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 Assessing Seedco’sLower ManhattanSmall Business& WorkforceRetention Program
September 2005
By
 Adina AbramowitzBeth Lipson Jon Schwartz
National Community Capital Association
Preface by William J. GrinkerCEO Seedco
Seedco
Innovations in Community Development 
 
 Copyright ©
2004
Seedco and the Non-Profit Assistance Corporation
 
 Acknowledgments
National Community Capital Association would like to acknowledge Lindsay O’Brien, a financialanalyst at Seedco, for coordinating and managing the Seedco team and gathering the informationfrom Seedco required for this study.We would also like to thank Shanthini Black, Rachel Friede, Robinson Hernandez, Cheryl Huber, Jennifer Jensen, Sarah Kaufman, Suzanne Nienaber, and Angela Sung, students from New YorkUniversity’s Robert F. Wagner Graduate School of Public Service, who were persistent in trackingdown business owners to conduct the surveys that were a vital part of the data collection for thisproject.
 About Seedco—
Innovations in Community Development
 
Seedco, a national community development operating intermediary, creates opportunities for low-wage workers and their families by engaging with community partners and anchor institutions todevelop, operate, and learn from model programs of national significance that:
1)
help people jointhe workforce and achieve economic self-sufficiency,
2)
assist small businesses, and
3)
promoteasset building for residents and businesses in economically distressed communities. Seedco’stechnical and financial assistance complements the model programs and strives to build the capacityof community partners and small businesses through the introduction of sound, outcome-basedmanagement practices.
 About National Community Capital Association
National Community Capital is a network of more than 170 private-sector communitydevelopment financial institutions (CDFIs) that provide financing, training, consulting, andadvocacy for CDFIs. Active in all 50 states, the National Community Capital network invests insmall businesses, quality affordable housing, and vital community services that benefit economicallydisadvantaged people and communities. National Community Capital is committed to leading thecommunity development finance system to scale through capital formation, policy, and capacitydevelopment.
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