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2012
39
2012. 62 96,2%
( )
2011. , 22
( 99,3%) 51
( 93,9%).
62
2011
, :
(. )
2012
2011
(%)
1.414,92
1.517,91
-6,8%
1.814,34
2.061,89
-12,0%
3.229,26
3.579,80
-9,8%
2012
-
2011
.
3.
2012
2011
(%)
204.421.360,52
265.224.246,64
-22,9%
18.203.410,57
21.893.815,81
-16,9%
8.
287.534.588,68
312.458.000,39
-8,0%
9.
101.750.790,98
95.281.251,69
+6,8%
10.
920.401.611,00
1.068.114.423,07
-13,8%
63.720.515,17
61.343.340,30
+3,9%
7.
13.
2012
2011
(%)
I.
845.294.390,23
952.022.291,69
-11,2%
III.
319.529.121,63
268.022.471,56
+19,2%
................................................................................................ 2
..................................................................................................................... 3
................................................................................................................... 4
........................................................................................................................ 4
......................................................................................................................... 5
................................................................................................................ 5
1. ............................................... 6
2. ............................................................................10
2.1 .......................................................................................10
2.2 ..................................................................................................14
3. .................................................16
3.1 .......................................................................................16
3.2 ..................................................................................................18
1: 2012/2011
2: 2012/2011
3: - (Members participation)
Appendix 4: Executive summary
1: 2012/2011 ................................... 7
2: (. ) .............. 8
3: (. ) .......................... 9
4: 2012 ..............................................11
5: (. ) ..........13
6: (. )
............................................................................................................................................13
7: . (. ) ...............15
8: .
(. ) .............................................................................................................15
9:
..........................................................................................................................16
10: .......................................17
11: ..........................................17
12: ...................................................18
13: ......19
1: ........................... 6
2: 2012 ............................................... 6
3: 2011-2012 ............................... 7
4: 2012 .......................10
5: ...........................12
6: 2012 ....................................14
7: .......................................14
8: (Members participation) ........................................25
- 2012
13 .. 400/70
.
.
,
/ .
,
-
(executive summary).
-.
,
2011. :
1)
2)
3)
( )
/
,
.
,
(
),
- .
,
.
1.
2012 62.
.
1:
11
40
11
62
96,2%
2011. ,
99,3% 93,9%.
,
2012 3,2 . 43,8% 56,2%
.
2: 2012
1.414.921.698,61
43,8%
1.814.341.949,56
56,2%
3.229.263.648,17
100%
, ,
2011 9,8%
( 7,9% ), 6,8% ( 2,8%
) 12,0% ( 11,4% )
.
2011.
3: 2011-2012
+2,4%
-12,0%
-6,0%
-2,8%
-11,4%
-7,9%
+1,0%
-11,3%
-6,3%
-0,1%
-11,9%
-7,1%
-6,8%
-12,0%
-9,8%
1: 2012/2011
35%
30%
25%
20%
15%
10%
5%
0%
-5%
-10%
-15%
,
.
1 2 .
2: (. )
350
300
250
200
150
100
2011
2012
3: (. )
240
220
200
180
160
140
120
100
2011
2012
2.
2012
-
. 1 2
.
2.1
2012
( )
4.
920 . 50,7% .
287 . 15,8% .
4: 2012
1.
34.243.145,72
1,9%
2.
12.909.216,97
0,7%
204.421.360,52
11,3%
192.550,40
0,0%
6. (, , )
11.168.627,68
0,6%
7.
18.203.410,57
1,0%
8.
287.534.588,68
15,8%
9.
101.750.790,98
5,6%
10.
920.401.611,00
50,7%
707.071,56
0,04%
12.
5.855.973,17
0,3%
13.
63.720.515,17
3,5%
14.
29.655.988,81
1,6%
15.
701.007,42
0,04%
16.
26.787.578,34
1,5%
17.
33.133.377,47
1,8%
18.
62.955.135,12
3,5%
1.814.341.949,56
100%
3.
5.
11.
10
204 . (11,3% ), 102 .
