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Welcome!

New Employee Orientation


The presentation will begin in a few moments.
The dial in portion of this session can be accessed
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For internal use only.

To prevent outside interruptions, mute your phone


by pressing #5. Please press #5 to unmute your
line if you have a question or response.

Copyright Oracle Corporation, 2005. All rights reserved.

New Employee Orientation


Presented By
Oracle Human Resources

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

New Employee Orientation

Todays Agenda:
Oracle: Past and Present
Oracle Policies
Oracle Resources
Web Overview
Oracle Benefits
Safety
Ergonomics

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

Oracle: Past and Present

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

In the Beginning

1977: Software Development Labs


Initial $2,000 investment
Founders: Robert Miner, Edward Oates, Larry
Ellison

1978: Read IBM research paper: System R:


Relational Approach to Database Management
1979: Relational Software, Inc. (RSI)
Delivered first commercial relational database:
ORACLE V.2
Named after CIA Project: Project Oracle

1982: Renamed Oracle Corporation


1986: Initial Public Offering

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

Oracles Firsts Years of Innovation


(2005) Oracle Fusion Architecture
(2004) Single Customer View from Multiple Sources
(2003) Enterprise Grid Computing - 10g
(2002) Collaboration Suite

Firsts to Market

(2000) E-Business Suite


(1998) Internet Database
(1995) Database Websystem
(1994) Multimedia Server Database
(1990) Client/Server Packaged Applications
(1987) UNIX-Based Applications
(1986) Client Server Database
(1983) Portable Database
(1979) Commercial SQL
Database
(1977) Founded
1978

For internal use only.

1980

1982

1984

1986

1988

1990

1992

1994

1996

Copyright Oracle Corporation, 2005. All rights reserved.

1998

2000

2002

2004

2006

Largest Enterprise Software Provider


GAAP Revenues: $11.8 Billion in FY05
Over 260,000 Customers
Global Reach: 190 Countries
55,000 Employees

http://www.oracle.com/
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

Organizational Structure

Larry Ellison
CEO

Safra Catz
President & CFO
Corporate Finance,
Treasury, Tax, Legal
Investor Relations,
Human Resources,
Mfg and Distribution,
Operations, Corporate
Development

For internal use only.

Jeff Henley
Chairman of
The Board

Juergen Rottler
John Wookey
EVP
SVP
Oracle On Demand Applications
Development
Platform
Technologies,
Support,
Global IT
Education

Charles Phillips
Chuck Rozwat
President
EVP
Marketing, Corporate
Database
Strategy, Sales,
Server
Consulting

http://aria.us.oracle.com/
Copyright Oracle Corporation, 2005. All rights reserved.

Oracle Worldwide Sales & Consulting

Luiz Meisler
Senior Vice President
Latin America

Derek Williams
Executive Vice President
Asia Pacific Division

For internal use only.

Keith Block
Executive Vice President
North America
Sergio Giacoletto
Executive Vice President
EMEA

Masaaki Shintaku
President & CEO
Oracle Japan

Copyright Oracle Corporation, 2005. All rights reserved.

The Oracle Calendar

For internal use only.

Q1
June - August

Q2
September - November

Q3
December - February

Q4
March - May

Copyright Oracle Corporation, 2005. All rights reserved.

10

FY05 Financial Performance GAAP


$ 11,799 M

16%

Net Income

$ 2,886 M

8%

Operating Income

$ 4,022 M

4%

Revenue

Operating Margin
Database License
Application License

34% vs. 38%


$ 3,265 M

13%

$ 785 M

28%

Currency Impact on Revenue


For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

+ 4 points
11

Q2 FY06 Financial Performance


$ in Millions

% Chg Y/Y

New
Software License
Revenue

$1058 M
$4,056

Lic. Up. & Pdt. Support

$1,559

32%
+9%
+25%

$2,617

+18%

Consulting

$506

+28%

On Demand

$87

+21%

Net Income
Software Revenues

Database
Education

$1,355 M

35%

New License $1,247


$82 M

Services Revenues

Application New

Total Revenues

$675
$350
License$3,292

Currency
Impact
on Revenue
-3 Points
Currency
Impact
on Revenue

16%
+24%

+26%
52%
+19%

+4 points

* US GAAP Results as reported


For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

12

Geographic Revenue Distribution

Full Year 2005


EMEA
~35.6%

Asia Pacific
~14.4%

Americas
~50%

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

13

Oracles Culture

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

14

Our Culture

For internal use only.

