BANKING INDUSTRY

BANKING INDUSTRY

8/14/2011

BANK 

A bank is a financial institution licensed by a government. Its primary activities include providing financial services to customers while enriching its investors

BANKING INDUSTRY

8/14/2011

BANKING INDUSTRY 


The Banking Industry provides access to credit. In the lenders case, this includes access to their own

savings and investments, and interest payments on those amounts. 

In the case of borrowers, it includes access to loans for the creditworthy, at a competitive interest rate.

BANKING INDUSTRY 8/14/2011 HISTORY OF INDIAN BANKING HISTORY  3 phases of development:    Early phase from 1786 to 1969 Nationalization of Indian banks up to 1991 Advent of of Indian financial and banking sector reforms after 1991 .

bank of Bombay.BANKING INDUSTRY 8/14/2011 HISTORY OF INDIAN BANKING HISTORY  Phase 1   General bank was setup in 1786 Hindustan and Bengal bank. bank of madras  Reserve bank of India came in 1935 .

BANKING INDUSTRY 8/14/2011 HISTORY OF INDIAN BANKING HISTORY  Phase 2     Nationalization of Indian banks State bank of India was coined 14 major commercial banks was nationalized 7 banks nationalized during second phase of nationalization in 1980 .

BANKING INDUSTRY 8/14/2011 HISTORY OF INDIAN BANKING HISTORY  Phase 3    Liberalization of banking practices Country flooded with foreign banks and ATM System became more convenient .

BANKING INDUSTRY 8/14/2011 STRUCTURE OF BANKING INDUSTRY .

BANKING INDUSTRY 8/14/2011 STRUCTURE OF BANKING INDUSTRY  Non banking financial corporations are not under the control of RBI  Indigenous bankers. money lenders .

BANKING INDUSTRY 8/14/2011 PRODUCTS OF BANKING INDUSTRY      Banking Insurance Loans Remittance Investment .

BANKING INDUSTRY 8/14/2011 SERVICES OF BANKING INDUSTRY   Internet banking Mobile banking .

BANKING INDUSTRY 8/14/2011 MARKETTING MIX OF BANKING INDUSTRY        Product Price Place Promotion People Process Physical evidence .

BANKING INDUSTRY 8/14/2011  State bank of India   Coined in 1955 Got a sense of social responsibilities .

BANKING INDUSTRY 8/14/2011  Products and services ² ² ² ² ² Banking service NRI service International banking Corporate banking Agricultural banking .

insurances  Market capitalization = ` 480.00 billion .BANKING INDUSTRY 8/14/2011  ICICI  Offers huge variety of services in retail and investment banking.

BANKING INDUSTRY 8/14/2011  Products and services ² ² ² Personal banking NRI banking Corporate banking .

BANKING INDUSTRY 8/14/2011  PNB  Economic times rated it as the most trusted bank  Ranked 21st among top 500 companies .

BANKING INDUSTRY 8/14/2011  Products and services ² ² ² ² ² ² Personal banking Corporate banking Finance of trade International banking Industrial finance Agricultural finance .

BANKING INDUSTRY 8/14/2011  HDFC   Incorporated in august 1994 It has technical expertise. maintains product quality and has set global standard  Aims to attain fairness for stakeholders .

BANKING INDUSTRY 8/14/2011  Products and services ² ² ² ² ² ² International banking Private banking Payment services Investment and insurances Corporate banking Agricultural banking .

BANKING INDUSTRY 8/14/2011  CITI BANK   Originated in 1812 International bank with its operation spreading across many countries  Provides financial advisory services .

BANKING INDUSTRY 8/14/2011  Products and services ² ² ² ² ² Online services NRI services Wealth management Investment Insurance services .

global standards and ethical practices are the hallmark .BANKING INDUSTRY 8/14/2011  UTI    Commenced its operation in1994 Strong holds in retail and corporate banking Latest technology.

BANKING INDUSTRY 8/14/2011  Products and services ² ² ² ² ² International banking Private banking Payment services Investment and insurances Corporate banking .

BANKING INDUSTRY 8/14/2011  HSBC   Evolution of HSBC started in 1953 Steadily growing and offering value products and financial solution to the customers .

BANKING INDUSTRY 8/14/2011  Products and services ² ² ² ² ² Personal banking NRI banking Business banking Institutional banking Investment banking .

advances and net profit grew at CAGR of 19.4% and 20.6%.2% respectively from FY03 to FY08.BANKING INDUSTRY 8/14/2011 ANALYSIS OF BANKING INDUSTRY   Impressive growth from FY04 to mid FY09 Total deposits. 27.   Credit growth of 33.3% in FY05 Increase in economic activity .

BANKING INDUSTRY 8/14/2011 ANALYSIS OF BANKING INDUSTRY   Robust primary and secondary markets Large increase in fee based income .

BANKING INDUSTRY 8/14/2011 SIGNIFICANT INNOVATIONS     Online banking Mobile banking NRI services ATM .

the expansion in balance sheet of bank is likely to decelerate  Banks assets are expected to grow at an annual composite rate of 13.BANKING INDUSTRY 8/14/2011 FUTURE PROSPECTS  India vision 2020 reports.4% .

com/investment_in_india www.finance.wikipedia.org.gov/bank/statistical.BANKING INDUSTRY 8/14/2011 REFERENCES     www.stats/index www.fdic.rbi.indiamart.in/scripts/annual www.com .

BANKING INDUSTRY 8/14/2011 .

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