Present and

Future Value
of $1

Present and Future Value of a 1 Tables

Periods
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

0.5%
100.50%
PV
FV
0.9950 1.0050
0.9901 1.0100
0.9851 1.0151
0.9802 1.0202
0.8219 1.0253
0.9705 1.0304
0.9657 1.0355
0.9609 1.0407
0.9561 1.0459
0.9513 1.0511
0.9466 1.0564
0.9419 1.0617
0.9372 1.0670
0.9326 1.0723
0.9279 1.0777
0.9233 1.0831
0.9187 1.0885
0.9141 1.0939
0.9096 1.0994
0.9051 1.1049
0.9006 1.1104
0.8961 1.1160
0.8916 1.1216
0.8872 1.1272
0.8828 1.1328
0.8784 1.1385
0.8740 1.1442
0.8697 1.1499
0.8653 1.1556
0.8610 1.1614
0.8567 1.1672
0.8525 1.1730
0.8482 1.1789
0.8440 1.1848
0.8398 1.1907
0.8356 1.1967
0.8315 1.2027
0.8274 1.2087
0.8232 1.2147
0.8191 1.2208
0.8151 1.2269
0.8110 1.2330
0.8070 1.2392
0.8030 1.2454
0.7990 1.2516
0.7950 1.2579
0.7910 1.2642
0.7871 1.2705
0.7832 1.2768
0.7793 1.2832

1%
101.00%
PV
FV
0.9901 1.0100
0.9803 1.0201
0.9706 1.0303
0.9610 1.0406
0.9515 1.0510
0.9420 1.0615
0.9327 1.0615
0.9235 1.0829
0.9143 1.0937
0.9053 1.1046
0.8963 1.1157
0.8874 1.1268
0.8787 1.1381
0.8700 1.1495
0.8613 1.1610
0.8528 1.1726
0.8444 1.1843
0.8360 1.1961
0.8277 1.2081
0.8195 1.2202
0.8114 1.2324
0.8034 1.2447
0.7954 1.2572
0.7876 1.2697
0.7798 1.2824
0.7720 1.2953
0.7644 1.3082
0.7568 1.3213
0.7493 1.3345
0.7419 1.3478
0.7346 1.3613
0.7273 1.3749
0.7201 1.3887
0.7130 1.4026
0.7059 1.4166
0.6989 1.4308
0.6920 1.4451
0.6852 1.4595
0.6784 1.4741
0.6717 1.4889
0.6650 1.5188
0.6584 1.5188
0.6519 1.5340
0.6454 1.5493
0.6391 1.5648
0.6327 1.5805
0.6265 1.5963
0.6203 1.6122
0.6141 1.6283
0.6080 1.6446

1.5%
101.50%
PV
FV
0.9852 1.0150
0.9707 1.0302
0.9563 1.0457
0.9422 1.0614
0.8219 1.0773
0.9145 1.0934
0.9010 1.1098
0.8877 1.1265
0.8746 1.1434
0.8617 1.1605
0.8489 1.1779
0.8364 1.1956
0.8240 1.2136
0.8118 1.9799
0.7999 1.2502
0.7880 1.2690
0.7764 1.2880
0.7649 1.3073
0.7536 1.3270
0.7425 1.3469
0.7315 1.3671
0.7207 1.3876
0.7100 1.4084
0.6995 1.4295
0.6892 1.4509
0.6790 1.4727
0.6690 1.4948
0.6591 1.5172
0.6494 1.5400
0.6398 1.5631
0.6303 1.5865
0.6210 1.6103
0.6118 1.6345
0.6028 1.6590
0.5939 1.6839
0.5851 1.7091
0.5764 1.7348
0.5679 1.7608
0.5595 1.7872
0.5513 1.8140
0.5431 1.8412
0.5351 1.8969
0.5272 1.8969
0.5194 1.9253
0.5117 1.9542
0.5042 1.9835
0.4967 2.0133
0.4894 2.0435
0.4821 2.0741
0.4750 2.1052

1

2.0%
102.00%
PV
FV
0.9804 1.0200
0.9612 1.0404
0.9423 1.0612
0.9238 1.0824
0.9057 1.1262
0.8880 1.1487
0.8706 1.1717
0.8535 1.1951
0.8368 1.2190
0.8203 1.2434
0.8043 1.2434
0.7885 1.2682
0.7730 1.2936
0.7579 1.3195
0.7430 1.3459
0.7284 1.3728
0.4024 1.4002
0.3815 1.4282
0.3616 1.4568
0.6730 1.4859
0.6598 1.5157
0.6468 1.5460
0.6342 1.5769
0.6217 1.6084
0.6095 1.6406
0.5976 1.6734
0.5859 1.7069
0.5744 1.7410
0.5631 1.7758
0.5521 1.8114
0.5412 1.8476
0.5306 1.8845
0.5202 1.9222
0.5100 1.9607
0.5000 1.9999
0.4902 2.0399
0.4806 2.0807
0.4712 2.1223
0.4619 2.1647
0.4529 2.2080
0.4440 2.2522
0.4353 2.2972
0.4268 2.3432
0.4184 2.3901
0.4102 2.4379
0.4022 2.4866
0.3943 2.5363
0.3865 2.5871
0.3790 2.6388
0.3715 2.6916

