CHARTERED WEALTH MANAGER® (CWM®) Global Certification in Wealth Management


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Wealth Management is one of the fastest growing disciplines of the banking sector. The Indian Economy is growing at a robust rate. Indian Financial Services Industry gets a rub-off of this growth, but also has some complexities to shoulder along the way. The challenges are a transition from Commission based to Advisory based services as a result of “No load” regime in Mutual Fund schemes. The investor today is not only looking for a financial product in isolation but in a holistic manner "ONE STOP SHOP" for meeting his/her life goals and risk factors. Therefore, there is a crying need to enhance and upgrade the skill set of the financial product advisor in order to protect and safeguard the interest of the investor and develop a long term relationship with him. The Wealth Management industry in India is a prime example of the success of free competition in the country. Wealth Management is one of the fastest growing disciplines of the banking sector and with a GDP growth rate hovering around the 9% mark and a strong future outlook, India’s growth story is making it an increasingly attractive market for wealth management firms. This trend is expected to continue, with India estimated to become the third largest global economy by 2030. Increasing liquidity and customer knowledge of the financial services industry has led to a rise in demand for qualified and chartered wealth management professionals. High Net Worth clients demand a level of support and industry expertise that can no longer be met by the general banking community. This important executive education program has been extensively remodeled for India and is designed to equip you with the skill and expertise to take your wealth management activities to the next level of professionalism. • • • CWMTM certification is awarded directly by American Academy of Financial Management® US Recognition by AACSB INTERNATIONAL and ACBSP Global Accreditation Agency Certification recognized by over 800 business schools and leading universities globally

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CWM® Members in 151+ countries Offices in over 17 countries
Be part of Large Members Network of 50,000+50,000+ Global Chartered

Wealth Manager® ………………… many more Given the nascent stage of the market and a demographic and regulatory environment that is significantly different from elsewhere in the world, Wealth Management Business Houses consider the following to succeed in the Indian market: Building of brand and focus on overcoming the trust barrier. Invest in advisor technology to improve advisor productivity and retention. Evaluate a partnership-based model, coupled Focus with with on attractive, innovative transparency segment use of and focused technology, to increase reach. compliance, while targeting customers products CHARTERED WEALTH MANAGERTM (CWMTM) is unique and the only Wealth Management certification in India. This certification comprehensively deals with all the aspects of wealth management like Investment Strategies, Life Cycle Management, Intergenerational Wealth Transfer, Relationship Management, Behavioral Finance, Alternative Products, Real Estate Valuation and Global Taxation. In the recent times, the mandatory requirement posted by the financial services industry towards the skillful and knowledgeable candidates in the field of personal financial advisory services including wealth management has made it essential for a candidate to be well versed with all the aspects of wealth management. This certification enables the candidates to meet the current skill set needed by the industry and stand out of the crowd.

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About American Academy of Financial Management®, AAFM® The AAFM Board of Standards TM was founded in 1996, via a merger between the American Academy of Financial Management & Analysts (AAFMA) and the Founders Advisory Committee of the Original Tax and Estate Planning Law Review TM. The American Academy of Financial Management TM is a worldwide Board of Standards and financial professional organization, with members in 151+ countries offering exclusive certified designations, charters, and masters certification to candidates who meet the high standards. The American Academy of Financial ® Management is an independent and the only truly worldwide graduate financial organization for financial managers, analysts, planners, faculty, investment executives and counselors. AAFM’s mission is to serve its global membership and stakeholders as a world leader in educating and reinforcing the international knowledge of executives and potential leadership of financial based institutions. AAFMTM now has representative offices in the US World Trade Center N.O. Center, Hong Kong, Beijing, India, Dubai, Kuwait, Latin America and South America, Singapore, The Caribbean, Europe, and more. About AAFM India AAFM ® has set up its Indian Chapter American Academy of Financial Management India, AAFM India (AAFMI) as a Standard Setting Body in India with the objective to promote Wealth Management and Financial Advisory Standards in the country. AAFM India is responsible for establishing Curriculum Design, Certification of membership and licensing standards in India. AAFM India offers various Certifications, Designations and other Educational Programs offered by AAFM® including the prestigious and highest designation globally recognized in the Field of Wealth Management “CHARTERED WEALTH MANAGER” (CWMTM). AAFM India promotes Wealth Management and Financial Advisory Standards in the

country by actively engaging with all the stake holders including the Government, Regulators, Educational Institutes, Training Providers, Financial Services Companies, Banks, etc. Need for Qualified Advisors! The Current Indian its Financial “Qualified

Advisory Market is looking for Brand building through Advisors” as Brand Ambassadors Qualified Advisors shall develop trust with the clients on a better footings Qualified advisors will be the best brand ambassadors for new firms seeking to gain a competitive edge against established players Advisor platforms that offer lead management, portfolio management, financial profiling, asset allocation and transaction management capabilities can integrate multiple touch points and improve advisor experience IFA’s require a qualification to equip themselves with the required skill set and knowledge to call themselves as “Qualified Advisors” Why CWM® CHARTERED WEALTH MANAGER® AAFM ® Certifications are globally recognized. Certifications Charters and Designations in Wealth Management The AAFM certification requirements include the highest standards of accredited education, experience, exams programs, continuing education, and ethics. The CWM® Chartered Wealth Manager® professional certification from the AAFM® American Academy of Financial Management® is the first graduate wealth Management Charter & Board certification in the world as featured in the Investopedia, Forbes, China Daily, Financial Times, Black Enterprise,

