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Banking Interview Questions

Banking interviews are meant to gauge the potential of the candidate to see if he/she has the skills to be placed in any suitable post in the bank. Banking interview questions are meant to measure the attitude, skill and adjustability of the candidate, to draw a conclusion on his/her suitability in the firm. The interviewers will ask as many questions they think is necessary before recruiting any candidate as they are concerned with the fact that the quality and skills of the employees will determines the future of the company. To become successful in the banking interview process, you need to be well prepared to face the different sets of banking interview questions. Banking interview questions also starts with some general questions about the candidate such as his/her family background, education, and interests. The second and third set of banking interview questions will be meant to know the candidates work experience, nature, capacity, ideology, and ability to solve problems. Answering to the fist set of banking interview questions related to your family, qualification, or future planning will be quite easy. Let us discuss some of the common but very effective banking interview questions. The interviewer may typically begin with tell me about yourself. It is a common opener which is meant to set the ball rolling for the next few minutes ahead. Even though this is the common question which will be asked in most of the interviews you can score brownie points by answering the question a bit differently, but at the same time not deviating much from the context. Other commonly asked banking interview questions include: General Questions Why did you choose banking as your profession? Do you have any previous experience? Why you left your previous job? Why do you want to work for us? How long will you stay with us? Where you see yourself in another five years? Finance related banking interview questions If you could buy one stock today, what would it be and why? Can you explain the effect of rising interest rates on the United States economy? What are the main issues ABC Company has to face before entering a given industry (Porter framework)? Explain the techniques you use to value firms?

What do you mean by cost of capital? When do you use a WACC versus a cost of equity? Behavioral Questions Do you think you have leadership quality? Can you explain when did you show leadership? Have you think you can perform well in a group? What is your most noted accomplishment? What are your positive traits or strengths? What are your negative traits or weaknesses? What you can do for the company others people cant? Explain an example when you had a personal conflict and how you resolved it? Tell a time when you had an ethical dilemma and how you resolved it. What type of person do you find difficult to get along with? The above mentioned are some of the common questions that are used by most of the banking interviewers. Remember that for a banking job interviewer, there cannot be a dearth for questions. So be well prepared before attending the interview and answer all questions in a positive way. Remember if you have the material they are looking for, youll get it.

What is the best way to introduce myself?

Whatever you are you only know so describe yourself in better way as you can...little bit fake about past schooling competition but be aware about investigation ok!No one is here to investigate your past..but u must better to know that person sitting in front of you is not a fool..so better be realistic to a great level! Speak so much about yourself as interviewer must think that at the age of 25 yrs (eg.) he has seen number of thing about his life...This question is maximum ask to check how much u know yourself till today..on behalf of that only they will decide how can you represent yourself on behalf of your company!!

my name is abdul savad .m.m,i am basically from kerala,i have completed my degree from pa.college of engineering in manglore,i have completed my plus two from Dr.ambedkar in kerala,i did my schooling from ctthangal higher secondary school in kerala,my srength are confident,flexible,iam adaptable any kind of job,i can work under pressure,my hobies are playing cricket,playing football,listening tomusic,my interest are acconting,finance, and a would like to put my knowledge and concept into actual practice that i have learned from my accademic period in our baground....

Posted by: abdul savad.m.m

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I m devendra kushwaha i belong to karera distic shivpuri (m.p.) I have done my MBA frome patel institute of technology in Bhopal and i have done my B.com from jiwaji univercity in gwalior and i have done my schooling from Boy higare secandry schook karera Basicaly i m ambisis person i always aim fore star i alwase seet from brigt side and i m a quick learnar and hardworker I alwase a friend and company problem and dificuly a part of over life but every problem carry out a soljution

Posted by: devendra kushwaha

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I am brijnesh kumar singh S/o Mohan singh i have two younger brother,my father is former & mother is house wife i belong to Lucknow (u.p)my post graduate is v.v.Singh Purwanchl university Jaunpur, I alwase hard worker simple living good thinking

Posted by: Brijnesh Kumar Singh

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good morning/afternoon s/m my name is kk i did my post graduation in mba frm bvimr new delhi and i'm a graduate frm delhi university(b.com) frm khalsa clg, my interest lies in exploring indian economy and study its impact on various sectors(stock mkt,banking sector etc) of the economy also i read financial journels and news papers so that i can learn and update my finacial knowledge and use the same in my work

Posted by: kunal khurana

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I am hareesh i have one elder brother my father is doing in business mother is home maker i have completed my degree from siddaganga boys college Tumkur. After completed in master degree from Tumkur.after joined auditing firm 6 months audit assistant trainee after completed training joined Bhuwalka steels Industries,at time joined MBA in finance distance education completed 2009, presently working in same company accounts and finance officer. my strengths

Posted by: hareesh

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I am Shikha Grover.I am a qualified Chartered Account.I have worked as an Articled Assisstant with M/s Piyush Misra & Co.(FCA) for a period of 3 years.I am a B.com graduate from Lko university.I was the group leader in GMCS conducted by ICAI.I have alwaz been a passionate listener.Reading newspaper and netwoking are my hobbies.

