James Smith 8 Hayes St Big City, California 94902 (415)413-2342 February 22, 2012 John Doe 12 G st Big

City, California 94901 (415)425-4536 RE: Cease & Desist from Collections Dear John Doe On January 01, 2012, you or someone from your company contacted me and claimed that I owe a debt to Alexa Johnson under account number 3144-2223-2345-3332. I do not believe that I owe this and I dispute it. Such conduct has caused me to suffer severe humiliation and embarrassment, emotional distress, and physical discomfort. You have violated 15 USC 1692c of the Fair Debt Collection Practices Act by harassing me regarding this debt. I demand that you cease and desist from this activity as soon as possible and in any event, within 15 days from your receipt of this letter. If action is not taken by you to cease and desist within the given time frame, I will have no choice but to take appropriate legal action against you. Thank you, ____________________________________ James Smith Enclosure: Attachment A

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