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New interview-less US visa process for some categories
To draw the maximum number of Indian tourists, the US has introduced a new visa programme for certain categories, which will allow an applicant to get a visa without being interviewed in person, the US envoy said at New Delhi on Friday. “US Department of State has implemented a programme that will allow certain applicants to apply for visas without being interviewed in person at a US consular office,” US Ambassador to India Nancy J. Powell said at a conference in New Delhi. Under the Interview Waiver Programme, it will become easier for Indian citizens to visit US for business meetings and tourist activities, she hoped. Those applying for same category visa as granted earlier or applying at the same place (Delhi, Mumbai, Chennai and Kolkata) where the previous visa was issued will be eligible for this new visa scheme. Besides, those who have no prior refusal for the same visa category and
July 01, 2012
Issue No. 210
Price Re. 1 Only
whose previous visa is still valid or has expired within last four years can apply under this programme. Speaking at a tourism promotion event here, Powell expressed happiness over the fact that over 6.5 lakh Indians visited US in 2011. “Travel and tourism to the US is an important way for us to expand our cultural and commercial ties and increase trade growth between our countries. Total spending by Indians travelling to the US was $4.6 billion last year, up 15 percent from the year before,” she added. She said that India is expected to cross one million visitor mark by 2015 and leap into the league of top 10 countries of tourists to the US. Powell also said the Barack Obama administration will continue to find more ways to make travel from India to the US as simple as possible.
Say good bye to Low voltage
Good news for Chennaiites. The Tamil Nadu Generation and Distribution Corporation (TANGEDCO) authorities have decided to set up six sub-stations and 1,139 distribution transformers in Chennai to help ensure optimum voltage levels. Although the city is witnessing severe voltage fluctuation issues, it was more pronounced during this summer. Protests were held in many neighbourhoods in Chennai, urging authorities to solve the problem. Against this background, the TANGEDCO authorities have taken steps on a 'war footing' to set up sub-stations and install transformers to tackle the long pending voltage issue.
Reaches 55,000 households every week
According to sources, in Chennai alone, the authorities have planned to set up six additional sub-stations, 1,139 distribution transformers and 200 capacitor banks. “Now, we are looking for sufficient land to set up the new 33 KV sub-stations in the city,” an official said. The additional distribution sub-stations and transformers for Chennai would be commissioned within two months, he added. "We are doing our best to improve the situation. But, we are facing many problems in identifying and acquiring the land. We had identified the land for five 11 KV substations in Chennai.
July 01, 2012
Vol 5 ISSUE 02
July 01, 2012
For the week July 01 to 07, 2012
Aries [ March 21 to April 20 ] Saturn trine Uranus warns you to beware of strangers on Tuesday. Your career will be on the upswing. A friend will be helpful. You may get rewards for the past efforts. Lucky colour: Silver grey. Taurus [ April 21 to May 21 ] You will be overly concerned about a personal issue. Revise your professional goals. An Aries person gives you good cover. Relax and enjoy your life. Lucky colour: Peach.
