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CH Capital Partners LLC SBA 504 Single Lender LLC Data-book For Single Lenders LLC Borrower

SBA 504 FMLP Single Loan Lender Program Disclosure

CH Capital Partners LLC will act as an agent of the SBA 504 FMLP Pooling business. CH Capital Partners LLC have hold harmless of the transaction and deem to have accurate information from third party sources. That information can change without notice. CH Capital Partners LLC takes no direct or indirect liabilities of the transaction. The transaction liability is dependent on the borrowers. CH Capital Partners LLC requires the single entity lender or lenders to have seasoned funds of the investment of the 7.5% of the whole conventional loan of the first lien position for 6 months or request the where the capital sources were made. Example, if the 6 month of seasoned funds cannot be proven, CH Capital Partners nor any of its affiliates cannot make the transaction of the SBA loan possible. SBA 504 FMLP Program is part of the American Recovery & Reinvestment Act of 2009, CH Capital Partners LLC is no way endorsed by the SBA nor backed by the SBA. CH Capital Partners LLC is an agent with various contracts that are related with third party. A member of CH Capital Partners LLC is a securities brokers with license in Series 7, 63, 65, life, health and business insurance. It is clear CH Capital Partners LLC, its members and any of its affiliated and non-affiliated business members are not acting as an Investments Advisors nor is it acting as an Broker. Through FINRA 3030 and outside business activities, CH Capital Partners LLC is acting as a Business Consultant and acting as an Originator of the e loan. CH Capital Partners LLC does not guarantee the information is guaranteed, it can change without notice. CH Capital Partners LLC warns the lender that if there is money exchanged hands between the borrower/borrowers and the lender/lenders, it would be a federal offense. CH Capital Partners LLC does not takes responsibility of any wrong doing in anyone's part except its own.

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Corporate & Investment Banking Product Expertise For SBA 504 FMLP (First Mortgage Loan Purchase) Program

Corporate & Investment Banking Product Expertise for SBA 504 FMLP Program

Proactively Delivering Ideas and Capital at Every Stage of a FMLP Poolerss Life Cycle

The chart below and descriptions on the following pages detail some of the core Corporate & Investment Banking products, which allow Wachovia to provide comprehensive solutions to its clients. Sok H. Cordell CH Capital Partners LLC Jordan Blanchard SBA 504 Whole Sale

Consistent Corporate & Investment Banking Coverage for SBA 504 FMLP Program
Packaging and Structuring
Most of the current Poolers Strategic Advisory Services Liquidation Policy Analysis Credit Matrix Review for NAIC Code Portfolio Review

Loan Volume
Creating Consistent Volume for Banks and Non-Bank Lenders Agented Transactions Access to over 500 Mortgage Banking network with National Presence

Due-Diligence
Complete Credit Writeup with SBA and RMA Standards Poolers need for fixed rate of return Convertibles Research Access to Institutions

Bid and Market Making


Highest Bid Goal Investment Grade Loan Syndications Bank Debt Interest Rate Review Asset-Based Lending Index Spread Review

Herdon Audit Preparation


Derivatives IO Strip Review Securitization Reviewing packages for both CDC and First Lender UCC, Credit Box & Matrix, Balance Sheet Review

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SBA 504 FMLP Process for Single Asset LLC

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Misconception in the Market Place

Misconception in the market place


The banks are sitting on tons of cash Banks can lend, but they do not want to It is a instrument to borrow money to expand business and take risk and make a good return. It is investment, where I lend money to the lowest risk and maximize my return They are there to lend money to the community They are the Fat Cats that are making so much money

What is a loan to a consumer?

What is a loan to a investor?

