A very good book helping us to understand what brought us to this financial mess in 2008 and affected people like us in the Main Street. Besides greed and excessive risk taken by the top management of the investment banks, I think the creit rating agencies (eg Moody's S&P and Fitch) also need to be blamed as they are the ones who gave 'AAA" rating to the highly risky derivate products (eg, CDO, CDS etc.) in exchange for hefty fee. Really don't trust people from the Wall Street. I would better equip myself with financial literacy then rely on the advice of Wall Street.