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Need Area: Savings and Protection

• Mahalife Gold Covers you till age 100.


• Guaranteed returns of 5% of the sum assured, every year from the
10th policy anniversary.
• Provides a tax free lumpsum amount on maturity. (at age 100)
• Provides life cover for the entire term.

Target Audience
• Age between 30 days and 60 years.
• Require money at regular intervals.
• Wanting to create a legacy for future generations
• Cover for life, but want to pay premium for a limited term.

Product Details
Entry Age 30 Days 60 years

No limit- subject to financial


Sum Assured Rs. 50,000
underwriting.

Premium Rs. 5000 -

Payment Mode Annual, Semi-Annual, Quarterly and Monthly.

Guaranteed Coupon Payments every year- 5% of Sum Assured from


Guaranteed
the 10th policy anniversary till maturity
Benefits
Sum Assured In case of death or maturity is guaranteed.

Additional
Benefits Cash dividends from the 6th policy anniversary onwards.
(Non-guaranteed)
For Adult Policies
Accidental Death and Dismemberment Rider (Long Scale and Short
Riders Scale)
(Not mandatory Accidental Death Benefit
and are available Waiver of Premium
at a nominal extra 5, 10 or 15 Year Term Policy.
cost) Critical Illness (Lumpsum and Accelerated)
For Child policies
Payor Benefit Rider

Tata AIG Life Insurance Company Ltd. (Reg. No. 110)


th
Peninsula Towers, 6 Floor, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel,
Mumbai – 400 013
Insurance is the subject matter of the solicitation
L&C Approval Number: L&C/Advt/2007/Sept/542
Features, How it works and Benefit (FHB):

F H B
• You can create an asset for life
Limited Premium
• The customer pays for 15 years by paying just for 15 years.
Payment Term
1 only and gets a life cover till age • Your dreams are protected from
and whole life
100. life’s unforeseen eventualities
coverage
till age 100
• Gives a regular inflow of money
Guaranteed • You get money every year from
@ 5% of sum assured every
Annual Coupon the 11th year to fund expenses.
2 year from the 11th year,
payments (AC) for • You get more money to achieve
guaranteed till age 100.
life your financial goals.
• Your yearly coupon payments
• Cash Dividend are payable from
are enhanced by these cash
Cash dividends the 6th policy anniversary (non
3 dividends meaning more
payable guaranteed).
money to meet your financial
depending on the • These help take advantage of
commitment.
market rate high interest rate scenario in the
• You get the advantage of
market.
favorable market conditions
• Pays an additional amount of • Your dreams can be achieved
money in case of death during even in case of any unforeseen
the term of the policy. eventuality.
• You are fully protected against
• Pays a lumpsum amount if on the financial implications of a
Riders can be diagnosis of a covered critical major illness.
4 attached. illness. • You need not spend from your
1. Term Rider savings.
2. Critical • Your policy continues and you
Illness Rider continue to get the benefits of the
• This rider waives off all future
3. Waiver of policy.
premiums on Total and
Premium • Your dream is protected from the
Permanent disability.
Rider (WOP) impact of total and permanent
4. Payor disability.
Benefit • A Payor Benefit attached on a • Your dream of giving your child
Rider Juvenile plan waives off future the best education can be
5. Accidental premiums in case of death/ total achieved, if God Forbid, you were
Death permanent disability*. not around or disabled.
Benefit • Your dreams can be achieved
Rider. • Gives the option to attach an even in case of any unforeseen
6. Accidental Accidental Death Benefit (ADB) eventuality.
Death or which pays an additional amount • Your family gets more money,
Dismember in case of accidental death. which can take care of their
ment rider. financial needs.
• Gives the option to attach an
Accidental Death and • Your dreams are protected from
Dismemberment rider which unfortunate eventualities like
covers death or death or dismemberment.
dismemberment.

Compliance
This product is underwritten by Tata AIG Life Insurance Company Ltd.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Tax benefits are as per the Income Tax Act, 1961 and are subject to amendments made therein from time to time

*Conditions apply

Tata AIG Life Insurance Company Ltd. (Reg. No. 110)


th
Peninsula Towers, 6 Floor, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel,
Mumbai – 400 013
Insurance is the subject matter of the solicitation
L&C Approval Number: L&C/Advt/2007/Sept/542