FINANCIAL INSTITUTIONAL SUPPORT TO WOMEN ENTREPRENEURES IN INDIA

by Mrs.T.Shobha Rani, Mrs. M.Padma Lalitha

µWomen Entrepreneur¶ is a person who accepts challenging role to meet her personal needs and become economically independent.´ .

Empowerment of women is essential as their thoughts and their value systems lead to the development of a good family.APJ Abdul Kalam . good society and ultimately a good nation´. .women entrepreneurship "Empowering women is a prerequisite for creating a good nation. society with stability is assured. When women are empowered.

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by acting as financial intermediary. a financial institution is an institution that provides financial services for its clients or members.Financial Institutions: In financial economics. .

.Banking Institution: An organization which mobilizes the savings as deposits and disburse them as loans for the economic development of the nation.

MAHIMA .Some Schemes for Women Entrepreneurs DENA BANK INDIAN BANK BANK OF INDIA DENA SHAKTHI TERM LOAN SCHEME PRIYADARSHINI YOJANA CENTRAL BANK OF CENT KALYANI INDIA STATE INDIA BANK OF STREE PACKAGE SHAKTI VIJAYABANK ARAVIND.

agriculture.All the banks are providing loans at a concession of 0.5% on interest rate. . Amount of loan ranges from RS.. education .25-0.5000---Rs20 lakh Priority sectors are. retail trade.housing etc.

These institutions can be classified as central government and state government institutions.Developmental Institutions: Developmental banks are those financial institutions engaged in the promotion and development of industry. agriculture and other key sectors. .

Industrial Development Bank of India (IDBI) i)Scheme for Women Entrepreneurs (ii) Mahila Vikas Nidhi (MVN) Scheme (iii) Scheme for Re-finance Assistance to Woven Entrepreneurs .1.Small Industries Development Organization (SIDO) 2.Small Industries Development Bank of India (SIDBI) (i)Schemes of Assistance for Women Entrepreneurs (ii)Mahila Udyam Nidhi Scheme (iii))Informal lending (iv) Marketing Fund for Women (MFW) 3.

The National Small Industries Corporation Limited ( NSIC ) .The Khadi and Village Industries Commission (KVIC) ( 6.4. National Bank for Agriculture and Rural Development (NABARD) (i)NABARD "Women's Cell" (ii) Self-Help Groups (iii) Scheme covered under Automatic Refinance Facility (ARF 5.

STATE LEVEL FINANCIAL INSTITUTIONS Karnataka State Financial Corporation (KSFC) Scheme for Women Entrepreneurs: ‡ Rajasthan Financial Corporation Scheme for Women Entrepreneurs Andhra Pradesh State Financial Corporation Scheme for Women Entrepreneurs .

this opportunity should be availed by women entrepreneurs to the optimal extent. . It was clearly stated in those schemes that the procedure of application and sanctioning are similar to other loans.CONCLUSION It can be concluded that though there are many institutions to provide financial assistance to the women entrepreneurs in our country. this facility is availed by few only.The reasons behind this are lack of awareness about the institutional schemes and mind set of entrepreneurs who believe that the procedure of sanctioning the loans is cumbersome. as this assistance is provided with concession in order to encourage and empower women. So.

452 .84 28.36 39.848 30.Women Entrepreneurship in India States No of Units Registered No.38 28.77 32.91 33.12 39.82 Other States & UTS 14576 Total 57. of Women Entrepreneurs Percentage Tamil Nadu Uttar Pradesh Kerala Punjab Maharastra Gujrat Karnatka Madhya Pradesh 9618 7980 5487 4791 4339 3872 3822 2967 2930 3180 2135 1618 1394 1538 1026 842 4185 18.71 32.72 26.84 38.

Women Work Participation Country India (1970-1971) India (1980-1981) India (1990-1991) India (2000-2001) USA UK Indonesia Sri Lanka Brazil Percentage 14.2 19.3 31.7 22.6 45 43 40 35 35 .

THANK YOU .

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