Kiplinger10 min readSociety
10 States With the Slowest Rates of Job Growth, 2020
U.S. job growth in 2019 is likely to average 170,000 jobs per month, down from 223,000 in 2018. The decline is partly attributable to fewer available workers to hire with the low unemployment rate. Also, businesses are reluctant to aggressively pursu
Kiplinger11 min read
10 States With the Fastest Rates of Job Growth, 2020
U.S. job growth in 2019 is likely to average 170,000 jobs per month, down from 223,000 in 2018. The decline is partly attributable to fewer available workers to hire with the low unemployment rate. Also, businesses are reluctant to aggressively pursu
Kiplinger44 min readSociety
Kiplinger’s Economic Outlook for All 50 States, 2020
Low jobless rates and rising incomes are helping to fatten state coffers across the U.S. Revenue from sales, personal and corporate taxes is on the rise --the best growth since before the Great Recession. States can expect healthy tax revenues for at
Kiplinger8 min read
The Best American Funds for 401(k) Retirement Savers
American Funds is the third-largest fund family in the country, with $1.6 trillion in mutual fund assets. Many of its mutual funds are among the biggest in the land, too. So it should come as no surprise that fund company's portfolios are popular in
Kiplinger4 min read
How to Keep More Money in Retirement: Diversification That Minimizes Taxation
Although you can't control all the challenges you might encounter as you move toward and through retirement, having a well-thought-out plan can help you be better prepared. That's especially true when it comes to two of the biggest risks to a confide
Kiplinger8 min read
7 Dow Stocks That Billionaires Love
There's something to be said about following the "smart money's" lead into adventurous, high-potential growth plays. But billionaires also see plenty of potential in stable blue chips like the Dow Jones Industrial Average's components. Indeed, Dow st
Kiplinger5 min readPolitics
ACA Open Enrollment: Shop Health Insurance Exchanges for a Better Deal
As the Affordable Care Act marketplaces open their doors for this fall's open enrollment, these individual health insurance exchanges are looking healthier than in years past. And no group stands to benefit more than early retirees. Just ask Dan Wic
Kiplinger3 min read
Be the CEO of Your Retirement
In my 33 years as a financial professional, I've been privileged to meet and get to know a number of CEOs. What I've found is, as you might expect, they tend to be smart people. But I've also discovered something else about them when it comes to inv
Kiplinger6 min read
3 Great Reasons to Consider After-Tax Contributions to a 401(k)
The 401(k) has evolved over the past few decades, offering flexibility in the way American workers can save for retirement. More companies are offering their workers more than one option on how to use these accounts, and if you are one of the lucky w
Kiplinger4 min read
3 Preferred Stock ETFs for High, Stable Dividends
Preferred stocks typically aren't first, second or even third to mind when investors think about what they want to include in their portfolios. But if you're an income hunter and you don't already have these stocks on their radar, you might want to g
Kiplinger4 min read
Low Interest Rates Don't Make Structured Settlements a Bad Deal
"Three of my former employees were in a serious auto accident while on a fishing trip, which will result in large settlements for their future care and lost income. "Physically they are no longer able to perform their jobs and will have trouble fi
Kiplinger3 min read
Consider Your Trustee Carefully: It Makes a Difference
You've made it to a place in your estate planning where it's been determined that setting up a trust will help accomplish the many goals you have for your family. You've done extensive research and worked with your adviser to select the type of tr
Kiplinger4 min read
Retiring Early? Ways to Help Avoid Early Withdrawal Penalties on Retirement Accounts
Unless you're talking about retiring early, it's unlikely your financial professional will ever mention the possibility of using something called a "series of substantially equal periodic payments" -- or a 72(t) payment strategy -- to take penalty-fr
Kiplinger4 min read
Commission-Free Trades: A Bad Deal for Investors
Commissions on stocks and exchange-traded funds (ETFs) now come to a big fat zero if you use one of the four biggest online brokerages. On Oct. 1, Charles Schwab (SCHW) announced commission-free trading on stocks, ETFs and options trades. Online-brok
Kiplinger9 min read
10 High-Quality, High-Growth Stocks to Buy
Companies with outsize growth prospects aren't hard to find. High-growth stocks that also are high on quality are another matter. Seemingly every other week, a so-called unicorn files for an initial public offering. And yet more often than not, the s