2.5%
102.50%
PV
FV
0.9756 1.0250
0.9518 1.0506
0.9286 1.0769
0.9060 1.1038
0.8839 1.1597
0.8623 1.1887
0.8413 1.2184
0.8207 1.2489
0.8007 1.2801
0.7812 1.3121
0.7621 1.3121
0.7436 1.3449
0.7254 1.3785
0.7077 1.4130
0.6905 1.4483
0.6736 1.4845
0.4024 1.5216
0.3815 1.5597
0.3616 1.5987
0.6103 1.6386
0.5954 1.6796
0.5809 1.7216
0.5667 1.7646
0.5529 1.8087
0.5394 1.8539
0.5262 1.9003
0.5134 1.9478
0.5009 1.9965
0.4887 2.0464
0.4767 2.0976
0.4651 2.1500
0.4538 2.2038
0.4427 2.2589
0.4319 2.3153
0.4214 2.3732
0.4111 2.4325
0.4011 2.4933
0.3913 2.5557
0.3817 2.6196
0.3724 2.6851
0.3633 2.7522
0.3545 2.8210
0.3458 2.8915
0.3374 2.9638
0.3292 3.0379
0.3211 3.1139
0.3133 3.1917
0.3057 3.2715
0.2982 3.3533
0.2909 3.4371

3.0%
103.00%
PV
FV
0.9709 1.0300
0.9426 1.0609
0.9151 1.0927
0.8885 1.1255
0.8626 1.1941
0.8375 1.2299
0.8131 1.2668
0.7894 1.3048
0.7664 1.3439
0.7441 1.3842
0.7224 1.3842
0.7014 1.4258
0.6810 1.4685
0.6611 1.5126
0.6419 1.5580
0.6232 1.6047
0.4024 1.6528
0.3815 1.7024
0.3616 1.7535
0.5537 1.8061
0.5375 1.8603
0.5219 1.9161
0.5067 1.9736
0.4919 2.0328
0.4776 2.0938
0.4637 2.1566
0.4502 2.2213
0.4371 2.2879
0.4243 2.3566
0.4120 2.4273
0.4000 2.5001
0.3883 2.5751
0.3770 2.6523
0.3660 2.7319
0.3554 2.8139
0.3450 2.8983
0.3350 2.9852
0.3252 3.0748
0.3158 3.1670
0.3066 3.2620
0.2976 3.3599
0.2890 3.4607
0.2805 3.5645
0.2724 3.6715
0.2644 3.7816
0.2567 3.8950
0.2493 4.0119
0.2420 4.1323
0.2350 4.2562
0.2281 4.3839

Present and Future Value of a 1 Tables

Periods
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

3.5%
103.50%
PV
FV
0.9662 1.0350
0.9335 1.0712
0.9019 1.1087
0.8714 1.1475
0.8219 1.1877
0.8135 1.2293
0.7860 1.2723
0.7594 1.3168
0.7337 1.3629
0.7089 1.4106
0.6849 1.4600
0.6618 1.5111
0.6394 1.5640
0.6178 1.6187
0.5969 1.6753
0.5767 1.7340
0.5572 1.7947
0.5384 1.8575
0.5202 1.9225
0.5026 1.9898
0.4856 2.0594
0.4692 2.1315
0.4533 2.2061
0.4380 2.2833
0.4231 2.3632
0.4088 2.4460
0.3950 2.5316
0.3817 2.6202
0.3687 2.7119
0.3563 2.8068
0.3442 2.9050
0.3326 3.0067
0.3213 3.1119
0.3105 3.2209
0.3000 3.3336
0.2898 3.4503
0.2800 3.5710
0.2706 3.6960
0.2614 3.8254
0.2526 3.9593
0.2440 4.0978
0.2358 4.2413
0.2278 4.3897
0.2201 4.5433
0.2127 4.7024
0.2055 4.8669
0.1985 5.0373
0.1918 5.2136
0.1853 5.3961
0.1791 5.5849