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Wall Street Journal, and Money Manager The CWM® (Chartered Wealth Manager) designation and postgraduate qualification is exclusively issued and conferred by the USA Board of Standards American Academy of Financial Management ® (AAFM) The CWM wealth management certification & designation is a graduate certification and curriculum in high net worth consulting. What Makes the CWM® program so Unique The CWM® certification is offered internationally across the globe. Currently, CWM certification is offered in United States, India, Brazil, Latin America, South America, EU, Europe, United Kingdom, Middle East, South Arabia, South Africa, West Indies, etc. Fully accredited course by the American Academy of Financial Management (AAFM®), an independent worldwide Board of Standards and Accreditation Council for financial management professionals Ensures an in-depth knowledge of international wealth management and tax planning that reflects the crossborder connections and investment of today’s wealth owners The CHARTERED WEALTH TM MANAGER certification is awarded directly by the parent body AAFM, US which makes the CWM® certification truly global and is accepted globally without any territorial limitation. The candidates do not have to undergo any additional certification / examination if he / she want to pursue their career in any other jurisdiction. The CWM® program has been offered and recognized by top companies in the financial industry around the world that includes Deutsche Bank, Citibank, Xerox, HSBC, Securities and Exchange Commission of the United States of America, United Overseas Bank Singapore and so forth.

Takes a holistic approach to a customer’s financial and personal situation. The curriculum of CWM® certification have been designed and developed in consultation with the global academicians and industry experts with a focus on Financial Advisory Services Industry. In the contemporary dynamic environment of financial sector a Financial Advisor has to be mandatorily equipped with the Comprehensive knowledge and skill set to deliver at the job. The curriculum of CWM is relevant, practical, and exhaustible in nature which covers Global Financial System, Equity Analysis, Real Estate Valuation, Loan & Debt Management, Intergenerational Wealth Transfer, Internal Taxation, Relationship Management, Behavioral Finance, etc. Key Benefits of CWM® Be able to explain the key regulatory drivers and their impact Understand the various portfolio selection techniques and the importance of balance in a portfolio Enhance your understanding of wealth management products Be part of Large Members Network of 50,000+ Understand the financial markets and the forces of change. Use of Board Certified Designations after your name on your Business Card and on your Promotional Materials Global Certification in true sense and no territorial examination required The CWM certification is an Industry Integrated program syncing with the existent industry business model of Financial Advisory Services including Retail as well HNI client wealth management services. Entry Requirements 12th pass, however certification will be provided on graduation Graduates with recognized degrees/diplomas in Finance, Accounting, Economics or Business, etc Minimum 3 years work experience in a finance-related field to avail of waiver

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Pathways to Register Compulsory Pathway The eligibility criterion to register through Compulsory Pathway is that the candidate must have passed minimum 12th Standard. The Registration Fee for this pathway is Rs. 10,000/Experience Pathway The eligibility criterion to register through Experience Pathway is that the candidate must have passed Graduation with 3 years of minimum work experience. The Registration Fee for this pathway is Rs. 5,000/-. Grading & Assessments Examination Performa Level 1 – Foundation Course Exam Duration – 2 Hours Examination Type - MCQ’s (Objective) Examination Pattern - 1 Mark – 30 Questions, 2 Marks – 15 Questions, 4 Marks – 10 Questions Level 2 – Advance Wealth Management Exam Duration – 3 Hours Examination Type - MCQ’s (Objective) Examination Pattern - 1 Mark – 40 Questions, 2 Marks – 30 Questions, 4 Marks – 15 Questions *The candidate registered through Experience Pathway is exempted for Level 1 Examination Course Outline of CWM® Certification Level 1 Unit 1 – Overview of Global and Indian financial markets Unit 2 – Concept of Wealth Management Unit 3 – Measuring investments returns in wealth Management Unit 4 – Life cycle management Unit 5- Investment vehicles of Wealth Management Unit 6 – Managing Investment Risks in Wealth Management Unit 7 – Investment Strategies of a Wealth Manager Unit 8 – Intergenerational Wealth transfer and tax planning Unit 9 – Role of Wealth Management in Banking Unit 10 – Legalities of Wealth Management

Level 2 Unit 1 – Advanced Concepts in Wealth Management Unit 2 – Relationship Management by Wealth Manager Unit 3 – Use of Behavioural Finance in Wealth Management Unit 4 – Wealth Management Planning Unit 5 – Equity Analysis Unit 6 – Portfolio Management strategies Unit 7 – Loan and Debt Management Unit 8 – Use of Alternative Products in Wealth Management Unit 9 – Real Estate valuation and Analysis Unit 10 – International Taxation and Trust Planning Who can Attend? Suitable for all those with a finance background who wish to move into Wealth Management business Existing Relationship Managers in Wealth Management/Private Banking who wish to cement their knowledge and achieve a professionally recognized International certification Product Heads and Managers who wish to learn or reinforce all the technical aspects of the business Independent Advisors who manage HNI clients and wish to enhance their technical skills Business Heads from Wealth Management, Private Banking/Client, Family Office, Advisory firms etc Senior Executives in Banks, NBFCs, Broking houses, Mutual Funds, Insurance and Distribution houses. Students undergoing their under graduate or post-graduation course

Career Avenues Analyst, Research, KPO Banking, Mutual Fund Houses, Brokerage Firms Private Banking, Wealth Management firms, Financial Planning Outfits Insurance Companies Corporate Institutions Independent Financial Advisory Training, Educational

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In case of any query please visit or mail us at or Call on 09711797800