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18. 6.15. 4Rate applies for zero to 72 month terms. Maximum financing for trucks. Not to exceed maximum financing of 130% LTV.13. Not to be combined with promotional offers.500% based on creditworthiness. 8.VEHICLE RATES AND TERMS Effective July 20.17. whichever is greater $20 REV. ¹2. both including tax and license fees. Paying Interest: Interest will begin to accrue on the day of the advance.07. 1 Up to 100% financing for those that qualify. Rates and terms shown are for qualified buyers and may vary based on the vehicle.990% . 4. Commercial/Business Vehicles.000 minimum loan amount for terms 61 to 72 months. Add 2. 2008 – 2009: 2006 – 2007: 2005 or older: 3$15.99% Fixed APR Terms up to 60 months. FEES Set-Up And Maintenance Fees Internal Refinance: Penalty Fees Late Payment: Returned Payment: $100 (if applicable) $10 or 6% of your payment. 3. No Salvaged Titles. Other rates are available. amount financed.00% to prevailing rate for loans exceeding 120% loan-to-value (LTV). Branded Titles. LTV = new: Manufacturer’s Suggested Retail Price (MSRP) and used: Retail Kelley Blue Book (RKBB).14. FIXED RATES AND TERMS VEHICLES TERM: up to 60 months2 (Not valid on internal refinance) Annual Percentage Rate 2006 – 2007: BEST DEALS! 5.50% .11 Page 2 of 3 .500% . 2011 and subject to change.500% . 7. Valid on 2008 or newer model years.16.50% based on creditworthiness.49% Fixed APR Terms up to 72 months. term and credit history. Not available on existing SDCCU auto loans. VEHICLES TERM: 61 to 72 months3 2010 or newer4: 3. vans – V8 or higher SUVs is 100% of MSRP or RKBB.49% fixed APR valid for qualified borrowers for purchases and/or external refinances.990% .99% fixed APR and 3. 06.500% based on creditworthiness. Annual Percentage Rate 2005 or older: 260 month rate valid for purchases and/or external refinances. PROMOTIONAL OFFERS Rates as low as LIMITED TIME OFFERS Rates as low as 1 2. Limited time offer. Subject to credit approval. Lemon Law Buybacks.990% based on creditworthiness. Based on 100% financing.50% .50% based on creditworthiness. Grey Market Values or True Mileage Unknown will be financed. Minimum monthly payment: $100.990% based on creditworthiness.

off-road motorcycles and personal watercraft. Annual Percentage Rate Term Up to 60 months $7.990% . 8.990% based on creditworthiness.990% based on creditworthiness. Annual Percentage Rate Up to 180 months $50. 11. FEES Up to 60 months $7.500.18.990% based on creditworthiness.00 or more: 6. term and credit history.00 to $49.22.999. 06.990% based on creditworthiness.990% based on creditworthiness.000.00 or more: 10.21.990% .000.99: Up to 72 months Less than $15.00 or more: 9.990% based on creditworthiness.00 to $99.500.11 Page 3 of 3 .21.16.990% .000.99: Up to 84 months $15.990% .990% .000. 11.990% .990% . 12.00 to $14. 10.17. REV. whichever is greater $20 Rates and terms shown are for qualified buyers and may vary based on the vehicle.99: Less than $7.99: Less than $7.990% .00 to $14.20.999. FIXED RATES AND TERMS MOTORCYCLE LOANS 80% FINANCING Annual Percentage Rate Term $15. amount financed. 12.000.20.00: RECREATIONAL VEHICLE / BOAT LOANS 80% FINANCING $100.990% .00: Up to 60 months RECREATIONAL SPORTS VEHICLE LOANS1 80% FINANCING Term $15.VEHICLE RATES AND TERMS Effective July 20.00: 1Recreational Sports Vehicles include ATVs.07. RKBB and Satisfactory Marine Survey as applicable. Set-Up And Maintenance Fees Internal Refinance: Penalty Fees Late Payment: Returned Payment: $100 (if applicable) $10 or 6% of your payment.22. Paying Interest: Interest will begin to accrue on the day of the advance.000.990% .500. Vehicle values based on MSRP.999.500.999.990% based on creditworthiness. Minimum monthly payment: $150. 2011 and subject to change.990% based on creditworthiness.990% based on creditworthiness. 7.990% based on creditworthiness.19.

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