You are on page 1of 14


Presented by


Introduction      The Height of poverty in urban areas has some what started pestering in the present scenario. Experiences to date have shown that for poverty related interventions to be successful. This quest for the Urban Poverty Alleviation brings rise to some basic Urban poor Planning policies and poverty alleviation programmes like RAYs IHUPs. Income generation in addressing urban poverty has long been seen as critical by the govt. And JNNURM etc. Better housing and infrastructure services surely improve health and reduce expenditure on home based employment. . they need to be both affordable and inclusive of many different groups within urban poor communities.

sanitation. garbage collection and comprehensive health and education services.Urban Poverty: The Context      Broad indications suggest that poverty in urban areas is both increasing and changing in nature The need for improvements is immense: in 1992. . it was estimated that some 5 -10 million urban dwellers throughout Newer groups who join the urban poor do have adequate access to services For most. most urban poor lack public provision in the areas of water. infrastructure and services remain inadequate. As a consequence of these past inadequacies and a present lack of investment. housing .

It is incorrect to say that all poverty reduction programmes have failed. . After the liberalization process and moving away from the socialist model. India is adding 60 to 70 million people to its middle class every year. but the distribution of wealth is not at all even.Outlook for poverty alleviation      Eradication of poverty in India is generally only considered to be a longterm goal. Poverty alleviation is expected to make better progress in the next 50 years than in the past. reservation of seats in government jobs for economically weaker sections of society would surely contribute to the alleviation of poor. as a trickle-down effect of the growing middle class. The growth of the middle class indicates that economic prosperity has indeed been very impressive in India. Increasing stress on education.

Housing and Urban Poor Planning Policy in India      First Five Year Plan (1951-56). like. Slum Clearance and Sweepers Housing Third Plan (1961-66). Fourth Plan (1969-74). drainage was introduced Fifth Plan (1974-79) The Urban Land (Ceiling & Regulation) Act was enacted to prevent concentration of land holding in urban areas . A Scheme was introduced in 1959 to give loans to State Govts. A scheme with a view to provide a minimum level of services.The scope of housing programme for the poor was expanded . sewerage. water supply.. Second Plan (1956-61). Rural Housing. the emphasis was given on institution building and on construction of houses for Government employees and weaker sections. namely. Three new schemes were introduced. for a period of 10 years for acquisition and development of land in order to make available building sites for the poor in sufficient numbers.

education and basic health services is shrinking. sanitation. whose access to the basic services like drinking water. It identified issues like widening gap between demand and supply of infrastructural services badly hitting the poor.  Eighth Plan (1992-97) for the first time explicitly recognized the role and importance of urban sector for the national economy.Housing and Urban Poor Planning Policy in India  Sixth Plan (1980-85) was on integrated provision of services along with shelter  Seventh Plan (1985-90) The Seventh Plan explicitly recognised the problems of the urban poor and for the first time an Urban Poverty Alleviation Scheme known as Urban Basic Services for the Poor (UBSP) was launched. The response of the Plan to this scenario was the launching of Urban Poverty and Alleviation Programme of Nehru Rojgar Yojana (NRY) .

.who do not have any pucca house in their name . Purpose.POVERTY ALLEVIATION SCHEMES  SCHEME OF INTEREST SUBSIDY FOR HOUSING THE URBAN POOR (ISHUP)  The Ministry of Housing and Urban Poverty Alleviation (MH&UPA) Government of India has designed an Interest Subsidy Scheme as an additional instrument for addressing the housing needs of the EWS/LIG segments in urban areas.The Scheme envisages the provision of interest subsidy to EWS and LIG segments .to enable them to buy or construct houses.

   Loan amount admissible .300 and the economic parameter of LIG is defined as households having an average monthly income between Rs.000 for an EWS individual for a house at least of 25 sq.60.7.POVERTY ALLEVIATION SCHEMES  Eligibility . 1 lakh only. if needed would be at unsubsidized rates. Additional loans.300. Additional loans. if needed would be at unsubsidized rates.1.00. Loan Limit . This will be subject to revision by the Steering Committee of the Scheme from time to time.301 upto Rs.The economic parameter of EWS is defined as households having an average monthly income upto Rs. However.3. subsidy will be given for loan amount upto Rs.1.mts. .mts will be admissible.000 for a LIG individual for a house at least of 40 sq.A maximum loan amount of Rs.3.The scheme will provide a subsidized loan for 15 – 20 years for a maximum amount of Rs.

POVERTY ALLEVIATION SCHEMES RAJIV AWAS YOJANA (RAYs)  Purpose-Rajiv Awas Yojana (RAY) for the slum dwellers and the urban poor envisages a ‘Slum-free India’ through encouraging States/Union Territories to tackle the problem of slums in a definitive manner. It calls for a multi-pronged approach focusing on: • Bringing existing slums within the formal system and enabling them to avail of the same level of basic amenities as the rest of the town • Redressing the failures of the formal system that lie behind the creation of slums • Tackling the shortages of urban land and housing that keep shelter out of reach of the urban poor and force them to resort to extra-legal solutions in a bid to retain their sources of livelihood and employment. .

Identification of development model proposed for each slum The following steps as shown in the diagram are followed during the planning . Mapping of slums using the state-of-art technology. Integration of geo-spatial and socio-economic data.RAJIV AWAS YOJANA (RAYs) Planning Methodology  The preparation of Slum-free City Plan will broadly involve Slum Redevelopment/Rehabilitation Plans based on :   a) b) c) d) ) Survey of all slums – notified and non-notified.


A slum free city is achievable. Thanks to the present state of art Urban Poor planning policies and many schemes that such a feat has been achieved. It requires a critical look at the Urban Planning policies and mechanisms from the perspective of the poor. Thus duly considering the above policies . For that it requires assessing the needs and aspirations of the urban poor for bringing them into planning mechanisms. new sectoral priorities and flexible land use planning systems. . The quest for more slum cutting is in the run.CONCLUSION        The need for the Immidiete Poverty alleviation programmes has so much created a revolution in todays scenario that the number of slum dwellers are reducing day by day. It requires pro-poor planning and governance requires creation of new institutional structures.

N. (1996) SPARC and its work with the National Slum Dwellers Federation India  IIED Paper Series on Poverty Reduction in Urban Areas (London.  .www.   Wikipedia . Our Movement (London.urbanindia. A. & Gamage. IT Publications). (1996) Our Money. IIED).www.  Albee.REFERENCE Ministry of Housing & Urban Poverty Alleviation Government of India  Interest Subsidy for Housing the Urban Poor .wikipedia.Guidelines  Rajiv Awas Yojana : Guidelines for Slum-free City Planning  Ministry of Urban Development.