Hnr qufstgnos rfjlrkgoj nur kftfr`goltgnos, vgsgt tef www.hmg.jnv/hngl
wfmsgtf uokfr —Inotlit Vs.‐
[ef HNGQL ]fqufst Ou`mfr dgstfk lmnvf els mffo lssgjofk tn ynur rfqufst. Qdflsf usf tegs ou`mfr go ldd inrrfspnokfoif inoifrogoj ynur rfqufst. Wnu `ly hgdf lo lppfld my wrgtgoj tn tef Kgrfitnr, Nhhgif nh Gohnr`ltgno Qndgiy (NGQ), Vogtfk Ytltfs Kfplrt`fot nh Custgif, Yugtf <<161, <;=6 Ofw Wnrb Lvfouf, OZ, Zlsegojtno, K.I. =1691-111<, nr ynu `ly sum`gt lo lppfld ternuje NGQ's HNGL nodgof pnrtld my irfltgoj lo liinuot no tef hnddnwgoj wfmsgtf3 ettps3//www.hnglnodgof.jnv/hnglnodgof/litgno/pumdgi/en`f. Wnur lppfld `ust mf pnst`lrbfk nr
fdfitrnogilddy trlos`gttfk wgtego ogofty (71) klys hrn` tef kltf nh tegs dfttfr go nrkfr tn mf inosgkfrfk tg`fdy. Gh ynu
sum`gt ynur lppfld my `lgd, mnte tef dfttfr lok tef fovfdnpf senudk mf idflrdy `lrbfk —Hrffkn` nh Gohnr`ltgno Lit Lppfld.‐ Qdflsf igtf tef HNGQL ]fqufst Ou`mfr lssgjofk tn ynur rfq
ufst sn gt `ly mf flsgdy gkfotghgfk. Wnu `ly sffb kgsputf rfsndutgno sfrvgifs my inotlitgoj tef Nhhgif nh Jnvfro`fot Gohnr`ltgno Yfrvgifs (NJGY) lt 5::-85;-8;;5, nr my f`lgdgoj njgsAolrl.jnv. Ldtfroltgvfdy, ynu `ly in
otlit tef HMG‗s HNGL Qumdgi
Dglgsno my f`lgdgoj hngplqufstgnosAhmg.jnv. Gh ynu sum`gt ynur kgsputf rfsndutgno inrrfspnokfoif my f`lgd, tef
sumcfit eflkgoj senudk idflrdy stltf —Kgsputf ]fsndutgno Yfrvgifs.‐
Qdflsf ldsn igtf tef HNGQL ]fqufst Ou`mfr lssgjofk tn ynur rfqufst sn gt `ly mf flsgdy gkfotghgfk. Yff lkkgtgnold gohnr`ltgno wegie hnddnws. Ygoifrfdy, Klvgk @. Elrky Yfitgno Iegfh ]finrk/Gohnr`ltgno Kgssf`goltgno Yfitgno Gohnr`ltgno @loljf`fot Kgvgsgno Foidnsurf(s) [ef foidnsfk kniu`fots rfprfsfot tef hgold rfdflsf nh gohnr`ltgno rfspnosgvf tn ynur Hrffkn` nh Gohnr`ltgno/Qrgvliy Lits (HNGQL) rfqufst. Gt gs uoofifsslry tn lkcukgiltf ynur rfqufst hnr l hff wlgvfr ls tegs rfdflsf gs mfgoj prnvgkfk lt on ielrjf.
HMG HNGQL Lkkfoku` Ls rfhfrfoifk go nur dfttfr, tef HMG HNGQL Lkkfoku` goidukfs gohnr`ltgno lppdgilmdf tn ynur rfqufst. Qlrt < nh tef Lkkfoku` goidukfs stloklrk rfspnosfs telt lppdy tn ldd rfqufsts. Gh ynu sum`gttfk l rfqufst rfjlrkgoj ynursfdh nr lontefr pfrsno, Qlrt = goidukfs lkkgtgnold stloklrk rfspnosfs telt lppdy tn rfqufsts hnr gokgvgkulds. Gh ynu elvf qufstgnos rfjlrkgoj tef stloklrk rfspnosfs go Qlrts < nr =, vgsgt tef
wfmsgtf uokfr —Inotlit Vs.‐ Qrfvgnusdy `fotgnofk lppfld
lok kgsputf rfsndutgno sfrvgifs lrf ldsn lvlgdlmdf. Qlrt 9 goidukfs jfofrld gohnr`ltgno lmnut HMG rfinrks telt ynu `ly hgok usfhud. Qlrt <3 Ytloklrk ]fspnosfs tn Ldd ]fqufsts3 Yff Mfdnw hnr ldd ]fqufsts
(g)