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Gemini [ May 21 to June 21 ] You can learn more as a student. Professionally, an excellent week. Guard against back-biters on Wednesday. Meditation takes you beyond to another dimension. Lucky colour: Creamy white. Cancer [ June 22 to July 22 ] Your dreamy nature brims with imagination. You may be worried and concerned about certain family issues and need to take time to sort things out. Budget goes topsy-turvy. Lucky colour: Yellow. Leo [ July 23 to Aug 23 ] Beware of gossip-mongers at work. You will be in a relaxed mood. Romance will bring happy moments; singles will meet someone special. Money matters need attention on Tuesday. Lucky colour: Pink. Virgom [ Aug 24 to Sept 22 ] Strained relationship with a sibling begins to mend. You take a deep interest in arts, literature and music. Travelling brings pleasure on Wednesday. Take care of your health. Lucky colour: Earthy brown. Libra [Sept 23 to Oct 23 ] Jupiter square Mars will tempt you to set big changes in motion. Think twice before acting, for anything you do will have a great impact. Wait for good news on Friday. Lucky colour: Ebony. Scorpio [Oct 24 to Nov 22 ] Maintaining a sound relationship seems difficult. Do yoga to relax and overcome anxiety and to live happily, too. Look around for additional income. Lucky colour: Orange. Sagittarius [ Nov 23 to Dec 23 Spirituality beckons and you are inclined to find out more about it. You struggle to keep your temper in check on Monday. This is an appropriate time to buy a car. A Taurean will be helpful. Lucky colour: Royal blue. Capricorn [Dec 24 to Jan 20] Love ties grow stronger and hotter! Children may be annoyed if they feel restricted. You will have excellent ideas for changing or renovating your home. Control your temper on Tuesday. Lucky colour: Wine red. Aquarius [ Jan 21 to Feb 18 ] The Sun trine Pluto brings new opportunities. Friends could get on your nerves on Monday. Mixing business with pleasure works for you. Focus on gym, yoga and exercise. Lucky colour: Ebony. Pisces [Feb 19 to March 20 ] Take big claims with a pinch of salt. Work will bring satisfaction and you will be pleased with your progress. Your partner needs your love. A Cancerian is moody but helpful. Lucky colour: Crimson. - Dr A Ranganatha Sarma
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ðèõˆ ó£ñ£Âü¼‚° º¡ùî£è- ÿ¬õwíõ °¼ ðó‹ð¬óJ¡ î¬ôõó£J¼‰î Ý÷õ‰î£˜î£¡ ÿ¬õíõ ê‹Hóî£ò‹ õ£ö õN õ°ˆî£˜. «ñ½‹ ïñ‚° ó£ñ£Âü¬óˆ «î®‚ ªè£´ˆî ªð¼¬ñ»‹ ªðŸøõ˜ Üõ˜. ï£ô£Jó Fšò Hóð‰îƒèœ ïñ‚°‚ A¬ì‚è õN ªêŒîõó£ù ï£îºQèO¡ «ðó¡ Þõ˜. Ý÷õ‰î£˜ î£¶ õ¼ì‹, Ý® ñ£î‹, àˆFó£ì ï†êˆFóˆF™ ÜõîKˆî£˜. Þõ¼‚° òº¬ùˆ ¶¬øõ˜ â¡Á ªðòK†ìù˜. Þõ¼‚° ÿñí‚è£™ ï‹H â¡ø ñýmò˜, ï£ó£òíQ¡ â†ªì¿ˆ¶ ñ‰Fóˆ¬î»‹ Þîó ðô «õî óèCòƒè¬÷»‹ àð«îCˆî£˜. Ý÷õ‰î£˜ îñ¶ Ýø£õ¶ õòF™ ñý£ð£wò ð†ì˜ â¡Aø ð‡®îKìˆF™ «õî ê£vFóƒè¬÷ ÜP‰¶ ªè£‡®¼‰î£˜. Ü‰î êñòˆF™ Ü‰ï£†´ «ê£ö ñ¡ùQì‹ ¹«ó£Aîó£»‹ Mˆõ£Âñ£J¼‰î «è£ô£èô ð‡®î¡ â¡ðõ˜ Üˆ«îêˆF½œ÷ Mˆõ£¡è¬÷ â™ô£‹ ªî£‰îó¾ ªêŒ¶ Üõ˜èOìI¼‰¶ èŠð‹ õ£ƒA õ‰î£˜. ÜŠð‡®î˜ ñè£ð£wò ð†ìKìº‹ èŠð‹ õ£ƒAõó îù¶ Ý†è¬÷ ÜÂŠH ªî£‰îó¾ ªêŒî£¡. Þ¬î‚ è‡ì Ý÷õ‰î£˜ Üõ¼‚°Š ðFô£è î£«ñ ªê¡Á õ£F†´õó ºò¡ø£˜. ñè£ð£wò ð†ì˜ CÁõù£ù Ý÷õ‰î£¬ó ÜÂŠð ñùI¡P õ¼‰Fò«ð£¶, Ý÷õ‰î£˜ Üõ¬ó êñ£î£ùŠð´ˆF õ‰îõ˜èOì‹, ""ï£¡ õ¼õî£J¼‰î£™ ð™ô‚A™
