Professional Documents
Culture Documents
or any other set of values, you are the one who gets to select your values, and you should select them very, very carefully. They should be few in number. If you adopt too many as your core values you end up diluting the meaning of each. I recommend somewhere between 3 and 7 though the final number is up to you. Once you have selected your values, you need to align your life with them. There must be congruence between the things you say, the actions you take, your persona, your character, and your stated values. None of us live our values perfectly. We all have moments where we behave in ways that are contrary to our values. But in the main, our lives should reflect our values. Sometimes this requires significant change in how we do things. But if you love your values enough, if you find them intoxicatingly attractive, and if you remind yourself of them regularly, chances are pretty high that you will comport your character with your values. See the Appendix at the end of this Special Report for a lengthy list of values that, while certainly not exhaustive, may include some that you should consider.
Building
Wealth
Only
the
man
who
does
not
need
it,
is
fit
to
inherit
wealth,
the
man
who
would
make
his
fortune
no
matter
where
he
started.
Ayn
Rand
Pay
yourself
first.
This
is
a
tough
discipline.
But
its
imperative
that
you
take
it
seriously.
As
soon
as
you
receive
any
amount
of
money,
it
would
be
very
smart
to
take
a
percentage
and
stash
it
away.
A
pre-determined
percentage,
say
10%,
would
be
ideal,
but
any
amount
is
preferable
to
doing
nothing.
Let
me
tell
you:
it
takes
great
psychological
willpower
to
avoid
the
temptation
to
pay
your
bills
first
and
then
see
if
you
have
any
money
left
over
to
save.
But
you
can
make
that
commitment
to
yourself
that
you
will
always
first
stash
some
money
in
savings,
and
then
work
with
what
you
have
left
over
to
deal
with
your
regular
financial
obligations.
If
you
can
muster
the
nerve
to
make
this
a
habit,
you
will
soon
find
yourself
awash
in
cash.
Trust
me
on
that
one.
dont wait for times to get rough; indulge in these simple pleasures at regular intervals regardless of what is going on in your life.
For me, I am euphoric about Hagen-Daz ice cream. I enjoy listening to the music of Suzanne Ciani. I feel great satisfaction going to the track and running a mile in under 8 minutes. I love certain kinds of comedy, like Seinfeld. I really enjoy dining out with my wife. I enjoy reading the latest issue of BYU Studies. I love hot showers. I enjoy listening to radio talk-show host Dennis Prager. I love hearing whatever comes out of the mouth of LA-based radio personality Keri Tombazian during a station break at 94.7 KTWV-The Wave. I enjoy meeting new people. I enjoy playing my Doyle Dykes model acoustic guitar. What about you? Do you know the sorts of things that bring you happiness, contentment, etc? If youre unclear on this, spend some time mulling it over. Burn that unique list of things into your memory bank, and turn to those things on a regular basis. Doing so will offset the inevitable pain that is part and parcel with mortality, and will make you a happier and more productive individual.
difference between a diet of cotton candy and Twinkies is not going to give one the value of a diet of raw vegetables and nuts. I am not a health food fanatic, and I enjoy a good pizza as much as the next guy. But I will say that I am highly confident that nutritional supplements can be very useful in helping us with our digestion, our energy, the aging process, and even our ability to sleep. I discovered a wonderful company years ago that I have come to depend on for my nutritional supplements. Its called Reliv International and its based outside of St. Louis. You can check them out on the internet at www.reliv.com. In the interest of full disclosure, they are a network marketing company. While I am not an active distributor for them, as that is not how I wish to make a living, I am a distributor on record which enables me to purchase their products at a significant discount off the retail price. Their products are nutritional supplements in powdered form that you mix with milk, juice, or water and consume it as a liquid a powerful, nutritionally- rich cocktail. I drink it every morning for breakfast and know that it does make a difference. Hopefully it compensates for some of those pizzas I eat. Now my telling you about Reliv is not a subtle way of getting you to buy that particular product, either from me or from anyone else. I have no existing customers, nor do I seek any, although I would sell it to anyone who wished to purchase it from me. I am sure that there are other nutritional products out there that are also very good. My intent here is not to sell you on Reliv, but to sell you on something anything that will bring you solid nutrition. So please figure out what supplements will work for you and please do take them consistently. Oh, and if in doubt in any way, check with a licensed physician before taking anything.
