PRESENTATION OVER

MEZAN BANK
PREPARED BY MBA (SEC: A)
LOVE RAJ (40)
AJEET KUMAR (04)
GHULAM SRWR (26)
MUHAMMAD SHEBAZ (55)
vlSlCn
LsLabllsh lslamlc banklng as
banklng of flrsL cholce Lo
faclllLaLe Lhe lmplemenLaLlon
of an equlLable economlc
sysLemţ provldlng a sLrong
foundaLlon for esLabllshlng a
falr and [usL socleLy for
manklndŦ
MISSION
To be a premier Islamic bank, oIIering a
one-stop shop Ior innovative value added
products and services to our customers
within the bounds oI Shariah, while
optimizing the stakeholders value
through an organizational culture based
on learning, Iairness, respect Ior
individual enterprise and perIormance.
MEEZAN'S BRANCH NETWORK
MEZAN BANK HAS BRACHES ALL OVER THE PAKISTAN
COVERING ALMOST ALL REIGON OF PAKISTAN
5OJIH kFlGON
MlFFUFKH/S
CUEII/
N/W/8SH/H
S/KF/ND
SUKKUF
I/NDC /D/M
I/NDC
/LL/Y/F
FNIkAL
kFlGON
8H/W/L FUF
GUJF/NW/L/
F/HlM Y/F
KH/N
L/HCFE
S/HlW/L
S/lLKCI
S/FGHCD/
NOkIH
kFlGON
lSL/M /8/D
/88CI /8/D
/II/CK
H/FlFUF
KCH/I
M/FD/N
JHELUM
Corporate ProfiIe
STRATEGY
8y imp|emenIing rcLu:I cnc cggre::ive :IrcIegic cnc IccIicc| iniIicIive: cn Ihe :ice cf ccn:umer
Lcnking, Meezcn 8cnk cim: Ic fu|fi|| iI: prime cLjecIive cf prcvicing cu:Icmer: ccce::iLi|iIy cnc
ccnvenience, wiIhin cn cImc:phere cnc cu|Iure cf ceciccIec :ervice cnc reccgniIicn cf Iheir neec:.
GROWTH
During Ihe eighI yecr: cf iI: cpercIicn c: cn l:|cmic ccmmercic| Lcnk {frcm 2002 Ic 2010), cffering
univer:c| Lcnking :ervice: Ic cu:Icmer:, Meezcn 8cnk hc: Leen cne cf Ihe fc:Ie:I grcwing Lcnk: in
Ihe hi:Icry cf Ihe ccunIry´: Lcnking :ecIcr. /vercge grcwIh in cepc:iI: hc: Leen 557 per cnnum
curing Ihi: pericc whi|e Ihe Lrcnch neIwcrk grew frcm 4 Ic 201
SharehoIders & Shariah Board
Ihe 8cnk´: mcin :hcrehc|cer: cre |eccing fincncic| in:IiIuIicn: cf Ihe Fegicn ncme|y, Nccr Fincncic|
lnve:ImenI Ccmpcny, Fck-KuwciI lnve:ImenI Ccmpcny, cnc Ihe l:|cmic Deve|cpmenI 8cnk cf
Jeccch.
Ihe 8cnk hc: cn inIerncIicnc||y rencwnec Shcrich Supervi:cry 8ccrc Chcirec Ly Ju:Iice {FeIc.)
Mcu|cnc Muhcmmcc Ic¢i U:mcni, cn inIerncIicnc||y rencwnec figure in Ihe fie|c cf Shcrich,
pcrIicu|cr|y l:|cmic Fincnce
OrganizationaI Structure
SnAkLnCLDING S1kUC1UkL
Share no|ders ksŦ |n m||||on Ʒ
noor llnanclal lnvesLmenL
Companyţ kuwalL
3ţ429 49Ŧ11
ÞaklsLan kuwalL lnvesLmenL
Company (ÞvLŦ) LlmlLed
2ţ09S 30Ŧ00
lslamlc uevelopmenL 8ankţ
!eddah
6S1 9Ŧ32
CLhers 808 11ŦS7
Þa|d up Cap|ta|
6ţ983 100 Ʒ
Corporate Banking (Shariah-CompIiant financing)
Working CapitaI Finance SoIutions
(for short term financing requirements)
Murabaha
MurcLchc invc|ve: Ihe purchc:e cf c ccmmcciIy Ly Meezcn 8cnk cn Lehc|f cf c cu:Icmer
cnc :uL:e¢uenI :c|e Ic Ihe cu:Icmer cn cc:I-p|u:-prcfiI Lc:i:. Ihe cc:I cnc prcfiI mcrgin Ic Ihe
Lcnk i: expre::|y ci:c|c:ec Ic Ihe cu:Icmer.
Tijarah
/ :hcrI-Ierm fincncing fcci|iIy fcr meeIing |i¢uiciIy re¢uiremenI cf Ihe cu:Icmer: {inc|ucing |ccc|
Lu:ine::e: cnc expcrIer:), in which Ihe 8cnk purchc:e: Ihe fini:hec/mcnufccIurec gccc: cf Ihe
cu:Icmer. Ihe gccc: cre ce|iverec Ic Ihe 8cnk. /fIer Icking ce|ivery, Ihe:e gccc: cre Ihen :c|c
Ic Ihe |ccc| Luyer cr expcrIec Ic Ihe fcreign Luyer Ly Ihe cu:Icmer ccIing c: Ihe 8cnk': cgenI.
