Company Confidential
©2012 Genworth Financial, Inc. All rights reserved.
First Quarter 2012
Australia Mortgage InsurancePortfolio UpdateMay 2, 2012
©2012Genworth Financial, Inc. All rights reserved.
11Q12 Earnings Call Australia MIMay 2, 2012
Cautionary Note Regarding Forward-Looking Statements
This presentation contains certain “forward-looking statements” within the meaning of the United States Private SecuritiesLitigation Reform Act of 1995. Forward-looking statements may be identified by words such as “expects,” “anticipates,”“intends,” “plans,” “believes,” “seeks,” “estimates,” “will” or words of similar meaning and include, but are not limited to,statements regarding the outlook for Genworth Financial, Inc.’s (Genworth) future business and financial performance.Forward-looking statements are based on management’s current expectations and assumptions, which are subject to inherentuncertainties, risks and changes in circumstances that are difficult to predict. Actual outcomes and results may differ materially due to global political, economic, business, competitive, market, regulatory and other factors and risks, includingthose discussed in the Appendix, as well as in the risk factors section of Genworth’s Annual Report on Form 10-K, filed withthe United States Securities and Exchange Commission (SEC) on February 27, 2012. Genworth undertakes no obligation topublicly update any forward-looking statement, whether as a result of new information, future developments or otherwise.
Use Of Non-GAAP & Selected Operating Performance Measures
All financial data as of March 31, 2012 unless otherwise noted. For additional information, please see Genworth’s first quarter of 2012 earnings release and financial supplement posted at genworth.com.For important information regarding the use of non-GAAP measures and selected operating performance measures, see the Appendix.
This presentation should be used in conjunction with the accompanying audio or call transcript.
May 2, 201221Q12 Earnings Call Australia MI
0.80%
Australia Portfolio Segmentation
Risk In-Force By StateRisk In-Force By Vintage
13%11%22%23%31%
New South WalesQueenslandVictoriaWestern AustraliaAll Other
($B)
2005 & Prior 200720062009
3%10%9%13%11%12%10%32%
200820102011
($B)100.5100.5
Geographic Dispersion In Line WithPopulationOverall Performance By GeographySolid… Queensland ExceptionCoastal Queensland ParticularlyPressured… ~6% Risk In-Force (RIF)2007/2008 Strong Origination Markets…Higher Concentrations Of Small Business/Self-Employed ~6% RIFSub-Segment Pressured By CurrentEconomy… Particularly CoastalQueenslandStrengthened Guidelines & EliminatedCertain Products In 2008/1H09
Observations
0.53%0.37%0.57%0.49%0.23%1.14%0.80%0.83%1.38%0.27%0.05%
0.54%0.54%
TotalDelq RateTotalDelq Rate
2012-%