â¡¬ù Ü¬öˆ¶„ ªê™ô «õ‡´‹'' â¡Á ªîKMˆî£˜. õ‰î è£õô˜èœ Þ‰î Mûòˆ¬î ÜóêQì‹ ªê¡Á ªê£™ô, ÜóêÂ‹ ñŸøõ˜èÀ‹ Mò‰îù˜. Ü„CÁõ¬ù Ü¬öˆ¶õó ð™ô‚°ì¡ è£õô˜è¬÷ ÜÂŠH ¬õˆî£¡ Üóê¡. òº¬ùˆ ¶¬øõ¼‹ î¡ °¼¬õ õíƒA Üóê¬õ‚°Š ð™ô‚A™ ªê¡ø«ð£¶, ñè£ó£ü£¾‹ ñè£ó£E»‹ àŠðK¬èJ™ õ£F†´‚ ªè£‡´ à¬óò£´õ¬î»‹ è‡´ ªè£‡ì£˜. ñè£ó£ü£¬õ õíƒA îñ‚° å¼ Ýêùˆ¬î»‹ ªðŸÁ‚ ªè£‡ì£˜. CÁõù£ù òº¬ùˆ ¶¬øõ¬ó‚ è‡ì Üóê¬õŠ¹ôõ˜ «è£ô£èô¡ Üõ˜ õò¬î»‹ õ®õˆ¬î»‹ è‡´ ï¬èˆî£˜. Þ¬îòP‰¶ªè£‡ì òº¬ùˆ ¶¬øõ˜, ""â¡Â¬ìò õò¬î‚ è‡´ ã÷ùñ£è G¬ù‚è «õ‡ì£‹. ¶EM¼‰î£™ â¡«ù£´ õ£F´‹'' â¡ø£˜. «è£ô£èôŠ ð‡®î«ó£, ""c«ò£ CÁHœ¬÷. àù‚°ˆ ªîK‰î Mûòˆ¬îŠ ðŸP c«ó «ð²‹'' â¡Á ã÷ùñ£è‚ ÃPù£˜. òº¬ùˆ ¶¬øõ¼‹ îòƒè£ñ™, ""ï£¡ ÞŠ«ð£¶ Í¡Á Mûòƒè¬÷Š ðŸP„ ªê£™A«ø¡. ï£¡ "Ý‹' â¡Á ÃÁ‹ õ£˜ˆ¬îè¬÷ cM˜ "Þ™¬ô' â¡Á ñÁ‚è «õ‡´‹. ÜŠð®„ ªêŒî£™ ï£¡ «î£Ÿøî£è åŠ¹‚ªè£‡´ î‡ì¬ù¬ò ãŸÁ‚ªè£œA«ø¡'' â¡Á ÃP W›‚è‡ìõ£Á «ðCù£˜. ºî™ «èœM: ""àñ¶ î£Œ ñô® â¡A«ø¡. Ü¬î ñÁ‚è «õ‡´‹.'' Þó‡ì£õ¶ «èœM: ""Þ‰ï£†´ Üóê¡ î˜ñõ£¡ â¡ð¬î ñÁ‚è «õ‡´‹.'' (Ü´ˆî õ£ó‹ ªî£ì¼‹,,,)
July 01, 2012
Yagnaraman Lifetime Achievement Award for Umayalpuram Sivaraman
Double deck AC train to Bangalore
Southern Railway would introduce 12 new trains for Tamil Nadu, including a state-of-the-art double decker airconditioned express between Chennai and Bangalore. In the latest time table uploaded on its website, it said the 13-coach daily double decker train between Chennai and Bangalore would have stoppages at Perambur (Up direction only), Arakkonam, Katpadi, Ambur, Jolarpet, Bangarapet, Krishnarajapuram and Bangalore Cantonment. It would depart from Chennai Central at 7.25 am. Consequent to the introduction of the above AC double decker express, the timings of Train No. 12639/12640 Chennai Central-Bangalore City Brindavan (Daily) Express would be revised with effect from July 1, with the train departing from Chennai Central at 7.50 am instead of the previous 7.15 am and reaching Bangalore City at 2 pm. Other Express trains introduced include Bikaner-Coimbatore (Weekly) Superfast AC Express, Yesvantpur-Kochuveli (Weekly) AC Express (Via Erode), Shalimar-Chennai
Central (Weekly) Superfast Express, Visakhapatnam-Chennai Central (Weekly) Superfast Express, Asansol-Chennai Central (Weekly) Superfast Express, Chennai Central-Puri (Weekly) Superfast Express, Tiruchchirappalli-Tirunelveli (Daytime) Intercity (Daily) Superfast Expresss, Tirunelveli-Dadar (Weekly) Superfast Express, Kacheguda-Madurai (Weekly) Express and Tirupati-Mannargudi (Triweekly) Express. The Southern Railway also introduced two passenger trains, one between Villupuram and Mayiladuthurai and the second between Villupuram and Katpadi (Daily). While the timings of the trains had been put up on the Southern Railway website, the release said the date of introduction of these trains would be notified later. There had also been extension of 10 trains to newer stations and changes to the timings of some of the out bound trains from Chennai Central and Chennai Egmore. For more info visit www. sr.indianrailways.gov.in.
Brahmakumaris to celebrate platinum jubilee on July 1
Mridangam maestro Umayalpuram Sivaraman will be conferred with this year’s Yagnaraman Lifetime Achievement Award, instituted by Sri Krishna Gana Sabha, T. Nagar, at a valedictory function to be held on July 8, 6 p.m. to conclude the Yagnaraman July Fest 2012. The Yagnaraman Award of Excellence will be conferred on violinist Padma Shankar and Bharatanatyam dancer Janaki Rangarajan. The Yagnaraman July Fest 2012, which is on from June 30 to July 7, at the sabha’s T. Nagar premises, will open on June 30, 6.30 p.m., with a BharatanatyamKuchipudi jugalbandi by Uma Murali and Rukmini