Community Banks

Commercial Banks

The difference

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Misconceptions in the market place

Bank are sitting on tons of cash


$15 Trillion or so asset value evaporated between 2008 and 2009, those values are sitting on balance sheets of many private banks who are not taking the losses Just because you see on the news that many banks took the losses, does not mean, next day all the losses are gone. Losses are the regulatory forced amount

Point of view of the borrower

Business loans make an investment into a company by borrowing to expand, so through hard work and sweat , business owner can make a lot of money. It sounds like an equity investment .
Business loans make an investment that is safe and the investor does not what lose money. This is my safe money. It sounds like a Bond investment Community Banks function today is to make money for its shareholders Commercial Banks function today is to make money for its shareholders Nothing

Point of view of the lender

What is a community bank

What is a commercial bank

Difference

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SBA Loans

SBA Loan Program market has not had any major change for over 25 years Community Banks are not the usual banks who deal 10 to 20 affiliate entities when global cash-flow is the standard with the new regulations after the financial crisis SBA has recently increase the loan amounts to stimulate the economy with the American Recovery and Reinvestment Act of 2009. SBA has allocated 3.3 to 5 Billion in SBA 504 FMLP (First Mortgage Loan Purchase Program)

Unfortunately Humans cannot adjust to the speed of light that robots can adjust to. Community Bankers today are not compensated to work long and hard to end up not being able to comprehend, plan and educate their bankers, prepare the technology purchases and adjustment to execute the task. Assets that are becoming the most toxic are hotels and gas stations. Like individual investors follow an asset allocation, so do banks, so as long as FDIC believes that hotels and gas stations are risky, then the hotel and gas stations will have a difficult time finding loans.

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CH Capital Partners LLC

CH Capital Partners LLC is an Commercial Mortgage Banking firm that specializes in the SBA 504 FMLP Program. CH Capital Partners LLC create loan, not brokered, but actually fully underwritten in accordance with the SBA SOP, packaged and structured with experienced bankers who are familiar with the SBA loan credit, structural and underwriting standards. Consumers may not understand, SBA is a 33 Billion dollar a year market. Click Me --- SBA Loan Report Click Me --- SBA Loan Report 2 If you Click Above, you can see the General Accounting Office has done research in the SBA loan market and can explain where we are in the transparency of the bond market of SBA. Is so small market, so small in comparison to many of the other markets like Fannie Mae, Freddie Mac, and FHA.

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Complete Process Simplified

Lawyers Title opens title and Escrow Create and Open an LLC Identify the CDC (Community Development Company) to get SBA Loan Number Single Asset LLC (operating agreement, Business license, EIN number) Bridge Lenders for First and SBA loans Third Party Reports Final Credit Package Purchase and Sale Agreement for the 85% and Bridge Lender Document Preparation Closing

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Time Line of the Process

CH Capital Partners LLC originate, package and sell the loan

CDC gets the SBA Loan number which allowss the SALLC to hold 15% of 50% loan

CH Capital Partners LLC finds Bridge Lenders to close the loan

2 to 3 weeks

1 Week

2 weeks

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5 Parts of SALLC

Sign Contracts for SALLC and Borrowers . Open Escrow & Title

Gather all professionals to coordinate the closing process

CH Capital delivers the complete packge to SALLC, buyers and SBA

Part 1

Part 2
CH Capital Partners Arranges the Parties to close the loan

Part 3

Part 4
CH Capital and its partners create, execute alll contracts

Part 5

Loans Closed
CH Capital Partners LLCreviews all prepared docs and closes the loan

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Phase I
Open Title Lawyers Title Identify the CDC Project Single Asset LLC established CH Capital creates credit Guidelines for SALLC

Third Party ordered by CH Capital

CDC and SBA provide SBA loan number

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Deposit 15% of the 50% with Lawyers Title

SBA 504 Loan Number

Operating Agreement and Lenders

All Operating agreement is provided CH

Non-Banks no FIRREA

Full Credit Package Delivery

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Phase II
CH Capital Delivers 85% buyer the Credit Package

Poolers deliver the purchase and sale of 85%

Single Asset LLC accepts the PSA of the 85%

Bridge Lender for 1st Lien Bridge Lender for 2nd Lien

Third Party ordered by CH Capital

Closing Document is provided

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SALLC gets copy of Credit Package

CH Capital Partners LLC delivers the commitment to sell 85%

Operating Company Agreement

All Operating agreement is provided CH

CH Capital provides SBA, CDC required Paperwork for close

Attorneys review the closing docs

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Phase III Closing


Borrowers

Lawyers Title holds 15% Escrow


15% is part of the loan proceeds, so the borrowers receive the amount as a loan

Receives the loan proceeds

CDC SBA
Funds 40% of the Loan

SALLC deposits 15% to Lawyers Title

CH Capital Partners LLC


Facilitates Credit, Package and selling of the loan

SALLC

SBA Broker Dealer Buys the 85%

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SBA loans and how it is created

