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Do We Plan our Professional Goals?


One Planner =

All Financial Solutions

Proposition Comprehensive Financial Plan Dream>Decide>Do Convenience Consolidation One Advisor – All Products One Statement– All Investments .

client focused. Pune.FA 1200 client members and growing Mumbai. qualified. 100 financial planners and recruiting . fee based .About Us We help people achieve their Goals Established in March 2009 Unbiased. Delhi and Chennai & expanding 150 Employee members.

The Current Financial Services Industry MANUFACTURERS •Life Insurance •General Insurance •Equity Broking •Mutual Funds •Loans • FDs/Bonds •Commodities DISTRIBUTORS • Banks • Distribution Houses • Broking firms • IFAs/Agents CLIENTS Currently. the loyalty of the distributor lies with the manufacturer as they are compensated by them. Ffreedom reverses the current flow by representing the client to the manufacturers as we get compensated by the client .

Fees Anybody who is providing Financial Advice for free is actually not providing Financial Advice .Health Vs. Wealth Doctor ?????? Fees Patient Comm. Medicine Products Client Comm.

Your Planner should… .

When disaster strikes .

How to plan for emergencies? How much and where? 3-6 Months Expenses In • Liquid Funds • Sweep – In Fixed Deposits .

Your Planner should… • Life • Health • Asset .

Risk Planning.What to Buy?? .

Risk Planning.How Much to buy ?? Human Life Value:A Scientifically proven formula .

Risk Planning.How Much to buy ?? A Thumb Rule: Life Insurance Cover needed= Annual Expenses *20 .

00.Risk Planning Medical cover needed: Rs.000/.per person separately . 5.

Risk Planning Income Replacement Covers: • Critical Illness •Accidental Disability Cover .

Your Planner should… • Life Goals • Financial Goals .

Your Dream Home .


Your Children’s Marriage .

Dream to Buy a BMW Price Range: Starting from Rs 32 Lakhs .

Steps in goal based investing… GOAL .

Due when? .



Plan for this dream Invest Rs. 28 lacs in future May cost Rs. 10 lacs today Child Education – 15 years from now .5250 every month @ 12% May cost Rs.

Your Planner should… .

How is your retirement looking? OR .

000 a month now..50. 739.608 45 40 35 Current Age 30 25 .424 233.048 158.267 503.Retirement – Did you know? Let’s say you are spending Rs.133 342. How much will you spend when you are 60? Assuming 8% inflation.

Ffreedom Financial Planners USP: Regular Portfolio Rebalancing and Progressive Asset Allocation .

Your Planner should… .

brother's widow. Father's father. Class III Government . VII. V.Hindu Succession Act – Some Facts Class I Spouse Mother Daughter Son I. VIII. mother's mother. Father's brother. (2) brother. II Class II Father (1) Son’s grandchildren. fathers' sister. VI. III (1) Daughter's grandchildren IV. Mother's father. (1) Brother's children (2) Sister's children. (3) sister. father's mother. Father's widow.

If he were to die and wife chooses to remarry What will happen to parents? .Think of these situations.. Nominates wife in all investments. insurance. Young person in 30s – married with 2 children – parents dependent. EPF etc.

Comprehensive Financial Planning .

Comprehensive Financial Planning .

POA and Trust Creation Personal Credit Score Analysis and Improvement .Additional Services • • • • Loans Tax Filing Will.

we will do well .Core Philosophy By doing good.

So. how are you faring? .