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Ambition Learning Solutions

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About Ambition Learning Solutions
• Pro-active institute which renders high-quality, relevant, and varied financial courses disseminated by modern pedagogic tools • Provide Multidisciplinary Courses which are contemporary, industry responsive and relevant to the current needs of the industry • Authorized education provider for CFPCM by Financial Planning Standard Board, India

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What Is Financial Planning?
Financial Planning is the process of – • Identifying a person’s financial goals & needs • Evaluating existing resources • Designing the financial strategies that help the person achieve those goals

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Why do we need Financial Planning?

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Child education Dream car A beautiful house

Holidays and Tours

Children’s marriage

Happy Retirement

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Do you know that……  By 2012 India to become trillion –dollar wealth management market…  By 2015 wealth management will be amongst one of the hottest careers…. Citi Bank etc..  To start with. Bank of Baroda etc. The exercise to hire another 1. have substantially shifted their banking operations to Wealth Management and Investment Advisory services…  Public Sector Banks like SBI. There will also be 5.200 professionals has started. S O L U T I O N  Most of the MNC banks like Deutsche Bank. L E A R N I N G  According to reports Currently there is 80% shortage of Wealth Managers in the country….200 financial managers and has started training them. SBI bank has hired 1. HSBC.  For a wealth manager. the number of potential clients and the size of the wealth to be managed both are expected to grow four times by 2012 says a report…. have also entered in Wealth Management in a big way… .000 financial planners over the next two years or so….

FIDELITY.A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Certified Financial Planner CFPCM • It is awarded by FPSB (Financial Planning Standard Board. HDFC. (LIC. DEUTSCHE BANK. TATA) to name a few • It is the highest credential offered in Financial Planning • CFPCM is rated “Gold Standard” by “Wall Street Journal” . UTI. USA) through FPSB. RELIGARE. AMERICAN EXPRESS. HSBC. RELIANCE. ICICI. SBI. India • International Recognition in 24 countries L E A R N I N G S O L U T I O N S • Promoted by top 50 Financial Services companies in India. STANDARD CHARTERED. BARCLAYS. CITIBANK. KOTAK. BIRLA.

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S International Recognition in 24 Countries Australia France Malasiya South Africa Singapore L E A R N I N G S O L U T I O N S Austria Germany Japan Switzerland India Brazil Hong Kong New Zealand Thailand Chiese Taipei Canada Indonesia Netherland United Kingdom Columbia China Ireland Republic of Korea USA .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Where is your client today No idea how to claim for hospitalization Forgot to pay insurance premium!!! When to Retire ? L E A R N I N G S O L U T I O N S Help me buy a Car How much to save for daughter’s marriage? Forgot to file Tax Is my loan too expensive??? I should have had a Power of Attorney .

It helped I avoided Income Tax penalty I saved by prepaying my personal loan I’m on track to save for daughter’s marriage? The Power of Attorney really helped .A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Where he wants to be Claiming for hospital cost was effortless!! Thanks for the premium reminder I know when to Retire L E A R N I N G S O L U T I O N S I’m debt free!!! Thanks for the car suggestion.

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Life L E A R N I N G S O L U T I O N S Health Wealth .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Health Pillar L E A R N I N G S O L U T I O N S Sickness Doctor Diagnostic Center Chemist Medicine .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Life L E A R N I N G S O L U T I O N S Health Wealth .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Where is the Financial Doctor? L E A R N I N G S O L U T I O N S Customer ? Agent Distributor Fund House/ Insurance Company Anybody who is providing Financial Advice for free is actually not providing Financial Advice .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S The Life Cycle – Financial decide your GOALS Phase III L E A R N I N G S O L U T I O N S Phase I Phase II Child’s Marriage Income Child’s Education Housing Child birth Marriage 22 yrs 33 yrs Over 55 yrs Birth & Education 22 yrs Earning Years Retirement 55 yrs Age .

Wealth Life. Power of Attorney. Health. Marriage. Asset Emergency Planning .A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Comprehensive Financial Plan Will. Family Trust Early. Late Retirement L E A R N I N G S O L U T I O N S Education.