4.0%
104.00%
PV
FV
0.9615 1.0400
0.9246 1.0816
0.8890 1.1249
0.8548 1.1699
0.8219 1.2167
0.7903 1.2653
0.7599 1.2653
0.7307 1.3686
0.7026 1.4233
0.6756 1.4802
0.6496 1.5395
0.6246 1.6010
0.6006 1.6651
0.5775 1.7317
0.5553 1.8009
0.5339 1.8730
0.5134 1.9479
0.4936 2.0258
0.4746 2.1068
0.4564 2.1911
0.4388 2.2788
0.4220 2.3699
0.4057 2.4647
0.3901 2.5633
0.3751 2.6658
0.3607 2.7725
0.3468 2.8834
0.3335 2.9987
0.3207 3.1187
0.3083 3.2434
0.2965 3.3731
0.2851 3.5081
0.2741 3.6484
0.2636 3.7943
0.2534 3.9461
0.2437 4.1039
0.2343 4.2681
0.2253 4.4388
0.2166 4.6164
0.2083 4.8010
0.2003 5.1928
0.1926 5.1928
0.1852 5.4005
0.1780 5.6165
0.1712 5.8412
0.1646 6.0748
0.1583 6.3178
0.1522 6.5705
0.1463 6.8333
0.1407 7.1067

4.5%
104.50%
PV
FV
0.9569 1.0450
0.9157 1.0920
0.8763 1.1412
0.8386 1.1925
0.8219 1.2462
0.7679 1.3023
0.7348 1.3609
0.7032 1.4221
0.6729 1.4861
0.6439 1.5530
0.6162 1.6229
0.5897 1.6959
0.5643 1.7722
0.5400 1.9799
0.5167 1.9353
0.4945 2.0224
0.4732 2.1134
0.4528 2.2085
0.4333 2.3079
0.4146 2.4117
0.3968 2.5202
0.3797 2.6337
0.3634 2.7522
0.3477 2.8760
0.3327 3.0054
0.3184 3.1407
0.3047 3.2820
0.2916 3.4297
0.2790 3.5840
0.2670 3.7453
0.2555 3.9139
0.2445 4.0900
0.2340 4.2740
0.2239 4.4664
0.2143 4.6673
0.2050 4.8774
0.1962 5.0969
0.1878 5.3262
0.1797 5.5659
0.1719 5.8164
0.1645 6.0781
0.1574 6.6374
0.1507 6.6374
0.1442 6.9361
0.1380 7.2482
0.1320 7.5744
0.1263 7.9153
0.1209 8.2715
0.1157 8.6437
0.1107 9.0326

2

5.0%
105.00%
PV
FV
0.9524 1.0500
0.9070 1.1025
0.8638 1.1576
0.8227 1.2155
0.7835 1.3401
0.7462 1.4071
0.7107 1.4775
0.6768 1.5513
0.6446 1.6289
0.6139 1.7103
0.5847 1.7103
0.5568 1.7959
0.5303 1.8856
0.5051 1.9799
0.4810 2.0789
0.4581 2.1829
0.4024 2.2920
0.3815 2.4066
0.3616 2.5270
0.3769 2.6533
0.3589 2.7860
0.3418 2.9253
0.3256 3.0715
0.3101 3.2251
0.2953 3.3864
0.2812 3.5557
0.2678 3.7335
0.2551 3.9201
0.2429 4.1161
0.2314 4.3219
0.2204 4.5380
0.2099 4.7649
0.1999 5.0032
0.1904 5.2533
0.1813 5.5160
0.1727 5.7918
0.1644 6.0814
0.1566 6.3855
0.1491 6.7048
0.1420 7.0400
0.1353 7.3920
0.1288 7.7616
0.1227 8.1497
0.1169 8.5572
0.1113 8.9850
0.1060 9.4343
0.1009 9.9060
0.0961 10.4013
0.0916 10.9213
0.0872 11.4674

5.5%
105.50%
PV
FV
0.9479 1.0550
0.8985 1.1130
0.8516 1.1742
0.8072 1.2388
0.7651 1.3788
0.7252 1.4547
0.6874 1.5347
0.6516 1.6191
0.6176 1.7081
0.5854 1.8021
0.5549 1.8021
0.5260 1.9012
0.4986 2.0058
0.4726 2.1161
0.4479 2.2325
0.4246 2.3553
0.4024 2.4848
0.3815 2.6215
0.3616 2.7656
0.3427 2.9178
0.3249 3.0782
0.3079 3.2475
0.2919 3.4262
0.2767 3.6146
0.2622 3.8134
0.2486 4.0231
0.2356 4.2444
0.2233 4.4778
0.2117 4.7241
0.2006 4.9840
0.1902 5.2581
0.1803 5.5473
0.1709 5.8524
0.1620 6.1742
0.1535 6.5138
0.1455 6.8721
0.1379 7.2501
0.1307 7.6488
0.1239 8.0695
0.1175 8.5133
0.1113 8.9815
0.1055 9.4755
0.1000 9.9967
0.0948 10.5465
0.0899 11.1266
0.0852 11.7385
0.0807 12.3841
0.0765 13.0653
0.0725 13.7838
0.0688 14.5420