Entrepreneurial: Multi-billion dollar startup


Fast Paced: Changing a tire at 60 mph
Our Language: Acronyms are a way of life
E-mail: Theres another way to communicate?
Our Advantage: Everything is on the Web!

Copyright Oracle Corporation, 2005. All rights reserved.

15

Oracle Supports
Diversity and Compliance
Oracle seeks to create an environment which:
Attracts, retains and develops diverse talent
Reflects the society and community in which
we live

Equal
Opportunity

Affirmative
Action

http://hrweb.us.oracle.com/diversity/
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

16

Oracle In The Community


Oracle as a corporation, and Oracle employees as
individuals, work actively to improve the quality of life for
people and address community needs. By preferring to
solve problems, rather than managing their consequences,
we take action to effect positive change in our communities.
Our Approach
Education
Environment

For internal use only.

Community

Copyright Oracle Corporation, 2005. All rights reserved.

17

Oracle In The Community


Oracle has 5 Global Education Initiatives
designed to provide students access to
technology and the internet
Oracle supports 572 Non-profit Agencies through
cash grants
28 countries participate in Oracles annual Global
Volunteer Days
Oracle has adopted over 20 Energy Conservation
Programs

For more information on how you can get involved,


please visit the giving website.

http://www.oracle.com/corporate/community/index.html
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

18

Oracle Vision & Strategy

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

19

Information-Driven Enterprise
Simplify

Automate

Standardize

Get Oracle: Get Answers

http://www.oracle.com/
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

20

Information
Oracles business is informationhow to manage it,
use it, share it, and protect it. The right information
leads to good decisionsand good decisions lead to
good business.

Information

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

21

Information Foundation: Grid Computing


Storage Grid

Database Grid

Application Server
Grid

Grid
Control

The foundation of the information-driven enterprise


Balance all types of workloads across servers
Unified management of everything
Reliability and performance at low cost

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

22

Information in One Place: Data Hubs


Single source of truth for customer definition
Near real-time data synchronization
Data cleansing

Customer Data Hub

Key interactions

Orders

Contracts

Service history

360 degree view


with pre-built
analytics

For internal use only.

Siebel

PeopleSoft

Microsoft

Lawson

Broadvision

Copyright Oracle Corporation, 2005. All rights reserved.

Legacy

23

Information On Demand: Oracle


Collaboration Suite

Fax

Web

Voice

Outlook

Calendar

Wireless
Files

Voicemail
Search

Web Conferencing

E-mail

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

24

Information-Age Capabilities: 11i Oracle EBusiness Suite


Complete and Integrated

Supply Chain

Marketing
Sales

Data Hub

HR

Financials
Order
Management

For internal use only.

Service

Contracts

Copyright Oracle Corporation, 2005. All rights reserved.

25

Services for the Information-Driven


Enterprise

For internal use only.

Support

Consulting

Advanced
Product
Services

Education

Copyright Oracle Corporation, 2005. All rights reserved.

26

Oracle On Demand
E-Business

Technology

App

ISV/Custom

Support
Implement
App Admin
DB/AS Admin
Sys Admin
HW Admin
For internal use only.

Collaboration

ISV/Custom

Partner

Oracle
Manages
Availability
Security
Performance
Change
Problems

Partner

Oracle

Availability
Security
Performance
Change
Problems

Copyright Oracle Corporation, 2005. All rights reserved.

Oracle
Manages
Availability
Security
Performance
Change
Problems

27

Oracle Database - Partial Customer List

AFFINA
Alaska Dept. of Fish and Game
Allianz Cornhill Engineering
Amazon.com
American Trans Air (ATA)
Austrian Federal Railways
Best Buy
Best Value Procurement
BioMed Central
Bollinger Shipyards
BT Group plc
Bullrun Financial
Capespan
Caprion Pharmaceuticals
CargoSmart
CERN
Changan Automobile (Group)
Chicago Police Department
Chicago Stock Exchange
Clinical Trial Services
CNC China Netcom
Coca Cola, Egypt
Commerce Exchange

For internal use only.