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S How to reach there? Tax expert Chartered Accountant General Insurance Agent Lawyer L E A R N I N G S O L U T I O N S Life Insurance Agent Mutual Fund Distributor PARA DECISION MAKER COUNSELOR I WILL HIRE EACH OF THESE OR… PERSONAL SECRETARY A CERTIFIED FINANCIAL PLANNER .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S The Current Financial Services Industry CLIENTS Advisors Manufacturers •Life Insurance •General Insurance •Equity Broking •Mutual Funds •CA •Investment Banking •Commodities L E A R N I N G S O L U T I O N S Distribution Houses Banks/ NBFCs •Motilal Oswal •Edelweiss •Reliance Money •Independent Advisors (Insurance Agents. CFPCM reverses the current flow by representing the client to the manufacturers as he gets compensated by the client . MF Distributors) •Salaried Advisors (RMs) Currently. the loyalty of the distributor lies with the manufacturer as they are compensated by them.

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Financial Planning Standard Board India L E A R N I N G S O L U T I O N S • FPSB India is a Professional Membership & Certification organization • It represents commitment to the emergence of Financial Planning as a respected profession in India • FPSB India offers the highest Financial Planning credential called the Certified Financial PlannerCM (CFPCM) • FPSB India is an affiliate of FPSB USA .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Financial Planning Process L E A R N I N G S O L U T I O N .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Career Prospectus for CFPcm Certificants “ONE CERTIFICATE MULTIPLE CAREER OPTIONS” • • • • • • • • Banking Investment Advisory services Life and General Insurance Mutual Funds Stock and Security Brokers Tax Consultancy Fund Managers / Portfolio Managers Provides much wanted ‘Credibility & Competency’ as a Financial Planning Practitioner. L E A R N I N G S O L U T I O N .

in financial services . L E A R N I N G S O L U T I O N S Minimum criteria for CFPCM membership with FPSB:  Graduate + 3 year's exp in financial services  10th or 12th pass + 6 years of exp.A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Eligibility Minimum criteria to be a CFPCM is  Any student who has cleared his 12th standard from any field is eligible to pursue this course and will also be hired by corporate.

000+ CFP Certificants for a population of 1200 million Versus 58. 5.000+ Insurance Services Branches and 10000+ Brokerages Service Branches .230 CFP Certificants in Canada (60 million population) L E A R N I N G S O L U T I O N S    15.A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Huge Demand Supply gap for CFP cm Professionals in India  India has 2.000+ Mutual Fund Advisors 25.802 in Japan (120 million population) Against other Financial Services Intermediaries in India    20 Lakh+ Life Insurance Agents 50.000 + Bank Branches .830 CFP Certificants in US (250 million Population) 17.

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S three Pathways for CfpCM Certification  Classroom Training  Distance Learning Mode  Challenge Status L E A R N I N G S O L U T I O N S .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Classroom Training Support Mechanism: • Total 150 hours of Classroom Training • Exhaustive Study Material • Question Bank for practice • Online Mock tests per module • Expert faculty (CFPs and the experts of respective fields) L E A R N I N G S O L U T I O N S .

“DISTANCE LEARNING MODE” L E A R N I N G S O L U T I O N S Support Mechanism: • Exhaustive Study Material • Online Doubt Solving Support through mail • Online Mock Test Practice • Question Bank for Practice .A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Distance Learning If time and distance is a constrain than you can also opt for.

Phil in Economics. .A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Challenge Status Eligibility Criteria: Only candidates who are Graduates from a Recognized University and having the following additional Educational Qualifications or equivalent with minimum THREE years experience would be eligible under the Challenge Status Program: L E A R N I N G S O L U T I O N S • • • • • • CA / ICWA / CS CAIIB CFA (USA) PhD. Statistics etc. LLB or equivalent Civil service exams by UPSC etc./ M. Econometrics.

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Challenge Status Support Mechanism: • 50 hours of comprehensive program • Exhaustive Study Material and Case Studies with Latest L E A R N I N G S O L U T I O N S Updates • Expert Faculties • Comprehensive Training On Excel Usage .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Modules to be studied • Introduction to Financial Planning • Risk Analysis & Insurance Planning • Retirement Planning & Employee Benefits • Investment Planning • Tax & Estate Planning • Advance Financial Planning L E A R N I N G S O L U T I O N .

