No Frills Accounts (i) Bio-metric Smart Card Enabled Accounts (ii) Other than Bio-metric Smart Card Enabled Accounts a.20 Rs.Account without chequebook .250 Nil Nil Rs.Latest Schedule of Service Charges on Inland Transactions (Inclusive of Service Tax & Education Cess @10.25 .30%) Savings Bank Accounts Without chequebook Metro Urban Semi-urban Rural Pension Accounts . In other than north-eastern regions 500 500 250 100 With chequebook 1000 1000 500 250 Current Deposit Accounts Others 5000 3000 2000 1000 CENTRES Company 10000 10000 10000 5000 Rs. In north-eastern regions b.
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