Computer Resource Team (CRT)


Concord Communications
Corporation Service Company
CuraGen
DataSpectrum
Deutsche Bank
Digex
Eastman Chemical
Embry-Riddle Aeronautical
University
Emerson Motor Technologies
Ericsson Limited
Europay
Experian
Fiat Argentina
First American Real Estate
First Great Western
Ford Motor Company
Forestry Commission, Scotland
Gas Authority of India
Genentech
Hellmann Worldwide Logistics
Hutchison-Priceline

Copyright Oracle Corporation, 2005. All rights reserved.

International Paper
KT (Korea Telecom)
Lufthansa
Malev Hungarian Airlines
Metropolitan Regional Information
Systems
POSCO
Premium TV
Rockwell Automation
Softchoice
Southwest Airlines
Staffordshire University
State of Tennessee
TeleCheque
Texas Tech University
T-Mobile
Trusted Computer Solutions
(TCS)
Tsingtao Brewery
Vanderbilt University
Verisign
Western Gas Resources
XIOTech

28

Strategic Acquisitions

PeopleSoft
Oblix
Retek
TimesTen
TripleHop
Context Media
ProfitLogic

G-Log
i-flex
Innobase
Thor Technologies
OctetString
TempoSoft
360Commerce
Siebel

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

29

Oracle Products:
The Information-Driven Enterprise
View On-Demand
Presentations:

Simplify
Automate

Standardize

Oracle Products:

Grid Computing
Data Hubs
Collaboration Suite
E-Business Suite
Oracle on Demand
Services
Fusion Applications

Get Oracle: Get Answers

Additional Applications:

PeopleSoft Enterprise
JD Edwards EnterpriseOne
JD Edwards World
Oracle Retail Applications

http://www.oracle.com/internal/broadband/index.html
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

30

Oracle Policies

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

31

Oracle Employee Handbook

Covers policies, practices, and programs


Provided to answer common questions posed by
employees of Oracle
Employees are responsible for understanding and
following policies outlined in handbook

http://hrweb.us.oracle.com/handbook/index.html#welcome
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

32

Oracle Code of Ethics and Business


Conduct

Focuses on three areas:


Compliance with Laws and Regulations
Business Conduct
Relationships

Guidance in addressing legal and ethical issues


encountered
Employees are required to abide by the standards set
forth
Access Ethics and Business Conduct Course at
http://ouweb.us.oracle.com/custom/global/ethics.html

http://ouweb.us.oracle.com/custom/global/ethics.html
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

33

Supporting a
Positive Work Environment
Oracle does not tolerate sexual harassment
Legal Definition
Quid Pro Quo (This for That)
Hostile work environment

Report all incidents to Human Resources


Know your role & responsibilities

HR investigates ALL reported cases


What exactly is Sexual Harassment? Find out the
facts... take the Sexual Harassment Awareness Course

http://ouweb.us.oracle.com/custom/global/sexual_har.html
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

34

Learn About Oracle Policies


Oracle employees are responsible
for knowing and abiding by the
content of these courses:

Data Privacy Awareness


Ethics and Business Conduct
Sexual Harassment Awareness
All managers are required to take
an additional two-hour live Sexual
Harassment Awareness course
Oracle employees should
complete these courses within
30 days of starting employment
with Oracle
http://ouweb.us.oracle.com/custom/global/compliance.html

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

35

Corporate Security
Corporate Security

Global
Product
Security

Global
Information Security

Global
Physical Security

Global Physical Security


Parking; Facility Access
Loss Reporting
Personal Protection
Travel Security
No Drugs No Weapons
Global Product Security
Secure coding standards and compliance
Security assessments (a.k.a. ethical hacking)
Formal security evaluations
Incident response
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

36

Corporate Security (continued)


Global Information Security - What We Do
Protect Oracles intangible assets
Set policies and enforce compliance
Internal policies, industry regulations (e.g., security, privacy, trade)

Business Continuity management


Education and awareness

What You Need to Do


Protect confidential information
Know the policies and your obligations and report issues
Examples of what you need to do:
Never share your passwords
Back up your data regularly
Keep virus definitions up-to-date

Learn more at http://security.oraclecorp.com


For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

37

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

38

Safety
Ergonomics:
Leading cause of workplace injury
Ergonomic evaluations are available

Emergency Response Team (ERT):


ERT members are certified in CPR, first aid, and evacuation
Those certified have red markings outside their work area
Volunteers go through training annually
http://globalxchange.oraclecorp.com/pls/gxchange/ats_urldeeplink.
loadfolder?p_folderid=2658545&p_siteid=1
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

39

Oracle Resources

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

40

HR Support Structure

HR
Representative
Resolve HR
processing
issues
Answer routine
policy
questions
Ensure HR
data is correct
Complete
workers comp
forms

For internal use only.

