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Smart cards A Smart Card is defined as: “A plastic card. usually similar in size and shape to a credit card. containing a microprocessor and memory (which allows it to store and process data) “ In layman’s term a smart card can be defined as a card with a very tiny computer embedded in it. .

Frenchman Roland Moreno registered his smart card patent in France. Kunitake Arimura.  In 1970. Japanese inventor. applied for a similar patent.  . German inventor Jurgen Dethloff along with Helmet Grotrupp filed a patent for using plastic as a carrier for microchips.In 1968.  In 1974.


Other Cards have a magnetic stripe. The Store data in a machine-readable form. Minimize paper utilization in financial transactions Allow automation magnetic stripe cards were introduced to:    .


smart cards can be put into two categories. Based on this criteria of method of communication. the smart cards are classified as Contact and contact less type smart cards  When classified on basis of components they contain. Memory and microprocessor typesmart cards .

 Contact Cards These cards require insertion into the card reader for being powered.  Contact less Cards Contact less cards don’t require insertion into the reader. They just have to be passed near an antenna for the transaction to be carried out. .

 Memory Cards These are the most common and least expensive cards. . They are the ones that technically can be called smart cards. these cards incorporate a microprocessor. Microprocessor/Chip Cards As the name implies.

Smart Card Readers .

    256 bytes to 4KB RAM. 8KB to 32KB ROM. . 8-bit to 16-bit CPU. 1KB to 32KB EEPROM.

Smart cards have very high level of security because they use 2 levels of authentication:   Dynamic Code originated by RSA Technology using cryptographic techniques PIN/Password that the owner has to remember .


          Insurance Bank Health Care Campus Identification E-Governance Automobile Office E-Cash Transportation .

   Durability and long expected life span (guaranteed by vendor for up to 10.000 read/writes before failure) Chip Operating Systems that support multiple applications Secure independent data storage on one single card .

Present lack of infrastructure to support the smart card The consumer must be technically knowledgeable to select the most appropriate card for the target application. .   Relatively higher cost of smart cards as compared to magnetic stripe cards.

com And magzine WebUser.   .wikipedia.

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