Hurdles to Homeownership: Understanding the Barriers
Kenneth T. RosenSustainable Homeownership Conference
June
 
9
 
, 2017
 
2
59%60%61%62%63%64%65%66%67%68%69%70%
1965 1968 1971 1974 1978 1981 1984 1987 1991 1994 1997 2000 2004 2007 2010 2013 2017
U.S. Homeownership Rate
Note: Data not seasonally adjusted, latest data as of 1Q17Source: Census
Peak Historical Average Current69.2%65.3%63.6%
 
3
Tight
 
Mortgage Credit Conditions
Post
 
-
 
Foreclosure
 
Lending
 
 Aversion
Student
 
Debt
 
Burden
Post
 
-
 
Foreclosure
 
Stress
 
Disorder 
 Affordability
Supply Barriers
Hurdles to Homeownership
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