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FINTECH IN

GERMANY
P2P finance and payment

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Outline

Conclusio
n
P2P
payment
German & Finance
Fintech in
Worldwid
e Fintech Germany

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Worldwide Fintech overview
Total global investment Most popular Fintech
focus areas are:
from 2010-2015 totaled
Payments &
USD 49.7 Lending;
Billion Blockchain; Cloud-
based service

Drastic rise in global


Fintech investment In 2015, VC-backed
USD 3
tripled from Fintech companies
Billion (2013) raisedUSD 13.8
to over USD 12 Billion across
Billion (2014) 653 deals
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Source: CBInsights & KPMG, 2016
Key facts of German Fintech
Germany outpaces UK TOP 5 highest transaction value
for Fintech funding in Q2 2016: worldwide:
USD
80% more funding to VC-
Total Transaction Value of
153,194 Million (CAGR
backed Fintech companies
2017 -2021 7.8%)

Total of 433 Fintech


Total market size of
companies were
EUR 2.2 Billion (as of
identified (As of 2015)
2015)
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Source: German Ministry of Finance,
P2P finance & payment overview
Largest segment with a total
transaction value of USD
113,490 M in 2017

31% of all e-commerce


sales are transacted through
E-Wallet; main player: PayPal

88.6% of Fintech
businesses specializing in
Payment are active
Key drivers: Increasing
popularity of E-Commerce
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Source: Lets talk Payment,
Conclusion
Attractiveness due to
Brexit
Fintech companies in UK are at risk losing access
to the European market higher costs to obtain
permission and comply with the EU regulation

A strong growth rate of


A significant growth of Fintech investment in
investment
Germany in the last 2 years (EUR 80 M in 2013
EUR 524 M in 2015)
Huge uptake by an evolving Fintech
ecosystem
Huge access to incubation programs with sizeable domestic
investors, as well as industry collaboration and public
investment money
Source: Ernst & Young, 6

2016