• Client Interactions • Time Value of Money • Cash Flow and Debt management L E A R N I N G S O L U T I O N • Ethics • Business aspect of Financial Planning .A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Introduction to Financial Planning (Module I) • The Six step Financial Planning Process.

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Risk Analysis & Insurance Planning (Module II) • Risk management process • Selecting the right risk management technique • Various Insurance Policies and Strategies • Insurance of Business Risk L E A R N I N G S O L U T I O N S • • • Regulation of Insurance – IRDA Insurance Pricing Insurance Companies .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Retirement Planning & Employee Benefits (Module III) • Retirement need analysis • Development of retirement plans • Various retirement schemes such as:  Employees Provident Fund  Public Provident Fund  Gratuity • Other Pension Plans • Post-retirement counseling L E A R N I N G S O L U T I O N S .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Investment Planning (Module IV) • • • • • Risk Return Analysis Capital Markets Mutual Funds Derivatives Asset Allocation L E A R N I N G S O L U T I O N S • • Investment strategies Portfolio construction and management • Regulation of an Investment Advisor .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Tax and Estate Planning (Module V) • • • • • • • • • Income-tax computation for Individuals and Companies Trusts and other bodies Tax on Capital Gains and Indexation House Property Deductions and Allowances Deductions and Allowances Wills Trusts Indian Succession Act Power of Attorney L E A R N I N G S O L U T I O N S .

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Advance Financial Planning (Module VI) Integration of Concepts learnt in earlier modules L E A R N I N G • Based on the facts in the case study. the financial plans to be prepared S O L U T I O N • This module helps preparing a blueprint for client’s financial future .

applicant is qualified as AFP • Risk Management & Insurance Planning • Retirement Planning and Employee Benefits • Investment Planning • Tax & Estate Planning L E A R N I N G S O L U T I O N .A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Associate Financial Planner ‘ AFp ’ On Successfully completion of any one of following modules.

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Exam Pattern • Exams are conducted by FPSB and facilitated by NCFM across 71 centers in country • Exams will be online objective type questions L E A R N I N G S O L U T I O N S • Ideally the course can be completed within 6 – 8 months • The maximum duration within which one can complete the course is 7 years .

of Questions 40 20 15 Marks 1 2 4 Total Marks 40 40 60 L E A R N I N G S O L U T I O N S 75 140 .A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S General Paper Pattern No.

000/(Plus Service Tax) L E A R N I N G S O L U T I O N S FPSB Registration Fees (B) Rs. 10. 6 . 2 to 5 Rs. 5000/.A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Fees Structure ‘ ClAssroom trAInInG’ Fee for Classroom Training (A) Rs.for Module no.000/(Validity one year). 2000/. Examination Fees to FPSB (C) Rs.for Module no. 30.

10.A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Fee Structure ‘ DIstAnCE lEArnInG ’ Distance Learning (A) Rs.for Module no.000/(Validity one year). 5000/. 6 . 2 to 5 Rs. Rs. 12000/(Plus Service Tax) L E A R N I N G S O L U T I O N S FPSB Registration Fees (B) Examination Fees to FPSB (C) Rs.for Module no. 2000/.

15000/( Plus ServiceTax) Rs. 15. 5000/.A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Fee Structure ‘ CHAllEnGE stAtus ‘ Challenge Status (A) FPSB Registration Fees (B) Examination Fees to FPSB (C) L E A R N I N G S O L U T I O N S Rs.for Module no. 6 (Validity one year). 2000/- .000/Rs. For Charter Members Rs.

A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Press Coverage Financial Express April 14. 2010 L E A R N I N G S O L U T I O N S 41 .

Andheri West. Ashawadi. Road. Mumbai 400058. Behind Yashwant Nagar.com Website: www.V. Opp. Email: info@ambitionlearning. S. Shopper’s Stop.com .A M B I T I O N M B I T I O N L E A R N I N G S O L U T I O N S Thank You L E A R N I N G S O L U T I O N S Ambition Learning Solutions 53.ambitionlearning.

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