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CIMB Niaga 1Platform

Central Limit Monitoring & Management


Limit Management
No. Features Vendors Response
1. Associate/tag customers with 'bank related party.
2. Associate/tag customers with sector of industry.
3. Customer Grouping.
4. Customer & Group Exposures.
5. Bank Related Party Exposure.
6. Limit re-allocation and sharing information.
7.
Information limit and utilized amount across Loans, Bank Trade, Murex &
Corporate Card.
8. Pre-deal Checking (Enquiry Screen BMPK, Sectoral limit and exposures).
9. Booking validation limit.
10. Produce reports limit breach.
11. Limit Currency.
12. Shareholders Fund and Regulatory Capital Fund - Entities.
13. Risk Appetite and Approved Limit.
14. Exposure Cube.
15. Customer Aggregate Inquiry summary.
16. Data Availability across system.
Note: () Applicable (
P
) Partially Applicable
Limit Management Detail Features (1/5)
No. Features Vendors Explanation
1. Associate/tag customers with 'bank related party.
To have single source of truth, reduce duplication
effort, have better data quality.
'Bank related party' is regulatory tagging to indicate if
customer is related to bank or not. System will
calculate and validate limit of 'bank related party'
against aggregate limit exposure amount of 'bank
related party' CIF.
2. Associate/tag customers with sector of industry.
To have single source of truth, reduce duplication
effort, have better data quality.
To have information of sector industry per customer.
(i.e.: agriculture, oil and gas, etc)
3. Customer Grouping.
Have capability to grouping customer with specific
purposes.
Limit Management Detail Features (2/5)
No. Features Vendors Explanation
4. Customer & Group Exposures.
To perform enquiry for customer & group exposures.
5. Bank Related Party Exposure.
Perform enquiry for group related party exposures.
6. Limit re-allocation/sharing information.
Provide inquiry screen to facilitate list of all facility
across loans, bank trade, murex and corporate card
that is shared one to another. Provide inquiry screen
of list facility and sub facility up to level n (re-
allocation).
Limit Management Detail Features (3/5)
No. Features Vendors Explanation
7. Information limit and utilized amount across
Loans, Bank Trade, Murex & Corporate Card.
Provide inquiry screen to facilitate list of all facility
across loans, bank trade, murex and corporate card.
Information to be show is approved limit, utilization
and collectibillty.
8. Pre-deal Checking (Enquiry Screen BMPK,
Sectoral limit and exposures).
Provide inquiry screen to facilitate pre-deal checking.
Business Unit going into enquiry screen. Inquiry is
showing aggregate total of all facility approved limits of
all the CIF members in the BMPK Group and sectoral,
and compare against limits set in parameter.
9. Booking validation limit.
During facility creation, system to raise alert if internal
limit or regulatory limit will be breached. System will
calculate all active facility (loans, bank trade, murex
and corporate card) and comparing to limit BMPK
allowed.
10. Produce reports limit breach.
System will generate a report for internal limit
breached and regulatory limit breached if BMPK is
breached.
Limit Management Detail Features (4/5)
No. Features Vendors Explanation
11. Limit Currency.
Flexible to define currency denomination for each limit
configured in the solution. Limit currency must be
aligned with SWIFT currency.
12. Shareholders Fund and Regulatory Capital Fund -
Entities.
Provide interface to allow users to enter their
respective country's shareholders' fund and regulatory
capital fund.
13. Risk Appetite and Approved Limit.
Enable users to update the risk appetite limits and
approved limits by delegated user for a particular
country, banking institution group and non-banking
institution group or corporate.
14. Exposure Cube.
Provide single counterparty exposures on the
following cube dimensions: Customer, Risk Country,
Legal Customer Group, SCEL Customer Group,
Issuer, Rating and Industry.
Limit Management Detail Features (5/5)
No. Features Vendors Ex[lanation
15. Customer Aggregate Inquiry summary.
Provide inquiry screen for aggregate for:
Total deposit.
Total Lending/Financing/Credit Card.
Total Investment.
Total Treasury.
Total Networth/Contingent.
16. Data Availability across system.
System provide interface across system from Bank
Trade, Murex and SICS. With this interface, SIBS will
automatically create facility (physically) if there is new
facility create in Bank Trade, Murex and SICS. SIBS
will have facility for:
Bank Trade: Bank Guarantee, L/C, and Import.
Murex: Bonds, FX/Derivatives, Interest and Rate
Swap.
SICS: Corporate Card.
RDM: High Level Data Flow
BMPK
SIBS

Bank Trade

SICS

Murex
Source System
RDM
Data
Warehouse
BDW System