HR Consultant /
HR Manager
Counsel
managers and
employees on
employee
relations
matters
Interpret HR
policy
Career
development
Performance
management

http://hrweb.us.oracle.com/
contacts.htm

Copyright Oracle Corporation, 2005. All rights reserved.

41

HR Support Structure (Continued)

Americas HR Shared Services


Benefits
Representative
Questions relating to
employee benefits including
open enrollment, leaves of
absence COBRA, etc.
Assigned by employees last
name
1.650.506.9800

For internal use only.

Questions regarding paycheck


matters
Questions regarding vacation
balances
Information regarding use of Self
Service Applications
HRSSC-Americas_ww@oracle.co
m
888.404.2494
http://hrweb.us.oracle.com/hrss/infocent
/

Copyright Oracle Corporation, 2005. All rights reserved.

42

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

43

New Hire Website

Getting Started
About Oracle
Career Development
Terminology

http://newhire.us.oracle.com
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

44

Organization & Talent Development


Building organizational effectiveness through our people
NEW OTD website
Enables
employees to
access information
on how to receive
training
Assists employees
in managing their
career
Provides guidance
within both current
and future roles
using Road Maps
summarized into
5 core areas
http://hrweb.us.oracle.com/otd/
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

45

Oracle University

Web Based Training


Free and available to all Employees:
http://ilearning.oracle.com/ilearn/en/lear
ner/jsp/
user_home.jsp

Product Training (at discounted rates)


Enroll in training via Self Service Apps

http://ouweb.us.oracle.com/
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

46

Web Overview

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

47

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

48

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

49

Web Tour Self Service Applications

For internal use only.

US Employee Self Service


US Expense Reporting
iProcurement
Enrolling in OU training
and much, much more

Copyright Oracle Corporation, 2005. All rights reserved.

50

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

51

Guide to the Top 15 Transactions

http://my.oracle.com/pls/myo/ats_urldeeplink.loaditem?p_masterthingid=5883501&
p_siteid=1

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

52

Aria
Corporate Directory

Name
Location
Email
Phone
Pictures

Organization Charts

http://aria.us.oracle.com/pls/oracle/aria_home
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

53

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

54

North American Real Estate and Facilities

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

55

Office Locator Tool

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

56

Immediate Actions To Take

For internal use only.

Complete I-9 Form


Learn Employee Number
Learn Passwords
Review Personal Data in
Self-Service
Applications
Set-up Direct Deposit in
Self-Service
Applications
Edit Federal Withholding
Claims
Bookmark Key Websites

Within your first 30 days of


employment complete
required training:
Code of Ethics and
Business Conduct
Data Privacy
Sexual Harassment
Awareness
Two-hour Live Sexual
Harassment Awareness
for Managers

Copyright Oracle Corporation, 2005. All rights reserved.

57

Keys to Success at Oracle


1.
2.
3.
4.

For internal use only.

Take the Initiative


Build Networks
Understand Oracles Vision & Strategy
Keep Informed of Changes

Copyright Oracle Corporation, 2005. All rights reserved.

58

Oracleflex Benefits
Overview

This is a summary presentation only. If there are any differences between the information in this presentation and the information
in Oracle Plan documentation an/or insurance certificates, the Plan documentation and/or insurance certificates will govern.

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

59

Agenda

Your Benefits Team


How the Oracleflex Plan Works
Benefit Offerings

We strongly encourage you to visit


www.oraclebenefits.com
to view full plan information and
make your enrollment elections.

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

60

Benefits Team

The Oracle benefits team:


Coordinates the enrollment/change process
for Oracle flex
Answers employee questions regarding
Oracle benefits programs
Resolves escalated eligibility and claims
issues for employees

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

61

Oracleflex

What is Oracleflex?
What are flex credits?
How are flex credits calculated?
What happens if I dont spend all of my allocated
flex credits?
What happens if I spend more than the flex credits
allocated to me?

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

62

Oracleflex

Whos eligible?
Employees
Dependents
What about double coverage?

