Kiplinger18 min read
15 Large-Cap Stocks Betting Big on M&A
The right mergers and acquisitions (M&A) can make a good company even better by opening up new markets, expanding capabilities and market share, and diversifying product lines. Not every deal is a guaranteed winner, but investors typically benefit fr
Kiplinger11 min read
How to Pick the Online Broker That's Best for You
When it comes to satisfying their clients, brokerages are aiming at a moving target. And considering that different investors may have wildly different needs, maybe it's fairer to say that brokerages must hit several moving targets. Our 2019 online b
Kiplinger3 min read
To Successfully Pass Down Your Wealth, First Share Your Intent
Three children -- one is business-minded, one is a teacher and one is an artist -- grow up in a wealthy household. While they understand their fortunate circumstances, they don't understand just how much wealth their parents had accumulated. The pare
Kiplinger12 min read
10 Ways to Talk to Your Aging Parents About Their Finances
There's a good chance that many adult children will have to get involved with their parents' financial lives as they age. Yet, an overwhelming majority of adult children - 73% - have not had detailed conversations with their parents about their finan
Kiplinger4 min readPolitics
5 Reasons a 401(k) May Be the Worst Account to Have in Retirement
Just about every financial expert I know advises savers to contribute to their company's 401(k) plan -- at least enough to receive the employer's matching contribution. I can't argue any differently. That company match is free money -- a bonus from
Kiplinger3 min read
Fasten Your Seat Belts: Commercial Real Estate Is Taking a Flight to Quality
The commercial real estate market has been so strong the past few years that property appreciation alone has turned otherwise marginal deals into windfalls. A low-risk/high-return market atmosphere has conditioned today's real estate investors into b
Kiplinger3 min read
How You -- and Your Kids -- Can Make Smart Student Loan Decisions
Summer and fall are important seasons for families to research student loans. If your household includes a student preparing to apply to colleges, you'll want to factor cost into the decision and be mindful of the potential amount of debt accrued. I
Kiplinger12 min read
The Disruptors: 10 Innovative and Irritating Stock Picks
The idea of disruptors - single companies that (usually quickly) change the landscape of an entire industry or sector - isn't new. Henry Ford and Ford Motor (F) revolutionized automaking in the early 1990s. Phil Knight's Nike (NKE) forever altered th
Kiplinger6 min read
5 Top ESG Stocks on RBC Capital’s ‘Best Ideas’ List
If you want to invest with a clean conscience, look no further. RBC Capital has just released a report revealing its favorite stocks for sustainable investing. These are stocks that the firm rates Outperform (the equivalent of Buy) according to its t
Kiplinger5 min read
3 Ways Annuities Can Help Boomers Reduce Retirement Risk
As 10,000 Baby Boomers a day leave the workforce behind, only 28% believe they are doing -- or have done -- a good job preparing for retirement. What's more, only 25% believe they will have enough money to live in retirement, according to the Insured
Kiplinger6 min read
7 Stocks Warren Buffett Is Buying or Selling
Berkshire Hathaway (BRK.B, $198.31) Chairman and CEO Warren Buffett hasn't found much to his liking in 2019. The Oracle of Omaha bought and sold left and right at the end of 2018. He used the fourth quarter's near-bear market to snap up bargains and
Kiplinger5 min read
10 Worst Things to Buy at Walmart
If anyone is looking for bargains across product lines including groceries, housewares, small appliances, prescription drugs, auto supplies, sporting goods, clothing and electronics, Walmart is a likely destination. The powerhouse retailer was built
Kiplinger28 min read
The Berkshire Hathaway Portfolio: All 47 Buffett Stocks
When folks think of the Berkshire Hathaway (BRK.B) portfolio and its collection of holdings, most of which were selected by Chairman and CEO Warren Buffett, the companies that most readily come to mind are probably American Express (AXP), Coca-Cola (
Kiplinger5 min read
12 Things Every College Student Needs From Costco
A warehouse club stocks just about everything, often in bulk and often at bargain prices, making it a great one-stop destination for back-to-school shopping for college students with lots of needs but not a lot of money. Costco is my go-to store sinc
Kiplinger9 min read
Are You on Track? Financial Planning Goals for Every Decade of Your Life
Your career and lifestyle look completely different when you're in your 20s compared with when you're in your 60s: Your financial focus and planning in each decade should follow suit. Each decade is riddled with its own risks and problems, so it's i
Kiplinger5 min read
Five Wishes: A Simple Tool to Write Your Living Will