6 V.Y.I. § 66=(i).
Inojrfss fxidukfk terff iltfjnrgfs nh dlw fohnrif`fot lok oltgnold sfiurgty rfinrks hrn` tef rfqugrf`fots nh tef Hrffkn` nh Gohnr`ltgno Lit (HNGL).
Yff
6 V.Y. I. § 66=(i) (=118 & Yupp. GX (=1<1). HMG rfspnosfs lrf dg`gtfk tn tensf rfinrks sumcfit tn tef rfqugrf`fots nh tef HNGL. Lkkgtgnold gohnr`ltgno lmnut tef HMG lok tef HNGQL ilo mf hnuok no tef hmg.jnv wfmsgtf. (gg)
Oltgnold Yfiurgty/Gotfddgjfoif ]finrks
. [ef HMG ilo ofgtefr inohgr` onr kfoy tef fxgstfoif nh oltgnold sfiurgty lok hnrfgjo gotfddgjfoif rfinrks pursulot tn HNGL fxf`ptgnos (m)(<) lok (m)(9) lok QL fxf`ptgno (c)(=) ls lppdgilmdf tn rfqufsts hnr rfinrks lmnut gokgvgkulds R6 V.Y.I. §§ 66=/66=l (m)(<), (m9), lok (c)(=)2 61 V.Y.I § 91=;(g)(<)P. [ef `frf libonwdfkj`fot nh tef fxgstfoif nr onofxgstfoif nh suie rfinrks gs gtsfdh l idlssghgfk hlit prntfitfk my HNGL fxf`ptgno (m)(<) lok/nr wnudk rfvfld gotfddgjfoif snurifs, `ftenks, nr litgvgtgfs prntfitfk my fxf`ptgno (m)(9)2 61 VYI § 91=;(g)(<). [egs gs l stloklrk rfspnosf lok senudk ont mf rflk tn gokgiltf telt oltgnold sfiurgty nr hnrfgjo gotfddgjfoif rfinrks kn nr kn ont fxgst.
Qlrt =3 Ytloklrk ]fspnosfs tn ]fqufsts hnr Gokgvgkulds3 Yff Mfdnw hnr ldd ]fqufsts hnr Gokgvgkulds
(g)
]fqufsts hnr ]finrks lmnut loy Gokgvgkuld
‛
Zltie Dgsts.
[ef HMG ilo ofgtefr inohgr` onr kfoy tef fxgstfoif nh
loy gokgvgkuld‗s ol`f no l wltie dgst pursulot tn HN
GL fxf`ptgno (m)(:)(F) lok QL fxf`ptgno (c)(=) R6 V.Y.I. §§ 66=/66=l (m)(:)(F), (c)(=P. [egs gs l stloklrk rfspnosf lok senudk ont mf rflk tn gokgiltf telt wltie dgst rfinrks kn nr kn ont fxgst. (gg)
]fqufsts hnr ]finrks hnr Goilrifrltfk Gokgvgkulds.
[ef HMG ilo ofgtefr inohgr` onr kfoy tef fxgstfoif nh rfinrks wegie inudk rflsnolmdy mf fxpfitfk tn foklojfr tef dghf nr peysgild slhfty nh loy goilrifrltfk gokgvgkuld pursulot tn HNGL fxf`ptgnos (m)(:)(F) lok (m)(:)(H) lok QL fxf`ptgno (c)(=) R6 V.Y.I. §§ 66=/66=l (m)(:)(F), (m)(:)(H), lok (c)(=)P. [egs gs l stloklrk rfspnosf lok senudk ont mf rflk tn gokgiltf telt suie rfinrks kn nr kn ont fxgst.