Posted by: SHIKHA GROVER

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My name is m.n.shahi,i am basically from Bihar.i have competed my degree from B.R.A.Bihar university muzaffarpur,i have done my intermediate from L.S.college muz.,i did my schooling from srisia high school it is 3km.far from my village.My fathers name is sri Gaya shahi,he is a farmer.my mothers name is smt Sunita shahi,she is a house wife.

Posted by: Makeshwar nath shahi

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My name is m.n.shahi,i am basically from Bihar.i have competed my degree from B.R.A.Bihar university muzaffarpur,i have done my intermediate from L.S.college muz.,i did my schooling from srisia high school it is 3km.far from my village.My fathers name is sri Gaya shahi,he is a farmer.my mothers name is smt Sunita shahi,she is a house wife.

Posted by: Makeshwar nath shahi

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i am biswajit mohanty native from cuttack.i have completed my Bsc(AGRICULTURE) FROM orisa university of agriculture and technology by securing 78%.i also done my +2science from this university.so on like your hobby and description of your family member.

Posted by: b.mohanty

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I am Arun Kumar. I am 24years young guy. My father's name Mr. Nanhu Singh & he is retired teacher . I have completed my MBA with the specialization in finance & marketing . now I am working with ICICI bank as sales officer .my strength are hard worker & good learning skill . I would like to put my knowledge & concept into actual practice.

Posted by: arun kumar

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I am Vinit Vaity. I am from Mulund Mumbai. I am 24 years old. I have completed my Degree from N.G.Bedekar college, Thane. I did my schooling from S.N.Y.Dode vidyalaya. About computer Coureses I have done diploma in Office automation and graphices including Ms office, D.T.P, Tally 7.2, MS-CIT. I completed the govt recognised Typing of 40.w.p.m In English and 30.w.p.m In Marathi.About my experience i worked with Abm Knowledware Ltd as a Application Support Executive for last 2.1 years. Currently i am working in Intelenet Global Services Pvt Ltd as a customer service executive regarding Credit bureau Process. I like to play cricket, Watch t.v, read newspaper.

Posted by: Vinit Vaity, Mulund

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i am dharani coming from kumbakonam. i have completed my schooling 10th standard in rice city matriculation school aduthurai and i completed my 12th standard in st.paul's girls hr.sec. school mayiladuthurai. and completed my ug degree in DAAC college dharmapuram and currently pursuing my MCA degree in annai college of arts and science and i have secure 85 percent.i have interested for networking and my hobbies are playing with kids. and i have very much interested in collecting innovative ideas.

Posted by: dharani

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my name is nidhi kanwar.i m basically from himachal .currently staying in chandigarh.i have done my degree from panjab university.i did my +2 and 10th from CBSE board .my hobbies are listenin to music ,singing.i want to a part banking industry as i have a great interest in that .my strength are that i m a self motivated person and smart worker,responsible and put my great to achieve my goals.

Posted by: nidhi

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Good morning Sir, My name is prakash rawat hail from uttranchal..I completed graduation from delhi university in 2007. My father father is taxi driver and mother is house wife..I have two brother and a sister who has married recently ..right now I am working with Airtel as a data manager since 2007..

Posted by: prakash rawat

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Good Afternoon Sir, Myself Priya I am from Mumbai I am completed my B.com from Mumbai University by taking First class. I am doing some other courses also like ITI, Typing courses etc. In my family there are 6 members. Me, my Mom & Dad and my 2 sisters and 1 brother. I am respectable, self dependent and honest with my work.

Posted by: Priya

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good afternoon sir/ madam my name is supriya , i am basically from mumbai. i have completed my collage of tybcom from university of mumbai,

Posted by: supriya jadhav

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people call me anand mehta.i belong to the city of rajkot.i have completed graduation in commerce from saurastra uni gujarat.i know three languages. english gujarati and hindi.i come from highly educated family.my father is a corporate coach.and my mother is a retired senior teacher.i m very good at communication and i become a very good leader.i like reading ,traveling and bulding up relations.i enjoy strong and sound health.

Posted by: anand mehta

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good morning/afternoon sir, l am aparna bolwar, i have done my MBA from G H Raisoni college ,nagpur.i have done B.Sc.from R A College, washim. i completed my 10 and 12th from shivaji jr college. i have also completed MS-CIT.i secure 1st division in all my acadmic career.i have worked on the acadamic project on credit risk rating in my PG. also i was intern of bank of maharashtra. My father is engineer in irregation dept. my mother is house wife,my brother is businessman. i am ambicious girl live in distric place of maharashtra.My hobbies are reading book n traveling.

