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Atif Sarwar s/o Muhammad Sarwar

Email: Phone: +92-3454594599 (Mobile) , +92-494420577 (Landline) CNIC: 35103-3041937-9, Date of Birth: September 08, 1986 Kashana-e-Atif, Bilal Colony, Behind Civil Hospital, Pattoki 55300, District Kasur, Pakistan

Professional Summary
An enthusiastic self-starter with honours degree in management sciences, proven academic and curricular achievements, and possess the right mind set and soft skills required to propel the organization achieving its goals and objectives. Successfully wrote a research paper on the process of implementation of the BASEL II on the Micro Finance Sector of Pakistan during his studies which has been published in well known International Journal of Contemporary Business Research.

Trainee Officer at Baig Corporation, Attock, Punjab, Pakistan Created client portfolio reviews. Liaised with financial institutions to gather information on client portfolio details. Created records of advice. Made appointments. Updated client listings. Completed application and other forms. General Banking Internee at Allied Bank Limited, Pattoki, Punjab, Pakistan Interviewed customers applying for residential real estate loans. Reviewed completed loan files for discrepancies in income, appraised value, and credit history. Performed financial analysis to pre-qualify loan applicants. Responded to a broad range of customer inquiries and swiftly resolved problems.
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Jun 2011 to Dec 2011

Jun 2009 to Jul 2009


BBA Hons. Finance Sep 2007-Dec 2011

at University of Education, Lahore, Pakistan, with (CGPA) 3.26/4.00 Honors and Awards: Granted as Class Representative of 2007-11 batch. Steadily received scholarships for excellent students from University and Higher Education Commission. Significant coursework: Corporate Finance, Securities and Portfolio Management, Project Management, Islamic Finance, Logic and Critics Operation and Production Management, Entrepreneurship, International Economic Relations, Economics and Statistics. Bachelor of Arts with Economics and Journalism Sep 2007-Aug 2009

at University of the Punjab, Lahore, Pakistan, with (Marks) 409/850 Major Subjects: Micro Economics, Macro Economics, Mathematical Economics, Modern Journalism and Mass Communication. Intermediate with Computer Science Sep 2005-Aug 2007

at District Public School and College, Okara, Pakistan, (Marks) 495/1100 Honors and Awards: Granted as best sportsman in the class. Attended number of Urdu literature and poetry contests and got positions. Matriculation Sep 2001-Jun 2003

at All Saints Church High School, Pattoki, Pakistan, with (Grade) A Major Subjects: Mathematics, Computer Science, Physics

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Professional Qualifications

Level: Expert

Broad based experience in retail banking that includes personal and commercial lending. Strong working knowledge of banking standards, laws and procedures. Analytical with strong accounting skills, mathematical aptitude. Computer proficient with exceptional Excel spreadsheet creation and maintenance skills. Report preparation, Scheduling, Front office operations. Extensive accounting and MS Office application experience and preparing payroll for small firms

Multicultural Sensitivity Level: Expert


Level: Intermediate

Interpersonal Skills

Level: Expert


Level: Expert

Creative thinking

Level: Expert


Level: Intermediate

Communication skills

Level: Expert


Level: Expert

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English Punjabi Spanish Urdu Fluent - Wide Knowledge Fluent - Wide Knowledge Basic - Familiar Fluent - Full Knowledge

Research Paper Corresponding Author

Wrote a Research paper on Implementation of BASEL II in Microfinance sector of Pakistan. Published in International Journal of Contemporary Business Research, September Edition.

Feasibility Study

Leading Analyst

Prepared a prefeasibility report for an I.T Institute in a remote area. That has been adopted by a domestic business of the City Pattoki and has practically implemented.

Personal Information
Domicile Nationality Religion Marital Status Interests Kasur, Punjab Pakistan Islam Single yet Books, Literature, Global Affairs Trekking, Mountaineering, Hunting

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