Vijayakumar. July 1, 6.30 p.m., Anil Srinivasan, Manasi Prasad, Saashwathi Prabhu, Saindhavi and Srilekha Parthasarathy will present ‘Maatru Devo Bhava’, a freewheeling musical ensemble. July 2, 6.30 p.m: Musical venture titled Crossroads will be presented by violinist Embar Kannan. July 3 , 6.30 p.m: Sufi Music from Mangniar musician Bheekha Khan and party July 4 , 6.30 p.m. BharatanatyamOdissi jugalbandi by Janaki Rangarajan and Rahul Acharya July 5 , 10.30 a.m.Garba, the folk dance from Gujarat, 6.30 p.m.Veena vidwan Rajhesh Vaidhya and sitarist Purbayan Chatterjee will present a fusion concert titled ‘Strings Attached. July 6 , 10.30 a.m., Mask dance from Karnataka Somana Kunitha, and tat 6.30 p.m., the Trichur Brothers will present ‘Anubuthy’ where Carnatic notes will meet global tunes. July 7 , 6.30 p.m., Mohana veena wizard Pt. Vishwa Mohan Bhatt and violin vidwan Mysore Manjunath will present ‘North meets South.’ Prajapita Brahma Kumaris Ishwariya Vishwa Vidyalaya, a spiritual organisation, will organise its platinum jubilee celebrations at TRS Thirumana Mandapam in Tiruvallur on July 1. The main programme of the platinum jubilee celebrations is titled “One God, One World Family.” A march and meditation for world peace are some of the events that will mark the celebrations. Principal District Judge C Raghavan, Tiruvallur MP P Venugopal and State Minister for Environment B V Ramanan will participate in the function. “Some of the dignitaries will share their experiences on their association with the Brahmakumaris and also speak about the benefits of meditation,” said B K Jayalakshmi, centre-in-charge of the Brahmakumaris, Tiruvallur. Various other programmes will be organised throughout the day for the benefit of the public. Some of them include, a session on health tips for senior citizens by doctors and the Arunachala Ishwar
The Tamil Nadu Generation and Distribution Corporation has rescheduled the one -hour load-shedding for the city and suburbs. The load-shedding will be implemented from Sunday July 01 says a press release from TANGEDCO The schedule of power cut is as follows: 08.00 am - 09.00 am Entire North Usman road 10.00 am - 11.00 am Postal Colony in West Mambalam and Part of T Nagar, Part of North Usman Road 11.00 am - 12.00 noon G N Chetty Road ) Part ) Mahalingapuram Part and
New load-sheddding schedule Nagar from July 01 2012 Kamdhar noon - 01.00 pm T. Nagar (Part), 12.00
Pondy Bazaar, South Usman Road, Part of Annasalai, 01.00 pm - 2.00 pm : Entire Mahalingapuram, Kamdhar Nagar (part), Nungambakkam (part), Thirumalai Pillai Road, Dr.Nair Road, T.Nagar (part), West Mambalam, Madley Road, Jubilee Road, Brindavan Street, Part of Ashok Nagar, 4.00 pm - 5.00 pm Lotus Colony, Tower Block, Cenotaph Road, Chamiers Road, Sadullah Street, part of T. Nagar, CIT Nagar, Mothilal Street, Rameswaram Road, Natesan Road, 5.00 pm - 6,00 pm West Mambalam ( Part) Ashok Nagar ( Part )
Jyothir Lingam Divine Darshan, which will be inaugurated by Dr V Bala, Head, Vengathur town. Prajapita Brahma Kumaris Ishwariya Vishwa Vidyalaya is a spiritual organisation with its international head quarters at Mt. Abu, Rajasthan. The organisation was founded in 1936. With 75 years of service, it is spread across 137 countries and has 8500 centres. The organisation is promoting universal peace and brotherhood. The spiritual organisation is a recipient of seven UN Peace Messenger awards and holds consultative status with ECOSOC and UNICEF.