Posted by: aparna bolwar

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good morning/good afternoon sir, i am Meenu, i belongs to Bathinda, i have come from respectable middle class family.my father is a business man, my mother is house wife,my younger sister is studying in 8th std and my brother is a civil engineer.i have completed my graduation in computer applications from govt.rajindra college,bathinda.prior to it,my schooling is from m.s.d sr sec public school bathinda.i am hardworking ,honest and an ambitious girl.secondly, i have a team spirit. i would like to consult my seniors in case of any problem

Posted by: meenu bansal

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Good Morning. Im Venkatachalapathy. I have Completed my MBA-Finance in Bharathidasan University at Tiruchirappalli from the year 2009 and also i have done my B.A. Co-Opeartion in Sri Ramakrsihna mIssion Vidyalaya College of Arts and Science at Coimbatore. I did my Higher secondary and SSLC in Nambiyur Boys Higher Secondary School in Nambiyur. I have been working in Auditor Offiice in Tirupur. His name is N.K. Madhan (Charted Accountant) from August 2003 to December 2010. My father is a Retired Government Staff. My mother is a Home Maker. I have one Younger sister.

Posted by: P. Venkatachalapathy.MBA

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I am Rakesh Sharma,a chemistry graduate, hailing from Chennai,Tamil Nadu. Note:I recommend "a single sentence introduction,disclosing one's name,academic qualification and the place one hails from".

Posted by: Wg Cdr B Ravi Kumar

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I am Rakesh Sharma,a chemistry graduate, hailing from Chennai,Tamil Nadu. Note:I recommend "a single sentence introduction,disclosing one's name,academic qualification and the place one hails from".

Posted by: Wg Cdr B Ravi Kumar

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my name is shah faisal and i from azamgarh UP.i completed bcom from veer bahadur singh purvanchal university jaunpur up.my farher us a businessman and my mother is house wife and my strength is interpersonal skill and i am regular improver my hobbies playing cricket and listen to music and i wanna be an account manager.

Posted by: SHAH FAISAL

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i am ramakrishna..completed MBA in JNTU Kakinada.my father farmer mother home maker,i have one elder brother and my strngths are willing to work,positive thinking

Posted by: RAMAKRISHNA.CH

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hello Sir Good morning, who i am i don't know but people calls me girish it's name had first time given my father and it's name is carrying this time ihave done graduation from P.U. at present i am working in multinational companiy as a supervisor,i am haling from Patna we have two siblings one Younger is Doctor and another is Engineer my father has retired person and mother is hosemaker.my strength are willing to work. i can handle every solution when work as pressure.

Posted by: Girish Kumar

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Well I did my bachelor engineering from VVCE, Mysore in 2005, than I did my MBA from Sri jayachamarajendra college of Engineering, Mysore. I started my career with a software company called as Inszoom as finance associate, later I joined TATA AIG Life insurance as Business development Manager in 2008 January there acquired sales techniques and customer relationship management skills, I was awarded best sales manager for the Mysore zone for my business during 2008-09, later I joined as PDO in April 2010 where got opportunity to serve rural people with different govt schemes,my role in present job as Pdo are complete fiance and administration of Gram panchayath. coming to my family background my father is Branch Manager in SBM and both my mother and wife are home makers and my sister is in her final year engineering. My strenghts are I am team player and smart worker.

Posted by: Akshatha k l

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sir, myself maruti nandan jha. I am coming from bhagalpur district,[Bihar],but now i am staying at samaspur, gurgaon.my educational qualification is concern that i passed the matriculation examination from village's high school,I.com from amar sandhya college deoghar and graduation from S.K.M.University dumka.I have also complete my tally course from AICPTR,Mumbai,In private sector i have been working in accout section from four year's,but now i am looking forward a govt. job. I like singing music,drawing and surfing of internet. In my family there are two brother's and parent's.My elder brother is working in aurangabad pvt.ltd. at Rudrapur and my younger brother is working in a construction company. My father is a farmer and mother is house wife. My carrier objective is to be a good and successful accountant.

Posted by: Maruti Nandan jha

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I am looking for a job in data entry operator and good convincing skills and good power contact and my mobile no is 8800359993

Posted by: Kapil Saluja

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Good Morning/Afternoon Sir/Madam, I am Jay Prakash Mishra from Bihar.As regards my educational qualification I am a science graduate with mathematics as a major subject.I've working knowledge of computer. My hobbies are iteracting with people and making new friends. I am confindent, optimistic, hardworking boy. That's all.