6.0%
106.00%
PV
FV
0.9434 1.0600
0.8900 1.1236
0.8396 1.1910
0.7921 1.2625
0.7473 1.4185
0.7050 1.5036
0.6651 1.5938
0.6274 1.6895
0.5919 1.7908
0.5584 1.8983
0.5268 1.8983
0.4970 2.0122
0.4688 2.1329
0.4423 2.2609
0.4173 2.3966
0.3936 2.5404
0.4024 2.6928
0.3815 2.8543
0.3616 3.0256
0.3118 3.2071
0.2942 3.3996
0.2775 3.6035
0.2618 3.8197
0.2470 4.0489
0.2330 4.2919
0.2198 4.5494
0.2074 4.8223
0.1956 5.1117
0.1846 5.4184
0.1741 5.7435
0.1643 6.0881
0.1550 6.4534
0.1462 6.8406
0.1379 7.2510
0.1301 7.6861
0.1227 8.1473
0.1158 8.6361
0.1092 9.1543
0.1031 9.7035
0.0972 10.2857
0.0917 10.9029
0.0865 11.5570
0.0816 12.2505
0.0770 12.9855
0.0727 13.7646
0.0685 14.5905
0.0647 15.4659
0.0610 16.3939
0.0575 17.3775
0.0543 18.4202

Present and Future Value of a 1 Tables

Periods
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

6..5%
106.50%
PV
FV
0.9390 1.0650
0.8817 1.1342
0.8278 1.2079
0.7773 1.2865
0.8219 1.3701
0.6853 1.4591
0.6435 1.5540
0.6042 1.6550
0.5674 1.7626
0.5327 1.8771
0.5002 1.9992
0.4697 2.1291
0.4410 2.2675
0.4141 2.4149
0.3888 2.5718
0.3651 2.7390
0.3428 2.9170
0.3219 3.1067
0.3022 3.3086
0.2838 3.5236
0.2665 3.7527
0.2502 3.9966
0.2349 4.2564
0.2206 4.5331
0.2071 4.8277
0.1945 5.1415
0.1826 5.4757
0.1715 5.8316
0.1610 6.2107
0.1512 6.6144
0.1420 7.0443
0.1333 7.5022
0.1252 7.9898
0.1175 8.5092
0.1103 9.0623
0.1036 9.6513
0.0973 10.2786
0.0914 10.9467
0.0858 11.6583
0.0805 12.4161
0.0756 13.2231
0.0710 14.0826
0.0667 14.9980
0.0626 15.9729
0.0588 17.0111
0.0552 18.1168
0.0518 19.2944
0.0487 20.5485
0.0457 21.8842
0.0429 23.3067

7
107.00%
PV
FV
0.9346 1.0700
0.8734 1.1449
0.8163 1.2250
0.7629 1.3108
0.7130 1.4026
0.6663 1.5007
0.6227 1.5007
0.5820 1.7182
0.5439 1.8385
0.5083 1.9672
0.4751 2.1049
0.4440 2.2522
0.4150 2.4098
0.3878 2.5785
0.3624 2.7590
0.3387 2.9522
0.3166 3.1588
0.2959 3.3799
0.2765 3.6165
0.2584 3.8697
0.2415 4.1406
0.2257 4.4304
0.2109 4.7405
0.1971 5.0724
0.1842 5.4274
0.1722 5.8074
0.1609 6.2139
0.1504 6.6488
0.1406 7.1143
0.1314 7.6123
0.1228 8.1451
0.1147 8.7153
0.1072 9.3253
0.1002 9.9781
0.0937 10.6766
0.0875 11.4239
0.0818 12.2236
0.0765 13.0793
0.0715 13.9948
0.0668 14.9745
0.0624 17.1443
0.0583 17.1443
0.0545 18.3444
0.0509 19.6285
0.0476 21.0025
0.0445 22.4726
0.0416 24.0457
0.0389 25.7289
0.0363 27.5299
0.0339 29.4570

7.5%
107.50%
PV
FV
0.9302 1.0750
0.8653 1.1556
0.8050 1.2423
0.7488 1.3355
0.6966 1.4356
0.6480 1.5433
0.6028 1.6590
0.5607 1.7835
0.5216 1.9172
0.4852 2.0610
0.4513 2.2156
0.4199 2.3818
0.3906 2.5604
0.3633 1.9799
0.3380 2.9589
0.3144 3.1808
0.2925 3.4194
0.2720 3.6758
0.2531 3.9515
0.2354 4.2479
0.2190 4.5664
0.2037 4.9089
0.1895 5.2771
0.1763 5.6729
0.1640 6.0983
0.1525 6.5557
0.1419 7.0474
0.1320 7.5759
0.1228 8.1441
0.1142 8.7550
0.1063 9.4116
0.0988 10.1174
0.0919 10.8763
0.0855 11.6920
0.0796 12.5689
0.0740 13.5115
0.0688 14.5249
0.0640 15.6143
0.0596 16.7853
0.0554 18.0442
0.0516 19.3976
0.0480 22.4163
0.0446 22.4163
0.0415 24.0975
0.0386 25.9048
0.0359 27.8477
0.0334 29.9363
0.0311 32.1815
0.0289 34.5951
0.0269 37.1897