As a financial adviser, one thing I do is assist my clients with end-of-life documents that determine how their estates will be handled upon death. But there's more to end-of-life planning than deciding who gets what and minimizing estate and inherit
Kiplinger8 min readPolitics
10 Tips on How and When to File an Amended Tax Return
It's well past April 15. So, unless you applied for an extension, the stress and frustration of filing your federal tax return should be a distant memory by now. But what if you suddenly realize there's a mistake on your return or a new development t
Kiplinger8 min readTech
11 Best Laptops for Students, 2019
The return to school has always been an expensive proposition (all those little items quickly add up), but the laptop era - in which a trusted digital companion is critical for college, high school and even some primary-school students to keep up --
Kiplinger14 min read
13 High-Yield Dividend Stocks to Watch
High-yield dividend stocks have gained even more allure lately in the face of shrinking bond yields. However, while a handful are ready buys right now, several more sport alluring yields - at least 5%, and up into the double digits - but need a littl
Kiplinger2 min readPolitics
IRS Automatically Waives Withholding and Estimated Tax Penalty for Thousands of Taxpayers
Earlier this year, the IRS lowered the underpayment penalty threshold from 90% to 80% to help taxpayers who didn't have enough tax withheld from their paychecks in 2018 or didn't pay enough in estimated taxes last year. As a result, taxpayers could a
Kiplinger5 min readPolitics
Why I Hate Monte Carlo Analysis and Other Financial Projections
I'm not a fan of financial plans that use straight-line projections or Monte Carlo risk analysis to support investment proposals. Here's why: They can lull people into a false sense of security or lead them to believe that the stock market is the ans
Kiplinger3 min read
Vanguard Dividend Growth Reopens. Enter at Will.
Good news. Vanguard has reopened Vanguard Dividend Growth (VDIGX, $29.67), one of its very best funds. What's more, the fund is relatively low-risk, making it ideal for a bull market that is showing signs of age. Wellington Management's Donald Kilbri
Kiplinger37 min read
Florida's 50 Largest Cities and Towns Ranked for Local Taxes
A lot of people, especially retirees, are moving to Florida for the sun, sand, affordable housing...and the lack of an income tax. But don't think for a second that no state income tax means no taxes at all. There are plenty of other taxes to be paid
Kiplinger3 min read
Retirement Requires a Shift in Thinking
For most of your investing life, you've probably been encouraged to build a portfolio that balances risk and return -- achieving the highest returns possible based on your personal tolerance for risk. For most people, that means living with a certai
Kiplinger10 min read
10 Top Stocks That Show Gender Diversity Counts
Data shows that if you want to generate alpha and outperform the major indexes, some of the top stocks to buy are companies that practice gender diversity. Catalyst, the global nonprofit dedicated to building workplaces for women that work, has done
Kiplinger5 min readSociety
7 Money-Saving Tips For The Modern-Day Bridesmaid From A Financial Adviser
If you have never been a bridesmaid, the cost of paying for all the things that go along with the job (the dress, shower, bachelorette parties, travel and the gifts) can be a shock. In fact, Wedding Wire estimates that the cost of being a bridesmaid
Kiplinger3 min read
I Wish I Had Done This Years Ago: All Too Common Financial Regrets
I was recently enjoying dinner with my husband and our three children at our local country club. It was a relaxed and comfortable setting, the perfect place to spend a weekend with the people I love after a long workweek. As I sat across the table f
Kiplinger6 min read
7 Great Places to Retire in Florida
Every day Florida's population swells by more than 1,000 people, many of them retirees relocating for the second halves of their lives. There's little mystery why: Even in the coldest months of the year, the average daily high is at least 70 degrees,
Kiplinger3 min read
What Happens to Your Retirement Plan Now That the Fed Lowered Interest Rates?
News from the financial world has been confusing lately. Is the economy strong or about to bust? Is the inevitable recession close or still years off? At the end of July, the Fed lowered its key interest rate by 0.25% to just below 2.25% -- the firs
Kiplinger5 min readPolitics
Smart Tips for Estate Planning: Write Your Will Like George Washington Did
Estate Planning for those you love can dramatically alter the course of your family for generations. In his last will and testament of 1799, George Washington, laid out a clear vision for his legacy. He bequeathed the "use, profit, and benefit" of hi
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