ADJUSTED ANNUAL CASH BUDGET BY MONTH

Name(s) :
For the :

INCOME
Take-home pay
Other income
(i) Total Income

Jim Pavlov Case
Year

JAN.

Ended :

FEB.

MAR.

APRIL

MAY

JUNE

December 31, 2011

JULY

AUG.

SEP.

OCT.

NOV.

TOTAL
FOR THE
YEAR

DEC.

$ 3,200

$ 3,200

$ 3,200

$ 3,200

$ 3,200

$ 3,200

$ 3,200

$ 3,200

$ 3,200

$ 3,200

$ 3,200

$ 3,200

$ 38,400

550

550

550

550

550

550

550

550

550

550

550

550

6600

$ 3,750

$ 3,750

$ 3,750

$ 3,750

$ 3,750

$ 3,750

$ 3,750

$ 3,750

$ 3,750

$ 3,750

$ 3,750

$ 3,750

$45,000

$ 1,000

$ 1,000

$ 1,000

$ 1,000

$ 1,000

$ 1,000

$ 1,000

$ 1,000

$ 1,000

$ 1,000

$ 1,000

$ 1,000

$ 12,000

486.94

486.94

486.94

486.94

1,947.75

EXPENSES
Rent
Auto insurance
Auto loan payments

320

320

320

320

320

320

320

320

320

320

320

320

3840

Auto expenses

136.5

136.5

136.5

136.5

136.5

136.5

136.5

136.5

136.5

136.5

136.5

136.5

1,638

Clothing

187.5

187.5

187.5

187.5

187.5

187.5

187.5

187.5

187.5

187.5

187.5

187.5

2,250

45

45

45

45

45

45

45

45

45

45

45

45

540

35.33

35.33

35.33

35.33

35.33

35.33

35.33

35.33

35.33

35.33

35.33

35.33

424

55

55

55

55

55

55

55

55

55

55

55

55

660

41.67

41.67

41.67

41.67

41.67

41.67

41.67

41.67

41.67

41.67

41.67

41.67

500

94.5

94.5

94.5

94.5

94.5

94.5

94.5

94.5

94.5

94.5

94.5

94.5

1,134

10

10

10

10

10

10

10

10

10

10

10

10

120

Installment loan for stereo
Personal care
Phone
Cable TV
Gas and Electricity
Medical care
Dentist

35

35

Groceries

218.75

218.75

218.75

218.75

218.75

218.75

218.75

218.75

218.75

218.75

218.75

218.75

2,625

Dining out

216.67

216.67

216.67

216.67

216.67

216.67

216.67

216.67

216.67

216.67

216.67

216.67

2,600

55

55

55

55

55

55

55

55

55

55

55

55

660

241.67

241.67

241.67

241.67

241.67

241.67

241.67

241.67

241.67

241.67

241.67

241.67

2,900

Furniture purchases
Recreation and Entertainment

242.59 $ 3.69 $ 5.16 Jim's savings Other expenses (ii) Total Expenses  An adjusted cash budget have been prepared.494. . car or he can make an investment.495.41 $ 1. June.53 $ 3.41 $ 542.41 $ 542.921.16 $ 5.47 $ 380.47 $ 455. In this adjusted version. November and December. Jim will make the payment only on two installments which in on June and December.210.59 $ 3.078.82 $ 1.160.53 $ 39.81 $ 5.59 $ 3.207. I also have managed his auto insurance payment.47 $ 5. he can manage to buy his own house.875.007.41 $ 567.41 $ 532. I have suggested that he should pay the auto insurance quarterly a year.369. In the adjusted version.59 $ 3.11 $ 2. where in the original cash budget.41 $ 255. which is on May.59 $ 3.294.53 $ 3.921. I have added an savings information in Jim’s expenses.41 $ 280.921.41 $ 507.Vacation to Calarado - Replace car brakes Credit card payment 220 75 75 75 75 75 75 400 200 400 400 200 100 300 500 500 500 300 100 3.207.23 $ 2.59 $ 3.647.64 $ 2.667.114.58 $ 3.217.59 $ 3.900 50 50 50 50 50 50 50 50 50 50 50 50 600 $ 3.465.4 $ 4.99 $ 4.47 $ 742.214.469.617.84 CASH SURPLUS (OR DEFICIT) [(I)-(II)] $ 567.41 547.182.59 $ 3. Through this extra savings.182.202.16 CUMULATIVE CASH SURPLUS (OR DEFICIT) $ 567.22 $ 5.53 $ 3.