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Table of Content
PageMission Statement 1Core Values & Guardian Spirit 1Introduction 2General Provisions 4Eligible / Ineligible Expenses 6Maternity Benefits 9Co-ordination of Benefits 9Emergency / PPO 10Dental Care Benefits 11Orthodontia Benefits 15Vision Care Benefits 16Schedule of Benefits
 
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Mission Statement
We commit to build on our tradition of integrity by being thedominant provider of personal financial services in the marketswhere we operate in terms of financial strength, quality service and  professionalism, in a manner beneficial to our customers, agents,employees, shareholders and the wider community.
Core Values & The Guardian Spirit
 Integrity, Quality, Growth, Serving People
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