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SBA bonds are sold in Mutual Funds

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SBA bonds are sold to foreign countries

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SBA 504 Debentures have been selling for over 20 years

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How the Government Bonds receive Certificate

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Who is working to create the loan

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Identify the Project and who you are lending to

Identify the SBA 504 Total Project Calculate how much the 7.5% of the total Project Decide what rate you would like to charge, there will be minimum for the borrowers Create an LLC in Nevada Order the Third Party Reports Conference call for the return and expectation Time line of the transaction Final the close of the loan

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Create an LLC in Nevada

Identify the LLC Review the Loan LOI and Sign the Loan Documents for Third Party and Fee Agreement Accept the term of the loan and send in the Deposit

Review with Attorney and Single Entity LLC for Member Documentation Make sure it is inline with your personal plan as well as your Estate Plan Single Entity Members need to review with an Attorney to accept documents that are set forth by the State of Nevada. US Tax Aid Services will be the agent whom LLC will be created US Tax AID Services have been written about in Wall Street Journal, CNBC, LA Time, Market Watch and Bloomberg. They specialize in saving businesses taxes, furthermore their expertise relies on the Nevada Single Entity LLC rules and regulations. Nevada has one of the best lenders laws for this type of loan.

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SBA 504 FMLP Single Loan LLC Entity Program

Lawyers Title will be hired to close the loan Hold the funds for disbursement Closing and satisfying the SBA 504 FMLP and SBA requirements One of the Largest Escrow, Title and Closing firm in the country This will be the third party group that will hold the capital, if for whatever reason that the loan cannot be closed, there will be a full refund. Home Land Security Verification Season Funds for 90 days 1925. Calvin Coolidge was the country's chief executive. The Charleston craze was going strong. F. Scott Fitzgerald published The Great Gatsby. The United States was experiencing one of the dizziest land booms in history. And in Richmond, Virginia, Lawyers Title was born.
Today, Lawyers Title is a proud member of the Fidelity National Financial, Inc. (NYSE: FNF) family of title companies, which collectively represent the largest title insurance and escrow services company in the world. A Fortune 500 Company

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SBA 504 FMLP Single Loan LLC Entity Program

Lawyers Title Reconveyances Recordings Title-Related Services Attorney Services Flood Certification Credit Reporting Specialty Finance Solutions Collection & Trust Trustee Sales Guarantees Real Estate Tax Service Foreclosure Publishing & Posting Exchange Intermediary Services Real Estate Information & Technology Services Originating Funding Purchasing Selling Securitizing Equipment Lease Servicing

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SBA 504 FMLP Single Loan Entity Program

Accept the Rate and Term of the Loan CH Capital Partners LLC explains the rate, loan term and creation of the loan There are based rate and Index with par pricing available, these rates are subjected to change. Variable Fixed 5 Years Fixed 7 Years Fixed 10 Years Potential Fixed 15 Years Fixed 20 Years Fixed 30 Years
All the rates are subjected to change, furthermore the spread or the rate plus index can change without notice. The secondary markets are subjected to change. There is no guarantee that a certain rate is attainable. The rates can be managed, and CH Capital Partners LLC or 504 Wholesale are hold harmless if the rate changes, regardless of the reason which caused the rates to change.

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SBA 504 FMLP Single Loan Entity Program

Receive the Package and the Purchase agreement from Third Party Nationally Recognized third party Appraisal Company Nationally Recognized Environmental Company Deposit for SB Capital:

Bank: Heritage Bank of Commerce Address: 419 So. San Antonio Road, Los Altos, CA 94022 Name on acct: SB Capital, Brokers Account Routing No: 121142287 Account No. 541003679 Bank: Chase Bank Address: 4732 NW Bethany Blvd, Suite G-1, Portland, OR 97225 Name on acct: CH Capital Partners LLC a member of Cordell Financial Group Routing No: 325070760 Account No. 3570829314

Deposit for CH Capital Partners LLC a member of Cordell Financial Group

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SBA 504 FMLP Third Party Reporting Companies

Appraisal Company:

