You’ve probably heard J Scott’s real estate story (spoiler alert—he’s killing it!). But he’s never really told his money story that led up to this massive real estate success. Today, we talk to J and discover that in his 20s, he knew nothing about money, investing, or real estate. He started off $35,000 in debt, with no plan and no goals. An investing discussion with friends led to the creation of a spreadsheet to display his financial position in terms he could not ignore. The spreadsheet spawned a goal of $0 debt, a second job as a bartender, and J paying off all his debt in two years. He discovered he liked owning assets. At the suggestion of his wife, they bought a house to flip and promptly made every single flipping mistake you can make. Hear how J turned mistakes into successes many times over—and how having a goal to work towards keeps him focused on moving forward. Links from the Show BiggerPockets Podcast BiggerPockets Podcast Episode 10 with J. Scott BiggerPockets Podcast Episode 063 with J. Scott Books-A-Million Mint Personal Capital eBay