(5,6% ) 64 . (3,5%
).
(
), 1,1 .
62,0% .
2011 15,6%.
4: 2012
15,1%
22,9%
62,0%
: -
,
- ,
, (
,
) 416 . , 22,9%
. 2011 3,7%.
5
2011 2012 .
2011, ,
12,0%,
(-22,9%), (-13,8%)
(-8,0%). ,
, (-17,5%),
(-16,9%) (-18,8%). ,
(+3,9%),
(+6,8%) (+9,6%).
11
5:
2012
2011
1.
34.243.145,72
42.185.483,19
-18,8%
2.
12.909.216,97
10.919.168,37
+18,2%
204.421.360,52
265.224.246,64
-22,9%
192.550,40
189.560,57
+1,6%
6. (, , )
11.168.627,68
13.229.820,74
-15,6%
7.
18.203.410,57
21.893.815,81
-16,9%
8.
287.534.588,68
312.458.000,39
-8,0%
9.
101.750.790,98
95.281.251,69
+6,8%
10.
920.401.611,00
1.068.114.423,07
-13,8%
707.071,56
692.759,65
+2,1%
12.
5.855.973,17
6.450.052,61
-9,2%
13.
63.720.515,17
61.343.340,30
+3,9%
14.
29.655.988,81
34.144.925,14
-13,1%
15.
701.007,42
1.298.419,67
-46,0%
16.
26.787.578,34
24.433.093,32
+9,6%
17.
33.133.377,47
40.161.444,23
-17,5%
18.
62.955.135,12
63.871.455,69
-1,4%
1.814.341.949,56
2.061.891.261,08
-12,0%
3.
5.
11.
5
6.
12
5: (. )
170
150
130
110
90
70
50
2011
2012
6:
(. )
50
45
40
35
30
25
20
2011
2012
13
2.2
6.
1,4 . , , 845
. 59,7% , . .
319 .
22,6% 141
. 10,0% .
6: 2012
I.
845.294.390,23
59,7%
III.
319.529.121,63
22,6%
46.050.982,45
3,3%
54.690,70
0,004%
141.380.443,58
10,0%
62.612.070,02
4,4%
1.414.921.698,61
100%
IV.
VI.
VII.
VIII.
7.
, 6,8%.
.
, 19,2%. .
11,2%.
7:
2012
2011
I.
845.294.390,23
952.022.291,69
-11,2%
III.
319.529.121,63
268.022.471,56
+19,2%
46.050.982,45
46.500.168,23
-1,0%
54.690,70
60.314,39
-9,3%
141.380.443,58
169.897.736,89
-16,8%
62.612.070,02
81.410.464,05
-23,1%
1.414.921.698,61
1.517.913.446,81
-6,8%
IV.
VI.
VII.
VIII.
. .
.
14
7: . (. )
140
120
100
80
60
2011
2012
8: .
(. )
90
80
70
60
50
40
30
20
10
-
2011
2012
15
3.
. ,
/ ,
.
3.1
9 100
2011,
.
2011,
.
9:
120
110
100
90
80
70
2011
2012
: 2011 = 100
(
),
(-)
( 10).
16
10:
130
120
110
100
90
80
70
2011
2012
: -
,
- 2011 = 100
11:
140
120
100
80
60
40
20
2011
2012
: - ,
- 2011 = 100
17
( ,
),
2011
3.2
. , 2012 2011
, .
12:
140
130
120
110
100
90
80
70
2011
2012
: 2011 = 100
.
2011.
18
13:
400
350
300
250
200
150
100
50
0
2011
2012
: 2011 = 100
19
1: 2012/2011
.
.
V.
VI.
VII.
VIII.