Guru Poornima celebrations in the neighbourhood
Sri Sai Guru Poornima celebrations at Sri Sai Samaj
Shri Shirdi Sai Seva Samaj at Jaishankar Street, West Mambalam, will be celebrating thirtieth Guru Poornima Celebations on July 3 from 5.15 am onwards with Kakad Aarathi followed by Ganapathi Homam at 6.30 am Abhishekam Sahasranamam, Bhajans from 7.30 am to 11.45 am.10.00 am Annadhanam at Various places and homes. 6.00 pm Dhoop Aarthi 6.30 pm Vishnu Shasranama Paarayanam, 7.00 pm Vedha Paarayanam7.30 pm Bhajabs by Mambalam Chandrasekhar Bhagavathar and 9.15 pm Shej Aarthi All are welcome ***
Sri Sanjeevini Peetam West Mambalam
Guru Poornima will be celebrated from 10 a.m to 11 a.m on Tuesday, July 3. at the Sri Sanjeevini Peetam West Mambalam On this Day the Sage Veda Vyasa was born and ti is celebrated as Guru Poornima. said Mathaji of the Peetam. There will be special pooja for Maharshi Veda Vyasa, Guru Sthothram, Hanuman chalisa, Bhagavath Gita paarayanam and discourse by Mathaji. Sanjeevini Peetam is located at 16/45, BRP 1st Street, West Mambalam. For details call 98403 64567 and 90435 68941 or log on to www.sanjeevini peetam.com
July 01, 2012
T M S - The Mathematics Soundararajan
been with the school for over 3 decades and has been toiling day and night to make his students best in Mathematics the subject he is very fond of which is a nightmare fvor many students. Talking to My Times TMS said that Mathematics is an interesting subject and once you learn by practice it would catapult you to a good career. Maths help a student to get high scores in examinations. As rtightly said practice and repetition alone can boost your knowledge in Mathematics. students need to practice mathematics on a day to day basis. With high tech breaking the barriers and makes learning world wide TMS has launched a TMS has launched TMS Maths Academy an academy to churn out the best brains in Mathematics through online learning. All you have to do is just log on to the website and there it is the lessons for you. Whether student belongs to the State Board or Central Board Class X or Class XII the lessons are ready. It's virtual class room where a student can have acess of the subject any time any where. As TMS is known for his teaching methodologies the subject becomes very easy to learn as it is coupled with real life situations teaching the principle of Mathematics, in a series of video lessons teaching the concepts again and again. The Master TMS says that teaching the concepts repeatedly help the students rewind and go through the concepts which is not grasped one and all at the first looks and repetition helps in etching the topics in mind. In an emotional way TMS says the teaching of Maths is my passion and this has lead the Department of Education call him for teaching Mathematics in various schhols across the State. He was also the author of Mathematics book for Class XI.in addition to being appointed Key Resource Person in Mathematics by the Government of Tamil Nadu for a Training-Orientation Session for Mathematics Teachers of Tamil Nadu. A philanthropic teacher, TMS has been offering free teaching of Mathematics to a dozern EWS students every year. Many have been benefitted from this. TMS aim is Maths should be made easy to learn and that is my