(HOUSING DEVELOPMENT FINANCIAL CORPORATION

)

HDFC

Presented by:- Kamal Kant Soni INMANTEC, Ghaziabad

FOUNDER & CHAIRMAN

HASMUKHBHAI PAREKH

 It

was incorporated in 1977 with the object of enhancing residential housing stock and promote home ownership.  It providing specialized financial services to its customer base through partnerships with some of the best financial institutions worldwide.

SUBSIDIARIES & ASSOCIATE COMPANIES
 HDFC BANK  HDFC MUTUAL FUND  HDFC STANDARD LIFE INSURANCE  HDFC SALES  HDFC GENERAL INSURANCE  HDFC REALTY

HDFC BANK
 It

was incorporated in august 1994 and has an nationwide network of 761 branches & 1794 ATM’s in 327 indian towns and cities

HDFC MUTUAL FUND
 HDFC

Asset Management Company Limited (AMC) was incorporated under the Companies Act, 1956 on Dec. 10, 1999, and was approved to act as an AMC for the HDFC Mutual Fund by SEBI vide letter dated July 3, 2000.  In AMC, 60% shares was holded by HDFC & 40% by Standard Life Investments Limited

Products of AMC
 Equity

/ Growth Fund  Liquid Funds  Children’s Gift Fund  Debt / Income Funds  Fixed Maturity Plan

HDFC Standard Life Insurance
 HDFC

Standard Life Insurance Company Ltd. is one of India's leading private insurance companies, which offers a range of individual and group insurance solutions. It is a joint venture between HDFC Ltd., and a Group Company of the Standard Life, UK. HDFC as on December 31, 2007 holds 72.38 per cent of equity in the joint venture.

HDFC ERGO GENERAL INSURANCE

ERGO is the primary insurance entity of Munich Re Group, one of the world's leading risk carriers. ERGO is one of the largest insurance groups in Europe and Germany and is Europe’s market leader in health and legal protection insurance. 33 million clients in 25 countries place their trust in the services, competence and security it provides. In the business year 2006, ERGO Insurance Group had gross premiums written of EUR 16.8bn and a consolidated result of EUR 906m.

HDFC ERGO
 HDFC

ERGO brings insurance solution that its customer rely on. Its offering are classified into three categories.  PERSONAL INSURANCE  ACCIDENT & HEALTH INSURANCE  COMMERCIAL INSURANCE

HDFC Realty
 HDFC

Realty is a wholly owned subsidiary of HDFC. We have assisted individuals in acquiring homes valued at 5000 million rupees.  It has a team of real estate professionals facilitating Buying, Selling or Leasing of Residential / Commercial property.

SOCIAL INITIATIVE
 A widely quoted definition by the World

Business Council for Sustainable Development states that 'Corporate Social Responsibility (CSR) is the continuing commitment by business to behave ethically and contribute to economic development while improving the quality of life of the workforce and their families as well as of the local community and society at large'. Although the term 'CSR' is of relatively recent vintage, it is this commitment, that HDFC has exemplified with zeal, perseverance and enthusiasm since its nascent years.

The year saw the utilisation of the Shelter Assistance Reserve towards a wide array of development projects across the country. The Reserve supported close to 160 nonprofits and development organisations with the overall utilisation at Rs. 4.68 crore. The segment-wise break-up of the utilisation is highlighted in the chart below:

some deployment of the SHELTER ASSISTANCE RESERVE
 The poona school & home for the blind  Vidya  Nanhi kali  Saathi  prayas

Awards & Accolades
 HDFC

scored a rating of 4 out of 5 at the Karmayog Corporate Social Responsibility Ratings – 2007  Best 'Investment Management Company’  HDFC ranked 3rd Asian Banking and Finance Sector  Ranked 3rd: 'Highest Return on Equity’  Ranked top 3 Best Managed

HDFC INVESTMENT

MARKET COMPETITORS

STRENGTHS
 HDFC

has a vast variety of services  Fastest growing company in Asia in housing financial corporations  Vast client base of borrowers, depositors, shareholders and agents.  Strong network with world’s best institutions for providing specialized financial services

WEAKNESSES
 Less

oriented for employees  Hidden charges  Low network in rural areas  Lack of coordination between subsidiaries  Due to this, companies like HDFC ERGO & STANDARD LIFE is continuously going into loss.

WELCOME FOR SUGGESTIONS

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