Im not going to go through all the statistics and analysis but I will cut to the chase and point out the obvious: every time you purchase something on a credit card, unless you pay off the balance in full each month, you are getting poorer. Credit cards are a trap. And the only way to free yourselves from them is to stop using them. Period. I recommend the following:
Make the mental and emotional decision to discontinue the use of all credit cards. You should probably cut them up, throw them away, and then call the credit card company and cancel your account. Develop new buying habits. Use cash or your ATM-Debit card (only if you have the money to cover the transaction.) If you dont have the money, dont make the purchase. Exercise self-control. This will be hard for many people. Take all of your most recent credit card statements and lay them out on the table. Take careful note of the different interest rates you are being charged. Select the credit card with the highest interest rate and pour all of your discretionary cash towards paying it off. For there other credit cards, just pay at least the minimum each month. But pay special attention to the credit card with the highest interest rate. Heres an additional tip: I know a guy who followed the above advice with a little twist. He decided that, apart from his monthly bills and essential living expenses, he would not spend any money unless he could afford to also spend the same amount of money on his highest interest credit card balance. Say he wanted to buy a ream of paper at the office supply store and that ream would cost him $10. He wouldnt buy that ream of paper unless he could also throw an additional $10 at his credit card with the highest interest rate. Same with buying an $80 pair of shoes. Unless he also could pay $80 towards his credit card, he didnt buy the shoes. This method of his caused him to get out of credit card debt far, far faster than he would have otherwise. You may wish to adopt his habit. (I have, and its made a profound difference!)
In 1938, J. Reuben Clark, one of the sharpest minds I have ever encountered, uttered these words which you would be wise to remember: Interest [on debt] never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation; it never visits nor travels; it takes no pleasure; it is never laid off work nor discharged from employment; it never works on reduced hours. ... Once in debt, interest is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it; it yields neither to entreaties, demands, or orders; and whenever you get in its way or cross its course or fail to meet its demands, it crushes you. Copyright 2011 Leadership Development Systems www.aranorwood.com All Rights Reserved
To
Err
Is
Human.
.
.
The
weak
can
never
forgive.
Forgiveness
is
the
attribute
of
the
strong.
Mahatma
Gandhi
I
dont
know
anyone
who
is
immune
to
the
unique
feelings
that
come
with
being
wronged
by
another
person.
Sometimes
this
comes
from
a
stranger,
perhaps
some
thug
who
came
out
of
nowhere
and
physically
assaulted
you,
or
took
what
was
yours.
Sometimes
it
comes
from
someone
elses
recklessness
and
irresponsibility,
such
as
when
a
drunk
driver
crashes
and
harms
your
personal
property,
or
worse,
destroys
life
by
taking
from
you
a
loved
one,
or
perhaps
severely
injuring
you
or
someone
you
love.
Worse
still
is
when
you
are
betrayed
by
someone
you
trust,
or
when
you
are
wrongly
accused
of
something
and
you
end
up
losing
your
job
or
your
reputation.
This
is
all
a
part
of
the
human
condition,
a
part
of
life
and
life
is
sometimes
unfair.
What
I
am
going
to
say
here
is
probably
easy
to
accept
in
theory
when
things
are
going
well,
but
almost
impossible
to
embrace
when
someone
is
facing
the
sort
of
unfair
treatment
that
this
prescription
is
meant
to
address.
I
am
suggesting
that
you
come
to
a
point
where
you
can
forgive
the
perpetrator(s)
who
has
wronged
you
and
then
forget
about
it.
Move
on.
Dont
let
the
hurt
and
bitterness
fester.
As
this
is
a
very
important
thing
I
am
advocating,
I
need
to
elaborate
on
it
a
bit
more.
First,
let
me
say
that
it
is
natural
and
normal
to
initially
feel
rage
and
bitterness
and
despair
when
youve
been
unfairly
treated.