Qlrt 93 Jfofrld Gohnr`ltgno3
(g)
]finrk Yflriefs.
[ef ]finrk/Gohnr`ltgno Kgssf`goltgno Yfitgno (]GKY) sflriefs hnr rflsnolmdy kfsirgmfk rfinrks my sflriegoj tensf systf`s nr dniltgnos wefrf rfspnosgvf rfinrks wnudk rflsnolmdy mf hnuok. @nst rfqufsts lrf sltgshgfk my sflriegoj tef Ifotrld ]finrk Yystf` (I]Y), lo fxtfosgvf systf` nh rfinrks inosgstgoj nh lppdgilot, govfstgjltgvf, gotfddgjfoif, pfrsnoofd, lk`gogstrltgvf, lok jfofrld hgdfs in`pgdfk lok `lgotlgofk my tef HMG go tef inursf nh hudhgddgoj gts kuld dlw fohnrif`fot lok gotfddgjfoif `gssgno ls wfdds ls tef pfrhnr`loif nh ljfoiy lk`gogstrltgvf lok pfrsnoofd
huoitgnos. [ef I]Y splos tef fotgrf HMG nrjlogzltgno lok foin`plssfs tef rfinrks nh HMG Eflkqulrtfrs (—HMGE\‐), HMG Hgfdk Nhhgifs, lok HMG Dfjld Lttlieç Nhhgifs (—Dfjlts‐) wnrdkwgkf. L I]Y sflrie goidukfs Fdfitrnogi Yurvfgddloif (FDYV])
rfinrks. (gg)
HMG ]finrks
Hnuokfk go <715, tef HMG ilrrgfs nut l kuld dlw fohnrif`fot lok oltgnold sfiurgty `gssgno. Ls plrt nh tegs kuld `gssgno, tef HMG irfltfs lok `lgotlgos rfinrks no vlrgnus sumcfits2 enwfvfr, tef HMG knfs ont `lgotlgo rfinrks no fvfry pfrsno, sumcfit, nr fotgty. (ggg)
]fqufsts hnr Irg`gold Egstnry ]finrks nr —]lp Yeffts.‐
[ef Irg`gold Custgif Gohnr`ltgno Yfrvgifs (ICGY) Kgvgsgno prnvgkfs Gkfotgty Egstnry Yu``lry Iefibs
’nhtfo rfhfrrfk tn ls l irg`gold egstnry rfinrk nr —rlp seffts.‐ [efsf
irg`gold egstnry
rfinrks lrf ont tef sl`f ls `ltfrgld go lo govfstgjltgvf —HMG hgdf.‐ Lo Gkfotgty Egstnry Yu``lry Iefib
gs l dgstgoj nh gohnr`ltgno tlbfo hrn` hgojfrprgot ilrks lok kniu`fots sum`gttfk tn tef HMG go inoofitgno wgte lrrfsts, hfkfrld f`pdny`fot, olturldgzltgno, nr `gdgtlry sfrvgif. Hnr l hff, gokgvgkulds ilo rfqufst l inpy nh tefgr Gkfotgty Egstnry Yu``lry Iefib. Hnr`s lok kgrfitgnos ilo mf liifssfk lt www.hmg.jnv/lmnut-us/icgs/gkfotgty-egstnry-su``lry-iefibs. Lkkgtgnolddy, rfqufsts ilo mf sum`gttfk fdfitrnogilddy lt www.fkn.icgs.jnv. Hnr lkkgtgnold gohnr`ltgno, pdflsf inotlit
ICGY kgrfitdy lt (91;) 8=6-6671.
(gv)
[ef Oltgnold Ol`f Iefib Qrnjrl` (OOIQ).
[ef `gssgno nh OOIQ gs tn loldyzf lok rfpnrt gohnr`ltgno go rfspnosf tn ol`f iefib rfqufsts rfifgvfk hrn` hfkfrld ljfoigfs, hnr tef purpnsf nh prntfitgoj tef Vogtfk Ytltfs hrn` hnrfgjo lok kn`fstgi terflts tn oltgnold sfiurgty. Qdflsf mf lkvgsfk telt tegs gs l sfrvgif prnvgkfk tn ntefr hfkfrld ljfoigfs. Qrgvltf igtgzfos iloont rfqufst l ol`f iefib.
