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The Punjab Civil

Services Pension
Rules

Presented To
Sir Gulam Nabi

Presented By
Rashed Nazir
Raza sajid
Sadia Shaukat
Shumaila gulzar
M.Bilal

726-09
727-09
735-09
751-09
753-09
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Pension
.
A benefit usually money, paid regularly to
retired employees or their survivors by private
businesses & federal, state,
& local government

Dependant on the Next


Generation
Like most countries of the world, Pakistan has weak
provisioning for pensions.
We primarily depend on the next generation to
provide for us during our retirement.
Most governmental jobs are covered by unfunded
pensions.
Some private sector employees and the organised
sector labour are covered by funded pensions.
A very large section of the population has no pension
provisioning.

Pensions that exist are


Mostly Inadequate
Salary linked to ones last drawn salary does not
necessarily reflect ones true earnings.
Private sector pensions are better but applicable to a
very few.
Most employers require a minimum years of service
to get pension rights.
Only EOBI allows for portability of pension rights.

Employers want to get


away from defined
benefit plans
Defined benefit pensions systems require employers
to ensure availability of funds to meet the obligation.
Plans set up in Pakistan are now creating an
additional burden on the employers.
Employers would rather have defined contributions
and let the employee carry the burden of the final
benefit.
The employee would get portability through the
defined contributions system.

Classification of
Pension
Pension

are divided in to four classes

Compensation pension
Invalid pension
Superannuation pension
Retiring pension

Compensation Pension
If a permanent Govt. employee is selected for
discharge or elimination of his permanent post or
change the nature of his duty of that post

Conditions for
Compensation Pension
Taking any compensation pension to which he may
be entitled for the service, he has already rendered
Accepting another post even on a lower pay, if
offered & continuing to count his previous service for
pension.

Invalid Pension
If a Govt.employee who is permanently disabled
by bodily or mental infirmity for further services
then he is entitled to invalid pension.

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Superannuation
Pension
A Superannuation pension is granted to a
government servant who retiring on attaining
the age 60 year.

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Retiring pension
A retiring pension is granted to the government servant
who are not eligible for Superannuation pension.

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Conditions for Retiring


Pension
Retiring after 25 years qualifying services
Compulsory retire by competent authority after 20
year qualifying services.
Retire from service by the competent authority on
the ground of inefficiency, misconduct or
corruption.

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Pension Rules are not


Applicable on
Government servant appointed for contingencies
work charged.
A person who appointed on a contract.
A person who appointed on special provision mad by
law.
Any Government servant who hold the non
pensionable post.

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Qualifying Services for


Pension
Services must be under Government
Services must not be non pension able
Services must be paid from the government
consolidated funds.
One half of period of training are qualifies for
service.

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Qualifying Services for


Pension
Service of probationer who is subsequently confirmed
in permanent post
Time spent by the Government servant in approved
training.
All leaves other than extraordinary leaves are
qualifying for pension.
If Government servant suspended from service
pending enquiry.

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Forfeiture of past
Service
Resignation of the post unless he is taken up another
post which count for pension.
Removal or dismissed from services.
Absent from duty without leave.

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Amount of Pension
After qualifying service not less tan 10 years full
superannuation , retiring, invalid or compensation
pension granted according to the following table.
Above to 30 years the benefit is extant 2% to 10%
of full pension able salary.

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Pension Table
Qualifying
service

Fraction of
average
emoluments

Qualifying
service

Fraction of
average
emoluments

10

70/300

20

140/300

11

77/300

21

147/300

12

84/300

22

154/300

91/300

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161/300

314

98/300

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168/300

15

105/300

25

175/300

16

112/300

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182/300

17

119/300

27

189/300

18

126/300

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196/300

19

133/300

29

203/300

30

210/300

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How can calculate the


average emolument ?
Average emolument=
last pay or average of last three year service
+ senior allowance
- pay drown by foreign Government
- additional pay

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Family Pension
In the case of Male Govt. servant
If children and widows not More then 4 then the
pension are divided equally among the children and
widows.
If children and widows More then 4,then the each
widow get 1/4th of the pension and remaining pension
are equally divided among the children.
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Family Pension
In the case of Female Govt. servant
Member not more then 4 then the pension amount is
Equally distribute.
Member more then four 1/4th husband and remaining
are Equally distributed among the children.

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Eligibility
The family pension is payable to the widow of the
govt. servant
Son and unmarried daughter up to the age of 25 years
or until the daughter gets married

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N0 Family Pension is
Payable
An un married female member of Govt. servant
family in the event of her marriage.
A widow female member of Govt. servant family in
the event of her re-marriage.
To the brother of Govt. servant on his attaining the
age of 21 years
To the person who is not the member of Govt. servant
family

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Thank you !
Questions Welcome

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