motto and with this in mind TMS Maths Academy is launched and Mathematics learning will be easy even after my life time - S. Raghunathan Three teams of SRM University which participated in the CanSat Competition have emerged winners. Talking to reporters at an interaction, Chancellor Dr T R Pachamuthu said four teams of students from India, of which three were from various streams of the SRM University and one from Indian Institute of Technology, Delhi participated in the CanSat Competition. The competitionwas organized by the American Astronautical Society (AAS), American Institute of Aeronautics and Astronautics (AIAA) and sponsored by the National Aeronautics and Space Administration (NASA) and Naval Research Laboratory (NRL). USA. The annual student design-buildlaunch competition for space-related topics conducted by the American Astronautical Society (AAS) and American Institute of Aeronautics and Astronautics (AIAA) wherein over 36 teams from various top international universities have participated. From India IIT Delhi and three teams from SRM University participated. The team Team WelkinSat
Chennai champs goes international way
Global Gateway – Chennai Champs Pre - School becomes ‘The International Montessori House of Children’, from the academic year 2012 – 2013.The system is based on Association Montessori International which aims at preparing children for CBSE, ICSE & International schools. Kids right from the age of 1.5 year are enriched & trained in the Nido and Casa that follow the concept of Learning for Life. The wide knowledge required for the child to understand his environment and a range of diverse skills that would make him independent and successful in life are delivered through experiential methodologies. The holistic development is given through practical life exercises, sensorial experiences, language and maths along with cultural & co curricular activities, using scientifically designed equipments. For further details contact: 9840990499, 9952996263.
The news papers carried headlines of his school - The Ahobila Mutt Oriental Hr. Sec. School - when his students garnered state ranks in the Plus 2 board examination making his school one of the sought after. A strict and loveable teacher Mr T M Soundararajan ( fondly called by his colleagues and students as TMS) has
SRM students score over IIT in an international competition
(VaikunthSat Abhiyan) - comprising of Sidhant Dhall, Pradip Gupta and Akshat Agarwal - bagged the second prize in the competition. 10 students - Vivek Ranjan,,Tunul Richesh,Mohit Saxena,Gaurav Accha, Triyambak Tripathy, Cheerudeep Chintha, , Mihir Shah, including the winning team were involved in the project under the able guidance of team guide A. Rathinam were all present during the interaction. This was the first time SRM University was participating in a competition like CanSat. The students bagged a citation and an award of USD 1500 on their success. Out of the 35 teams from 10 countries, Team WELKINSAT from SRM University comprising 11 students finished second internationally and placed first in the country ahead of IIT Delhi and were awarded a cash prize of 1500 USD. The other two teams from SRM University SRM CANSAT and Akshayaan finished 7th and 11 respectively at the international level, the release said. Officials from the University and faculties were present on the occasion.