Istisna'a
l:Ii:nc´c i: c :c|e Ircn:ccIicn where cn c::eI i: :c|c Lefcre iI ccme: inIc exi:Ience. lI i: cn crcer
Ic mcnufccIure c :pecific c::eI fcr Ihe purchc:er
Project Financing
Iwo o| the most common|y used Is|om|c ||nonc|ng so|ut|ons ovo||ed by bus|nesses todoy,
D|m|n|sh|ng Mushorokoh ond Ijoroh ore |deo| |or expons|on o| bus|nesses, 8Mk requ|rements or
other med|um to |ong-term ||nonc|ng requ|rements
iminishing Musharakah
&s|ng th|s ||nonc|ng |nstrument, Meezon 8onk ond the customer port|c|pote |n the jo|nt
ownersh|p o| on osset. Ownersh|p o| the osset |s d|v|ded |nto o number o| un|ts ond the
customer per|od|co||y purchoses these un|ts |rom the bonk over o spec|||ed per|od
Ijarah
In controst to D|m|n|sh|ng Mushorokoh, th|s mode o| ||nonc|ng |s bosed on the prov|s|on o| the
requ|red tong|b|e ossets, such os property, moch|nery, etc, on rento| |or on ogreed per|od o|
t|me. Ihe concept |s s|m||or to "|eos|ng", wh|ch |s common |n convent|ono| bonk|ng. However
there ore some spec|||c proh|b|t|ons wh|ch render convent|ono| |eos|ng to be |orb|dden under
Shor|oh.
Trade ReIated Services
comp|ete ronge o| products ond serv|ces |or |mporters ond exporters ore ovo||ob|e. 8osed on
vor|ous modes o| Is|om|c F|nonce
etter o| Guorontee Foc|||ty
Export b|||s |or co||ect|on
Export [S|ght} b|||s purchose under So|om rrongement
Export [&sonce} b|||s purchose under Muroboho rrongement
S|ght etter o| Cred|t
&sonce etter o| Cred|t
eposit Accounts (eposit Accounts for Business Banking}
8u:ine:: F|u: /cccunI - Serving ycu Ihe perfecI L|enc cf ccnvenience cnc f|exiLi|iIy
KcrcLcri Muncfc /cccunI - Specic||y Ici|crec fcr CcrpcrcIe enIiIie:
l:|cmic ln:IiIuIicn Depc:iI /cccunI - / uni¢ue Depc:iI /cccunI fcr l:|cmic Fincncic|
ln:IiIuIicn: {lFl:)
Fupee CurrenI /cccunI - / CcnvenienI, Secure cnc SIcL|e Depc:iI /cccunI
Fupee Scving: /cccunI - En:uring Iru|y Hc|c| Scving: wiIh Ccmprehen:ive FeIurn:
Meezcn 8cchcI /cccunI - Ihe ccnvenience cf c Scving /cccunI wiIh Hc|c| FrcfiI
LcLLcik Scving /c:ccn - / :pecic|izec Scving /cccunI ce:ignec Ic :cve fcr Umrch &
Hcjj
Dc||cr Scving /cccunI - / Iru|y Hc|c| Dc||cr Scving /cccunI
Eurc Scving /cccunI - / Iru|y Hc|c| Eurc Scving /cccunI
Fcunc Scving /cccunI - / Iru|y Hc|c| Fcunc Scving /cccunI
SWC1 Ana|ys|s
S1kLNG1n
IM Moch|ne |n 8ronches.
One Counter Operot|on.
Is|om|c 8onk|ng.
oyo|ty o| Emp|oyees.
24J7 On||ne 8onk|ng.
Internet bonk|ng |oc|||ty.
Exce||ent Env|ronment.
WLAkNLSS
IM Moch|ne |n 8ronches.
One Counter Operot|on.
Is|om|c 8onk|ng.
oyo|ty o| Emp|oyees.
24J7 On||ne 8onk|ng.
Internet bonk|ng |oc|||ty.
Exce||ent Env|ronment.
Cpportun|t|es
More ond more peop|e ore com|ng towords Is|om|c 8onk|ng System.
Introduct|on o| |nnovot|ve products.
New Morket Segments |or |joro, |.e. Home
pp||onces Froducts.
Open New 8ronches |n Fo|so|obod ond other
Smo|| oreos.
1hreats
Is|om|c bonks ore |ncreos|ng.
Irod|t|ono| commerc|o| bonks ore o|so
Introduc|ng the Is|om|c 8onk|ng Foc|||ty.
Fersono| oon Scheme o| other bonks.
New Innovot|ve Schemes by Other Is|om|c bonks
Suggest|on and kecommendat|ons
Expcncing Iheir Lu:ine:: Ly e:IcL|i:hing new Lrcnche: in Ihc:e
crec: which cre necr Ic Ihe Lu:ine:: crec.
M8L hc: Ihe cpIicn Ic increc:e iI: cu:Icmer: Ihrcugh efficienI
mcrkeIing :y:Iem.
Ihe Lcnk mu:I hire Ihe efficienI mcrkeIing per:cnne|.
M8L mu:I Icke pcrI in hecvy ccverIi:emenI c: Ihe
Fecp|e Leccme cwcre cf Ihe l:|cmic Lcnking Sy:Iem.

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