summer Internship Project Report - 2009

Reliance Money -An Investment Platform

Project Brief:- Learning Outcomes From Financial Product

Company:- Reliance Money Ltd
Address:- #3 Block, Jayanagar, Bangalore
Department:- Marketing & Sales
Project Supervisor:- Mr. Kunal Singh
Tenure:- 8 Weeks
 Company Profile
• Reliance Money is promoted by Reliance Capital, One
of the India’s leading and Fastest growing private
sector company. It ranking among the top three private
sector financial services and banking companies.
• Reliance capital is a part of Anil Dhrubhai Ambani
Group.
• Reliance Money provides a comprehensive platform
Advantages offered by Reliance
Money over other Company

 Cost effective
 Convenience
 Security
 Single window for multiple product
Product Offered by Reliance Money
 Trading Portal…
1. Equity Broking
2. Commodity Broking
3. Derivatives(Future & Option)
4. Offshore Investment
5. Demat Account
 Financial Product….
1. Mutual Funds
2. Life Insurance
3. General Insurances
4. IPO’s
5. NFOs
 Value- Added Services:-
1. Retirement Planning
2. Financial Planning
3. Tax saving
4. Child Future Planning
What I Have Learn from Reliance
Money…….
 Demat Account
 Mutual Funds
 Insurance
 Demat Account

 Demat account is a type of banking account which

dematerialized paper based for physical stock shares.
This account is used to avoid holding physical stock.
 This account open with a Broker which is register
under Depository .
 Document required for Demat a/c……
Demat A/C with Reliance Money
PLANS AOF FEES UPFRONT BROKERAGE VALIDITY TRADING LIMIT

A 750 500 1 YEAR 2 LAKHS

B 750 1000 2 MONTHS 1 CRORE

C 750 2500 6 MONTHS 6 CRORE

D 750 5000 12 MONTHS 7 CRORE

E 750 10000 12 MONTHS 20 CRORE

How Reliance Money’s Demat a/c Score over other

 Two way Authentication….

 Lowest Brokerage….
 User Friendly Software….
 Forex and Offshore Investment…..
Mutual funds
 A mutual fund is a professionally managed type of
collective investment scheme that pools money from
many investors and invests it in stocks, bonds, short-
term money market instruments, and/or other
securities.
 Type of Mutual Fund….
1. Open ended
2. Closed ended
Advantage of Mutual Fund…
1. Lowest Per unit investment
2. Investment managed by professional manager
3. Your investment will be diversified

 Disadvantage of mutual funds…

1. Mutual fund depending on market risk.
2. Mutual fund are like many other investment without a guaranteed
return so it is not necessary you will get profit from mutual fund.
Types of Mutual funds
 An Equity Fund…
Ex:- Industry specific funds, Index fund etc.

 A Debt Fund…
Ex:- Liquid and Money market funds

 Balance Fund….
 Mckinsey-7S Model
 Reliance Money Structure:-
National head

Zonal Head

Zonal Head Zonal Head Zonal Head

Regional Regional Regional
Head Head Head
 Mckinsey-7S Model
 Strategy:-
1. Entry Strategy
2. Pricing Strategy
 System
 Staff
 Skills
 Shared Values
Key Learning……..
 Understanding the Products offered by Reliance
Money
 How to deal with customers
 Rules & regulation of the corporate world
 Patience
thank you…..

Dip Kumar Dey (Sec-B)