3

8.0%
108.00%
PV
FV
0.9259 1.0800
0.8573 1.1664
0.7938 1.2597
0.7350 1.3605
0.6806 1.5869
0.6302 1.7138
0.5835 1.8509
0.5403 1.9990
0.5002 2.1589
0.4632 2.3316
0.4289 2.3316
0.3971 2.5182
0.3677 2.7196
0.3405 2.9372
0.3152 3.1722
0.2919 3.4259
0.4024 3.7000
0.3815 3.9960
0.3616 4.3157
0.2145 4.6610
0.1987 5.0338
0.1839 5.4365
0.1703 5.8715
0.1577 6.3412
0.1460 6.8485
0.1352 7.3964
0.1252 7.9881
0.1159 8.6271
0.1073 9.3173
0.0994 10.0627
0.0920 10.8677
0.0852 11.7371
0.0789 12.6760
0.0730 13.6901
0.0676 14.7853
0.0626 15.9682
0.0580 17.2456
0.0537 18.6253
0.0497 20.1153
0.0460 21.7245
0.0426 23.4625
0.0395 25.3395
0.0365 27.3666
0.0338 29.5560
0.0313 31.9204
0.0290 34.4741
0.0269 37.2320
0.0249 40.2106
0.0230 43.4274
0.0213 46.9016

8.5%
108.50%
PV
FV
0.9217 1.0850
0.8495 1.1772
0.7829 1.2773
0.7216 1.3859
0.6650 1.6315
0.6129 1.7701
0.5649 1.9206
0.5207 2.0839
0.4799 2.2610
0.4423 2.4532
0.4076 2.4532
0.3757 2.6617
0.3463 2.8879
0.3191 3.1334
0.2941 3.3997
0.2711 3.6887
0.4024 4.0023
0.3815 4.3425
0.3616 4.7116
0.1956 5.1120
0.1803 5.5466
0.1662 6.0180
0.1531 6.5296
0.1412 7.0846
0.1301 7.6868
0.1199 8.3401
0.1105 9.0490
0.1019 9.8182
0.0939 10.6528
0.0865 11.5583
0.0797 12.5407
0.0735 13.6067
0.0677 14.7632
0.0624 16.0181
0.0575 17.3796
0.0530 18.8569
0.0489 20.4597
0.0450 22.1988
0.0415 24.0857
0.0383 26.1330
0.0353 28.3543
0.0325 30.7644
0.0300 33.3794
0.0276 36.2167
0.0254 39.2951
0.0235 42.6352
0.0216 46.2592
0.0199 50.1912
0.0184 54.4574
0.0169 59.0863

9.0%
109.00%
PV
FV
0.9174 1.0900
0.8417 1.1881
0.7722 1.2950
0.7084 1.4116
0.6499 1.6771
0.5963 1.8280
0.5470 1.9926
0.5019 2.1719
0.4604 2.3674
0.4224 2.5804
0.3875 2.5804
0.3555 2.8127
0.3262 3.0658
0.2992 3.3417
0.2745 3.6425
0.2519 3.9703
0.4024 4.3276
0.3815 4.7171
0.3616 5.1417
0.1784 5.6044
0.1637 6.1088
0.1502 6.6586
0.1378 7.2579
0.1264 7.9111
0.1160 8.6231
0.1064 9.3992
0.0976 10.2451
0.0895 11.1671
0.0822 12.1722
0.0754 13.2677
0.0691 14.4618
0.0634 15.7633
0.0582 17.1820
0.0534 18.7284
0.0490 20.4140
0.0449 22.2512
0.0412 24.2538
0.0378 26.4367
0.0347 28.8160
0.0318 31.4094
0.0292 34.2363
0.0268 37.3175
0.0246 40.6761
0.0226 44.3370
0.0207 48.3273
0.0190 52.6767
0.0174 57.4176
0.0160 62.5852
0.0147 68.2179
0.0134 74.3575

Present and Future Value of a 1 Tables

Periods
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

9.5%
109.50%
PV
FV
0.9132 1.0950
0.8340 1.1990
0.7617 1.3129
0.6956 1.4377
0.8219 1.5742
0.5801 1.7238
0.5298 1.8876
0.4838 2.0669
0.4418 2.2632
0.4035 2.4782
0.3685 2.7137
0.3365 2.9715
0.3073 3.2537
0.2807 3.5629
0.2563 3.9013
0.2341 4.2719
0.2138 4.6778
0.1952 5.1222
0.1783 5.6088
0.1628 6.1416
0.1487 6.7251
0.1358 7.3639
0.1240 8.0635
0.1133 8.8296
0.1034 9.6684
0.0945 10.5869
0.0863 11.5926
0.0788 12.6939
0.0719 13.8998
0.0657 15.2203
0.0600 16.6662
0.0548 18.2495
0.0500 19.9832
0.0457 21.8816
0.0417 23.9604
0.0381 26.2366
0.0348 28.7291
0.0318 31.4584
0.0290 34.4469
0.0265 37.7194
0.0242 41.3027
0.0221 45.2265
0.0202 49.5230
0.0184 54.2277
0.0168 59.3793
0.0154 65.0204
0.0140 71.1973
0.0128 77.9611
0.0117 85.3674
0.0107 93.4773