/12
/12
/12
/11
/11
/11
109.169.343,19
91.934.256,40
99.211.395,42
109.264.833,68
109.583.838,71
114.530.908,43
67.034.140,02
31.529.372,94
51.113.235,33
19.457.841,27
18.175.301,90
46.406.564,37
5.121.475,41
4.542.323,08
5.304.649,64
4.994.267,04
4.765.359,10
5.262.445,93
6.905,82
5.029,00
5.691,37
7.498,34
1.558,21
4.254,28
19.748.265,12
15.490.017,33
16.755.334,91
15.631.322,03
20.480.648,80
25.357.692,52
7.353.846,26
5.824.520,84
8.210.583,32
10.666.994,99
8.725.038,44
12.668.850,86
208.433.975,82
149.325.519,59
180.600.889,99
160.022.757,36
161.731.745,17
204.230.716,40
/12
/12
/12
/11
/11
/11
95.624.766,10
96.577.044,61
97.454.779,76
110.643.288,88
109.106.981,01
107.570.419,38
34.027.297,88
23.809.229,00
15.060.420,86
15.642.126,20
16.719.033,69
32.070.104,03
5.005.093,39
5.836.560,04
5.703.041,14
4.962.301,86
5.975.726,20
5.645.436,08
2.803,49
6.830,09
13.061,17
3.401,60
11.037,23
15.864,15
15.714.819,89
18.569.220,99
14.398.731,46
19.935.727,47
17.998.590,25
17.224.937,72
7.507.975,82
7.099.301,46
5.818.333,11
9.069.520,01
9.400.677,64
7.093.958,86
157.882.756,57
151.898.186,19
138.448.367,50
160.256.366,03
159.212.046,03
169.620.720,23
V.
VI.
VII.
VIII.
/12
/12
/12
/11
/11
/11
97.512.651,08
72.734.085,90
85.076.067,77
100.132.502,65
84.171.033,28
107.018.485,65
71.937.563,57
14.500.530,56
10.517.331,47
27.080.234,44
11.547.253,27
80.924.012,39
4.995.511,91
4.131.173,08
5.411.154,76
5.314.012,06
4.230.903,02
5.349.716,94
4.807,04
3.851,53
5.711,19
5.349,82
4.421,56
6.929,20
19.183.817,37
11.103.359,74
10.416.876,77
20.528.507,12
15.139.888,30
17.600.422,67
7.807.632,85
7.098.551,74
5.891.324,61
8.580.590,87
7.729.188,32
7.475.644,06
201.441.983,82
109.571.552,56
117.318.466,57
161.641.196,96
122.822.687,75
218.375.210,91
V.
VI.
VII.
VIII.
2: 2012/2011
/12
/12
1.
5.418.678,00
3.442.307,45
3.812.483,78
6.092.891,60
4.086.867,02
4.626.847,45
2.
1.502.356,30
1.452.857,34
1.409.903,60
1.199.684,69
1.140.560,18
1.244.949,86
33.732.519,56
18.867.097,26
20.965.050,45
40.442.183,41
26.059.219,48
29.092.047,21
730,99
113,28
18.168,45
90,00
90,00
7.897,00
6.
1.123.586,17
765.425,56
1.448.771,28
1.499.910,16
928.244,10
1.337.792,78
7.
3.174.853,13
1.862.099,67
2.145.834,69
3.846.166,06
2.399.994,85
2.288.822,68
8.
39.175.180,64
29.843.705,18
31.504.507,35
43.972.375,62
34.471.161,43
36.852.247,24
9.
21.495.076,70
8.424.863,57
8.083.919,50
23.714.485,92
8.449.845,19
9.979.307,97
141.218.860,88
86.818.033,13
97.802.446,88
149.528.865,70
102.400.533,84
117.607.353,68
49.356,00
8.506,81
106.700,90
59.527,28
14.038,25
113.489,38
542.208,34
470.888,72
589.955,91
571.794,43
515.559,84
593.724,16
10.713.841,53
5.793.517,95
6.373.698,05
8.523.417,62
6.194.630,37
6.327.900,22
14.
3.974.505,50
4.230.912,02
3.186.119,53
4.134.335,36
3.492.510,31
4.851.697,06
15.
5.160,04
77.377,54
137.500,08
127.452,09
136.953,03
180.832,47
16.
4.706.394,08
2.782.986,60
2.394.112,84
3.680.988,59
2.386.282,49
2.422.400,20
17.