MoU signed to impart employability skills
The city-based IT finishing School Digiterati today signed an MoU with the Md Sathak Group of Educational Institutions to impart Essential Employability Skills to their engineering students. The MoU covers all engineering colleges of Md Sathak Group at Keezhakarai in Tirunelveli district and at Siruseri. More than 10,500 students would be trained every year under the agreement. Digiterati Founder C A Ravikumar told reporters here that Engineering graduates from rural areas in particular and also citybased students were at a disadvantage in the job market because of their poor choice of courses and career paths, matching their aptitude. Many surveys have highlighted the fact that 80 per cent of engineering graduates who pass out need to be trained before they become productive for any company, IT or non-IT. Digiterati has a track record of training and certifying students in career-specific advanced IT skills which were in great demand. He said companies have found that rural candidates with IT skills better fit with less attrition and their language proficiency was not a deterrent for job prospects.
Satyanarayana Temple Brahmothsavam ends
The Brahmothsavam of the Satya Narayana Temple ended. All day festivals were well attended and especially Garuda Sevai and Chariot festival drew large crowds.
July 01, 2012
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July 01, 2012
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July 01, 2012
• People who secretly admire you will feel nervous when you’re talking to them and will make less eye contact. Some people avoid eye contact when they’re upset with the person they’re talking to, and sometimes also when they’re lying about something. Some movements of the body parts can be generalised to a certain extent as well. Different postures, movements and actions of various body parts are said to convey different messages for people to understand. Here are some of these: Eyes: Your eyes speak more than any other part of your body. If you’re excited about something, your iris will slightly grow in size and produce a pleasant twinkle in your eyes. If you’re annoyed, your eyebrows will move a little downwards towards the middle, making a frown. People also avoid eye contact and blink unnecessarily when they are lying. However, people who blink too much can also be lacking selfconfidence or might as well be dishonest or distrustful. Hands: Your hand movement is equally important. Crossing your arms or placing them in your pockets while talking to somebody can be termed as being defensive or unethical. Moving your hand way too much can also look weird most of the time. Clasping your hands, rubbing them together or touching your face or hair continuously can depict nervousness. Feet: Sitting in a chair cross-legged usually depicts arrogance, while too much unnecessary movement of the foot may depict lack of confidence. Tapping of foot is also an indication of impatience in some people. Even though many movements can be generalised, not all can convey the same message every time. Body language usually varies from people to people. Every single person has his/her own comfort zone and habits related to his/her body. So while judging the body language of a person, always remember to keep his/her personality in the context too. - S. Raghunathan
Beware of breach of policy
WHEN you take an insurance policy to cover your jewellery and some other valuables against theft, loss or damage, one of the policy conditions is that you should take all 'reasonable steps' to safeguard the insured property against loss or damage. Insurance companies however sometimes go to ridiculous extent to interpret this condition, in order to repudiate the claim of the policy holder. Here is one such case where the consumer had to seek the intervention of the consumer court to get the insured amount. The chain of events leading up to the claim and the grounds on which the insurer denied the claim, tells you a lot about the attitude of insurance companies. The whole story begins with the consumer, Sachin Bhardwaj, buying two policies in September 2004 - a Householders Policy and a Vyavasayi/ Adhikari Suraksha Kavach Policy, covering all household goods, including jewellery and other valuables. After due inspection, the insurance company issued the policies -the cover for jewellery and other valuables totalled Rs 2,68,000 Two months hence, when Sachin, a resident of Noida, was returning with his wife and child, from a wedding in Aligarh, his car stalled. Sachin then decided to put his wife and child in a bus so that they could go home without delay. Since they were carrying valuables such as jewellery, video camera and a digital camera, Sachin packed these in a suitcase, put it in the car and locked it before getting into a bus that was passing by to reach the nearest bus stop from where his wife and child could leave for Noida. On his return, he found that the car, which had stalled due to overheating of the