FUQDLOL[GNO NH FUF@Q[GNOY YVMYFI[GNOY NH [G[DF 6, VOG[FK Y[L[FY INKF, YFI[GNO 66=
(m)(<) (L) spfighgilddy lutenrgzfk uokfr irgtfrgl fstlmdgsefk my lo Fxfiutgvf nrkfr tn mf bfpt sfirft go tef gotfrfst nh oltgnold kfhfosf nr hnrfgjo pndgiy lok (M) lrf go hlit prnpfrdy idlssghgfk tn suie Fxfiutgvf nrkfr2 (m)(=) rfdltfk sndfdy tn tef gotfrold pfrsnoofd rudfs lok prlitgifs nh lo ljfoiy2 (m)(9) spfighgilddy fxf`ptfk hrn` kgsidnsurf my stltutf (ntefr telo sfitgno 66=m nh tegs tgtdf), prnvgkfk telt suie stltutf (L) rfqugrfs telt tef `lttfrs mf wgteefdk hrn` tef pumdgi go suie l `loofr ls tn dflvf on kgsirftgno no gssuf, nr (M) fstlmdgsefs plrtgiudlr irgtfrgl hnr wgteendkgoj nr rfhfrs tn plrtgiudlr typfs nh `lttfrs tn mf wgteefdk2 (m)(;) trlkf sfirfts lok in``frigld nr hgoloigld gohnr`ltgno nmtlgofk hrn` l pfrsno lok prgvgdfjfk nr inohgkfotgld2 (m)(6) gotfr-ljfoiy nr gotrl-ljfoiy `f`nrloku`s nr dfttfrs wegie wnudk ont mf lvlgdlmdf my dlw tn l plrty ntefr telo lo ljfoiy go dgtgjltgno wgte tef ljfoiy2 (m)(8) pfrsnoofd lok `fkgild hgdfs lok sg`gdlr hgdfs tef kgsidnsurf nh wegie wnudk inostgtutf l idflrdy uowlrrlotfk govlsgno nh pfrsnold prgvliy2 (m)(:) rfinrks nr gohnr`ltgno in`pgdfk hnr dlw fohnrif`fot purpnsfs, mut nody tn tef fxtfot telt tef prnkuitgno nh suie dlw fohnrif`fot rfinrks nr gohnr`ltgno ( L ) inudk rflsnolmdy mf fxpfitfk tn gotfrhfrf wgte fohnrif`fot prniffkgojs, ( M ) wnudk kfprgvf l pfrsno nh l rgjet tn l hlgr trgld nr lo g`plrtgld lkcukgiltgno, ( I ) inudk rflsnolmdy mf fxpfitfk tn inostgtutf lo uowlrrlotfk govlsgno nh pfrsnold prgvliy, ( K ) inudk rflsnolmdy mf fxpfitfk tn kgsidnsf tef gkfotgty nh inohgkfotgld snurif, goidukgoj l Ytltf, dnild, nr hnrfgjo ljfoiy nr lutenrgty nr loy prgvltf gostgtutgno wegie hurogsefk gohnr`ltgno no l inohgkfotgld mlsgs, lok, go tef ilsf nh rfinrk nr gohnr`ltgno in`pgdfk my l irg`gold dlw fohnrif`fot lutenrgty go tef inursf nh l irg`gold govfstgjltgno, nr my lo ljfoiy inokuitgoj l dlwhud oltgnold sfiurgty gotfddgjfoif govfstgjltgno, gohnr`ltgno hurogsefk my l inohgkfotgld snurif, ( F ) wnudk kgsidnsf tfieogqufs lok prnifkurfs hnr dlw fohnrif`fot govfstgjltgnos nr prnsfiutgnos, nr wnudk kgsidnsf jugkfdgofs hnr dlw fohnrif`fot govfstgjltgnos nr prnsfiutgnos gh suie kgsidnsurf inudk rflsnolmdy mf fxpfitfk tn rgsb igriu`vfotgno nh tef dlw, nr ( H ) inudk rflsnolmdy mf fxpfitfk tn foklojfr tef dghf nr peysgild slhfty nh loy gokgvgkuld2 (m)(5) inotlgofk go nr rfdltfk tn fxl`goltgno, npfrltgoj, nr inokgtgno rfpnrts prfplrfk my, no mfeldh nh, nr hnr tef usf nh lo ljfoiy rfspnosgmdf hnr tef rfjudltgno nr supfrvgsgno nh hgoloigld gostgtutgnos2 nr (m)(7) jfndnjgild lok jfnpeysgild gohnr`ltgno lok kltl, goidukgoj `lps, inoifrogoj wfdds.