4.608.620,48
3.287.690,58
3.768.853,00
5.532.966,96
4.045.106,39
4.680.055,68
18.
9.364.491,58
5.600.344,02
7.606.564,17
8.903.498,21
6.188.900,73
6.940.483,85
280.806.419,92
173.728.726,66
191.354.590,44
301.830.633,69
202.910.497,50
229.147.848,88
3.
5.
10.
11.
12.
13.
/12
/11
/11
/11
/12
/12
/12
/11
/11
/11
1.
4.138.968,75
3.509.278,71
3.538.492,10
5.064.595,59
4.414.465,73
4.301.603,74
2.
1.495.311,37
1.478.603,06
1.576.529,69
1.145.462,90
1.437.805,60
1.394.887,39
24.961.580,22
21.611.569,53
21.158.248,98
32.164.970,66
27.361.379,10
27.938.828,65
-2.385,00
10.170,00
6.641,17
0,00
10.545,00
388,78
6.
1.178.464,78
1.652.414,39
1.892.779,02
1.858.332,70
1.805.265,40
1.972.168,84
7.
2.275.108,50
1.698.757,88
1.701.769,77
2.962.413,46
2.025.930,57
1.158.850,41
8.
28.454.995,12
35.932.053,70
33.019.696,08
32.700.237,05
34.882.070,63
35.604.583,74
9.
18.128.296,67
8.819.303,57
10.565.307,54
9.009.440,82
8.015.415,91
9.499.216,12
117.367.664,68
97.574.958,59
96.261.047,50
136.937.885,59
114.344.710,55
118.285.859,94
49.165,00
164.879,58
8.082,62
27.286,07
133.813,72
11.051,32
731.374,52
887.964,92
836.505,68
710.168,40
956.882,15
997.242,90
14.029.408,13
6.026.319,06
5.427.934,39
8.310.948,51
11.126.243,45
5.176.957,10
14.
3.031.683,02
2.676.166,92
5.174.919,08
3.400.035,37
3.155.648,57
2.904.552,48
15.
77.985,40
81.652,53
74.337,04
166.731,28
137.014,86
107.828,93
16.
3.311.727,13
3.546.936,10
2.404.876,96
2.661.938,92
2.793.266,07
2.983.944,94
17.
4.092.234,52
3.463.758,89
3.585.608,64
5.092.337,49
4.540.710,06
4.373.775,78
18.
7.126.756,68
6.987.848,64
6.511.750,97
7.267.037,42
6.123.429,52
6.318.096,73
230.448.339,48
196.122.636,07
193.744.527,22
249.479.822,22
223.264.596,88
223.029.837,78
3.
5.
10.
11.
12.
13.
/12
/12
/12
/11
/11 /11
1.
4.186.380,73
2.947.591,20
3.248.965,00
5.139.531,03
3.948.783,91
4.509.897,10
2.
1.453.838,41
1.217.433,19
1.322.384,02
1.242.710,75
978.257,58
1.134.849,43
26.768.387,64
17.556.223,27
18.800.683,61
35.234.764,60
22.818.862,51
24.111.991,02
2.873,71
158.521,08
-2.283,28
7.061,80
164.863,37
-1.375,38
6.
1.937.557,89
748.479,53
421.149,07
2.206.685,87
870.494,01
750.926,91
7.
2.435.985,58
1.311.778,84
1.597.222,50
3.471.747,96
1.777.107,61
1.962.782,22
8.
34.778.629,06
24.622.498,60
30.203.322,95
35.739.566,53
26.407.129,33
31.828.628,82
9.
10.017.420,08
8.782.980,42
7.433.622,93
11.097.212,97
8.704.509,08
6.811.817,73
118.905.533,11
76.860.531,02
87.592.535,22
131.924.401,38
94.293.453,78
102.791.358,62
45.633,20
174.452,83
100.294,62
48.112,28
210.678,80
74.762,55
12.
1.041.248,46
492.693,07
263.133,56
1.109.944,02
621.129,27
373.607,44
13.
6.188.488,62
3.992.271,42
5.175.036,02
5.887.533,88
4.438.290,57
5.357.418,59
14.