10%
110.00%
PV
FV
0.9091
1.1000
0.8264
1.2100
0.7513
1.3310
0.6830
1.4641
0.6209
1.6105
0.5645
1.7716
0.5132
1.7716
0.4665
2.1436
0.4241
2.3579
0.3855
2.5937
0.3505
2.8531
0.3186
3.1384
0.2897
3.4523
0.2633
3.7975
0.2394
4.1772
0.2176
4.5950
0.1978
5.0545
0.1799
5.5599
0.1635
6.1159
0.1486
6.7275
0.1351
7.4002
0.1228
8.1403
0.1117
8.9543
0.1015
9.8497
0.0923 10.8347
0.0839 11.9182
0.0763 13.1100
0.0693 14.4210
0.0630 15.8631
0.0573 17.4494
0.0521 19.1943
0.0474 21.1138
0.0431 23.2252
0.0391 25.5477
0.0356 28.1024
0.0323 30.9127
0.0294 34.0039
0.0267 37.4043
0.0243 41.1448
0.0221 45.2593
0.0201 54.7637
0.0183 54.7637
0.0166 60.2401
0.0151 66.2641
0.0137 72.8905
0.0125 80.1795
0.0113 88.1975
0.0103 97.0172
0.0094 106.7190
0.0085 117.3909

10.5%
110.50%
PV
FV
0.9050 1.1050
0.8190 1.2210
0.7412 1.3492
0.6707 1.4909
0.6070 1.6474
0.5493 1.8204
0.4971 2.0116
0.4499 2.2228
0.4071 2.4562
0.3684 2.7141
0.3334 2.9991
0.3018 3.3140
0.2731 3.6619
0.2471 1.9799
0.2236 4.4713
0.2024 4.9408
0.1832 5.4596
0.1658 6.0328
0.1500 6.6663
0.1358 7.3662
0.1229 8.1397
0.1112 8.9944
0.1006 9.9388
0.0911 10.9823
0.0824 12.1355
0.0746 13.4097
0.0675 14.8177
0.0611 16.3736
0.0553 18.0928
0.0500 19.9926
0.0453 22.0918
0.0410 24.4114
0.0371 26.9746
0.0335 29.8069
0.0304 32.9367
0.0275 36.3950
0.0249 40.2165
0.0225 44.4392
0.0204 49.1054
0.0184 54.2614
0.0167 59.9589
0.0151 73.2113
0.0137 73.2113
0.0124 80.8985
0.0112 89.3928
0.0101 98.7790
0.0092 109.1508
0.0083 120.6117
0.0075 133.2759
0.0068 147.2699

4

11.00%
111.00%
PV
FV
0.9009
1.1100
0.8116
1.2321
0.7312
1.3676
0.6587
1.5181
0.5935
1.8704
0.5346
2.0762
0.4817
2.3045
0.4339
2.5580
0.3909
2.8394
0.3522
3.1518
0.3173
3.1518
0.2858
3.4985
0.2575
3.8833
0.2320
4.3104
0.2090
4.7846
0.1883
5.3109
0.4024
5.8951
0.3815
6.5436
0.3616
7.2633
0.1240
8.0623
0.1117
8.9492
0.1007
9.9336
0.0907
11.0263
0.0817
12.2392
0.0736
13.5855
0.0663
15.0799
0.0597
16.7386
0.0538
18.5799
0.0485
20.6237
0.0437
22.8923
0.0394
25.4104
0.0355
28.2056
0.0319
31.3082
0.0288
34.7521
0.0259
38.5749
0.0234
42.8181
0.0210
47.5281
0.0190
52.7562
0.0171
58.5593
0.0154
65.0009
0.0139
72.1510
0.0125
80.0876
0.0112
88.8972
0.0101
98.6759
0.0091 109.5302
0.0082 121.5786
0.0074 134.9522
0.0067 149.7970
0.0060 166.2746
0.0054 184.5648

