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INT TIN 
§ Incorporated in 1992.
§ Its registered office is in
QUETTA.
§ Its principal office is in
KARACHI.
§ Its Paid Up capital is 5.303
billion.
§ Listed on Karachi & Lahore
Stock Exchange.
§ It provides Online banking,
GPRS & e-banking.
uIST  
§ Incorporated as BOLAN
BANK Ltd. in 1992
§ Renamed as MyBank in
July, 2005 by SBP
§ In March, 2004 controlling
interest was acquired by

 Iq 
§In August, 2006 management
was taken over by

 
  | 
·To be the best Customer Service Bank in the
country with highest Economic Value Added
(EVA) through engaged and motivated People´
·To be the premier customer focused bank in the
country recognized for superior service, innovative
products and attractive returns to all stakeholders
through optimal utilization of technology for service
and product delivery. Superior and comfortable look
and feel to the branches bringing world class standards
to the local market through personalized attention´
ü Integrity

ü Customer Focus

ü Team Work

ü Innovation
§Mr. Muhammad Bilal Sheikh
(President & CEO & Director)

§Mr. Iqbal Alimohamed


(Chairman)

§Mr. Sohail Muzaffar


(Vice Chairman)
Mr. Muhammad Bilal Sheikh
(President & CEO /Director)
Mr. Muhammad Iqbal Ebrahim
(Director)
Mr. Afzal Ghani
(Director)

Mr. Danish Iqbal


(Director)

Mr. Mamnoon Ahmed Alvi


(Director)
Mr. Muhammad Bilal Sheikh
Ms. Mona Sultan
Mr. Faisal Shaikha
Mr. Akhtar Ali Khan
Mr. Anis Iqbal
Mr. Syed Nazir Hussain
Mr. Tariq Idrees
Mr. Kh. Tajammul Hussain
Mr. Akhtar Aleem Syed
Mr. Baber Saeed Khan
Mr. Shaukat Ali Larik
Mr. Imran Ahmed
§ 
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SE IES
§ Call Centre
§ Remittance Facility
§ Utility bills collection
§ Locker Facility
§ SMS Banking
§ E.TOPUp
§ Online banking
§ E-Banking
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§ Lockers are available in 4
sizes.
SIZE ENT
a) Small 1,000/-
b) Medium 1,500/-
c) Large 2,500/-
d) Extra Large 4,000/-

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§ Simply type:
etopup <space> first & last letter of the
mobile network <space> amount

§ Or for friends & family:


etopup <space> first & last letter of the mobile network
<space> amount <space> desired friends & family number and
SMS to 03122-692265
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§ Now you can extend your
business to different cities,
without having an account in
that city.

§ MyBank Online is a
computerized system, linked
through SBCN.
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§ Visit any branch of


MyBank and get your self
a full package deal for
Free, which includes E-
banking, SMS-banking,
Email-Alerts and Etopup
Service.
 
  
 
 
§ Deposit schemes
§ Foreign trade
§ Car financing
§ My Sahoolat
(My Dream Home)
§ Easy credit scheme
§ Agricultural finance
schemes
§ My ATM
§ Basic Banking Account

§ Current Account

§ PLS Saving Deposits Account

§ Business Premium Account

§ Special Notice Deposit Account

§ Various Term Deposit Account


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§ The initial deposit will be Rs. 1000.


§ No limit on minimum balance.
§ There is no fee for maintaining BBA.
§ Maximum four deposit transactions and two
withdrawals per month are free of charges.
§ Unlimited and free of charge ATM withdrawals.
§ Statement of account will be issued once in a year.
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DEPOSIT PERIOD PROFIT RATE

1 Year 10.35% p.a.

2 Year 10.60% p.a.

3Year 10.75% p.a.


§ MyBank is making its
modest contribution in all
kinds of Trade Financing
Activities.

§ To meet the requirement


of the importers, exporters
and trading houses.
ë/+'-$ +'2%+

You can get any vehicle, you wish at a very affordable


price.
§ Low Markup Rate.
§ No Hidden Cost.
§ Quickest Processing
Time.
§ Lowest Insurance
Premium.
§ Tracker Device is also
financed.
Home loan up to Rs. 1 crore to buy or build home
You don't need to be a
MyBank customer. you have
to do is just pick up the
phone and call to our Call
Center & Get results in 7
days.
§ Low Markup Rate.
§ Life Insurance Coverage.
§ Quickest Processing Time.
§ Maximum Limit of Rs. 10
Million.
§ 4*,&&*-* §  *-$+
,,*2$&
¢ The financing is from
Rs. 10,000 to Rs. ¢ Loan amount
100,000 without any ranges from
collateral security. Rs.50,000 to Rs.
250,000 on just your
signature.
§     .
§ .  



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§ MyBank ATM Cards are valid
throughout the country.
§ MyBank ATM Card allows to
draw cash up to 20,000/- per day
§ Instant withdrawal of cash.
§ Balance Information.
§ Mini Account Statement.
§ Funds Transfer Facility from one
ATM Account to another
§ !
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*,-
 
  
Segment 2009 (,000) 2008 (,000)

Assets 35490705 39803003

Liabilities 30385841 33659935

Net Assets 5104864 6143068


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Segment 2009 2008
Net Markup Income 486316 811209

Net Markup Loss 1447495 772461

Non Markup Income 383758 942648

Non Markup Expense 1092775 931012

Loss Before Taxation 2156512 760825

Loss After Taxation 1639829 350293

Loss Per Share 3.09 0.79


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Ratio 2009 2008

Current Ratio 0.61 7.6

Quick Ratio 0.61 7.6

Debt Ratio 0.071 0.11


Debt Equity
Ratio 0.499 0.74
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 #  $ #  %#  %&# 
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  10135046 10904077
Held-to-maturity 505847 514250
Total investment cost 10640839 11418327
Less: provision -619814 -410398
 8'
 10021079 11007929
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Surplus/deficit 16871 -712959

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  10037950 10284970
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§Excellent Name

§Secured Patents

§Strong Brand Name

§Online Banking

§Varity of Products
§ No Islamic Banking

§ Less Branches

§ High Cost Strategies

§ Low Salary of Staff


§ Unfulfilled Customer
Need

§ Arrival of New
Technology

§ Loosening of Regulations

§ Removal of International
Trade Barriers
§ Over Economic Crises

§ Trade Barriers

§ Substitutes in
Environment

§ Changing SBP Polices


§ POLITICAL INSTABILITY

§ SAFETY REGULALTIONS

§ INSTABLE TAX POLICIES

§ GOVERNAMENT ATTITUDE
§ Inflation Rates

§ Exchange Rates

§ Stages of Business Cycle

§ Govt. Spending

§ Economic Growth
§ CONSUMER
CONFIDENCE

§ LITRACY RATE

§ CONSUMPTION
ORIENTED
§ Information Technology

§ Energy Crises

§ Govt. Spending

§ New Invention &


Technology
§New Branches
§High Advertisement
§Technology Improvements
§Customer Trust
§ Permanent Staff
§ Strong Internal
Management
§Reduce Service Charges