2.814.707,69
1.951.762,39
2.615.212,66
4.540.677,99
4.018.337,56
3.647.130,44
15.
77.384,07
73.575,54
96.035,18
146.900,35
138.606,76
156.099,90
16.
2.466.472,10
2.235.613,52
2.938.459,00
2.803.543,55
2.005.414,90
2.695.313,65
17.
4.153.432,98
2.825.265,26
3.347.913,13
4.650.044,45
3.305.458,21
3.940.989,22
18.
7.877.405,04
5.475.512,76
6.404.461,28
7.199.115,52
8.219.376,15
6.711.517,57
225.151.378,35
151.427.183,93
171.558.147,48
252.449.554,92
182.920.753,40
196.857.715,82
3.
5.
10.
11.
3: - (Members
participation)
....
,
.
HAIC wishes to thank the following insurance enterprisesmembers for their response to
the questionnaire that supported the undertaken study.
8: (Members participation)
..
...
....
ERGO A.A.E.
...
ERGO ...
..
....
EUROP ASSISTANCE
.....
.....
....
....
GROUPAMA ....
....
...
I NG ....
...
..... & .
INCHCAPE ...
INTERASCO ....
INTERLIFE .....
....
. ....
.....
....
MAPFRE ASISTENCIA
AGA INTERNATIONAL SA
MARFIN ...
ALLIANZ ...
MEDITERRANIA (. )
ATRADIUS
METLIFE ALICO
ARAG A.G.
AXA ...
NP INSURANCE - ....
D.A.S. - HELLAS ..
SOGECAP SA
DIRECTA .....
Jan-Sep 2012
Jan-Sep 2011
Growth
Life
1,414.92
1,517.91
-6.8%
Non-life
1,814.34
2,061.89
-12.0%
Total
3,229.26
3,579.80
-9.8%
Premium for the nine months of 2012 for the most important insurance branches along
with the respective growth in relation to 2011 was as shown in the following tables.
Important non-life branches
Jan-Sep 2012
Jan-Sep 2011
Growth
204,421,360.52
265,224,246.64
-22.9%
18,203,410.57
21,893,815.81
-16.9%
287,534,588.68
312,458,000.39
-8.0%
101,750,790.98
95,281,251.69
+6.8%
920,401,611.00
1,068,114,423.07
-13.8%
63,720,515.17
61,343,340.30
+3.9%
3. Land vehicles
7. Goods in transit
HAIC
Jan-Sep 2012
Jan-Sep 2011
Growth
I. Life
845,294,390.23
952,022,291.69
-11.2%
319,529,121.63
268,022,471.56
+19.2%
-
37. 2011
2012
http://www.eaee.gr/cms/uploads/oikmel-legalexpenses2011gr.pdf
36. 2011
2012
http://www.eaee.gr/cms/uploads/oikmel-cargo2011gr.pdf
35. 2011
2012
http://www.eaee.gr/cms/uploads/oikmel-property2011gr.pdf
34. 2011
2012
http://www.eaee.gr/cms/uploads/oikmel-companies2011gr.pdf
33. 2012
2012
http://www.eaee.gr/cms/uploads/oikmel-premium6months2012gr.pdf
-
32. 2011
2012
http://www.eaee.gr/cms/uploads/oikmelGeneraLCivilLiability2011gr.pdf
31. 2011
2012
http://www.eaee.gr/cms/uploads/oikmel-claims2011gr.pdf
30. 2011
2012
http://www.eaee.gr/cms/uploads/oikmel-yacht2011gr.pdf
29. 2012
2012
http://www.eaee.gr/cms/uploads/oikmel-premium3months2012gr.pdf
28. 2011
2012
http://www.eaee.gr/cms/uploads/oikmel-CrewInsurance2011gr.pdf
E.A.E.E.
H.A.I.C. Research and Statistics Department
, M.A.
, M.Sc., M.Res.
fasois@eaee.gr
cstathopoulos@eaee.gr
10 105 57 . 210 3334100 e-mail: info@eaee.gr