11.5%
111.50%
PV
FV
0.8969
1.1150
0.8044
1.2432
0.7214
1.3862
0.6470
1.5456
0.5803
1.9215
0.5204
2.1425
0.4667
2.3889
0.4186
2.6636
0.3754
2.9699
0.3367
3.3115
0.3020
3.3115
0.2708
3.6923
0.2429
4.1169
0.2178
4.5904
0.1954
5.1183
0.1752
5.7069
0.4024
6.3632
0.3815
7.0949
0.3616
7.9108
0.1134
8.8206
0.1017
9.8350
0.0912
10.9660
0.0818
12.2271
0.0734
13.6332
0.0658
15.2010
0.0590
16.9491
0.0529
18.8982
0.0475
21.0715
0.0426
23.4948
0.0382
26.1967
0.0342
29.2093
0.0307
32.5683
0.0275
36.3137
0.0247
40.4898
0.0222
45.1461
0.0199
50.3379
0.0178
56.1268
0.0160
62.5814
0.0143
69.7782
0.0129
77.8027
0.0115
86.7500
0.0103
96.7263
0.0093 107.8498
0.0083 120.2525
0.0075 134.0816
0.0067 149.5009
0.0060 166.6935
0.0054 185.8633
0.0048 207.2376
0.0043 231.0699

12.0%
112.00%
PV
FV
0.8929
1.1200
0.7972
1.2544
0.7118
1.4049
0.6355
1.5735
0.5674
1.9738
0.5066
2.2107
0.4523
2.4760
0.4039
2.7731
0.3606
3.1058
0.3220
3.4785
0.2875
3.4785
0.2567
3.8960
0.2292
4.3635
0.2046
4.8871
0.1827
5.4736
0.1631
6.1304
0.4024
6.8660
0.3815
7.6900
0.3616
8.6128
0.1037
9.6463
0.0926 10.8038
0.0826 12.1003
0.0738 13.5523
0.0659 15.1786
0.0588 17.0001
0.0525 19.0401
0.0469 21.3249
0.0419 23.8839
0.0374 26.7499
0.0334 29.9599
0.0298 33.5551
0.0266 37.5817
0.0238 42.0915
0.0212 47.1425
0.0189 52.7996
0.0169 59.1356
0.0151 66.2318
0.0135 74.1797
0.0120 83.0812
0.0107 93.0510
0.0096 104.2171
0.0086 116.7231
0.0076 130.7299
0.0068 146.4175
0.0061 163.9876
0.0054 183.6661
0.0049 205.7061
0.0043 230.3908
0.0039 258.0377
0.0035 289.0022

Present and Future Value of a 1 Tables

Periods
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

12.5%
112.50%
PV
FV
0.8889
1.1250
0.7901
1.2656
0.7023
1.4238
0.6243
1.6018
0.8219
1.8020
0.4933
2.0273
0.4385
2.2807
0.3897
2.5658
0.3464
2.8865
0.3079
3.2473
0.2737
3.6532
0.2433
4.1099
0.2163
4.6236
0.1922
5.2016
0.1709
5.8518
0.1519
6.5833
0.1350
7.4062
0.1200
8.3319
0.1067
9.3734
0.0948 10.5451
0.0843 11.8632
0.0749 13.3461
0.0666 15.0144
0.0592 16.8912
0.0526 19.0026
0.0468 21.3779
0.0416 24.0502
0.0370 27.0564
0.0329 30.4385
0.0292 34.2433
0.0260 38.5237
0.0231 43.3392
0.0205 48.7566
0.0182 54.8512
0.0162 61.7075
0.0144 69.4210
0.0128 78.0986
0.0114 87.8609
0.0101 98.8436
0.0090 111.1990
0.0080 125.0989
0.0071 140.7362
0.0063 158.3283
0.0056 178.1193
0.0050 200.3842
0.0044 225.4322
0.0039 253.6113
0.0035 285.3127
0.0031 320.9768
0.0028 361.0989

13%
113.00%
PV
FV
0.8850
1.1300
0.7831
1.2769
0.6931
1.4429
0.6133
1.6305
0.5428
1.8424
0.4803
2.0820
0.4251
2.0820
0.3762
2.6584
0.3329
3.0040
0.2946
3.3946
0.2607
3.8359
0.2307
4.3345
0.2042
4.8980
0.1807
5.5348
0.1599
6.2543
0.1415
7.0673
0.1252
7.9861
0.1108
9.0243
0.0981
10.1974
0.0868
11.5231
0.0768
13.0211
0.0680
14.7138
0.0601
16.6266
0.0532
18.7881
0.0471
21.2305
0.0417
23.9905
0.0369
27.1093
0.0326
30.6335
0.0289
34.6158
0.0256
39.1159
0.0226
44.2010
0.0200
49.9471
0.0177
56.4402
0.0157
63.7774
0.0139
72.0685
0.0123
81.4374
0.0109
92.0243
0.0096 103.9874
0.0085 117.5058
0.0075 132.7816
0.0067 169.5488
0.0059 169.5488
0.0052 191.5901
0.0046 216.4968
0.0041 244.6414
0.0036 276.4448
0.0032 312.3826
0.0028 352.9923
0.0025 398.8813
0.0022 450.7359