engine, started without much trouble But a kilometer ahead, an ambassador jammed into his car from behind. . Even as he got out of the car to check the damage and talk to the driver, some men got out of it, got into his car and drove away. The ambassador too disappeared. Sachin then took a ride in someone else's car and went to the police station to lodge a complaint. Subsequently, the car was found abandoned somewhere, but the suitcase had disappeared. When Sachin asked the insurer to indemnify his loss, a surveyor was first appointed to assess the loss. After a detailed survey, he came up with the figure of Rs.1,49,342, but observed that the claim need not be paid as the insured had not taken adequate care in safeguarding the valuables. More than a year later, the insurance company rejected his claim, citing breach of policy condition number 3, holding that the policy holder should not have left the suitcase in the car while boarding the bus. "Moreover, you have failed to spell out the reasons for not carrying the bag while leaving the car", the insurance company said. The District Consumer Disputes Redressal Forum directed the insurance company to pay the complainant s 2,48,500 towards his claim, along with interest at 9 per cent per anum. The highest consumer court, the National Consumer Disputes Redressal Commission, in response to the revision petition of the insurance company, pointed out that in the circumstances, the steps taken by Sachin were reasonable enough to protect the insured property. Besides, the suitcase was not stolen when the insured had locked the car and gone to drop his wife and child at the bus stop. It happened much later when the insured was also in the car. The Commission also disagreed with the insurance company that Sachin should not have got off the car to examine the damage and talk to the driver of the car that had rammed into his car, leaving the ignition key in the socket. It is impractical to contend that the insured should have first secured the windows, locked the car and then gone ahead to talk to the driver or inspect the damage, the Commission said. (In any case, even if he had done it, the miscreants who outnumbered him could well have snatched the key from him) It however differed with the lower consumer courts on the valuation of the loss and said Rs 1,79,400 along with 9 per cent interest would meet the ends of justice. It also awarded costs of Rs 10,000. So whenever you buy insurance, read the policy conditions and the exclusion clauses carefully and ensure that you do not give any scope to the insurance company to repudiate your claim on grounds of breach of policy conditions. If however, the insurer is found to be unreasonable, as in this case, then the consumer courts are there to protect your interest. - Pushpa G - TNS
You must have heard people say that actions speak louder than words, well they say it right! Apart from what you speak through words, you also continuously talk through your physical appearance, that is your body language. Around half of your conversation is done by your body. Your body language includes your hand movements, your eye movements, your posture, your face expressions, etc. Even when you’re not speaking, you may unintentionally be depicting your thoughts through your body language. So, it’s very important that we learn how to control our body language and also to learn how to understand the body language of others. Reading body language is almost the same as reading minds and to know what others are thinking. Here are some of the explanations of the tiny gestures we come across almost every day: • If you’re travelling in the bus, observe the people who are sitting if you want to know when exactly they will get up to leave. The moment they stiffen their bodies, pick up their bags and start looking out with concentration, it means that the moment has arrived when he/she will get up, leaving the standing ones to fight for the seat. • In the bus, the standing ones who are desperate to sit will keep their eyes on every person sitting. As soon as they get the slightest hint of someone getting up, they will start preparing themselves to get hold of their seat. Their level of desperation can be easily judged through their body language. Mind it, if the desperation is too much, you better not come in their way. • When you’ll talk to somebody about something that they love most, be it an idea, a person or a thing, you’ll see their iris grow slightly in size with a pleasant twinkle in them. • People who are extremely nervous or who lack confidence will continuously touch and settle their hair while speaking in public. Girls may do this with their dupattas as well.
RNI No. TNBIL/2011/40609
July 01, 2012
Owned, Printed and Published by S. Raghunathan, Office: B4-2, Vijaya Raghava Manor, No. 1, Vijaya Raghava Road, T.Nagar, Chennai - 600 017. Ph: 4269 7393 and printed at KVP Printers, 98/51, Jones Road, Saidapet, Chennai - 600 015. Editor: S. Raghunathan
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