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SEDEM’S VENTURES

C/O P.O.BOX MS 321, Mile 7- New Achimota, Accra-Ghana. 0209329857, 0542247946, 0276210728, 0263379468. sedemsventures2010@gmail.com

Sedem’s Ventures mainly functions as a retail outlet with the following services.Retail of mobile phone rechargeable calling cards such as.Making of local and international calls . Sedem’s Ventures is located at the west of Mile 7-New Achimota. A/112.Transfer of MTN units to MTN lines . MTN.ANT. EXPRESSO.INVESTMENT POLICY Sedem’s Ventures have launched investment opportunities to people interested in generating wealth overtime. so for this reason we believe small contributions can make great impact in the lives of people’s businesses and communities at large. . a suburb of Accra with plot no. AIRTEL AND GLO* . TIGO. VODAFONE. Our focus in Sedem’s Ventures is centered around the believe that “Little drops of water make a mighty ocean’’. opposite the Trinity Printing Press Limited.

_________. .00 and no speculated maximum. addition or termination of any program is subject to regulation under this agreement. Investor will be required to fill and submit the investors’ document to be approved. THIS AGREEMENT ("Agreement") is entered into as of the ________ day Of ____________________. BETWEEN ---------------------------------------------------------------------------------------------------------------------("Investor") And SEDEM’S VENTURES ("Company").INVESTMENT AGREEMENT Sedem’s Ventures will herein after be known as “Company” and interested investor known as “Investor”. The parties hereby agree as follows: Investor agrees to enter the investment agreement under the program (“Program”) terms and conditions. INVESTMENT CONSIDERATION Investor will agree to invest a minimum of GHC 20. amendment.

Investor is not tied to keep principal amount till the date of maturity but may lose his interest earned in case of withdrawal made prior to above date.  Invested and updates automatically if subsequent deposits or withdrawals take place.  Any subsequent investment made in addition to the principal amount are updated automatically once they are accepted by management.  There will be no fees charged for withdrawal from the company  Investor must provide a notice of 3 days(72hours) before a written withdrawal request can be granted.  Company provides to Investors its yearly statements with each program of operations.  Investors are due to receive payments after Ninety (90) days from date of investment.  All payments to investors are made directly into investors account at the stated bank account number in the investors document  Company performs its payment obligations with respect of the invested amount or capital.  Withdrawal can be made only to investor’s account it was deposited from and is not subject to be resent to third party account unless otherwise agreed. WITHDRAWALS AND DEPOSITS  All investments made are subject to withdrawal at any time.INVESTMENT STRATEGIES: Company investment objectives are to maximize current income by expanding its retail business. . PAYMENTS AND ACCOUNTING:  Company makes payments to its Investors by giving investors an interest rate of 29% on monies invested.

SIGN………………………………………… BY:…………………………........... or the subject matter hereof... SIGN………………………................ that are not contained herein. BY:……………………………...... INVESTOR COMPANY By: ----------------------------------TEL:...................... undertakings and agreements between the parties hereto with respect to the subject matter hereof...........ENTIRE AGREEMENT: This agreement supersedes any and all prior negotiations................... The parties hereto have executed this Agreement as of the day and year above written. By: ------------------------------TEL:........... Each of the parties acknowledges and agrees that neither party has made any representations or promises in connection with this Agreement. IN WITNESS WHEREOF......... SIGN………………………….................. TEL:................... .......... SIGN…………………………………….. TEL:..........

TEL NO……………………………… NEXT OF KIN……………………………………………………………….DATE OF BIRTH………………………. B…BANKING MEDIA NAME OF BANK……………………………………………………………………BRANCH………………… ACCOUNT NO………………………………………………………………………………………………………… ... MILE 7-NEW ACHIMOTA. ACCRA.SEX…………………… PLACE OF BIRTH………………………………………………….ECOBANK GHANA LTD.GHANA…0209329857.COMPLEXION…………………………COLOR OF EYE………………… OCCUPATION…………………………………………………RESIDENCE……………………………………. HEIGHT………………………….. A…IDENTITY NAME……………………………………………………………………………………….BOX MS 321.INVESTORS DOCUMENT SEDEM’S VENTURES C/O P.0276210728.0542247946 BANKERS: ……….O. POSTAL ADDRESS…………………………………………………………………………………………………… TELEPHONE NO……………………………………………………………………………………………………… FATHER’S NAME…………………………………………………………... INTERNATIONAL COMMERCIAL BANK (ICB)……..TEL NO……………………………… MOTHER’S NAME………………………………………………………..TEL NO……………………………..

.C…WITNESS NAME……………………………………………TEL. ………………………………………………………………………………………………………………………………. (FOR OFFICE USE ONLY) MR/MRS/MS………………………………………………………………………………ON…………DAY OF……….…………………………..SIGN………………………… NAME……………………………………………TEL……………………………………….20……… IS GRANTED THE OPPORTUNITY TO INVEST INTO SEDEM’S VENTURES UPON THOROUGH ASSESSMENT WITH THE INVESTORS DOCUMENT AND HAVING AGREED BY SIGNATORY OF THE TWO PARTIES INVOLVED AND WITNESSES...SIGN………………… . DATE…………………………………………………………………… . SIGN…………………………………………………………………… (ON BEHALF OF SEDEM’S VENTURES) POSITION……………………………………………………………..