I
empathize
with
anyone
who
instinctively
feels
a
need
to
retaliate
or
seek
justice
or
revenge.
That
is
normal.
That
is
understandable.
And
in
fact,
there
are
many
circumstances
where
it
is
appropriate
to
seek
justice
through
legal
channels
when
a
crime
has
been
committed
against
us.
That
is
what
the
courts
are
there
for.
I
am
not
a
litigious
person,
and
I
am
not
quick
to
want
to
bring
a
lawsuit
against
anyone.
But
there
are
times
when
such
action
is
necessary
and
appropriate.
Second,
I
want
to
emphasize
that
the
timing
behind
forgiveness
is
a
very
personal
thing.
No
one
can
or
should
force
anyone
to
forgive
today
simply
because
its
the
right
thing
to
do.
It
is
the
right
thing
to
do,
but
it
has
to
be
done
when
the
wronged
party
is
ready,
or
it
wont
be
authentic.
And
when
its
not
authentic,
it
wont
stick.
Third,
one
of
the
main
reasons
one
needs
to
forgive
is
because
it
frees
the
forgiver
to
become
productive
again.
The
person
who
was
wronged
and
who
is
enveloped
by
rage
cannot
be
successful.
That
person
is
consumed
by
animosity
and
angst
and
is
preoccupied
with
the
victimization
that
has
taken
place.
What
typically
happens
is
the
wronged
party
cannot
really
see
straight
any
longer.
Their
vision
is
compromised
and
details
become
muddled,
distinctions
begin
to
blur,
and
they
start
to
unravel
psychologically.
They
come
to
see
themselves
as
a
hapless
victim
and
suddenly
start
to
interpret
the
world
around
them
as
an
unsafe
place.
Suddenly
Copyright
2011
Leadership
Development
Systems
www.aranorwood.com
All
Rights
Reserved
everything and everyone is out to hurt them. Suddenly, new wrongs (which are largely imagined) start to surface. Eventually no one wants to be around them because they bring such negative energy with them. They lose their focus. They are no longer productive human beings. People start to write them off. This is not the way of the successful person. The person who can let it go and move on is the person who opens herself up to a second chance. This person opens herself up to new opportunities. This person is presented with a clean slate, as it were. Putting the past hurts behind you even if they werent completely resolved to your satisfaction is a mark of maturity. And doing so puts you into a place where you can move forward and be productive. Doing so empowers you to achieve worthy aims. Doing so enables you to mature. Successful people have experienced just as much hurt and injustice as unsuccessful people. The difference, I submit, is that they have not allowed lifes injustices to derail them. They draw upon whatever sources they have to in order to put the past behind them and move forward. They dont deny that there is pain in their past, or that there are perhaps unresolved issues. But they put them on the shelf and move forward, rather than become preoccupied with them and move backward. I invite you to consider this distinction, and then embrace forgiveness.
A
Question
of
Balance.
.
.
Happiness
is
not
a
matter
of
intensity
but
of
balance
and
order
and
rhythm
and
harmony.
Thomas
Merton
Ever
feel
out
of
balance?
Many
do.
There
may
be
many
reasons
for
this.
I
believe
a
simple
remedy
is
to
remember
to
work
hard
and
play
hard.
Successful
people
I
know
do
just
that.
They
are
not
bothered
by
work
and
so
they
throw
themselves
into
their
work.
They
exert
much
energy
and
focus.
But
they
arent
hapless
workaholics.
They
have
lives
apart
from
their
careers.
They
have
hobbies,
interests,
favorite
pastimes.
Some
collect
things,
like
guns,
or
rare
books,
or
coins,
or
hard-to- find
musical
instruments.
Others
are
committed
to
certain
causes,
like
volunteering
for
a
non-profit
group,
or
serving
in
their
church,
or
working
on
some
social
issue
that
impacts
their
community.
Others
have
strong
interests
in
the
martial
arts,
or
a
soccer
league,
or
playing
chess.
Most
consider
the
time
spent
with
their
families
or
their
closest
circle
of
friends
to
be
very
satisfying
and
important.