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

63

Health Benefits

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

64

Medical Plan Choices

Choice and Choice Plus medical plans through United


Healthcare:
EPO Choice Plan
HPHC-Passport Plan (a Harvard Pilgrim
partnership)
PPO Choice Plus plans
Medium Choice Plus traditional PPO plan
Premium Choice Plus lower out-of-pocket costs

HMO plans:
Seven (7) regional plans available
Availability is based on your location in the USA
Kaiser offered where available
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

65

Medical Plan Choices

Out-of-Area plans available if you live in an area where


there is no UHC network
All medical plans include a prescription drug benefit
with co-payments for generic or brand name drugs
Mail order services included
Your medical ID card is also your Prescription card

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

66

Dental Plan Choices

Two plans available through MetLife


Preventive Plan
Covers preventive care only with no deductible
No other coverage

Comprehensive Plan
Preventive services covered with no deductible
Other dental care covered after deductible
Includes orthodontia coverage

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

67

Vision Plan Choices

Two plans available through VSP


Plan 1 offers one benefit allowance for glasses or
contacts every calendar year
Plan 2 offers two benefit allowances for glasses or
contacts every calendar year
Both plans cover a routine eye exam every 12
months
Allowances for frames and contacts vary

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

68

Employee Assistance Program

EAP plan is provided by United Behavioral Health


(UBH).
Confidential counseling for employee and family
Up to 6 visits per concern, per person, per year, at
no charge
Further visits covered through your elected health
plan
www.liveandworkwell.com (Access code 228485)

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

69

Life and Disability Benefits

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

70

Employee Life Insurance

Insured by MetLife
Pre-tax coverage available ($10K or $50K)
After-tax coverage available up to 6x earnings
Maximum benefit of $2,050,000 (combined pre-tax and
after-tax)
Required benefit: You must elect core coverage
minimum of $10,000 pre-tax or 1x compensation aftertax

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

71

Accidental Death & Dismemberment

AD&D benefits are paid if you die or sustain certain


serious injuries in an accident
Similar plan design to employee life insurance, but
youre not required to elect the same amount
You will have the opportunity to elect any level of
available coverage for AD&D
Required benefit: You must elect core coverage of
$10,000

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

72

Dependent Life Insurance

Optional election, after-tax deduction


Spouse or same sex domestic partner
Up to 50% of employee coverage
Child(ren)
Up to 25% of employee coverage
You are the beneficiary for these benefits

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

73

Business Travel Accident

Paid by Oracle
Additional life/AD&D benefit when youre traveling on
company business
Coverage of 1x compensation up to $500,000
Cash advance of $5,000 for medical expenses
Worldwide assistance
Carry the Travel Accident ID Card when traveling
on company business (card can be downloaded
from Web)
Does not cover your commute to/from work

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

74

Long-Term Disability (LTD)

Two options available through Reliance Standard Life


50%
66 2/3%
Pre-tax or after-tax deduction option (impacts taxability
of benefit)
Required benefit: You must elect the minimum
coverage of 50% of earnings

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

75

Flexible Spending Accounts

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

76

Flexible Spending Accounts


Health Care Reimbursement Account (HCRA)
and Dependent Care Reimbursement Account
(DCRA)
Administered by United Health Care
You elect only once. Automatic election
thereafter, unless you actively change or
cancel
Allows you to use pre-tax dollars to pay for
eligible expenses
Use it or lose it
Reimbursement available direct deposit

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

77

Health Care Reimbursement Account

For you and your family


Eligible expenses include:
Deductibles, co-payments, certain over-thecounter drugs
Charges above usual, customary, and reasonable
(UCR) rates or plan maximums
Maximum contribution is $3,000 year
Minimum contribution is $5/pay period or
$120/year
If electing mid-year, election is prorated by the
remaining pay periods in the year
For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

78

Dependent Care
Reimbursement Account
Child and elder care expenses are eligible if they
allow you and your spouse to work
Minimum contribution is $5/pay period or
$120/year.
Maximum contribution is determined by marital
and tax filing status
NOT for healthcare expense

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

79

Savings and Investment


Asset Management and Protection
Legal and Financial Services

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

80

401(k) Plan: Investing in Your Future


Contribute up to 40% of your pay (up to the IRS
maximum of $15,000 in 2006)
Employees over 50 years of age are eligible to
contribute an additional $5,000 in 2006 under the
IRS catch-up provision
Oracle matches 50% of first 6% of contributions up
to an annual maximum of $5100.
Four-year vesting schedule is based on service date

