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SUBJECT CONTRACTORS WORDING OF


MATTER CONTRACT


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Present

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purchase
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STAGES OF MURABAHA

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a IMISE STAGE
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½ The Client orders the
institution to buy certain goods
for him and sell him the same
after acquiring.
½ Containing the details of the
goods required to purchase
from the Supplier, Cost Price
and expected date of delivery
½ The prerequisite is that the
goods are not already owned by
the client.
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STAGES OF MURABAHA

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Acquisition Of Title &
Possession of The Asset
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6 ’6 
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‰- EXEUTIN 
MU ABAHA
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E & AEaTANE

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OFFER TO PURCHASE

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BANK¶S ACCEPTANCE

½ The Bank will accept the offer made by the


Customer. All the terms of the Murabaha
Transaction such as Sale Price ( Cost plus
Profit ) Due Date or Schedule of Payments
etc. must be mentioned in the Bank¶s Letter
of Acceptance.


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RELATIONSHIP

½ At this stage relation of a  6


comes into operation between the
institution & the client.
½ Since the sale is effected on deferred
payment basis, the relation of { 
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simultaneously.

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Credit
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Credit
Credit

Prising risk
Banking
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Market
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3’ 
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3’ 
   ) Solvency

Operational
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END OF PRESENTATION

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