But
all
of
them
consider
these
activities
outside
their
career
as
play
of
some
kind
play
being
code
language
for
anything
outside
of
their
work
life.
When
someone
only
works,
or
only
plays
(and
we
all
know
people
in
both
camps)
that
person
is
not
well-rounded.
They
come
across
as
one-dimensional.
They
tend
to
be
boring.
They
tend
to
have
too
narrow
a
focus
to
be
able
to
contribute
intelligently
to
a
meaningful
conversation.
Others
tend
to
walk
away
from
an
interaction
with
such
persons
thinking,
Thats
all
that
person
knows?!
They
cant
Copyright
2011
Leadership
Development
Systems
www.aranorwood.com
All
Rights
Reserved
converse on any other subject than that?! It hurts the quality of their relationships and its tough to be successful in life void of meaningful relationships. So if you find yourself working too much, take note of that and find a way to fit in some play time regularly. And if you are one of those individuals who has way too much discretionary time on your hands and you use it to be a goof-off, then get busy finding some meaningful work to do. Your contributions are needed. So get to it!
10
represents an investment in your self, and a respect for the God-given potential of the brain. Less TV and more reading of great books fiction or non-fiction will absolutely set you apart as a person of progress, and a force to be reckoned with.
11 for cooking and cleaning, as well as for drinking. Investing in 55-gallon drums is a smart idea. And keeping a 72-hour emergency kit in the trunk of your car is also very wise. This kit would include food and water, first aid, and other essential items for survival in the event of a wide-spread emergency. Get to know your neighbors. You may or may not be interested in truly getting well-acquainted with your neighbors, however, I would suggest you exercise leadership and create a document that serves as a directory of your immediate neighborhood. If you live in a cul-de-sac with, say, up to 20 or so homes, it should be a simple matter of going around and collecting the names of all occupants, their address, their phone numbers (home, cell, and work) and perhaps their email addresses as well. Explain the purpose of this data gathering is to create a document that everyone will get a copy of and will be helpful in the event of an emergency. I myself have utilized just such a document to inform one spouse about the fact that the other spouse was taken away in an ambulance during the day, and they were very grateful for the call. The document is also useful if the family is away and their dog gets out, or there is a flood or fire hazard, or there is a strange man going door to door claiming to be selling something but his story just doesnt seem to add up. I can imagine just such a document coming in handy in the event of an earthquake or other societal unrest. Neighbors, even if they are not close personally, can often band together in times of strife and support each other. If you take the time to create just such a document, and update it regularly, you will be seen as a doer and as a leader. It can bring success in that often overlooked role we all play known as neighbor.
12
limited amount of time we allocate to learning will never be enough to learn very much. Add to that the fact that we often forget some of the things we learn with the passing of time. Therefore, we all need to be serious about life-long learning. I have already suggested above that books are one great way to learn. I wont belabor that very important point here. Suffice it to say if youre not reading with some regularity, and if youre not choosing your books carefully and thoughtfully, youre probably not even in the game. However, book learning is only one type of learning, albeit a very important one. Here are some other areas you may wish to focus your concentration on in an effort to be a life-long learner: Learn a foreign language. French, Spanish, German, or Italian are obvious choices. Not so obvious would be Arabic, Farsi, Hebrew, Russian, Japanese, or Mandarin. You want a real challenge? Try Icelandic. Good luck. If you already know a foreign language, take up another one. Travel to places in the world that you have never been to before. Dont merely go to the usual tourist traps. Instead, combine your visiting the major landmarks with forays to out-of-the-way places, perhaps in the outskirts of the major towns and cities. Mingle with ordinary folk. Learn what their world is like. Allow them to open up to you and teach you. One of the most profound experiences I ever had in this regard involved a chance encounter with a native tribe from the jungles of Central America. All of the women were topless and all of the men were hunters who wore body paint and little else. They may have been from my planet but they were clearly not from my world, nor was I from theirs. But I entered their world for a brief period, and learned some valuable lessons from them. Attend lectures, symposia, and debates. Observing other experts present their research or defend their