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

81

401(k) Plan: Investing in Your Future


Select from 28 funds offered through Fidelity
Contributions made for 2006 with prior employers
should be documented by completing the prior
contribution form
Enroll via the Web (http://www.401k.com) or by
calling Fidelity @ 800-410-2363

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

82

Employee Stock
Purchase Plan (ESPP)
Purchase Oracle common stock at a 5% discount
Discount from the market price will be applied to
the closing sale price of Oracle common stock at
the end of the six-month ESPP period

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

83

Long-Term Care Insurance

Insured by CNA
Not the same as LTD insurance mentioned earlier
Covers expenses if you are unable to care for yourself
due to injury or chronic illness
You, your spouse/domestic partner (same sex),
parents, and grandparents are eligible to enroll
Only new hires can enroll without submitting medical
information
Employees who work 20 or more hours per week can
purchase long-term care insurance

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

84

Other Oracle Benefits

ARAG Group Legal Services


AYCO Financial Services
Personal insurance through Liberty Mutual Group
Auto, home, and personal belongings
Convenience of paying premium through
automatic
payroll deductions

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

85

Additional Oracle Benefits

For internal use only.

Copyright Oracle Corporation, 2005. All rights reserved.

86

Vacation & Leaves of Absence

Sick days

7 holidays

New Year's Day


Memorial Day
Independence Day
Labor Day
Thanksgiving (2 days)
Christmas

13 or 18 vacation days
(accrual based on
service date)

For internal use only.

Leaves of absence

Matrix Absence
Management
Medical

Personal & Educational

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Educational Reimbursement
Applies to job-related curriculum only
Reimbursement up to the maximum $5,250
Management approval required for each course
before your class begins; no pre-approval for
programs
(i.e. MBA)
Must be a full-time regular employee at both the start
and the end of the course
See the Benefits Home Page in the "Education
Reimbursement link

For internal use only.

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Enrolling
Now what do I do?

For internal use only.

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Read, Decide, Enroll

For internal use only.

Refer to the benefits letter that youll


receive it will be separate from your
offer packet
Log in to the Benefits Web site
Benefits are effective on date of hire

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For internal use only.

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For internal use only.

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Required Coverage

You must elect minimum or core coverage


Medical: coverage for yourself only
(unless you have other coverage)
Life insurance: $10,000 pre-tax for yourself, or 1x
compensation after-tax for yourself
AD&D: $10,000 pre-tax for yourself
LTD: 50% of compensation

For internal use only.

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What If You Forget to Enroll?

Default coverage
Oracle will enroll you to the following plans
Medium Choice Plus PPO for you only
$10,000 employee pre-tax life and AD&D coverage
50% pre-tax LTD
No dependent coverage; no dental or vision

For internal use only.

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Getting Services Before


You Get Your ID Card
If you select a UHC plan (EPO, PPO):
Find a UHC-contracted doctor via Web or
phone
Inform the physician that you are new to the
plan, and provide the Oracle policy number
(#228485)
If pre-payment of services is required, pay
and then file for a reimbursement afterwards
If you select an HMO: call your Benefit
Representative

For internal use only.

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Changing Your Elections

During annual Open Enrollment only, or


Family Status Change (FSC)
FSCs are effective on the date you notify the
Benefits Department
Exception: On the date of birth, for the addition of
a newborn
You have 62 days from the date the event
occurred to notify us of the change (31 days for
Kaiser So. Ca. and Matthew Thornton)

For internal use only.

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Things to Remember

Enroll by the deadline


Complete beneficiary information
Review confirmation statement for accuracy
Keep copies for your records

For internal use only.

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www.oraclebenefits.com

For internal use only.

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Oracle Benefits
Offerings Summary
Medical
Dental
Vision
Employee Assistance Program
(EAP)
Life insurance
Accidental death and
dismemberment (AD&D)
Long-term disability (LTD)
insurance
Flexible spending accounts

For internal use only.

401(K) plan
Employee stock purchase plan
Long-term care (LTC) insurance
Group legal services
AYCO financial services
Personal insurance (auto, etc.)
LifeSolutions (resource and
referral)
Vacation / Leaves of absence
Education Reimbursement

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99

Q&

Q U E S T I O N S
A N S W E R S

For internal use only.

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