National Bank for Agricultural and Rural Development (NABARD


Prepared By Chandra Sekhar J

Presented To : MBA STUDENTS


Introduction to NABARD  National Bank for Agriculture and Rural Development (NABARD) was established by an Act of the Parliament on 12 July1982.  Mission: Sustainable growth in Agriculture and Rural Prosperity .

OBJECTIVES Facilitate credit flow for agriculture . rural infrastructure and development  Promote policies and practices conducive for rural development  Institutional development for rural credit system Supervise Rural Financial Institutions E.g. ( Cooperative banks and Regional Rural Banks)  Consultancy Services. .

 Weavers's Finance Financing working Capital Requirement for Production and Marketing to -Primary weavers Co-operative societies .  Co-operative Banks for financing Marketing of Crops . Procurement of Agriculture Inputs . Pisciculture .CREDIT FUNCTION  Short term credit  Seasonal Agriculture OperationsNABARD provides refinance to SCB and RRB at concessional Rates.Individual Weavers .Handloom Weaver Groups .

 Medium Term Credit  Coversion of Short Term Loans to Medium Term Loans in case of Crop loss in Natural Calamities  Investment Credit  Technology Upgradation  Technical Feasibility .

Thrust Areas (Schemes)         Launch of Kishan Credit Cards( KCC) in 1998 Impact of Wadi Project Farmers Technology Transfer Fund Rural Entrepreneurship Development Programme (REDP) District Rural Industries Project (DRIP) Rural Mart Cluster Development Swarozgar Credit Card (SCC) Scheme .

awareness and capacity building. Women Development Cell (WDC)  To take up activities for promoting increased credit flow to women.Development of rural areas through credit. organize gender sensitization meets and awareness programmes.  Farmers’ Club Programme  Mission. technology transfer.  Motivate farmers to adopt methods and technologies which are most suitable to their soil and geographical situation. .

 Umbrella Programme on Natural Resources Management (UPNRM)  Improving livelihood situation in rural areas through promoting and funding sustainable use. management and conservation of natural resources. .  SHG-Bank linkage programme( Self Help Group)  Objective is to link the poor in large numbers to the formal banking sector in a sustainable and cost effective manner.

to provide financial assistance for multiple activities of rural families. Micro-Enterprise Development Programme  Skill up gradation and development of sustainable livelihoods/ venturing into micro-enterprises by matured SHG members  NABARD-GTZ Rural Finance Programme  Working on ‘family as a unit’ concept. banks.  Village Development Programme  To develop villages in a holistic and integrated manner by involving local public. governmental agencies. and NGOs etc .

Soil and Water conservation  Social Intervention such as women development . .Funds  Tribal Development Fund (TDF)  Assistance from the fund is available for Horticulture . health and sanitation  Financial Inclusion Fund  To support developmental activities to secure greater financial inclusion of weaker sections.

 Financial Inclusion Technology Fund (FITF)  To enhance Information communication Technology  To increase the technological absorption capacity of financial service providers  Micro Finance Development and Equity Fund  Promoting micro finance through scaling up the SHG-Bank linkage program  Capital Support to MFIs and supporting various promotional initiatives/activities .

 Farm Innovation and Promotion Fund  To promote innovative and feasible concepts/ projects in Agriculture and allied activities  Rural Infrastructure Development Fund  NABARD extended 90% of the eligible project cost for roads and social sector projects. Fisheries. . Farmers’ Technology Transfer Fund  promoting transfer of technology in agriculture and farm related activities like Animal Husbandry.

 Cooperative Development Fund  Supporting various developmental activities like infrastructure development PACS . . human resource development. publicity to KCC scheme.


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