positions is a fascinating thing to watch. It exposes you to other ways of seeing the world. I think one of the most fascinating experiences Ive had in this respect involved studying the transcript of a debate on the Panama Canal between Ronald Reagan and William F. Buckley, two conservatives with very different gifts and who held very different positions. There was no winner or loser in this debate each performed brilliantly and according to his own talents. Actually, if there was a winner, it was me. I gained much by watching these two titans in action. So check with your local university or similar institution and see if you can keep tabs on what brilliant men and women are doing in such forums. Attend them with some regularity. Increase your vocabulary. English is a very rich, eclectic language and the greater your precision in the power of your expression, the more expansive and the higher the quality of the ideas you are capable of even entertaining let alone expressing. Words have meaning. And language is an enormous gift. (Imagine a world where language did not exist!) There are many ways to expand your vocabulary. There are courses out there, books abound, and on-line sources are plentiful. One on-line source I receive is called, aptly, Word-a-Day, and if you sign up they send you a well-conceived new word Copyright 2011 Leadership Development Systems All Rights Reserved www.aranorwood.com
13 with all sorts of useful background information. (Click on this link: www.wordsmith.org then go to the subscribe link for A Word A Day.) This one tip is worth its weight in gold: if you expand your vocabulary people will come to perceive you as a person of substance and depth. That alone will open doors for you. Trust me on that. Simply get out of your comfort zone and meet people, try new things, and experience life to its fullest. I understand that this is somewhat vague, but if you are a recluse or a home-body, throw caution to the wind every now and again and try something you have never tried before. Allow for new experiences to pierce the monotony of your routine. It will enrich your life in ways you cannot imagine and make you a more complete human being. And be sure to listen far more than you speak, for it is while listening that you are learning the most; those who speak only occasionally learn while they are speaking.
14
When we see a crabby child or toddler, we often attribute their crankiness to being tired or having missed a nap. I know that when I am at my most irrational, its usually due to extreme fatigue brought on by erratic sleep. So we adults are sometimes just as susceptible to foul mood swings and poor performance as children are. We, like they, are human, and we, like they, need adequate rest.
Appendix
Carefully study the list that follows, then circle the few (3 to 7 or so) that you claim as your own supreme values. You do not need to limit yourself on to those values on this list; if you can think of your own, by all means, consider them. Once you make your selections, ask yourself if you can determine a hierarchy between your chosen values. Are some more supreme than others? If so, make a mental note as to the order you would put your values in terms of their importance.
Governing Values
1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. Accountability Appearance Attitude Balance Beauty Belief Benevolence Charity Chastity Children Clarity Cleanliness Commitment Competence Courage Creativity 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. Curiosity Decisiveness Dedication Democracy Development Ecology Education Efficiency Eloquence Environment Equality Ethics Excellence Fairness Faith Fame 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. Family Fatherhood Flexibility Forgiveness Freedom Frugality Fun Grace Graciousness Gratitude Growth Happiness Health Home Honesty Hope
49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 59. 60. 61. 62. 63. 64. 65. 66. 67. Humility Humor Ideas Innovation Integrity Intelligence Joy Judgment Justice Kindness Knowledge Laughter Leadership Learning Listening Love Loyalty Magnanimity Marriage 68. 69. 70. 71. 72. 73. 74. 75. 76. 77. 78. 79. 80. 81. 82. 83. 84. 85. 86. Meekness Money Motherhood Neatness Nobility Nutrition Openness Organized Originality Passion Patience People Power Professionalism Quality Quiet Reading Respect Results
15
87. Safety 88. Self-Mastery 89. Self-Renewal 90. Self-Sufficiency 91. Sensitivity 92. Service 93. Sincerity 94. Solitude 95. Speed 96. Spirituality 97. Thought 98. Time 99. Trust 100. Truth 101. Uniqueness 102. Unity 103. Utility 104. Virtue 105. Wealth 106. Wisdom
We hope you have found value in this Special Report. If even one idea is embraced and acted upon by you, then some good has been accomplished. Feel free to communicate your reactions and/or your success stories upon adopting any or all of the ideas contained in this Special Report. You can email us at ara@aranorwood.com. If you would like more information on our services, visit us online at www.aranorwood.com