13.5%
113.50%
PV
FV
0.8811
1.1350
0.7763
1.2882
0.6839
1.4621
0.6026
1.6595
0.5309
1.8836
0.4678
2.1378
0.4121
2.4264
0.3631
2.7540
0.3199
3.1258
0.2819
3.5478
0.2483
4.0267
0.2188
4.5704
0.1928
5.1874
0.1698
1.9799
0.1496
6.6825
0.1318
7.5846
0.1162
8.6085
0.1023
9.7707
0.0902 11.0897
0.0794 12.5869
0.0700 14.2861
0.0617 16.2147
0.0543 18.4037
0.0479 20.8882
0.0422 23.7081
0.0372 26.9087
0.0327 30.5414
0.0288 34.6644
0.0254 39.3441
0.0224 44.6556
0.0197 50.6841
0.0174 57.5264
0.0153 65.2925
0.0135 74.1070
0.0119 84.1115
0.0105 95.4665
0.0092 108.3545
0.0081 122.9823
0.0072 139.5850
0.0063 158.4289
0.0056 179.8168
0.0049 231.6445
0.0043 231.6445
0.0038 262.9165
0.0034 298.4103
0.0030 338.6957
0.0026 384.4196
0.0023 436.3162
0.0020 495.2189
0.0018 562.0735

5

14.0%
114.00%
PV
FV
0.8772
1.1400
0.7695
1.2996
0.6750
1.4815
0.5921
1.6890
0.5194
2.1950
0.4556
2.5023
0.3996
2.8526
0.3506
3.2519
0.3075
3.7072
0.2697
4.2262
0.2366
4.2262
0.2076
4.8179
0.1821
5.4924
0.1597
6.2613
0.1401
7.1379
0.1229
8.1372
0.4024
9.2765
0.3815 10.5752
0.3616 12.0557
0.0728 13.7435
0.0638 15.6676
0.0560 17.8610
0.0491 20.3616
0.0431 23.2122
0.0378 26.4619
0.0331 30.1666
0.0291 34.3899
0.0255 39.2045
0.0224 44.6931
0.0196 50.9502
0.0172 58.0832
0.0151 66.2148
0.0132 75.4849
0.0116 86.0528
0.0102 98.1002
0.0089 111.8342
0.0078 127.4910
0.0069 145.3397
0.0060 165.6873
0.0053 188.8835
0.0046 215.3272
0.0041 245.4730
0.0036 279.8392
0.0031 319.0167
0.0027 363.6791
0.0024 414.5941
0.0021 472.6373
0.0019 538.8065
0.0016 614.2395
0.0014 700.2330

14.5%
114.50%
PV
FV
0.8734
1.1450
0.7628
1.3110
0.6662
1.5011
0.5818
1.7188
0.5081
2.2534
0.4438
2.5801
0.3876
2.9542
0.3385
3.3826
0.2956
3.8731
0.2582
4.4347
0.2255
4.4347
0.1969
5.0777
0.1720
5.8140
0.1502
6.6570
0.1312
7.6222
0.1146
8.7275
0.4024
9.9929
0.3815 11.4419
0.3616 13.1010
0.0667 15.0006
0.0582 17.1757
0.0508 19.6662
0.0444 22.5178
0.0388 25.7829
0.0339 29.5214
0.0296 33.8020
0.0258 38.7033
0.0226 44.3153
0.0197 50.7410
0.0172 58.0985
0.0150 66.5227
0.0131 76.1685
0.0115 87.2130
0.0100 99.8588
0.0087 114.3384
0.0076 130.9174
0.0067 149.9005
0.0058 171.6360
0.0051 196.5233
0.0044 225.0191
0.0039 257.6469
0.0034 295.0057
0.0030 337.7816
0.0026 386.7599
0.0023 442.8401
0.0020 507.0519
0.0017 580.5744
0.0015 664.7577
0.0013 761.1475
0.0011 871.5139

15.0%
115.00%
PV
FV
0.8696
1.1500
0.7561
1.3225
0.6575
1.5209
0.5718
1.7490
0.4972
2.3131
0.4323
2.6600
0.3759
3.0590
0.3269
3.5179
0.2843
4.0456
0.2472
4.6524
0.2149
4.6524
0.1869
5.3503
0.1625
6.1528
0.1413
7.0757
0.1229
8.1371
0.1069
9.3576
0.4024
10.7613
0.3815
12.3755
0.3616
14.2318
0.0611
16.3665
0.0531
18.8215
0.0462
21.6447
0.0402
24.8915
0.0349
28.6252
0.0304
32.9190
0.0264
37.8568
0.0230
43.5353
0.0200
50.0656
0.0174
57.5755
0.0151
66.2118
0.0131
76.1435
0.0114
87.5651
0.0099 100.6998
0.0086 115.8048
0.0075 133.1755
0.0065 153.1519
0.0057 176.1246
0.0049 202.5433
0.0043 232.9248
0.0037 267.8635
0.0032 308.0431
0.0028 354.2495
0.0025 407.3870
0.0021 468.4950
0.0019 538.7693
0.0016 619.5847
0.0014 712.5224
0.0012 819.4007
0.0011 942.3108
0.0009 1083.6574

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