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Down and out in America

Work Low wage and temp workers are often denied benefits, such as overtime pay and (1)_______ pay. Want to stand up for your rights? Very often you could be fired on the (2)_______ if the employer suspects you of being involved with joining a union or a strike. When your (3)________ pay is limited, many are forced to take a second job in the evenings to make ends (4)_______. When money gets tight, you may have to rely on your credit card to keep you (5)_______. But one day you have to pay off. Health Many low-wage workers cant afford the monthly insurance (6)_________ and have to (7)________ out of insurance altogether. Even if you take out a basic health insurance it does not provide full (8)_________. For instance, without a dental plan you might (9)_______ up paying three times more if you need a root (10)________ one day. Lifting heavy objects may put a(n) (11)_______ on your back and doing repetitive tasks and working long hours will also take its (12)________ one day. When your stress level is through the (13)________ you may feel like lighting up in order to take the (14)________ off. Research shows that low income workers are at especially high risk for mental health and (15)___________ problems.

Down and out in America


Children and social issues Students from low income families often lag behind other children in academic achievement. One explanation could be that parents with low income tend to be less involved in their children schooling and (16)___________ activities. How can you pay for your childs school trip if you can barely (17)________ it through the month? Also, if a child is struggling with math you might not have money to hire a private (18)_______. You can of course help your child yourself but do you know your (19)________? Living below the poverty (20)________ may also cause social problems at work. For example, when youre asked to (21)_________ in for a co-workers gift and you have to (22)______ out. Would you rather contribute or (23)______ the stigma of being poor? Housing A lack of (24) ___________ housing forces a lot of people to move to the suburbs. Even if you have found a reasonably priced apartment life may still throw you a(n) (25)________. For example, your landlord decided to raise the rent (26)___________ immediately and you can (27)______ up in the street. One solution is of course to let your friend (28)_______ out in your living room but then you might have to (29)________ up with his or her annoying habits. Another alternative is to move to a smaller house. Paying more than 40 percent of your (30)_________ pay for housing places a heavy (31)_________ on families who, as a result, may have difficulty affording basic (32) _________ such as food, clothing and medical care.