Keith Dawson (Dawson Appraisal , Inc.) keithdawson@dawsonappraisal.com Office -(714) 901-2222 Mobile (714) 726-6183 15581 Placid Circle, Huntington Beach, CA 92647 Partners Engineering and Science Marshall Stancliff Clients they represent: Mission Oaks National Bank, Key Bank, Zions Bank, United Western Bank, Mountain West Small Business Finance, Excel National Bank, Wells Fargo Bank, Nevada Commerce Bank, Evergreen Business Capital, Community South Bank, Georgia Certified Development Company, Mercantile Capital Corporation. Members of NAGGL (national government guaranteed lenders), NADCO (National Association of Development Companies, EBA ( Environmental Bankers Association) Cortland Capital Market Services LLC clients JP Morgan, Morgan Stanly, Goldman Sachs, Citibank Also your servicers of the Loan

Environmental Company:

Document Preparation Company


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SBA 504 FMLP Single Loan Entity Program

The first Lien Bridge Lender CH Capital Partners & SBA wholesale have variety of lenders from Hedge Funds, Private Equity, Commercial Banks, Community Banks to help the Single Entity LLC member retain a loan through the FMLP Program

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SBA 504 FMLP Single Loan Entity Program

Closing Docs Cortland Land Document Services which will create documents in conjunctions with CDC SBA 504 Debenture. Cortland has significantly large pools of Government loan to manage and understand the wide variety of Government Loan Servicing.
Cortland also with the development of LLC can help the liquidation of the incase the default.

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SBA 504 FMLP Single Loan Entity Program

SBA 504 Debenture Bridge Lender CH Capital Partners & SBA wholesale have variety of lenders from Hedge Funds, Private Equity, Commercial Banks, Community Banks to help the Single Entity LLC member retain a loan through the FMLP Program

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SBA 504 FMLP Single Loan Entity Program

What Happens to your 7.5%


You as the borrower receives the 7.5% of the whole project as a full disbursement After the Loan closes, the borrowers will have the proceeds of the loan. You will receive a membership owners certificate from the LLC that owns 15% the loan of the First Lien Conventional Loan with Secondary Market owning 85% 15% of the loan is not guaranteed, however, the collateral has to be lower then the 50% of the current appraised value. This is in no guarantee that incase of default, the 15% would be saved.

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SBA 504 FMLP Single Loan Entity Program

90 days to 120 days of collection of Mortgage Payment Removes the potential to have the loan go through adverse financial condition This loan is paid on the 1st of the month, but because of the servicing, the loan through Colson Services may be credited until the 15th of each month. Due to the delay in Government Loan servicing, we require the borrowers of all SBA 504 FMLP to put in escrow or through ETF, that payment in advance for the lenders protection.

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SBA 504 FMLP Single Loan Entity Program

Servicing of the Loan Cortland Capital Market Services LLC is a leading independent investment servicing company providing fund administration, commercial bank loan servicing, securitization services, and middle-office support to financial institutions including proprietary trading and alternative investment managers, banks, and commercial lenders. Utilizing state-of-the-art process technology, Cortland's experienced professionals deliver effective investment servicing solutions to our clients across asset sectors including structured finance, real estate, managed futures, equities, distressed debt, syndicated bank loans, conventional C&I loans including SBA and USDA guaranteed, tax liens, and more.
Online accounts will be available for the Lender. Online Report will be available Member of LSTA (Loan Syndication and Trading Association Member of NAGGL (National Association of Government Guaranteed Lenders) Member of CRE Finance Counsel

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SBA 504 FMLP Single Loan Entity Program

Courtland Services one of the largest Loan Servicer of America Clients like JP Morgan, Morgan Stanley, Goldman and many of the worlds largest banks Need to provide the ETF account Number Deposit of the loan interest and principal payment on 7.5% of the loan Electronic Privacy will be mandatory from the servicers program

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SBA 504 FMLP Single Loan Entity Program

Loan will be serviced by Cortland Capital Markets LLC Monthly Payment Monitoring Tickler reports Auto-deposit Program ETF Forms for monthly payment Annual reports Quarterly Report on the SBA 504 First Lien Loan Servicing Programs Tickler Report Annual Tax Reporting 1099 Distribution

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Our YouTube Channel

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