Presentation on Tata Mutual Funds

Presented By:Group B

Mutual Funds
• A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal. • The money thus collected is then invested in capital market instruments such as shares, debentures and other securities. • The income earned through these investments and the capital appreciation realized are shared by its unit holders in proportion to the number of units owned by them. • Thus a Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost.

Mutual Fund Operation Flow Chart

TYPES OF MUTUAL FUND SCHEMES
BYSTRUCTURE • Open - Ended Schemes • Close - Ended Schemes • Interval Schemes BY INVESTMENT OBJECTIVE • • • • Growth Schemes Income Schemes Balanced Schemes Money Market Schemes • • • • OTHER SCHEMES Tax Saving Schemes Special Schemes Index Schemes Sector Specific Schemes

FREQUENTLY USED TERMS
• • • • • • Net Asset Value (NAV) Sale Price Repurchase Price Redemption Price Sales Load Repurchase or ‘Back-end' Load

ADVANTAGES OF MUTUAL FUNDS
• • • • • • Professional Management Diversification Convenient Administration Return Potential Low Costs Liquidity • • • • • Transparency Flexibility Choice of schemes Tax benefits Well regulated

Overview
• Tata Mutual Fund manages around Rs. 20,489.00 crores (average AUM for the month) as on August 31, 2009 worth of assets across its varied offerings. • Tata Mutual Fund offers an investment option for a businessman or salaried professional, a retired person or housewife, an aggressive investor or a conservative capital builder. • The Tata Asset Management philosophy is focused on seeking consistent, long-term results. • Tata Asset Management aims at overall excellence, within the framework of transparent and rigorous risk controls.

Introduction
• Tata Asset Management Ltd is a part of the Tata group, one of India's largest and most respected industrial groups, renowned for its adherence to business ethics. • The Group has always believed in returning wealth to the society that it serves. • Nearly two-thirds of the equity of Tata Sons, the Group's promoter company, is held by philanthropic trusts, which have created a host of national institutions in the natural sciences, medical care, energy and the arts. • The trusts also give substantial annual grants and endowments to deserving individuals and institutions in the areas of education, healthcare and social uplift.

Core Values
The five core Tata values are:
Integrity Understanding: Excellence: Unity Responsibility

Board of Directors
Tata Trustee Company Private Limited
• • • •

Tata Asset Management Limited

Mr. S. M. Datta (Chairman) • Mr. F. K. Kavarana (Chairman) Mr. I. Hussain (Director) Mr. J. N. Godrej (Director) • Mr. Ved Prakash Chaturvedi (Managing Director) Mr. Nowroze J. N. Vazifdar • Mr. A. R. Gandhi (Director) (Director) • Mr. M. L. Apte (Director) • Mr. A. Hasib (Director)

PRODUCTS
Equity Products
Tata Pure Equity Fund Tata Tax Saving Fund Tata Select Equity Fund Tata Life Sciences & Technology Fund Tata Equity Opportunities Fund Tata Index Fund Tata Growth Fund Tata Equity P/E Fund

BALANCED FUNDS
Tata Balanced Fund Tata Young Citizens' Fund Tata SIP Fund Scheme II Tata Smart Investment Plan -1

How to Invest
• • • • 4 easy steps to Wealth Creation Invest a fixed amount of say Rs.10,000 or more Your investment will go to the Tata Liquid Fund Regular Investment Plan (RIP) - Growth option You will be allotted units in your Account Every month Rs.1000 or more (as specified by you) will be transferred to the Tata Pure Equity Fund from your Tata MF EasyInvest Account

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