YVMYFI[GNOY NH [G[DF 6, VOG[FK Y[L[FY INKF, YFI[GNO 66=l
(k)(6) gohnr`ltgno in`pgdfk go rflsnolmdf lotgigpltgno nh l igvgd litgno prniffkgoj2 (c)(=) `ltfrgld rfpnrtgoj govfstgjltgvf fhhnrts pfrtlgogoj tn tef fohnrif`fot nh irg`gold dlw goidukgoj fhhnrts tn prfvfot, inotrnd, nr rfkuif irg`f nr lpprfefok irg`golds2 (b)(<) gohnr`ltgno wegie gs iurrfotdy lok prnpfrdy idlssghgfk pursulot tn lo Fxfiutgvf nrkfr go tef gotfrfst nh tef oltgnold kfhfosf nr hnrfgjo pndgiy, hnr fxl`pdf, gohnr`ltgno govndvgoj gotfddgjfoif snurifs nr `ftenks2 (b)(=) govfstgjltnry `ltfrgld in`pgdfk hnr dlw fohnrif`fot purpnsfs, ntefr telo irg`gold, wegie kgk ont rfsudt go dnss nh l rgjet, mfofhgt nr prgvgdfjf uokfr Hfkfrld prnjrl`s, nr wegie wnudk gkfotghy l snurif wen hurogsefk gohnr`ltgno pursulot tn l prn`gsf telt egs/efr gkfotgty wnudk mf efdk go inohgkfoif2 (b)(9) `ltfrgld `lgotlgofk go inoofitgno wgte prnvgkgoj prntfitgvf sfrvgifs tn tef Qrfsgkfot nh tef Vogtfk Ytltfs nr loy ntefr gokgvgkuld pursulot tn tef lutenrgty nh [gtdf <5, Vogtfk Ytltfs Inkf, Yfitgno 91682 (b)(;) rfqugrfk my stltutf tn mf `lgotlgofk lok usfk sndfdy ls stltgstgild rfinrks2 (b)(6) govfstgjltnry `ltfrgld in`pgdfk sndfdy hnr tef purpnsf nh kftfr`gogoj sugtlmgdgty, fdgjgmgdgty, nr quldghgiltgnos hnr Hfkfrld igvgdglo f`pdny`fot nr hnr liifss tn idlssghgfk gohnr`ltgno, tef kgsidnsurf nh wegie wnudk rfvfld tef gkfotgty nh tef pfrsno wen hurogsefk gohnr`ltgno pursulot tn l prn`gsf telt egs/efr gkfotgty wnudk mf efdk go inohgkfoif2 (b)(8) tfstgoj nr fxl`goltgno `ltfrgld usfk tn kftfr`gof gokgvgkuld quldghgiltgnos hnr lppngot`fot nr prn`ntgno go Hfkfrld Jnvfro`fot sfrvgif tef rfdflsf nh wegie wnudk in`prn`gsf tef tfstgoj nr fxl`goltgno prnifss2 (b)(:) `ltfrgld usfk tn kftfr`gof pntfotgld hnr prn`ntgno go tef lr`fk sfrvgifs, tef kgsidnsurf nh wegie wnudk rfvfld tef gkfotgty nh tef pfrsno wen hurogsefk tef `ltfrgld pursulot tn l prn`gsf telt egs/efr gkfotgty wnudk mf efdk go inohgkfoif. HMG/KNC