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Asit C Mehta

Investment Interrmediates
Ltd.
An ISO 9001:2000 company
Mutual Funds
Smart Investment
Why to Invest?

• Saving is Earning - TRUE but Saving


is not Investment is also TRUE

• People say they want to INVEST


SAFE !!!!!!!

• DISK , DINK
Is your Principal Safe?
Time Saving Inflatio Differen % loss /
Period A/c n ce Gain
(@5%)

After 1 Yrs 103500 105000 1500 -1.45%

After 3yrs 110872 115762 4890 -4.41%

After 5yrs 118769 127628 8859 -7.46%


Impact of inflation on monthly Value of Rs. 100,000 over time
expenses of Rs. 30,000 today

100,000

79,599
78,353

62,368

48,102
38,288 37,689
30,000

Today 5 years 15 years 20 years Today 5 years 15 years 20 years

At inflation of 5%
Mutual Fund
EK Investment Option
What is Mutual Fund?
How Mutual Fund Works?

INVESTORS

Passed back to Pool their


money

RETURNS FUND
MANAGERS
(MFs)

Invest in
Generate

SECURITIES
What’s in it for YOU?
• Professional Management
• Diversification & Lowered Risk
• Low Cost
• Liquidity
• Transparency
• Flexibility
• Choices of Schemes
• Tax Benefits
• Regulation
Types of Scheme
Choices of Schemes

• Sectoral Fund
• Thematic Fund
• Diversified Equity Fund
• Index Fund
• Balanced Fund
• Debt Fund
• Gilt Fund
• Liquid Fund
Different Plans in MF

• Growth

• Bonus

• Dividend Payout

• Dividend Re - Investment
Tax Benefits in Mutual Fund
STCG LTCG
Equity Funds 10 %* New NIL
15%*
Debt Funds According to 10 %* W/O
Tax Slab Indexation
20%* With
Indexation

* Surcharge & Education Cess


Extra
Dividend: Income in the form of
Dividend is TAX FREE in the hand
of Investor
Equity Linked Saving
Scheme
• Investment In ELSS scheme enjoy Tax
Benefit
Under Section 80 (C) upto Rs 100000.
• Higher Earning Potential than other tax-
saving instruments.
• Shortest Lock-in Period among all the tax-
saving instruments.
• No Tax on income earned in the form of
Capital Gain as LTCG is NIL
Investor Friendly Features

• Systematic Investment Plan

• Switch

• Systematic Transfer Plan

• Systematic Withdrawal Plan


Other Value Added Features
• Trigger
 Time
Value
Benchmark

• Alerts
It’s Hot !
 PAN card is compulsory for investing in
Mutual Fund.

 KYC is compulsory for all investment of


Rs. 50000 and above
Chhoti – Chhoti Magar Moti
Batein

DOs & Don’ts


DOs

Invest Through SIP

Follow Buy Hold Harvest Strategy

Invest on Every Fall


Benefit of Investing Through
SIP
• The Benefit of Long Term Equity
Investment

– Equities give superior returns among all


asset classes over the long term
• The Benefits of Systematic Monthly
Investment

– Takes out the risk of market timing

– Adds the benefits of the Power of


Compounding and Rupee Cost Averaging
Buy - Hold - Harvest

• Buy  Lower

• Hold  Longer

• Harvest  When Require


On Every Fall – Ek Top-up
Hojaye

Invest on Every Fall


and
Your Return will Rise
Don’ts

Never take loan for Investment.

Don’t Involve in Bottom Fishing

Past Performance of a Scheme is not a


guarantee for future Performance.
Some Light Notes

• Long Term Investors - Always Khush

• Medium Term Investors – Kabhi Khushi Kabhi


Gam.

• Short Term Investors - Hasna Mana Hai


“If you can’t TIME the
Market give TIME to the
Market”
Thank You All
We provide you
• Online portfolio management
• Online portfolio for your clients also
• SMS alerts for existing and new funds
• Mutual fund material (forms, banners,
promotional material etc.)
• Weekly magazine for your knowledge
enhancement at your place
• Time to time training for Mutual fund
selling
• Back office support
• Advise for you and your client for portfolio