Kiplinger8 min read
7 ESG ETFs to Buy for Responsible Profits
Investors are rapidly moving toward investing with environmental, social and corporate-governance (ESG) qualities in mind. Assets in ESG ETFs and other exchange-traded products (ETPs) grew by $7.6 billion, or 29.5%, in 2018. That growth rate is sever
Kiplinger10 min read
23 Most Popular Aldi Grocery Items Ranked Best to Worst
We've been tracking Aldi prices and products for years as the German discount supermarket has expanded in the U.S. to more than 1,900 stores in 36 states. In the process, we've shared tips and tricks for shopping at Aldi, as well as advice on the b
Kiplinger4 min read
A Surprising Way 2 Millennials Fast-Tracked Their Financial Progress
It doesn't take much Google searching to find out living in a high cost-of-living coastal city hurts the pocketbook. Whether it comes in the form of higher costs at the gas pump, more expensive groceries, or increasingly out-of-reach homes, living i
Kiplinger4 min readTech
How to Buy the Right ETF
If you're trying to keep up with the exchange-traded fund (ETF) industry, don't blink. Providers have been churning out more than 200 new funds per year since 2014, including 268 new launches in 2018. So how on earth do you weed through all these off
Kiplinger6 min read
The Best T. Rowe Price Funds for 401(k) Retirement Savers
A dozen T. Rowe Price funds appear among the top 100 401(k) funds this year, according to data firm BrightScope. Interestingly, all are funds that focus on growth stocks, and all are standouts in their categories. That shouldn't surprise anyone. Thom
Kiplinger5 min read
The Best Impact Investing Apps
Mobile investing apps are becoming "must haves" these days, and their popularity is expected to increase in the coming years. And that's not the only investing trend that's on the rise. Another is impact investing. Put these two trends together, an
Kiplinger6 min read
3 Retirement Tax Mistakes You Can't Afford to Make
It's easy to assume that financial choices boil down to one's preferences. While personal preferences, goals and priorities should drive most financial decisions, they often can convert a good intention into a mistake. Conversely, those mistakes may
Kiplinger4 min read
How You Can 'TAP' into Home Equity to Help Keep Your Retirement Stable
Retirees face plenty of financial challenges these days, from volatile markets that can upend their security to low interest yields that in some cases don't even allow them to keep up with inflation. But with all the issues that confront them, perha
Kiplinger5 min read
Time to Get Your Head Out of the Sand about Long-Term Care
Baby boomers are living longer than ever before. In fact, as a nation, we are getting grayer and grayer. The U. S. Census states that, "Already, the middle-aged outnumber children, but the country will reach a new milestone in 2035. That year, (they
Kiplinger16 min read
The 15 Best Recession-Resistant Stocks to Buy
There's little question as to what makes the most recession-resistant stocks to buy so resilient. Many of them offer products that Americans simply can't go without, or that are much more attractive when money is tight. What's less certain is when in
Kiplinger3 min readPsychology
Looking for a Job? What They Didn't Tell You in College.
Let's begin with this question: If you feel that your education has prepared you adequately for the realities of the working world -- getting a job, doing well and advancing -- please raise your hands. Hmmm, I don't see many, so let me try a differe
Kiplinger5 min read
10 Money Mistakes Millennials Should Avoid (No. 10's a Shocker)
Many millennial households are on their way to building substantial wealth. They are saving 20% or more of their paychecks, investing in 401(k) accounts, and keeping their debt levels low. But others, even those with good educations and solid careers
Kiplinger9 min read
7 REITs to Buy Now for Dividend Growth
Stocks and bonds have largely rewarded market denizens since the Great Recession's market nadir in 2009, but investors great and small may be pondering how much leg the current rally has left. Real estate investment trusts (REITs) might be the asset
Kiplinger3 min read
The Smart Money Is Looking for Value Stocks
September shaped up to be a pivotal month for stocks - and perhaps, specifically, value stocks. For starters, it wasn't the bear of a month we usually expect. On average over the past half-century, September is the only month to produce a significant
Kiplinger4 min read
Do You Save for College or for Retirement? What Parents Need to Know
If you're a parent, there is no doubt you want the best for your kids. To most of us, this means providing our children with the opportunity to not just attend college -- but to attend the college they want and graduate without thousands of dollars i
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